Announcing OneMint Financial Planning Services

Shiv and I have been working with some paid clients during the last few months, and have been experimenting with various type of services, and we are now ready to announce this on the blog, and reach out to a wider audience.

There are two services that we are going to offer, and I’m going to talk about each of them in this post.

Comprehensive Financial Planning


The first type of service is full blown financial planning, and we have developed a five step process for this. We conduct a weekly call and follow that up with a report at the end of each week.

You can see what each step of the process entails in the table below.

Onemint Financial Planning Process

Each of the steps above lead into the next step, and finally helps prepare the comprehensive plan.


We will charge a fee of Rs. 15,000 for this service, which needs to be paid before we start the engagement.

Money Back Guarantee

We offer a no questions asked, money back guarantee that you can invoke at any time during the process and extends till 5 days after you receive the comprehensive financial plan.

There is no trick or hidden clause or disclaimers associated with this guarantee. We feel that 15,000 is not a small amount of money and if anyone feels that it has not been wisely spent, and they haven’t got their money’s worth, they should have it back. The loss in time and effort will be ours, and we will not ask you any questions or try to convince you of the value of the service. If the value wasn’t apparent enough to you during the process, then you needn’t pay for it.

One Time Consulting


There are often circumstances that need you to answer a question which requires some financial expertise. For example, you get a lump-sum, and need to know the best way to invest it to generate a monthly income, or you have your portfolio assessed, and need recommendation on what to do next. This type of analysis needs a couple of hours, and if you send your question to us, we’ll let you know if we can do this or not. We will have a call with you, and send out a written report here for this as well.


We will charge a fee of Rs. 2,000 for this service, which needs to be paid before we start the engagement.

Money Back Guarantee

The guarantee that we offer on the full blown consulting is applicable here as well, if you think your money wasn’t well spent, we will return it to you without any questions

How will this affect the blog?

Both of us plan to write the way we were writing before, and we don’t plan to change the nature or frequency of our posts because of this announcement. If you have any questions, please leave a comment or if you want to keep it private, please send me an email.


23 thoughts on “Announcing OneMint Financial Planning Services”

  1. Can I switch my fixed deposit funds to and longer term FMPs or Corporate Bond Funds as it is very tax efficient.
    Practically how much riskier FMP and Corporate Bond Funds are..I know about default risk but practically how much riskier they are and how much percentage of my fixed deposit fund should i keep in this type of instrument.

  2. Shiv Congrats on the new service, especially the plan of a money back guarantee with no questions asked. I am sure people who use your service, would not be be able to thank you enough. Your blog and your sincerity to help people says it all……Congrats once again

  3. Dear Mansu,

    Like other readers, I am also big fan of your blog. I haven’t removed any of your mails from my mail box and I keep visiting some of your old blogs to understand how do you fare in your assessment! Not to judge you but to improve my understanding of financial world.

    I would like to get in touch with you regarding your financial service – would appreciate if you can share your mail ID. Thanks for educating lot of retail investors like me.

  4. Suppose I require your expertise only in one area viz Analyzing and advice on review of my portfolio and suggesting modification ,may I know what will be your fees?
    Do you also give stock buy/hold/sell Tips ?

    1. That can be covered under the second service viz. Rs. 2,000, however we’d need to know details to understand if we can provide any value or not. For example, if you send me a list of your assets and we feel that they are already in good shape then you don’t need to pay us or if you have too many stocks then we won’t be able to do anything about that because we are not going to be able to comment on individual stocks.

      We are staying away from individual stock buy, hold, sell etc.

      You can email me directly if you have any more questions. Thanks!

  5. Congratulations and good luck. I followed your site for tax free bonds advice last year. It was very helpful. Thank you

  6. Congrats Manshu! I am an avid fan of your blog. It has given me really valuable inputs about the notion of ‘investing’ and has kept me abreast with the latest going-ons in the investment domain. You can be sure I will avail your paid services in the future!

    1. Thank you Shreyansh! I’m always glad to hear how OneMint has helped people with investing – that’s what it is all about. Hope you benefit from the current rally too – all the best!

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