New Poll: Do you hold stocks or mutual funds as part of your portfolio?

by Manshu on August 25, 2010

in Investments

Post image for New Poll: Do you hold stocks or mutual funds as part of your portfolio?

A few days ago I ran a poll asking people if they had made any money in the stock market, and I am glad to see that the majority of you have made money in the stock market.

The other theme from comments and emails was that people had taken control of their finances, and in almost every case, invested directly in stocks.

In general, people in the know will tell you it is not wise to invest directly in stocks, as  there is a lot of research that you should be willing to do, and even if you do it – it is impossible to beat the market, so buy an index mutual fund, and be done with it.

But in the real world, I don’t think a lot of you are convinced by that argument, and that’s what today’s poll is all about. It is a simple question with three answers:

Do you hold stocks or mutual funds as part of your portfolio?

1. Stocks

2. Mutual Funds

3. Both

I have changed the position of the poll to be on the left sidebar instead of the right one, so look for it there, and take a moment to vote, then leave a comment explaining your reason. We will discuss results in a few days!

Image by melilab

{ 13 comments… read them below or add one }

Indian Thoughts August 25, 2010 at 10:45 pm

I love mutual funds and learnt stocks from my DH. But when it comes to stocks, I again prefer sensex ones..

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Manshu August 26, 2010 at 2:47 am

So, looks like safe big stocks for you and then the traditional route of mutual funds. I’d expect that a lot of people take this approach.

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Radhika August 26, 2010 at 2:15 am

I hold both. Regular investments in both MF and stocks.

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Manshu August 26, 2010 at 2:49 am

Do you buy stocks that are not part of the mutual fund portfolio then, or just stocks which you like, and would like to load up on more?

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Radhika August 26, 2010 at 10:30 am

I don’t really check if the stocks I buy are part of the MFs that I hold.
MF, I pick top rated equity funds and tax saving funds from HDFC, SBI, UTI and Birla. I reinvest in same set of funds than buying new funds each year.
Stocks, as I’d mentioned earlier are mostly of good business houses and some penny stocks!

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JUDY August 26, 2010 at 4:22 am

Both. For MFs, important to know the organisation & fund mgr’s track record. For lesser known stocks – especially micro-cap etc., I also look at the quantum of MF investment. And also depends on returns – higher-risk higher-returns thru the stocks that are part of sensex etc.

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Manshu August 26, 2010 at 5:46 am

That’s an interesting idea, look at MF investments in micro caps. Do you find many micro cap stocks that have substantial MF investments?

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JUDY August 26, 2010 at 8:41 pm

I am all about shortcuts. I start with the Micro Cap MF e.g. DSP – see what stocks they have invested in. Then I pick 4-5 and see how many MFs have invested in them. Am not too financial savvy hence this “jugaad” approach!

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Manshu August 27, 2010 at 3:50 am

This is quite clever actually, to see how many funds hold a particular stock….I have never done this, so curious about it, does this work most of the time? What’s your experience?

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Xamuel August 26, 2010 at 9:17 pm

Both, but mostly mutual funds.

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sundar August 27, 2010 at 7:54 am

Sir, I am planning to start investment in MFs initially. Thinking of opening dmat ac with HDFC. then start buying MFs myself, at monthly intervals like SIP. Your expert commenst & do you suggest me any other buys???

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Pallavi September 1, 2010 at 6:50 am

Both, but mainly mutual funds.
My stocks are a few small/mid caps which are good companies with expectation of doing very well over my lifetime (or at least the next 10/20 years).
MFs are a mix of large-cap and mid-cap focussed MFs. One Contra MF but it seems to invest in mainstream stocks. I invest through SIP in top rated equity funds. My last SIPs were for 2 years and are due for renewal. May continue with same MFs again for next 2 years.

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Nataraj September 17, 2010 at 6:33 am

I have investment in PMS….where does that fall into????? and any good website comparing the performance and service levels of various PMS providers in India.

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