Win a CIBIL TransUnion Score and Credit Report for free!

by Manshu on January 8, 2013

in Announcements

About a month ago, CIBIL had teamed up with me to create a comprehensive FAQ and now they’ve graciously offered to give away Credit scores (and reports) for free to 3 OneMint readers!

The CIBIL TransUnion Score (and CIR) plays a significant role in the loan approval process. It indicates what are your chances of getting a house loan or a credit card that you desire.

The Credit report is derived from your credit history across products and lenders. So access to your Credit report will help you understand what are the areas you can improve on so that you can improve your credit history and thereby the Credit score.

How to participate? 

There are two ways of entering the contest:

1 A) Like the Facebook page of OneMint OR

1 B) Subscribe to the daily email newsletter of OneMint

2) Leave a comment on this post or OneMint’s Facebook page letting me know that you have done so.

Doing one or both of these will give you one entry, and CIBIL will select 3 random winners who will be entitled to get their Credit Score and report for free.

If you are already subscribed or like the Facebook page, then you can just leave a comment as you’re already eligible.

The give away will close 10 days from today which is Jan 18 2013 and I will create a list and hand it over to CIBIL at the time. They will then choose winners, and I’ll declare them here afterwards. The winners would then have to share their KYC compliant ID and Address Proof, so that they can authenticate your identity.

I want to thank CIBIL for this great give away for OneMint readers and wish you all the best!

 

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{ 103 comments… read them below or add one }

vikrant January 8, 2013 at 7:51 PM

Have already done 1A and 1B so doing 2 :)

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vikrant January 8, 2013 at 7:51 PM

and RT on twitter :)

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Santha Kumar Ramaiyan January 8, 2013 at 7:57 PM

Done so…

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Parijat January 8, 2013 at 8:02 PM

1A – Done
2 -Done

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Vaibhav Bajpai January 8, 2013 at 8:36 PM

Already liked FB page and subscribed to blog updates as email. Please consider my entry for the same

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Rahul Kumar January 8, 2013 at 9:00 PM

I have given my mail ID for daily newsletter. thank you.

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Amit Tamhankar January 8, 2013 at 9:14 PM

Done.

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Dheeraj January 8, 2013 at 9:17 PM

Done

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Rakesh January 8, 2013 at 10:07 PM

Done.

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Kunal January 8, 2013 at 10:31 PM

Done 1b

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Vinodh Kumar January 8, 2013 at 11:20 PM

Done!!

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Sriharsha K V January 8, 2013 at 11:52 PM

Please consider me for the contest

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Shiv Kukreja January 9, 2013 at 12:03 AM

Hi Manshu… Please let me know whether I am eligible to participate? :-) I have answered many CIBIL queries here and loan/credit card queries otherwise, but never checked my own CIBIL score ever. The reason is I have never taken any home loan/personal loan/education loan etc. till date and dont remember whether I have ever applied for any credit card in my own name (done that in my family members’ names though). So, please ask CIBIL team to grant me a wild card entry. Thanks in advance! (like people do) :-)

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Manshu January 9, 2013 at 12:48 AM

Sorry buddy….you’re not eligible :-)

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Shiv Kukreja January 9, 2013 at 12:52 AM

This is cheating… very bad !! 😉

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bluecrabs January 9, 2013 at 4:10 AM

done dana done :)

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rohan doshi January 9, 2013 at 6:01 AM

Hii manish…
I have done step 1
Thanks for keeping interest of readers with such small small things

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Satbir Singh January 9, 2013 at 7:45 AM

Already suscribed to email newsletter, liked facebook page too

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Vishal Ramaswamy January 9, 2013 at 8:09 AM

Done both!!!

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rahul chandalia January 9, 2013 at 8:14 AM

I am eligible

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siddhant January 9, 2013 at 8:48 AM

CIBIL, Here comes the dabangg.

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Vivek January 9, 2013 at 9:12 AM

I have already subscribed !!!

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Ravi January 9, 2013 at 9:14 AM

Done

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Venkatesan S January 9, 2013 at 9:26 AM

Pl enter me for free cibil credit report

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Sunder January 9, 2013 at 9:32 AM

Yes

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satbir January 9, 2013 at 9:40 AM

email newsletter subscriber

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Vishnu Kumar January 9, 2013 at 9:42 AM

Hello, Trying my Luck! 😀

Hope this is not Publicity Stunt.

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Mayank Shah January 9, 2013 at 9:48 AM

1B -> Done
2 -> Done

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Ravi January 9, 2013 at 9:50 AM

Already suscribed to email newsletter, liked facebook page too

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Kunal January 9, 2013 at 10:48 AM

Great place to get yourself updated about the latest things about your finance

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Shailesh Soni January 9, 2013 at 11:06 AM

Done both.

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Dipankar January 9, 2013 at 11:25 AM

done

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Ashwin January 9, 2013 at 11:26 AM

Done both!
BTW, about a month back you were complaining about lack of replies :) See now!

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Rajat January 9, 2013 at 11:27 AM

Great quetionaries regarding the CIBIl score. Great :)

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Ams January 9, 2013 at 11:48 AM

Already eligible Manshu.

Thanks,
Amit

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Divya January 9, 2013 at 12:13 PM

Here you go

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Pankaj January 9, 2013 at 12:35 PM

Great that you are running this contest and offering complementary CIBIL Score and CIR.

However, I feel CIBIL should improve on their process of Dispute Resolution. Till date I have generated 3 CIR (since Aug 2011) and have raised dispute for correction of CIR but still few issues remain to be resolved :( hope they will resolve my disputes soon!

Another issue is that of multiple “Enquiry Applications” by member banks. CIBIL Score is affected if a member bank raises repeated “Enquiry Applications” for a single Loan/Credit Card application by a person. Cant their be a check on this anomaly?

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Manshu January 11, 2013 at 12:46 AM

Pankaj, someone from CIBIL will contact you shortly, is this email id correct or do you want me to give them another one?

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Pankaj January 11, 2013 at 10:47 AM

Manshu, Thanks a ton for your intervention… They can surely contact me on this id. Would be glad to hear from them!

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Anurag Garg January 9, 2013 at 12:39 PM

Yes. Me Too.

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Sumeet Gupta January 9, 2013 at 1:28 PM

Include me too!!

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ashish maskara January 9, 2013 at 1:49 PM

Already subscribed to your email newsletter,

Thanks,
Ashish

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Gavisha January 9, 2013 at 1:50 PM

I’m already eligible!!!

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Viral January 9, 2013 at 2:40 PM

Done

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K VENU January 9, 2013 at 3:35 PM

Thank you for the interesting posts as well as for this nice opportunity

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Gaurav Sharma January 9, 2013 at 5:17 PM

i am eligible

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Paul January 9, 2013 at 5:42 PM

Was planning to collect my CIBIL report by next June.
Already 1B and now doing posting comment(2).

BTW, do people who got Shiv sweating with questions get any unfair advantage 😉 :)

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Shiv Kukreja January 10, 2013 at 12:16 AM

Yes Paul, they will also be given a free personal loan or a free credit card, as per their choice… 😉

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Kirti January 9, 2013 at 7:15 PM

Even I am interested!

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Jayachandran January 9, 2013 at 8:55 PM

Thanks for the good opportunity . Done. Let’ s see :)

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Anantha krishna T January 10, 2013 at 4:46 AM

Thanks for the opportunity given to make us eligible for this

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Kunal January 10, 2013 at 10:43 AM

2 -> Done

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PP January 10, 2013 at 12:03 PM

Hi Manshu,

I don’t visit FB that often. I’ve done 1B long time ago.

Great idea – this contest!

Regards,
PP

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Saurabh January 10, 2013 at 12:05 PM

Done

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Rahul Sharma January 10, 2013 at 2:31 PM

1B done :)

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Vinay January 10, 2013 at 4:08 PM

I am already eligible

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Alok January 10, 2013 at 4:35 PM

Done :)

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Piyush January 10, 2013 at 5:01 PM

I’m already subscribed to your daily email newsletter.

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Vivek January 11, 2013 at 8:50 AM

I am eligible!

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Saurabh January 11, 2013 at 12:26 PM

Subscribed to your newsletter. Keep blogging!

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shekhar Lohumi January 11, 2013 at 10:49 PM

liked facebook page to be eligible for CIBIL report

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naresh January 12, 2013 at 12:13 PM

subscribed :)

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Melwin FALCAO January 13, 2013 at 8:12 AM

I am already subscribed to your facebook, email, etc. Kindly enter my name for the contest

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Sachin January 13, 2013 at 9:47 AM

Done :)

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Vaibhav Bajpai January 13, 2013 at 12:21 PM

I have left comment before, but my name was not on the list sent. Please consider my entry

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Madhur January 13, 2013 at 12:30 PM

Liked on FB

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Ankit K January 13, 2013 at 12:52 PM

Good initiative. Done :)

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Murugan January 13, 2013 at 1:37 PM

Already subscribed for your blogs

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Ashok v January 13, 2013 at 3:01 PM

Hi

Have subscribed to One Mint on my e-mail. Do consider my entry.

regards
ashok

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Jatin January 13, 2013 at 4:06 PM

Liked the FB Page

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DHARMARAJ THAPA January 13, 2013 at 4:53 PM

I WAS MISGUIDED AND MY CREDIT CARD WAS MISUSED.LATER IT WAS SETTLED. NOW I CAN NOT GET LOAN. I NEVER KNEW ABOUT CIBIL. SCORE , POINTS ALL THESE TECHNICAL TERMS I WAS UNAWARE OF THESE TERMS. KINDLY GUIDE ME HOW CAN I GET PERSONAL LOAN.TO SURVIVE AS THERE MANY UPS AND DOWN IN MY LIFE.THOUGH I WORK IN COLLEGE LIBRARY. BUT UNDER HEAVY DEBT.BECOME LIKE A BEGGAR. PLEASE HELP ME ON HUMANITARIAN GROUND.SAVE MY LIFE AND MY FAMILY.THERE WERE 5 DEATHS IN MY FAMILY WITH TWO TERMINALLY ILL MEMBERS IN FAMILY.IT HAS BECOME VERY DIFFICULT TO SURVIVE.LIFE HAS BECOME LIKE A HELL. WITH HIGH REGARDS .MAY GOD BLESS YOU. DHARMARAJ THAPA

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Satish January 13, 2013 at 5:13 PM

Liked facebook page to be eligible for CIBIL report, Luckily.

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sivakumar R January 13, 2013 at 5:30 PM

Subscribed to the Mint news letter.. Pretty useful indeed..

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psnaidu January 13, 2013 at 5:30 PM

subscribed

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Abhishek Nair January 13, 2013 at 9:02 PM

Hi,

Please count me in too.

Thanks

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Amit Chadha January 14, 2013 at 9:38 AM

Hi. i am already subscribed.

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soumya January 14, 2013 at 10:07 AM

Interested in getting my CIBIL score

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Uma January 14, 2013 at 1:56 PM

Subscribed

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Rakesh January 14, 2013 at 2:53 PM

I have subscribed too and liked on FB.

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M Nair January 14, 2013 at 8:15 PM

Have subscribed to the Mint news letter

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J.P.Taneja January 14, 2013 at 8:16 PM

CIBIL SCORE on face book liking the one- mint& getting a lot of your achivement of whole life cridit worthyness by cibil rating

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J.P.Taneja January 14, 2013 at 8:17 PM

CIBIL SCORE on face book liking the one- mint& getting a lot of your achivement of whole life cridit worthyness by cibil rating.

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J.P.Taneja January 14, 2013 at 8:58 PM

No matter you make payment in time . I am watching you.

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Sanchit Arora January 15, 2013 at 3:25 AM

Done!

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Ashish Balachandran January 15, 2013 at 10:16 AM

Subscribed

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Narasimha Gupta January 15, 2013 at 10:59 AM

This is really a good initiative by Onemint, for getting free CIBIL rating for the readers. I had already taken my credit score once in the past, but it is any time good to keep a track of our score on a yearly / periodic basis.

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Pavithran January 16, 2013 at 10:55 AM

I have subscribed

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Balaji Chegu January 16, 2013 at 11:17 AM

Subscribed :) Replied :)

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Yuvarajan January 16, 2013 at 12:46 PM

I have subscribed and liked the FB page as well. Interested to participate.

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Sricharan January 16, 2013 at 4:19 PM

Have liked the FB page and subscribed to RSS. Hoping to get picked up by CIBIL for free CIBIL report.

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Vish January 16, 2013 at 6:18 PM

I have Subscribed too.

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Ravi Gupta January 16, 2013 at 6:46 PM

A Great initiative from CIBIL to provide score to the Lucky ones.
Have Subscribed.
Cheers!!!

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sham January 17, 2013 at 3:04 PM

I have subscribed for daily mailer

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Vikash Jain January 18, 2013 at 12:18 PM

I’m already subscribed to your daily email newsletter.

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Simhadri January 18, 2013 at 1:54 PM

I very much inspired with ur daily reviews. I am reading ur reviews & sharing with my friends. I am learning financial planning with ur reviews

Simhadri

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Vignat Vora January 19, 2013 at 9:20 AM

I’ve been a regular reader of OneMint since 2012. I’ve liked the Facecbook Page . I believe that Facebook Page is a better way to get updates than email newsletter.

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pk January 19, 2013 at 8:53 PM

Dear sir,

I need suggestion on below mentioned topic.
I am a retired person taken voluntary retirement ,presently having no other source of income or any pension ,need minimum Rs60000/- per month for my monthly expenses to run my home,which includes all expenses to run a family with minimum requirement how much amount and in what safe instrument for long term i should invest ,so that without fail every month i should be getting 60000/ credited in my account so that i could run to run my family day to day expenses.
kindly mention the name of instrument and name of fund / company . where i should invest the required amount and my money remains safe. My family consists of 4. my age is 56,ocpcupation ,retirered from sr mgmt job,

Thanks and regards.

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Devashish January 22, 2013 at 4:18 PM

Subscribed to email alerts.

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Gagandeep Singh Bhasin January 29, 2013 at 1:19 AM

I cant believe that you were actually able to socially manipulate so many people…. Well Done!! ROFL!!!

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puruhottam verma January 29, 2013 at 6:37 PM

email already subscribed.i had made an enquiry on ur one mint page ,not yet received reply from you. Pkverma

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Dilliraj March 7, 2013 at 2:05 PM

Hi

I have done both the steps. Btw when u need my PAN number, kindly mail me if i won d ticket.

Thank you.

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Manshu March 7, 2013 at 6:10 PM

Contest was over long ago…

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Latheef February 4, 2016 at 12:21 AM

Good

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