Win a CIBIL TransUnion Score and Credit Report for free!

by Manshu on January 8, 2013

in Announcements

About a month ago, CIBIL had teamed up with me to create a comprehensive FAQ and now they’ve graciously offered to give away Credit scores (and reports) for free to 3 OneMint readers!

The CIBIL TransUnion Score (and CIR) plays a significant role in the loan approval process. It indicates what are your chances of getting a house loan or a credit card that you desire.

The Credit report is derived from your credit history across products and lenders. So access to your Credit report will help you understand what are the areas you can improve on so that you can improve your credit history and thereby the Credit score.

How to participate? 

There are two ways of entering the contest:

1 A) Like the Facebook page of OneMint OR

1 B) Subscribe to the daily email newsletter of OneMint

2) Leave a comment on this post or OneMint’s Facebook page letting me know that you have done so.

Doing one or both of these will give you one entry, and CIBIL will select 3 random winners who will be entitled to get their Credit Score and report for free.

If you are already subscribed or like the Facebook page, then you can just leave a comment as you’re already eligible.

The give away will close 10 days from today which is Jan 18 2013 and I will create a list and hand it over to CIBIL at the time. They will then choose winners, and I’ll declare them here afterwards. The winners would then have to share their KYC compliant ID and Address Proof, so that they can authenticate your identity.

I want to thank CIBIL for this great give away for OneMint readers and wish you all the best!

 

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{ 102 comments… read them below or add one }

vikrant January 8, 2013 at 7:51 pm

Have already done 1A and 1B so doing 2 :)

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vikrant January 8, 2013 at 7:51 pm

and RT on twitter :)

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Santha Kumar Ramaiyan January 8, 2013 at 7:57 pm

Done so…

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Parijat January 8, 2013 at 8:02 pm

1A – Done
2 -Done

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Vaibhav Bajpai January 8, 2013 at 8:36 pm

Already liked FB page and subscribed to blog updates as email. Please consider my entry for the same

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Rahul Kumar January 8, 2013 at 9:00 pm

I have given my mail ID for daily newsletter. thank you.

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Amit Tamhankar January 8, 2013 at 9:14 pm

Done.

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Dheeraj January 8, 2013 at 9:17 pm

Done

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Rakesh January 8, 2013 at 10:07 pm

Done.

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Kunal January 8, 2013 at 10:31 pm

Done 1b

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Vinodh Kumar January 8, 2013 at 11:20 pm

Done!!

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Sriharsha K V January 8, 2013 at 11:52 pm

Please consider me for the contest

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Shiv Kukreja January 9, 2013 at 12:03 am

Hi Manshu… Please let me know whether I am eligible to participate? :-) I have answered many CIBIL queries here and loan/credit card queries otherwise, but never checked my own CIBIL score ever. The reason is I have never taken any home loan/personal loan/education loan etc. till date and dont remember whether I have ever applied for any credit card in my own name (done that in my family members’ names though). So, please ask CIBIL team to grant me a wild card entry. Thanks in advance! (like people do) :-)

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Manshu January 9, 2013 at 12:48 am

Sorry buddy….you’re not eligible :-)

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Shiv Kukreja January 9, 2013 at 12:52 am

This is cheating… very bad !! ;-)

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bluecrabs January 9, 2013 at 4:10 am

done dana done :)

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rohan doshi January 9, 2013 at 6:01 am

Hii manish…
I have done step 1
Thanks for keeping interest of readers with such small small things

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Satbir Singh January 9, 2013 at 7:45 am

Already suscribed to email newsletter, liked facebook page too

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Vishal Ramaswamy January 9, 2013 at 8:09 am

Done both!!!

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rahul chandalia January 9, 2013 at 8:14 am

I am eligible

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siddhant January 9, 2013 at 8:48 am

CIBIL, Here comes the dabangg.

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Vivek January 9, 2013 at 9:12 am

I have already subscribed !!!

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Ravi January 9, 2013 at 9:14 am

Done

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Venkatesan S January 9, 2013 at 9:26 am

Pl enter me for free cibil credit report

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Sunder January 9, 2013 at 9:32 am

Yes

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satbir January 9, 2013 at 9:40 am

email newsletter subscriber

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Vishnu Kumar January 9, 2013 at 9:42 am

Hello, Trying my Luck! :D

Hope this is not Publicity Stunt.

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Mayank Shah January 9, 2013 at 9:48 am

1B -> Done
2 -> Done

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Ravi January 9, 2013 at 9:50 am

Already suscribed to email newsletter, liked facebook page too

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Kunal January 9, 2013 at 10:48 am

Great place to get yourself updated about the latest things about your finance

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Shailesh Soni January 9, 2013 at 11:06 am

Done both.

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Dipankar January 9, 2013 at 11:25 am

done

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Ashwin January 9, 2013 at 11:26 am

Done both!
BTW, about a month back you were complaining about lack of replies :) See now!

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Rajat January 9, 2013 at 11:27 am

Great quetionaries regarding the CIBIl score. Great :)

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Ams January 9, 2013 at 11:48 am

Already eligible Manshu.

Thanks,
Amit

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Divya January 9, 2013 at 12:13 pm

Here you go

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Pankaj January 9, 2013 at 12:35 pm

Great that you are running this contest and offering complementary CIBIL Score and CIR.

However, I feel CIBIL should improve on their process of Dispute Resolution. Till date I have generated 3 CIR (since Aug 2011) and have raised dispute for correction of CIR but still few issues remain to be resolved :( hope they will resolve my disputes soon!

Another issue is that of multiple “Enquiry Applications” by member banks. CIBIL Score is affected if a member bank raises repeated “Enquiry Applications” for a single Loan/Credit Card application by a person. Cant their be a check on this anomaly?

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Manshu January 11, 2013 at 12:46 am

Pankaj, someone from CIBIL will contact you shortly, is this email id correct or do you want me to give them another one?

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Pankaj January 11, 2013 at 10:47 am

Manshu, Thanks a ton for your intervention… They can surely contact me on this id. Would be glad to hear from them!

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Anurag Garg January 9, 2013 at 12:39 pm

Yes. Me Too.

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Sumeet Gupta January 9, 2013 at 1:28 pm

Include me too!!

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ashish maskara January 9, 2013 at 1:49 pm

Already subscribed to your email newsletter,

Thanks,
Ashish

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Gavisha January 9, 2013 at 1:50 pm

I’m already eligible!!!

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Viral January 9, 2013 at 2:40 pm

Done

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K VENU January 9, 2013 at 3:35 pm

Thank you for the interesting posts as well as for this nice opportunity

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Gaurav Sharma January 9, 2013 at 5:17 pm

i am eligible

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Paul January 9, 2013 at 5:42 pm

Was planning to collect my CIBIL report by next June.
Already 1B and now doing posting comment(2).

BTW, do people who got Shiv sweating with questions get any unfair advantage ;) :)

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Shiv Kukreja January 10, 2013 at 12:16 am

Yes Paul, they will also be given a free personal loan or a free credit card, as per their choice… ;-)

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Kirti January 9, 2013 at 7:15 pm

Even I am interested!

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Jayachandran January 9, 2013 at 8:55 pm

Thanks for the good opportunity . Done. Let’ s see :)

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Anantha krishna T January 10, 2013 at 4:46 am

Thanks for the opportunity given to make us eligible for this

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Kunal January 10, 2013 at 10:43 am

2 -> Done

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PP January 10, 2013 at 12:03 pm

Hi Manshu,

I don’t visit FB that often. I’ve done 1B long time ago.

Great idea – this contest!

Regards,
PP

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Saurabh January 10, 2013 at 12:05 pm

Done

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Rahul Sharma January 10, 2013 at 2:31 pm

1B done :)

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Vinay January 10, 2013 at 4:08 pm

I am already eligible

Reply

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