Sukanya Samriddhi Yojana – Application Form & List of Banks to Open an Account

by Shiv Kukreja on March 4, 2015

in Investments

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in

It has been over a month now since the government launched the “Sukanya Samriddhi Yojana” on January 22nd. But, no authorised public sector bank has the details or the application form of this scheme till date to help investors open an account. Even the post offices are not providing the application form or the details of the scheme easily.

On behalf of the general public, I would like to ask the government why do we announce such schemes when we do not have the basic infrastructure to help those for whom these schemes are being launched? I know I’ll not get any reply, but I really want to know when will our governments or public sector offices start working in an efficient manner?

Why don’t we privatise our post offices, banks or such other public sector organisations which have been operating highly inefficiently for years and years now? If we cannot privatise these organisations due to political compulsions, why don’t we make them improve their efficiency levels?

Yesterday I posted various salient features of this scheme and today I received a few emails asking for the list of banks where this account can be opened. I also got queries asking for the application form to open an account. Here is the extract of one such mail.

Hello Mr. Kukreja,

I just read your article and your views over Pradhanmantri Sukanya Samriddhi Yojana. It was fabulous to read. Very clear and understanding information.

Actually i need a help or say favour from you. Am trying to get the Account Opening Form of above said scheme, but i didnt find any. Could you pls mail me the form of the same, so that without wasting any time i can proceed with the investment.

If you say that, collect from the post at nearby my residence, well sir i have inquired but they have none.

So its a kind request to you.

Overall thanks once again for your information and guidance.

Application Form for opening a Sukanya Samriddhi Account in a Post Office

To open an account under this scheme, the application form is still not available on the website of India Post. However, you can use this application form for getting your account opened with any of the post offices. I have downloaded this form from the website of India Post itself. Though this application form is still not updated, with ‘SSA’ missing on the top of this form, I have been told that the post offices will not refuse to accept this form.

However, here is one more link to the application form with which you can download the updated application form.

You can also print the application form from this circular of the Department of Posts, Ministry of Communications & IT, dated January 21, 2015. This circular also has the Notification No. G.S.R. 863(E) dated December 2, 2014, having all the rules & regulations of Sukanya Samriddhi Yojana. This circular has the application form on the 9th page.

List of Banks which have been authorised to open Sukanya Samriddhi Account

Here is the list of scheduled commercial banks which have been authorised to open accounts under Sukanya Samriddhi Yojana:

* State Bank of India (SBI)

* Bank of Baroda (BoB)

* Punjab National Bank (PNB) – Website Link – Contact No. – 011-25744370

* Bank of India (BoI)

* Canara Bank

* UCO Bank

* United Bank of India

* Andhra Bank

* Allahabad Bank

* Indian Bank

* Corporation Bank

* Central Bank of India

* IDBI Bank

* Dena Bank 

Once these banks upload the application form on their respective websites, I’ll share the links to their forms in front of their names.

I am sure many of you must be facing difficulties in getting the required information about this scheme and also you would be in a hurry to open this account before the financial year ends. I would advise you to approach post offices as of now because some of the banks will take their own sweet time to get their branch personnel updated. I am sure you will get the option to migrate to the bank of your choice at a later date.

If you get any useful info/link regarding this scheme or have any of your good/bad experiences or any query, please share it all here.

{ 1570 comments… read them below or add one }

Santanu March 4, 2015 at 9:47 AM

Nice information Shiv,

I think for Banks all branches will not get the forms to open this scheme. Means in every city there will be some dedicated branches will only operate Sukanya Samriddhi Account. Do you have any information regarding this?

Although I have visited Andhra Bank and HDFC bank in Hyderabad, but they have no updated information. In post office people are very cool and relaxing attitude. They gave me the old account opening form only. When I asked them they said one can open SSA with that form also.

Reply

Shiv Kukreja March 4, 2015 at 11:10 AM

Thanks Santanu,
Yes, you are right, all branches of these banks will not be accepting these deposits. But, I’ve no info regarding those branches which would be accepting these deposits. I don’t think HDFC Bank would be interested in servicing this scheme, but Andhra Bank should accept these deposits at some later date. Post Offices need to upgrade their personnel and infrastructure. There is huge potential these post offices have.

Reply

Piyush Agarwal March 4, 2015 at 4:09 PM

Dear Shiv

I have approached SBI, PNB, BOB but there is no update on opening of account.

Regards
Piyush

Reply

Shiv Kukreja March 4, 2015 at 4:20 PM

Dear Piyush,
I know there is no info these banks have as yet. They’ll take their own sweet time to get their staffs updated. Just relax and wait for the things to settle down. You’ll easily be able to open this account in a few days time.

Reply

mahesh April 7, 2015 at 10:31 AM

POST OFFICE VS LIC
Call me if you required Lic policy 9880484598

Concept of insurance is more important when it comes for long term savings Like Child Education / Marriage.
1. NAME : SUKANYA SAMRUDHI YOJNA | LTD ENDOWMENT PLAN.

2. POST OFFICE offers 9.1% Rate of interest compounded. it is guaranteed only for 1 year only.

Lic offer you Insurance + Guaranteed Return. it is guaranteed for 21 yrs.

3. Premium
Post office :- Pay Rs 12000 for 14 year and Get Rs 6 lacs on 21 st year

Lic :- Save premium Rs 22,500 on 21st year get Rs 6,32,400.

4.Payment
Post office :- Total Premium paid 1,68,000
Lic :- total Premium paid 2,02,500

5. Premium Holiday
Post office :- No need to pay for 7 yrs.
Lic:- No need to Pay for 12 yrs

6. Insurance
Post office :- Zero.
Lic :- 3 Lakh Normal Death & 3.75 lakh on Accidental.

7. Death Due to Accident
Post office :- Zero
Lic Scheme:- 300000 lacs + 375000=675000 lacs.

8.Term ride
Post office :- zero
Lic Available so in case of accidental death 9,75,000 will be paid.

9. Diability benefit
Post office :- zero
lic :- Built in Permanent Disability benefit and payable as per rule.

10. Situation in case of premium paying member’s death
Post office :- Familiy sitll have to pay 12,000 per year till 14 th year.
Lic :- No need to pay and family gets 6.75 lacs immediately in case of accidental death (and in case of natural ddeath family gets 3 lakh = bonus amount).

11. who can take:-
Post office :- only Girl child.
Lic :- Father or mother can take this scheme and nominate their son or daughter for schemes.

12. Result
Post office :- Tension Tension
lic :- NO tension.
Call me if you required Lic policy 9880484598

Reply

sagar March 4, 2015 at 12:05 PM

Hi Sir
Kya har saal saving amount same hona chahiye

Reply

Shiv Kukreja March 4, 2015 at 12:11 PM

Hi Sagar,
No, it is not fixed, you can deposit any amount between Rs. 1,000 and Rs. 1,50,000 in a single financial year.

Reply

rajesh March 4, 2015 at 12:42 PM

Dear sir,
Spouse We are regular paid 1000/- 14 year aftar 21 year how many rupees collect of Sukanya Samriddhi Yojana.

8059353565

Reply

Shiv Kukreja March 4, 2015 at 1:57 PM

Dear Rajesh,
It is not possible to calculate the maturity amount in this manner as it’ll really depend on the rate of interest and time of your investment every year. But, based on certain assumptions and 9.1% rate of interest, it should be Rs. 52,605 after 21 years.

Reply

Buddhapal March 4, 2015 at 2:09 PM

Today I gone to draw sukanya yojana account but officer said that come on Monday( post office chimur )pin 442903 they are not interested and trouble the people.

Reply

Shiv Kukreja March 4, 2015 at 2:21 PM

Mr. Finance Minister, are you listening to these guys? Post Office officials need to change their attitude towards client servicing or they will lose out all their business to private sector banks/courier companies/mutual funds in the next few years.

Reply

Jitender Rawat March 4, 2015 at 2:13 PM

Dear Shiv,
Is this scheme applicable only for 5 years Child or below 5years can also apply for the same? What is the minimum age limit for applying this scheme?

Reply

Shiv Kukreja March 4, 2015 at 2:29 PM

Dear Jitender,
You can open this account in the name of a new born baby girl as well, there is no mention of 5 years of age. The age limit also is 10 years and not 5 years. As the scheme has just started, one year grace period has also been given which makes it 10 + 1 = 11 years. You can open this account in the name of a girl child who is born on or after December 2, 2003.

Reply

T. NAGA SRINIVAS March 4, 2015 at 3:54 PM

Good article. But then, when nobody knows how to open an account, what is the use? Post offices are a strict no,no. Online facility is not there. For each transaction one needs to go twice. Staff is rude.

Reply

Shiv Kukreja March 4, 2015 at 4:04 PM

Thanks!
We all know how our post offices/public sector banks work. Nobody can do anything about it. But, I think we all should also be sensible. Why do all of us want to open the account today itself? Why not wait for a few more days for the things to settle down? Why not wait for the next financial year’s interest rates to get announced? Post office & public sector bank staff has always been rude to its customers. The government needs to do something about it.

Reply

GULSHAN k ahuja March 4, 2015 at 4:28 PM

Today I visit the Indian bank and corporation bank phillaur branch but they day we not know about sukanya suraksha yojna and they not opened my girl account.why central govt and banks haras the customers.Thanks

Reply

Shiv Kukreja March 4, 2015 at 4:55 PM

Please wait for a few days for these banks to update their staff about this scheme. Forgive these banks.

Reply

Inderjeet March 4, 2015 at 7:07 PM

Dear Mr. Kukreja,

Just want to know, in case of death of depositor (Parents Or Guardian), what will happened…..?

Reply

Shiv Kukreja March 4, 2015 at 7:10 PM

Dear Inderjeet,
You can make a request to prematurely close the account and withdraw the amount under special circumstances.

Reply

nuthan March 4, 2015 at 7:53 PM

Sir,

I find your articles really good cos it’s simple n sensible. I want to know if the name of the baby is mandatory as she is an infant. And also notify me if any other good saving schemes are available

Regards
Nuthan

Reply

Shiv Kukreja March 4, 2015 at 9:00 PM

Thanks Nuthan!
Yes, the name of the girl child would be required to open an account as she would be the account holder in this scheme. Also, you can subscribe to our free newsletter to get notified about good investments on a regular basis – https://feedburner.google.com/fb/a/mailverify?uri=onemint%2Ffeed

Reply

Mahesh March 4, 2015 at 9:04 PM

Can NRI invest in the scheme for their daughters and also can the investment be done from NRI account.

Reply

Shiv Kukreja March 4, 2015 at 9:08 PM

Hi Mahesh,
It is still not clear whether NRIs can invest in this scheme or not. As NRI investment is not allowed in PPF, I am assuming that the government will not allow it for this scheme as well. So, you’ll have to wait some more time for further clarity.

Reply

Mahesh March 5, 2015 at 8:40 PM

Dear Sir,

If Grand Parent is Local Residence and wishes to do it can they do it, in this case.

Reply

Shiv Kukreja March 5, 2015 at 9:32 PM

That is also not clear as the birth certificate will be of abroad.

Reply

Mahesh March 5, 2015 at 10:03 PM

Child is Indian Born (Indian National) but Lives with Parent in Overseas.

Reply

Shiv Kukreja March 6, 2015 at 12:08 AM

Grand Parents have to be legal guardian to open this account. It seems difficult to open an account for the girl child in this case, but you’ll have to wait some more time to get clarity on this.

Reply

rishi kumar March 4, 2015 at 9:14 PM

Thanks sir, one more doubt wat r d documents requried foe open a account under dis scheme

Reply

Shiv Kukreja March 4, 2015 at 9:19 PM

Documents Required – Birth Certificate of the girl child, along with the identity proof and residence proof of the guardian, are the mandatory documents required to open an account under this scheme.

http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

Reply

inderjeet March 4, 2015 at 9:35 PM

Thanks Sir…… but again i have a dought….. my daughter age is 8yrs. Now, if I opt this scheme now & after 4 years when my daughter age is 12 which is underage & some misappening is happened with me. Than what…..?
As thair is no nomination & other facelity

Reply

Shiv Kukreja March 4, 2015 at 9:42 PM

Under such kind of special circumstances, legal guardian of the child would be required to make a request to prematurely close the account and withdraw the amount. Some legal formalities would be required like producing death certificate etc.

Reply

Ajay Sharma March 4, 2015 at 9:42 PM

I visited pnb and SBI on 1st march 2015 when i asked for sukanya account the bankers said what is it we do not have any information regarding this.

Reply

Shiv Kukreja March 4, 2015 at 10:15 PM

Please wait for a few more days for these banks to update their staff about this scheme.

Reply

Aswin March 4, 2015 at 10:01 PM

sir i get the message from facebook., is that correct or wrong (((Important msg for those who have
girl child.. In Post Office a New
Scheme called ‘Sukanya samriddhi’
has started.. If ur daughter is below
10 years, u can join in this scheme.. U
have to pay Rs.1000 as deposit and
then monthly 100rs u have to pay till
her 21st age.. At the age of 21 u wil
get 6,50,000 ( Six Lakhs fifty
thousand) for her marriage.. Its a govt
scheme.. So make use of it.. Pls pass
to ur friends those who have girl
child.. This is only for girl child.. Get d
information from the nearby post
office.. 9.1% intrest compounded
annually…))))

Reply

Shiv Kukreja March 4, 2015 at 10:20 PM

Hi Aswin,
Majority of this information is correct. For correct & comprehensive information, please read the written article above. If you still have any queries after reading this article, please let me know.

Reply

Shiv Kukreja March 4, 2015 at 10:21 PM
inderjeet March 4, 2015 at 10:14 PM

Thanks a ton sir..

Reply

Shiv Kukreja March 4, 2015 at 10:21 PM

You are welcome Inderjeet!

Reply

divya March 4, 2015 at 11:40 PM

Hi shiv
Am a mother of cp child i want to open this account to keep my kid insafe firstly i would like thank from my bottom of my heart to our prime minister for introducing such scheme .if we get it as early as possible means we like below middle class people feel happy about our kids future so please kindly help me to open this account with clear steps .
Thank you and your replies are good

Reply

Shiv Kukreja March 4, 2015 at 11:54 PM

Hi Divya,
First of all, sorry to know about your child! I am sure she must be a special one, God gifted!

Moreover, I would like you to visit this post as well – http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

It has all the details about this scheme. Also, most of the banks/post office branches still do not have the complete details about the scheme. So, please wait for a few more days for the banks to get their staff updated and then you can approach any of your nearby bank branches or post offices to get this account opened. You just need birth certificate of your child and your identity proof & residence proof to get this account opened.

Reply

heeraram March 4, 2015 at 11:49 PM

monthly 100 OR 1000 PLS CONFIRM

Reply

Shiv Kukreja March 5, 2015 at 12:10 AM

It is minimum Rs. 1,000 in a financial year.

Reply

Manojkumar March 5, 2015 at 11:46 AM

monthly 1000 rs need to pay but not mandatory. but in the year u have to pay 1000 followed by 100 rs per month also acceptable.

Reply

Shiv Kukreja March 5, 2015 at 12:06 PM

You need not deposit monthly amount. Once a year is also acceptable.

Reply

C.SELVA UMA March 5, 2015 at 11:05 AM

Hello sir,pls update the tax benefits in this scheme

Reply

Shiv Kukreja March 5, 2015 at 11:51 AM

Hi,
Here you have all the details about this scheme, including the tax benefits:
http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

Reply

lekshya March 5, 2015 at 11:06 AM

Hi Shiv,

I am mother of a five year old special kid. My daughter was born abroad when I was doing my higher studies there. So her nationality is not Indian. Because of her health conditions we are now in India and she has a PIO card as both of her parents are indian citizens. I was wondering if I can apply for sukanya samrudhi account for her. I checked RBI website and it says PIO card holders are eligible for post office savings and some other kind of bank accounts as well. But since this is a new scheme I would really appreciate if you can give me a clarification on this.

Many Thanks,

L-

Reply

Shiv Kukreja March 5, 2015 at 11:54 AM

Hi Lekshya,
I don’t want to tell you something which I myself don’t know for sure. It is still not clear whether NRIs/OCIs/PIOs can invest in this scheme or not. You’ll have to wait for further clarity in this matter.

Reply

C.SELVA UMA March 5, 2015 at 11:20 AM

hello sir
pls let me know whether monthly deposits can be made from the salary itself since i m employed in State govt

Reply

Shiv Kukreja March 5, 2015 at 11:58 AM

Hi Uma,
I don’t think this scheme will operate in this manner and allow you to get the amount deducted from your salary itself. However, you are allowed to deposit any amount of your choice yourself every month in this scheme.

Reply

C.SELVA UMA March 5, 2015 at 12:58 PM

ya…thanks a lot sir for ur kind rely

Reply

Shiv Kukreja March 5, 2015 at 1:03 PM

You are welcome! 🙂

Reply

Manojkumar March 5, 2015 at 11:51 AM

Demand draft, cheque or money is acceptable. online banking is not in place

Reply

Shiv Kukreja March 5, 2015 at 12:00 PM

Online facility is not in place as yet in the scheme, but I think it will be there going forward as it is there with PPF as well.

Reply

hasmukhbhai March 5, 2015 at 11:58 AM

i whant to no t amout reply

Reply

Shiv Kukreja March 5, 2015 at 12:04 PM

Hasmukhbhai, aapki query samajh nahin aayi. Aap Hindi mein bhi pooch sakte hain.

Reply

sangeeta March 5, 2015 at 12:10 PM

hello sir,
i wanted to know that can i fill this form for my niece as she stays with us and her parents stay in village. so can i apply for this scheme …do reply

Reply

Shiv Kukreja March 5, 2015 at 12:15 PM

Hi Sangeeta,
To open an account for your niece, you have to be her legal guardian.

Reply

PRABHAKAR March 5, 2015 at 2:15 PM

Que-Is This scheme is ending on March 31 or we can start investing from next financial year.please reply

Reply

Shiv Kukreja March 5, 2015 at 2:20 PM

This scheme will continue beyond March 31st. You can start investing next year as well.

Reply

Amit March 5, 2015 at 2:25 PM

What are the few documents you need to open the account?

Reply

Shiv Kukreja March 5, 2015 at 2:30 PM

Documents Required – Birth Certificate of the girl child, along with the identity proof and residence proof of the guardian, are the mandatory documents required to open an account under this scheme.

http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

Reply

alok jain March 5, 2015 at 3:31 PM

Its a verry good scheme

Reply

meera March 5, 2015 at 5:31 PM

F Y 14-15 ke liye age limit 10 year aur 1 year grace hai. Kya agale F Y me ye age bar change ho jayega ?

Reply

Shiv Kukreja March 5, 2015 at 5:37 PM

Age limit is 10 years. One year grace period is there only till December 1, 2015.

Reply

Vikash K Sharma March 5, 2015 at 5:59 PM

Dear Sir,
I have got the message from one of my close friend on whatsup. But I am not clear on the issues-
(i) how much my daughter will get after maturity if I go with Rs 100/1000 per month ?
(ii) If I open the account at Mumbai, then can I operate it from another area, if my residence has been changed , means on maturity where should I visit for claiming my amount..?
(iii) I have visited 02 post offices today, one of them told since now they are not having such facility, while another was not taking any interest in this regard.
(iv) who can clarify all the doubts and can well explain about the scheme?
Plz help me out, I am much interested about the plan for my daughter aged 04 yrs at this time.

Thanking u in anticipation and needful please.

Reply

Shiv Kukreja March 5, 2015 at 6:14 PM

Hi Vikash,
1. Assuming 9.1% rate of interest for 21 years, the maturity amount would be Rs. 52,605.
2. You can migrate your account to any city in case you change your city of work.
3. Banks/Post Offices are still not updated with the scheme, so please wait for a few more days for them to get updated.
4. Please check this post, I think it will help you understand this scheme in a better way – http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

Reply

Sudha March 11, 2016 at 9:25 PM

Is this available in andra Pradesh…?

Reply

RAHUL AGRAWAL March 5, 2015 at 8:55 PM

Article was worth reading. Few query yet not cleared kindly help.

Hi Sir,

I have few of the below query:
> Girl is born on 30/04/2004 will she will be eligible for account opening.
> What will be the mode of payment
> Can I open and pay on behalf of my sisters daughter
> Is these possible where I can submit forms on my sisters behalf.
> Can multiple account can be open? If so how much?

Thanks In Advance.

Reply

Shiv Kukreja March 5, 2015 at 9:02 PM

Thanks Rahul,
1. Yes, she is eligible to open this account.
2. The interest will get compounded and is payable on maturity along with your principal amount.
3. Only if you are her legal guardian.
4. You can submit form in the post office or authorised bank branches.
5. Only one account can be opened in a girl child’s name.

Reply

RAHUL AGRAWAL March 5, 2015 at 9:07 PM

Thanks for the immediate response

One point is still not cleared

Mode of payment I mean how I need to invest money via: online, cash, cheque, etc.

Reply

Shiv Kukreja March 5, 2015 at 9:18 PM

You are welcome!
As of now, only cash/cheque/DD payment is allowed. Online facility is still not available.

Reply

Khaja Mohd March 5, 2015 at 10:37 PM

Hello shiv
I have 6month old baby girl. Is she eligible or not plz confirm me.and where I want open account for her

Reply

Shiv Kukreja March 6, 2015 at 12:03 AM

Hi,
Yes, your daughter is eligible. You can open her account in the nearest post office or authorised bank branches.

Reply

rajkumar March 5, 2015 at 11:17 PM

Total detail suknya sumridd postoffice yoga name pleased give all ditail

Reply

Shiv Kukreja March 6, 2015 at 12:02 AM
Ramamurthy March 6, 2015 at 9:43 AM

Can I open an account in my granddaughter name

Reply

Shiv Kukreja March 6, 2015 at 9:24 PM

Only if you are her legal guardian.

Reply

Rahul vashista March 6, 2015 at 12:50 PM

Ake girl ka kitan account khul saketa ha

Reply

Shiv Kukreja March 6, 2015 at 9:24 PM

Sirf Ek.

Reply

sukddev March 6, 2015 at 12:55 PM

Sukanya Sam ridden yojana

Reply

dharmendraojha March 6, 2015 at 1:23 PM

Sukanya Sam ridden yojana

Reply

Dashrath devgirikar March 6, 2015 at 2:33 PM

hi sir pls
plan ka puara details send kijiye naa

Reply

Shiv Kukreja March 6, 2015 at 9:23 PM
prasanna March 6, 2015 at 3:34 PM

Hi,
Our daughter is born abroad. Its been more than 5 years since we returned back and we are now residents of India with OCI card. Can you please inform if we are eligible for sukanya samruddhi account? We plan to live and retire in India.
Thanks,
Prasanna

Reply

Shiv Kukreja March 6, 2015 at 9:23 PM

Hi Prasanna,
You would be required to confirm it with the post office. I am not sure about it whether you would be allowed to open an account or not.

Reply

rudra March 6, 2015 at 7:57 PM

we can open with caner bank its possible

Reply

Shiv Kukreja March 6, 2015 at 9:21 PM

Are you asking or telling about Canara Bank?

Reply

Nagaraju March 6, 2015 at 8:19 PM

Meri bachika age 5 yer har sal my 50000 hajar diposit karuga tho 14 sal ke bad kitna Ayega

Reply

Shiv Kukreja March 6, 2015 at 9:20 PM

Ye scheme 21 saal ke liye hai, 14 saal ke liye nahin.

Reply

nilesh March 6, 2015 at 11:08 PM

Ye yojana sbi ki associate bank me bhi scheme chalu rahegi

Reply

Shiv Kukreja March 7, 2015 at 11:24 AM

Hi Nilesh, aap ye info bata rahe ho ya pooch rahe ho?

Reply

Justin March 6, 2015 at 11:50 PM

Sir, i am living in mumbai. My mother enquired about this in my native place(kerala) so they were aware about this and give right directions … It requires baby’s birth certificate and adar card of the guardian and 3 pp photos. So as a grand mother she can open this account for my daughter..

And my question is, can i send money on this account from my sb account directly via ebanking or by cheques ? Pls help me with the possible easiest transfer method..!

Reply

Shiv Kukreja March 7, 2015 at 11:28 AM

Hi Justin,
Thanks a lot for providing info about photos & Aadhaar Card! Moreover, I think e-banking facility is not there as yet, so you can either send cheques to your native place or your mother can deposit cash also in the post office/bank branch.

Reply

kkjain March 7, 2015 at 6:09 AM

In uco bank when will the scheme introduced

Reply

Shiv Kukreja March 7, 2015 at 11:29 AM

Hi,
We have no idea when Uco Bank will start accepting these deposits.

Reply

kkjain March 7, 2015 at 6:14 AM

Sir this scheme is useful for long term investment

Reply

Shiv Kukreja March 7, 2015 at 11:30 AM

It is not clear whether you are asking this or telling us. Please reframe it, if possible.

Reply

John David Raj March 7, 2015 at 12:00 PM

sir i get the message from facebook., is that correct or wrong (((Important msg for those who have
girl child.. In Post Office a New
Scheme called ‘Sukanya samriddhi’
has started.. If ur daughter is below
10 years, u can join in this scheme.. U
have to pay Rs.1000 as deposit and
then monthly 100rs u have to pay till
her 21st age.. At the age of 21 u wil
get 6,50,000 ( Six Lakhs fifty
thousand) for her marriage.. Its a govt
scheme.. So make use of it.. Pls pass
to ur friends those who have girl
child.. This is only for girl child.. Get d
information from the nearby post
office.. 9.1% intrest compounded
annually…))))

Reply

Sreenath Vyshnava March 7, 2015 at 1:07 PM

Hi, Shiv
I hv one more query..
In AP earlier one scheme was lanched names as BANGARU THALLI for girl child.
Can I apply now for my daughter.

Reply

Shiv Kukreja March 7, 2015 at 4:50 PM

Hi Sreenath,
I’ve no idea about BANGARU THALLI.

Reply

s kareemulla March 7, 2015 at 1:23 PM

please tell me the amount,if we pay every month 1000/- after 14 years how much amount that willbe.

Reply

Shiv Kukreja March 7, 2015 at 4:51 PM

This scheme is for 21 years and not 14 years.

Reply

Mahesh D March 7, 2015 at 1:40 PM

I call to SBM Rajarajeshwri nagar branch and Vijaya Bank- Trinity Circle Branch on 6th march 15 when i asked for sukanya a/c the bankers said what is it we do not have any information & notification regarding this.

Reply

Shiv Kukreja March 7, 2015 at 4:52 PM

Please wait for a few more days for the bank officials to get updated.

Reply

Mahesh D March 7, 2015 at 1:57 PM

I call to SBM Rajarajeshwari Nagar Branchn Bangalore and Vijaya Bank-Trinity Circle Branch on 6th march 15 when i asked for sukanya a/c the bankers said what is it we do not have any information & notification regarding this.

Reply

Pramod March 7, 2015 at 3:36 PM

Dear
I have seen in website that some of nationalize banks are also opening that account. But today i asked in SBI, they said not yet received any information.

Reply

Shiv Kukreja March 7, 2015 at 4:52 PM

Dear Pramod,
Please wait for a few more days for the bank officials to get updated.

Reply

Manoj Sharma March 7, 2015 at 4:27 PM

Shiv Sir,
Kindly confirm about the deposit amount 1000/-rs in a month or in a year (Annually).

Reply

Shiv Kukreja March 7, 2015 at 4:53 PM

Hi Manoj,
It is once in a year and not monthly.

Reply

Nagaraju March 7, 2015 at 4:33 PM

Meri bachika age 5 yer har sal my 50000 hajar diposit karuga tho 21sal ke bad kitna Ayega

Reply

Shiv Kukreja March 7, 2015 at 4:54 PM

Based on certain assumptions and 9.1% rate of interest, it should be Rs. 26,30,250 after 21 years.

Reply

Mr lemjao, Imphal March 7, 2015 at 5:19 PM

Sir
Please clarify on the following 2 doubts..
*After operating the SSA in the Post Office for some time, can the accounts be transfered to public sector banks?
* Will online payments of savings be available in post office as well as in the banks?

Reply

Shiv Kukreja March 7, 2015 at 5:24 PM

Hi,
1. Yes, you can transfer your SSA account from post office to some other authorised bank branch.
2. I don’t think online payment system is there in the post office, but I am sure it will be made available with other authorised banks.

Reply

JEET SINGH THAKUR March 7, 2015 at 5:20 PM

calulate in tabular form of monthly investment of rs five ,ten and three thousands of a girl child born on 12/10/2005 under SSY w.e.f march 2015

Reply

baljit singh March 7, 2015 at 5:29 PM

agar main har saal 24000 deposit karuga toh 14saal baad kitna milega

Reply

Shiv Kukreja March 7, 2015 at 5:34 PM

Ye scheme 21 saal ke liye hai, 14 saal ke liye nahin.

Reply

sunil March 7, 2015 at 5:34 PM

Why

Reply

sunil March 7, 2015 at 5:38 PM

Sir ma 12000 par year jama karwuga to mujay 21 saal baad kitane milage ??

Reply

Shiv Kukreja March 7, 2015 at 5:42 PM

Sunilji, maturity amount & 9.1% rate of interest fix nahin hai. But, based on certain assumptions and 9.1% rate of interest, aapko 21 saal baad approximately Rs. 6,31,260 mil sakte hain.

Reply

Rana Verma March 7, 2015 at 5:48 PM

Agar mein 150000 rs invest karuo to kya mujhe har saal investment karna zaroori he

Reply

Shiv Kukreja March 7, 2015 at 6:38 PM

Yes, minimum Rs. 1,000 har saal invest karna zaroori hai.

Reply

arun March 7, 2015 at 6:28 PM

i have adout ssa
my doughter having 10year running it is possible to open a account or not.

Reply

Shiv Kukreja March 7, 2015 at 6:37 PM

Yes, it is allowed.

Reply

RANJIT CHARPE March 7, 2015 at 6:30 PM

sir
21 sallbad jo amount milega o tax free rahegs kya

Reply

Shiv Kukreja March 7, 2015 at 6:36 PM

Yes, tax-free hoga.

Reply

Govind Keswani March 7, 2015 at 6:58 PM

Agar Hum 3000 rupees par month de to 21 years baad kitna hoga

Reply

Shiv Kukreja March 7, 2015 at 8:31 PM

Based on certain assumptions and 9.1% rate of interest, the maturity amount should approximately be Rs. 1,57,815 after 21 years.

Reply

Biji March 8, 2015 at 2:29 PM

1,57,815 or 1,578,153

Reply

Giriraj Goswami March 7, 2015 at 8:02 PM

My daughters birthday is 28 March 2004, can i open SSA for her

Reply

Shiv Kukreja March 7, 2015 at 8:29 PM

Yes, you can do that.

Reply

arnav arora March 7, 2015 at 8:02 PM

5000 rs saal diye jaye to aprox 21 saal baad kitne ho jayege sir

Reply

Shiv Kukreja March 7, 2015 at 8:29 PM

Based on certain assumptions and 9.1% rate of interest, the maturity amount should approximately be Rs. 2,63,025 after 21 years.

Reply

pawan kumar March 7, 2015 at 8:06 PM

Dear Shiv, I have two questions in my mind. 1.Simply where I have to go to open this account. 2. If I will deposit 1000 rs per year total amount is rs 21000 in 21 yrs, how much amt we will get after 21 yrs.

Reply

Shiv Kukreja March 7, 2015 at 8:27 PM

1. You can get this account opened either in a post office or an authorised bank branch. 2. You need to deposit a minimum of Rs. 1,000 every year for 14 years only (and not 21 years). Based on certain assumptions and 9.1% rate of interest, the maturity amount should approximately be Rs. 52,605 after 21 years.

Reply

Jagdish March 7, 2015 at 8:07 PM

Dear sir
My baby born at feb 2015 she has completed one month now.can I opened her account in sukanya samridhi yojna

Reply

Shiv Kukreja March 7, 2015 at 8:23 PM

Yes, you can get it opened.

Reply

Vinay Kumar March 7, 2015 at 8:33 PM

Sir,
Mai har mahine 1000rs deposit karta hoon 21 sall tak to mujhe meri bati abhi 2.5 year k hai to kitna amount milegna.
vinay kumar
gurgaon

Reply

bemoneyaware March 11, 2015 at 5:47 AM

Vinayji,
har mahine 1000 Rs jama karna zaroori nahin hai. Aap apni sahuliyat se jama kara sakte hain. Min deposit saal mein Rs 1000 hona zarorri hai.
Agar aap 1000Rs monthly jama karata hain 14 saal tak to 21 saal baad aapki beti ko approximately 6 laks (607,128 ) milega.
Approximately isliye kyonki Govt har saal interest rate change kar sakti hai..Abhi 9.1% hai.

Reply

Dharamveer March 7, 2015 at 8:52 PM

Agar main 500 per month 14 saal jama karu to 21 saal ka baad kitna milega?

Reply

bemoneyaware March 11, 2015 at 5:49 AM

Dharamveerji,
500 Rs monthly 14 saal tak jama karane par aapki beti ko 21 saal baad lagbhag 3 lakh 303,564.
Par har mahine 500 Rs jama karna zaroori nahin hai. Aap apni sahuliyat se jama kara sakte hain. Min deposit saal mein Rs 1000 hona zarorri hai.

Reply

Abhishek March 7, 2015 at 9:39 PM

My daughter would be completed 2 years in April2015. If I deposit 50000 per year than what would be the estimated cost after 21 years?

Reply

sohanlal March 7, 2015 at 9:46 PM

Sir
Me uttrakhand se hu. Ye a/c kisi vhi post office me open Hoga . or kese direct ya agent ke thru
Please replay me

Reply

Shiv Kukreja March 8, 2015 at 6:49 PM

Ye account direct bhi open ho sakta hai aur agent ke through bhi.

Reply

venugopal March 7, 2015 at 10:27 PM

sir I have 2 question..
1.can we deposit amount once in a year or every monthly I have to make the deposit.
2.every year do I need to pay the same amount or I can pay different. Example-1st year-36000
2nd year-24000
3rd year-48000

Reply

Shiv Kukreja March 8, 2015 at 6:48 PM

1. You need to deposit the amount only once a year.
2. You can invest any amount of your choice – minimum Rs. 1,000 & maximum Rs. 1.5 lakh.

Reply

rambabu March 7, 2015 at 10:41 PM

Sukanya samriddhi yojana ki state avoilbel hi……?

Reply

dilip March 7, 2015 at 11:45 PM

How to fill form

Reply

pooja panday March 7, 2015 at 11:54 PM

Sir, aapne Jo 6,00,000 ki scheme show ki hai, uske liye yearly kitna pay Karna padega

Reply

surender March 8, 2015 at 12:03 AM

sir hmari 2 bitiya hai kya hm alag 2 account khol sakte hai 1st 2year or 2nd 5 year agar in case kuch esa hota h ki sabhi bank 9.1 /ka interest dene lage kuch sal bad to or dusra agar kuch sall bad hm bank mai deposit nhi kr payein to hme 21 sal bad vo pura milega ya nhi

Reply

Shiv Kukreja March 8, 2015 at 6:46 PM

Aap do account khol sakte hain. Har saal kam se kam Rs. 1,000 deposit karne honge.

Reply

hemant kumar March 8, 2015 at 12:07 AM

sir mujhe ye clear karna hai ki jo amount deposite karna hai woh ladki ke 21 saal hone tak bharna hai ya jab se start kiya hai tab se lekar 21 saal.pls help me

Reply

Shiv Kukreja March 8, 2015 at 6:44 PM

Jab se start kiya hai tab se 21 saal.

Reply

chain singh March 8, 2015 at 12:23 AM

Dear shiv Sir agar mai aapni daughter k naam par 20000 rupees deposit kruga ta mujhe 21 saal baad kitni money milegi…meri daughter ki date of birth 4 saal hai…

Reply

kailash i chauhan March 8, 2015 at 12:37 AM

Sir my daughter is of one year can i invest and if invest how much year i have to investt

Reply

Shiv Kukreja March 8, 2015 at 6:43 PM

Yes, you can invest for your one year old daughter. You need to invest in it for 14 years.

Reply

fareen March 8, 2015 at 1:02 AM

Sir any dead line to open SSA account

Reply

fareen March 8, 2015 at 1:05 AM

When is the deadline for SSA account

Reply

Shiv Kukreja March 8, 2015 at 6:42 PM

There is no deadline.

Reply

Atin Kumar March 8, 2015 at 1:22 AM

Hi,

Keep me posted on it.

Reply

me. Islao khan March 8, 2015 at 6:22 AM

If the account holder was dead before maturity

Reply

Shiv Kukreja March 8, 2015 at 6:41 PM

You can make a request to prematurely close the account and withdraw the amount under special circumstances.

Reply

santosh kumar dhruw March 8, 2015 at 11:02 AM

isame riskvar hai ya nahi accidental ya death par parents ke

Reply

Shiv Kukreja March 8, 2015 at 6:41 PM

Nahin, is scheme mein koi risk cover nahin hai.

Reply

dulal kumar March 8, 2015 at 11:50 AM

kindly provide me full illustration of sceem
assuming rs2000 per month

Reply

rajesh March 8, 2015 at 11:58 AM

My daughter’s d.o.b is 26.2.2004 ,if we pay rs. 60000 per Ann. When we can close the account , and how much amount we will get at the age of her21 yes.

Reply

Shiv Kukreja March 8, 2015 at 6:40 PM

Based on certain assumptions and 9.1% rate of interest, it should be Rs. 31,56,305 after 21 years.

Reply

SANOJ KUMAR SINGH April 4, 2015 at 7:15 PM

Dear sir
my daughter date of borthsept 2006 ,if we pay 1000per month .when we can close the acccount, and how much amount we will get at age of her21 year.

Reply

ASHOK KUMAR March 8, 2015 at 12:03 PM

Dear Sir plz conform me
18 sall bad 50% nikal sakate hai kya aur 14 saal paisa dipost karna hai ya 21 sall

Reply

Shiv Kukreja March 8, 2015 at 6:38 PM

Yes, 18 saal baad 50% balance aap withdraw kar sakte ho aur 14 saal deposit karna hai, 21 saal baad investment mature hogi.

Reply

Narasimha Purohit March 8, 2015 at 12:29 PM

Sir my daughter age is 8 yrs my plan is invest 1000rs per month is It possible to invest evry month and how many years I hv to invest and how much o will get after 21 yrs.pls clarify sir

Reply

Shiv Kukreja March 8, 2015 at 6:37 PM

Yes, it is allowed to invest Rs. 1,000 every month. You need to invest for 14 years. Also, based on certain assumptions and 9.1% rate of interest, it should be Rs. 52,605 after 21 years.

Reply

Srinivas Rao March 8, 2015 at 12:58 PM

Hi,
I already have an account of my daughter in HDFC bank from past 5 years..can this be converted into SSA? I know HDFC is not a authorized ban. Please clarify…thanks

Reply

Shiv Kukreja March 8, 2015 at 6:35 PM

Hi,
You need to get it clarified by HDFC Bank officials.

Reply

krishnav March 8, 2015 at 1:28 PM

Sir,give me some more clarity on ssa please

Reply

Shiv Kukreja March 8, 2015 at 6:34 PM
Naveen March 8, 2015 at 1:41 PM

My daughter is born on may 2007.
1. How many years I’ve to pay if I open account on this month?
2. Can I deposit 1.5L this year.
3. If I pay the same above amount every year then what will be the final maturity amount.
4. I guess interest is tax free.

Reply

Shiv Kukreja March 8, 2015 at 6:33 PM

1. 14 Years
2. Yes, you can deposit Rs. 1.5 lakh this year.
3. It will depend on the rate of interest every year and the timing of your contribution.
4. Yes, interest is tax-free.

Reply

ramesh vaghela March 8, 2015 at 1:45 PM

14000

Reply

bhaskar March 8, 2015 at 2:15 PM

My daughter age 07.02.2004 can I open SSA ?

Reply

Shiv Kukreja March 8, 2015 at 6:31 PM

Yes, you can do that.

Reply

nitesh patel March 8, 2015 at 4:52 PM

how much i have to invest one time to get yearly 60000 from lic’s pension yogna is it 6,39,610 or is there any service tax

Reply

Shiv Kukreja March 8, 2015 at 6:31 PM

It is Rs. 6,39,610, no Service Tax is required to be paid post April 1, 2015.

Reply

Mr lemjao, Imphal March 8, 2015 at 6:04 PM

Sir
Please provide me a link or anything containing SSA application form, preferably in a pdf format. Finding hard for a clear one on net.

Reply

Shiv Kukreja March 8, 2015 at 6:30 PM
Jaivijai March 8, 2015 at 6:53 PM

My cousin has a child born in US and he will be coming back to India soon, can he avail the Sukanya Samriddhi Yojana for his daughter?

Reply

Shiv Kukreja March 9, 2015 at 9:31 AM

It is not clear whether this scheme is open for NRIs or not, so you’ll have to wait for further clarification.

Reply

karthika March 8, 2015 at 7:18 PM

sir if i deposit 500per month for 14 years what will be the return amound i get after 21year of child. niw my daughter 110 days old. pls reply to this sir.

Reply

Shiv Kukreja March 9, 2015 at 9:29 AM
Pradip Bag March 8, 2015 at 9:16 PM

Sir,
My daughter date of birth is 15.12.2005, It possible SSA plan,

Reply

Shiv Kukreja March 9, 2015 at 9:28 AM

Yes, you can get this account opened.

Reply

gopal March 8, 2015 at 11:28 PM

Sr sukanya samridhi account ARMY POST OFFICE(APO) mei bhi chalu ho gaya kya? Plz janakari dijiye.

Reply

Shiv Kukreja March 9, 2015 at 9:28 AM

Ye info aapko ARMY POST OFFICE(APO) se hi milegi.

Reply

Dinesh kumar jaihind March 9, 2015 at 12:09 AM

Hello sir,good evening
Im very confused that my daughter date of birth is 05.08.2004. Sir Can I open suknnya samriddhi scheme a/c pls reply me sir.

Reply

Shiv Kukreja March 9, 2015 at 9:27 AM

Yes, you can open this account.

Reply

Jay pratap singh March 9, 2015 at 1:49 AM

Sir,
Mai Assam ke Kokrajhar district ke Gossaigaon me rahta hu. Sare bank ur postoffice ka kai bar chakkar kat chuka hu .par sab ne kuch na kuch kahani suna diya. Kahi ssa nahi khulwa paya. Pls help me.

Reply

Shiv Kukreja March 9, 2015 at 9:27 AM

Please thoda wait keejiye. Kuch din mein guidelines aane ke baad banks/post offices mein ye account khul jaayega.

Reply

Rajendra shukla March 9, 2015 at 2:10 AM

Sir main last week post office main gaya tha SSA acount open Karen PR post office s reply mila Ki abhi hamare yaha form nahi aaya hai m Kolkatta ke kalakar street post office m gaya tha.

Reply

Shiv Kukreja March 9, 2015 at 9:32 AM

Please thoda wait keejiye. Kuch din mein guidelines aane ke baad banks/post offices mein ye account khul paayega.

Reply

P KISHORE KUMAR March 9, 2015 at 7:09 AM

Sir meri ladiki ko chaar saal hey.how to apply the form.har mahina kithana investment karna padega.her sal ko 1200 deposit karne tho after21 yrs kithana ayeega?pls inform me

Reply

Shiv Kukreja March 9, 2015 at 9:33 AM
manjunath March 9, 2015 at 8:51 AM

Mera beti ku 8 years old my monthly 1000 rupees deposit ke 21 age kithna amount ayeega

Reply

Shiv Kukreja March 9, 2015 at 9:24 AM
saroj kumar dash March 9, 2015 at 1:05 PM

my doughters age is 4 years,for 1000/rs every month in a year after 21 years how much i will get.plz confrom

Reply

Shiv Kukreja March 12, 2015 at 10:26 AM
Piyush Agarwal March 9, 2015 at 9:54 AM

Sir

Good Morning, I thank you very much for your efforts in improving financial literacy for the people of India.

I would liket o have clarification on few points wrt SSA as per the wordings mentioed in Notification.

1- “Deposits in an account may be made till completeion of fourteen years, form the date of opening of the account. ”
My daughter has completed six yeras it means i can deposit the amount till she complete 20 (14 +6) years of age. It means If I will open account in April 2015, I can deposit till Mar 2029. It does not have any relation to the completeion of 14 years of age of my daughter.

2- “The account shall mature on completion of twenty one years from date of opening of the account. ”
It means If I will open account in April 2015 the account will mature in Mar 2036. It does not have any relation to the completeion of 21 years of age of my daughter.

Plz clarify.
Regards
Piyush

Reply

Shiv Kukreja March 12, 2015 at 10:24 AM

Thanks a lot Piyush for your kind words! 🙂
1. Yes, that is correct.
2. Yes, that is also correct. But, you’ll have to compulsorily withdraw the whole balance and close the account as & when your daughter gets married.

Reply

DEEPMALA VERMA March 9, 2015 at 12:04 PM

Sir,

PNB , BOB, SBI even Canara bank have denied that they have authorized to open the SSA account in their any branch.

Regards
Deepmala verma

Reply

Shiv Kukreja March 9, 2015 at 12:18 PM

Thanks Deepmala for this info! Probably these banks don’t have the required info as yet. Let us wait for some more days to get further clarity on this matter.

Reply

Kapil Jhaveri March 9, 2015 at 1:35 PM

I just spoke to my bank (Bank Of Baroda) in Pune. It’s very irritating to note that even they don’t have any information whatsoever about it. Very upset with the same. The Bank Manager tells me “Sir, jab hamare pass information aayegi…. hum wide spread publicity karenge na! Tab tak aap wait kijiye please.!”

Reply

Shiv Kukreja March 9, 2015 at 1:39 PM

🙂 Nobody can do anything about it, we should just wait for it patiently. As and when the scheme gets available with these banks, we’ll get to know about it through newspapers, TV or internet.

Reply

Siddharth March 11, 2015 at 5:48 PM

Even IDBI call center has denied. I have opened account in Post Office and to my utter surprise they were very helpful and it took just five minutes.
The passbooks are still not available with them and they called me later in two weeks.
All you need is Birth Certificate, ID Proof, Address proof and two photograph of parent/gardian operating the account.
Kalamboli (Raigarh- Navi Mumbai) Post office seripously rocks.
The guy even gave me English form, saying if cannot understand Hindi, but being I was more than confortable with my Rastra Bhasha.

Reply

Pramod Sharma March 11, 2015 at 6:41 PM

Thanks Deepmala for this info! you can open the SSA account in any post office.

Reply

Pooja March 9, 2015 at 1:47 PM

I did visited the post office and SBI both on 6th Mar 2015 as I too was eager to open this account within this financial year. They are aware of scheme but saying that no information came to them so that public can open the account immediately. Nor they know by when it would come. I think it would come only in next financial year.

Reply

Shiv Kukreja March 9, 2015 at 2:13 PM

The scheme already got notified in January, budget has just made its interest income tax-free. So, I think at least post offices should not give such kind of explanations.

Reply

ramesh March 11, 2015 at 4:35 PM

Hi, There is a post office near to my place in Bengaluru. They are opening the accounts.

Reply

AADITI N S March 11, 2015 at 8:37 PM

sir My daughter is birth 1.03.2003. Sir can I open SSA account in post office pls tell me

Reply

deepak kumar March 9, 2015 at 2:24 PM

If I deposit 1000/- rupees per month. So after 21years my child how much money gain. Please tell me sir.

Reply

Shiv Kukreja March 9, 2015 at 3:48 PM
arunkumar March 9, 2015 at 2:45 PM

Sir my doughter 3 years old, i want to open sukany sumruddi scheme please. help me regading this can availe tax binifits.
i am planinig for 5000 per month please guide me how much amount i will get after meturity.

Reply

Shiv Kukreja March 9, 2015 at 3:48 PM
imteyaz ahmad March 9, 2015 at 2:46 PM

Meri beti 8 sal ki hai keya me is yojna me acount khol sakta hu agar haa to kitna pessa per year jama karna hoga aur 21 year me kitna melega thanks

Reply

Shiv Kukreja March 9, 2015 at 3:47 PM

Haan, aap ye account khulwa sakte hain. Minimum deposit Rs. 1,000 hai ek saal mein. Maturity amount check karne ke liye ye post check karen – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Dinesh kumar jaihind March 9, 2015 at 3:13 PM

sir good after noon
sir My daughter is birth 05.08.2004. Sir can I open SSA account in post office pls tell me sir pls.

Reply

Shiv Kukreja March 9, 2015 at 3:46 PM

Good Afternoon,
Yes, you can open SSY account for your daughter.

Reply

rakesh mishra March 9, 2015 at 10:04 PM

sir My daughter is birth 06.02.2004. Sir can I open SSA account in post office pls tell me sir pls.

Reply

roshini March 9, 2015 at 4:05 PM

Sir,

During the time of maturity if the girl child attains foriegn nationality then will the girl/parent get the whole amount still.

Reply

Shiv Kukreja March 9, 2015 at 6:20 PM

Yes, you can withdraw the amount on maturity even as the nationality of the girl child changes.

Reply

Raghavendra March 9, 2015 at 5:00 PM

Dear sir

pls tell me what are the steps of an opeing of sukanya samruddi yojana account.

Thanks/Regards
L.Raghavendra
8861440191

Reply

Shiv Kukreja March 9, 2015 at 6:19 PM

Hi Raghavendra,
You need to approach the nearest post office with the application form, birth certificate of the child and residence & id proof of the guardian to open the account. Rest of the procedure will be explained by the post office officials as they start accepting these forms.

Reply

Pawan Chand March 9, 2015 at 6:57 PM

Dear Sir,

My few questions below (if i open account in Post Office):

1) Mode of payment (DD/Cheque/Cheque) when i deposit the amount?
2) Can i deposit the amount from any post-office or from the dedicated PO in city?

Thanks in advance.

Regards,
Pawan

Reply

Shiv Kukreja March 10, 2015 at 12:25 AM

Hi,
1. Mode of payment cab be any of these – Cash or Cheque or DD
2. Any Post Office

Reply

chandra prakash March 9, 2015 at 8:36 PM

Sir meri beti 6 year ki hain Is yozna ke anusar 14year tak paisa jama karna hain aur iska maturity period 21 year ka hain sir main 2000 p.m.jama karne par 21 year me kitna amout milega

Reply

Shiv Kukreja March 10, 2015 at 12:27 AM

Agar rate of interest 9.1% fixed rehta hai, to aapko 21 saal baad approximately Rs. 12,50,609 milenge.

Reply

Kapil Jhaveri March 10, 2015 at 10:24 AM

Hi,

I think one more factor that strongly plays a key role is when the time of the month when you are depositing the amount. I am sure not everyone will be able to deposit the maximum limit amount at the beginning of the year. I guess in that case, if someone deposits the amount on installment basis throughout the year, then the interest amount may just be marginally lower. Your thoughts on the same?

2nd point: A very good idea is to invest in Sukanya Samriddhi plan and also open a PPF Account for the child. This way you can reap maximum benefits. 🙂 🙂

Reply

Shiv Kukreja March 10, 2015 at 10:38 AM

Hi Kapil,
1. I completely agree with you on this.
2. I agree with you on this. I think one should also go for equity mutual fund SIPs to reap maximum benefits. 🙂

Reply

RAKESH KUMAR March 9, 2015 at 8:38 PM

Dear Shri Kukreja,
It is wrong to blame Govt. Would private banks or institutions would do better. I got application form from Head Post office at Delhi. The post master explained me details as well. He was very cooperative.

Reply

Shiv Kukreja March 10, 2015 at 12:39 AM

Hi Mr. Rakesh,
You are the first person on this post who has praised either the post office guys or bank officials and you know I am really happy to know that you got the required help from somebody there. Honestly speaking, I want our post offices or the public sector banks to be highly efficient, in fact equally efficient as the private sector banks are.

But, I think you have not seen how public sector bank employees or post office officials deal with the general public. I am not saying all officials are rude, there are very efficient officials as well and very cooperative, but majority of them are not. Just wanted to know have you been able to open an account?

Reply

RAKESH KUMAR March 9, 2015 at 8:40 PM

My experience with the private institutes are no better. In fact I could get an application form from Head Post office at Patel Chowk, New Delhi. Mr Roop Chandra the Head Post master was very cooperative .

Reply

Vijay March 9, 2015 at 8:53 PM

I am NRI. I would appreciate if you could answer belown asked questions ASAP.

Am I eligible to open an account for my 10 year old daughter?
If yes, what documents do I need to provide?
Can I open this account online?
Can grand-parents of my daughter open account for her?

Thanks,
-Vijay

Reply

Shiv Kukreja March 10, 2015 at 12:41 AM

Hi Vijay,
It is still not clear whether NRIs would be allowed to open this account or not. I’ll share the info here as soon as I get any update.

Reply

Vijay March 10, 2015 at 1:13 AM

Thanks.

Reply

Shiv Kukreja March 10, 2015 at 8:40 AM

You are welcome!

Reply

sushant March 9, 2015 at 9:45 PM

Dear sir

I have visited to our local post office I have got the ssy form while submitting the form in post they asked me aadhar card.AS I have read in the instructions of ssy schme in there I think anywhere it is not mentioned that aadhar is needed I was having e-aadhar they told me it is not acceptable then I have state bank of india. Bank of india there I come to know that nobody is having the information of the ssy scheme in state bank when I asked to branch manager exactly he was also not knowing then I opened the ssy scheme from my mobile Internet and showed that your bank name is there
What I want to say is take some necessary action because lot many peole are interested for this
Thanking you
regards sushant

Reply

Shiv Kukreja March 10, 2015 at 12:45 AM

Thanks Sushant,
I know a lot many people are interested in this scheme. I hope the government will take quick actions to disseminate the required info to the public sector banks.

Reply

Shabreen taj March 10, 2015 at 9:00 AM

Good Morning
my daughters age is 4 years,for 1000/rs every month in a year after 21 years how much i will get.plz confrom

Reply

Shiv Kukreja March 10, 2015 at 9:54 AM
Prabhu March 10, 2015 at 10:30 AM

Hi Sir,

Can you please upload the filled application form for better understanding

Reply

Shiv Kukreja March 10, 2015 at 10:51 AM

Hi Prabhu,
Let me try to do that by the evening today.

Reply

anita saini March 10, 2015 at 11:04 AM

I have 4 1/2 year girl child. In the first year, if we are depositing Rs. 1.5 lac and for the rest of 13 years we will deposit Rs. 5000 per year, then how much amount we will get after maturity i.e 21 years.

Please clarify.

Reply

govind shene venkatesh March 10, 2015 at 11:11 AM

Sir, When I heard abt. SSY I tried at posts office. But no response. Can somebody pls tell when SSY form/link available

Reply

sandhya March 10, 2015 at 11:55 AM

Sir,
I have approached post master about this account, he is asking aadhar card.my baby is just 11 months old.Is it mandatory to have aadhar card for this account. I have read that date of birth certificate is enough and parent’s address proof is needed for this account. But they are asking aadhar card to open this account.clarify my doubt as soon as possible.

Reply

Shiv Kukreja March 10, 2015 at 12:47 PM

Hi Sandhya,
I don’t think the girl child’s UIDAI Aadhaar Card is mandatory to open this account. Even if they are insisting for a Aadhaar Card, you can provide the guardian’s Aadhaar Card. Even then if they don’t open the account, then I think you should wait for a few more days to get clarity in this matter.

Reply

sandhya March 10, 2015 at 4:57 PM

THANKS SIR.

Reply

Shiv Kukreja March 10, 2015 at 10:48 PM

You are welcome Sandhya!

Reply

jayesh raikundliya March 10, 2015 at 12:22 PM

Merit beti ki dob 22-05-2005 hair,uska account kholne ki kya prkriya Kari,,

Reply

Shiv Kukreja March 10, 2015 at 12:51 PM

Aapko beti ka birth certificate aur apna id proof, address proof post office le jaana hoga. Wahaan ja ke aapko poori prakriya bataayi jaayegi.

Reply

jayesh raikundliya March 10, 2015 at 12:24 PM

Please tell me.

Reply

Ankith March 10, 2015 at 12:40 PM

Hi

can you pls let me know whether can i deposit 1.5 lacs per child or my overall limit is 1.5 lacs

Reply

Shiv Kukreja March 10, 2015 at 12:58 PM

Hi Ankith,
You can deposit Rs. 1.5 lakh in each of your accounts i.e. a total of Rs. 3 lakh.

Reply

Ankit March 11, 2015 at 11:09 AM

Thanks Shiv. Economic times link says otherwise.
http://economictimes.indiatimes.com/wealth/savings-centre/analysis/budget-2015-is-the-sukanya-samriddhi-yojana-better-than-ppf/articleshow/46483823.cms
even postmaster is not clear ..i have opened accounts of 2 daughters .i am really confused.shud i cancel 1 account n open another account in my wisfe name . pls help

Reply

Shiv Kukreja March 11, 2015 at 11:31 AM

Hi Ankit,
As per the wordings of the Circular – “the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year”. At the same time, two accounts can also be opened. So, I think one can contribute a total of Rs. 3 lakh in two accounts. I think we will get further clarity on this in a few days time.

Reply

ANil March 10, 2015 at 2:57 PM

1) Sir please let us know when you get to know if any of the PSU banks are providing this forms
2) Secondly when is the last date to enroll in this scheme
3) If we get enrolled in the nearest post office today, tomorrow will there be a option for people to shift to a PSU banks
4) Have you come across any information regarding online payment for this scheme

Reply

Shiv Kukreja March 10, 2015 at 3:05 PM

Hi Anil,
1. It really depends on the authorised banks how soon they make their forms available. It is not in our hands.
2. There is no last date for this scheme.
3. Yes, there will be an option to migrate your account to an authorised bank.
4. No info as yet about online payment facility.

Reply

prakash March 10, 2015 at 2:58 PM

i think some mistake your calculator just like when i invest a 1000 per year then the interest was 9.10 then the money is 1091
now when i am deposit per month 100 rs then the total amount was 1200
interest was 9.10 then total amount was 1259 how ?

Reply

Shiv Kukreja March 10, 2015 at 3:07 PM

From where have you picked Rs. 1259 Prakash?

Reply

prakash March 10, 2015 at 3:29 PM

according to your calculator when i am deposit 6000 per year then the total amount was 3,15,630 found

when i am deposit 500 per month then total amount was 1 year is 6000then the total amount 3,12,652 found
why amount is differ each other

Reply

Shiv Kukreja March 10, 2015 at 3:35 PM

The calculation in the table is correct. In monthly option, you’ll get interest on your monthly deposit. In lumpsum deposit, interest will be calculated on the whole amount for the whole year.

Reply

Sudhi March 10, 2015 at 3:44 PM

I went to the nearby post office to my house and found that most of the Post offices are migrating to Core Banking and no new accounts are being opened till 1st April. Alternatively, I went to SBI Branch near to my house and Bangalore Main Branch, they told to visit after 1st week of Apr. So I intend to open the account but not getting any proper direction.

Reply

Shiv Kukreja March 10, 2015 at 10:41 PM

I think you should wait for a few more days for these banks/post offices to receive precise guidelines regarding this scheme.

Reply

shireesh March 10, 2015 at 4:35 PM

Can you please upload the filled application form for better understanding

Reply

Shiv Kukreja March 10, 2015 at 10:39 PM

I’ll do that by tomorrow positively.

Reply

Sherine March 10, 2015 at 5:49 PM

Sir,
Would like to know if NRIs can open this account. My sister with her family is abroad working there. Can she open an account for her daughter or me open an account for my niece as a guardian.

Thanking you in anticipation, look forward to receive your reply.

With kind regards
Sherine

Reply

Shiv Kukreja March 10, 2015 at 10:38 PM

Hi Sherine,
It is still not clear whether NRIs would be allowed to invest in this scheme or not. I’ll update it here whenever there is clarity regarding the same.

Reply

Sudhi March 10, 2015 at 7:43 PM

@Sherine,

If your are filing your income tax in India you can surely invest and claim benefit. also for the better future of your daughter as well you can invest.

Reply

Mr Ferns March 10, 2015 at 10:29 PM

My daughter is born on 10th November 2003 can I open an account

Reply

Shiv Kukreja March 10, 2015 at 10:36 PM

No, your daughter is not eligible for this scheme.

Reply

manzoor ahmad March 10, 2015 at 10:56 PM

Sukanya Samriddhi Account (SSA)
For whom
Only for Girl Child.
For every Indian Citizen.

Age Limit
From the birth till she attains age of 10 years.

By whom

By the girl child who has attained the age of 10 years or by the natural or legal guardian.
By the Individual but by the natural or legal guardian for the minor child.

Where to open

Post office and nationalized banks but not private banks.

Number of Account

One account for each girl child, maximum up to 2 or 3 accounts if twin girls are born in the second birth or triplets are born in the first birth

Minimum Contribution

Rs.1,000

Maximum Contribution

Rs.1.5 lakhs in all accounts.

Interest Rate

9.1% per annum for fiscal year 2014-15.

Tax Benefit

on the Contribution
Contributed Amount will be deductible u/s 80C.

Time Period of contribution

Minimum tenure of contribution is 14 years from the date of opening of account.

Maturity

21 years from the date of opening of account.

Penalty

Rs.50 per year if minimum contribution is not made.

Mode of Deposit

Cash or Demand Draft or Cheque

Premature

Withdrawal
Allowed up to 50% for the girl’s higher education and marriage after she attains 18 years of age

Loan

No loan can be taken on the SSA balance.

Taxation on Maturity

No tax will be levied on the maturity amount.

Reply

Shiv Kukreja March 10, 2015 at 11:07 PM

India Post wants to open 1 crore Sukanya Samriddhi Yojana accounts by March 31, 2015 – http://articles.economictimes.indiatimes.com/2015-02-03/news/58751588_1_girl-child-sukanya-samridhi-india-post

Can anybody trust India Post’s claims?

Reply

Kapil Jhaveri March 11, 2015 at 11:46 AM

So that is approx 5,88,235.29 accounts per working day (remaining days of March)! Very uphill task!! 🙂 🙂

Reply

Shiv Kukreja March 11, 2015 at 11:52 AM

People are hungry, there are lines to order food in the restaurant, they are ready to pay for it and there is nobody to cook food for them. Very strange!

Reply

vivek agarwal March 10, 2015 at 11:44 PM

Dear
whether we can invest online also as in our town post office nd banks are not yet started to take investment in this sukanya samridhi yojna.

regards,
vivek agarwal
Mr.no. 9835602566

Reply

Shiv Kukreja March 11, 2015 at 10:48 AM

Unfortunately, online investment facility is not there as yet for this scheme.

Reply

rajesh kantode March 11, 2015 at 10:29 AM

Sir I have a question that if any one open this scheme and unfortunately girl child parents died or any one of them died then there is necessary to deposit money in scheme. what are the benefits to girl child.
Please tell.

Thank you.

Reply

Shiv Kukreja March 11, 2015 at 10:47 AM

Hi Rajesh,
You can make a request to prematurely close the account and withdraw the amount under special circumstances, like death or medical support in life-threatening diseases etc.

Reply

Chandra March 11, 2015 at 10:46 AM

Hi,
Can NRI open this account (SSY) in India…Secondly I asked SBI ,they have no any information about this…

Pls advice
Regards..

Chandra

Reply

Shiv Kukreja March 11, 2015 at 11:26 AM

Hi Chandra,
It is still not clear whether NRIs can open this account or not. You’ll have to wait for a few more days to get clarity regarding this.

Reply

Waran March 11, 2015 at 10:48 AM

Its pathetic that the Banks do not have any information yet about this account ! Atleast they should be given with some information as to whats the timeline they shall have this available – but surprisingly the Bank managers are clueless about this account 100%. Very Bad organising. If they are not ready to roll out then why send out the communication! – Isn’t these basic common sense!

Reply

Shiv Kukreja March 11, 2015 at 11:24 AM

I agree.

Reply

Nagaraj March 11, 2015 at 11:58 AM

Hi Shiv ji

There is a confusion in the investment period. Is it 14 years from the time of account opening or is it till 14 years of girl age?
When my friend enquired in post office about his daughter who is 9 years now, they told he can invest for next 5 years only.
Please clarify.

Reply

Shiv Kukreja March 11, 2015 at 12:11 PM

Hi Mr. Nagaraj,
There is no confusion here, it is for 14 years from the date of opening of the account.

Reply

Nagaraj March 11, 2015 at 12:29 PM

Thanks Shiv ji.
I am planning to visit Andhra Bank to open this account. I hope bank has all details required.

Reply

Shiv Kukreja March 11, 2015 at 12:34 PM

You are welcome! I don’t think these banks are fully prepared yet to open an account, but if you are able to, please let us know.

Reply

Sudhi March 11, 2015 at 1:20 PM

Hello All,
Most of the nationalised banks are still not prepared for this new account yet as SSA account is not created/configured in Finacle or any other Core Banking Product yet. I got this update from SBI, Canara and Corp Bank. Probably from 1st week of Apr all the intended banks shall start advertising the same n then we can invest.

Reply

Shiv Kukreja March 12, 2015 at 2:08 PM

Thanks a lot Sudhi for this info!

Reply

savita sharma March 11, 2015 at 1:26 PM

Hi
Meri bhatiji 7 year ki HAI but uski mummy ki dath ho gai hai or uske papa ki mansik halat Bhabi ki dath k baad thik nhi puri jimedari me or mere papa utha rahe hai par jab post office me gye to in logo ne meri bhatiji ka form bharne se mana kar diya agar kisi bachhi k parents nhi hai to kya vo bachhi is yojna ka labh nhi le payegi ye konsa kanun hai

Reply

Shiv Kukreja March 11, 2015 at 3:49 PM

Koi bhi legal guardian aapki bhatiji ka account khulwa sakta hai. Agar post office account kholne se mana karta hai, to aap head postmaster ko complaint kar sakte ho.

Reply

Tahir Saifi March 11, 2015 at 1:47 PM

Dear Mr Kukreja,
I want to open SSA for my daughter, she is 9 yrs old. Kindly give clarity on below points:
1. If I open account in this march with 50k, will I get the interest for this financial year 2014-15 on 50k
2. As no bank has any information about this scheme can I migrate this account from post office to SBI.
3. As my daughter is 9 yrs old and according to the scheme we have to deposit till 14 yrs and by the time account will mature she will be 30 yrs. If she gets married before that time can we withdraw the whole amount.

Regards,
Tahir Saifi

Reply

Shiv Kukreja March 11, 2015 at 3:46 PM

Dear Mr. Tahir,
1. It is still not clear how the interest would get calculated in this scheme. But, assuming interest calculation is like PPF, you would not get any interest for the month of March.
2. Yes, you can migrate this account later on from post office to an authorised bank branch.
3. It is mandatory to withdraw the amount and close this account whenever your daughter gets married, whether she gets married at the age of 19 or 22 or 25 or any other age, but not beyond 21 years from the date of account opening.

Reply

Ranjit kumar sharma March 11, 2015 at 4:06 PM

From when we can open sukanya samriddhi account in bank ,i want to know actual date plz rply from guwahati

Reply

Shiv Kukreja March 12, 2015 at 12:03 AM

Even we don’t know the exact date from which the authorised banks will start accepting the application forms for this scheme.

Reply

Ranjit kumar sharma March 11, 2015 at 4:07 PM

I want to know actual date open sukanya samriddhi account in bank plz rply from guwahati

Reply

Ram Gopal Maurya March 11, 2015 at 4:14 PM

Dear Sir,

Today I am open Sukanya Simariddhi Account for My daughter kindly tall me the Sukanya Simriddhi Account or Sukanya Simriddhi Yojna there are deffrant or same account.

Thanks,

Regards,

Ram Gopal Maurya
Dehra Dun

Reply

Shiv Kukreja March 12, 2015 at 12:04 AM

These are the two different names of a single scheme.

Reply

rajesh March 11, 2015 at 4:32 PM

Dear sir,agar per year 1000 deposite karu to 21 yrs main kitna milega aur per month 1000 deposite karu to 21 yrs main kitna milega

Reply

Shiv Kukreja March 12, 2015 at 12:05 AM

Hi Rajesh,
Please check this post to find the maturity value after 21 years in both the situations – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

shaily jain March 11, 2015 at 5:08 PM

Can you please upload the filled application form for better understanding

Reply

zak March 11, 2015 at 6:42 PM

Hi,

Can you please upload the filled application form, it will be more helpful to me.

Thanks,

Zak

Reply

Shiv Kukreja March 12, 2015 at 12:10 AM

Hi Shaily, Hi Zak,
I’ve already finished my work on the post with a filled application form. You can check the post here in the morning tomorrow.

Reply

amresh March 11, 2015 at 7:50 PM

Pls upload application form

Reply

Shiv Kukreja March 12, 2015 at 12:10 AM

Hi Amresh,
I’ve already finished my work on the post with a filled application form. You can check the post here in the morning tomorrow.

Reply

AADITI N S March 11, 2015 at 8:38 PM

sir My daughter is birth 01.12.2003. Sir can I open SSA account in post office pls tell me .

Reply

Shiv Kukreja March 12, 2015 at 12:11 AM

Hi Aaditi,
No, your daughter is not eligible to open this account.

Reply

rani roopha March 11, 2015 at 11:19 PM

Aadhar card of whom? I m in madurai whether I can open an account in my moms place using my madurai address. Or shalli use my moms address as guardian

Reply

Shiv Kukreja March 12, 2015 at 12:14 AM

Yes, you can do both.

Reply

Manoj Kumar March 11, 2015 at 11:35 PM

Meri 3 betiya h jinki age 4years; 6years; 9years h hum up ke h agar hum 3000 per month jama karte h to mume kitna melega

Reply

Shiv Kukreja March 12, 2015 at 12:38 AM

Aapko approximately Rs. 18,75,914 maturity amount milega after 21 years.

Reply

Rajesh March 12, 2015 at 5:51 AM

sir. even post office in u.p don.t no about the scheme.

Reply

Shiv Kukreja March 12, 2015 at 8:50 AM

It is disappointing.

Reply

Mr lemjao, Imphal March 12, 2015 at 8:13 AM

Sir
In the SSA openning form, serial no. 9 (ii) Date of majority. What does that mean? Majority or maturity? Plz clarify on that.

Reply

Shiv Kukreja March 12, 2015 at 8:54 AM

It is the Date of Majority. As it is a common application form for various Post Office scheme like MIS, RD, TD etc., there is separate space for a minor’s details. But, as SSA is a scheme for minors only, it will be applicable for all. Date of Majority will be 18 years from the Date of Birth.

Reply

Shiv Kukreja March 12, 2015 at 8:57 AM

I have also posted an article having a sample duly filled application form, please check – http://www.onemint.com/2015/03/12/sukanya-samriddhi-yojana-sample-filled-application-form/

Reply

sham karan March 12, 2015 at 9:14 AM

meri ek beti hey jiski umar 10year8thmonthhey kay mian sceam maiy invest kar sakta hui

Reply

Shiv Kukreja March 12, 2015 at 10:13 AM

Agar aapki beti December 2, 2003 ke baad born hui hai, to aap is scheme mein invest kar sakte ho.

Reply

vikash darji January 4, 2016 at 6:43 PM

Hello sir. I am interested suknya dev yojna my 3 doughter..I am investment sheme..plz contact me .8690910547. Thanks.

Reply

DR MANOJ KUMAR March 12, 2015 at 11:12 AM

Dear Kukreja ji
visited state bank of india rohini sector-18 delhi branch today for opening of account under the above scheme for my daughter and the bank tells me that they have not received information as to how to open account under this scheme.
any advice as to how to open the account in the bank
or any redressal mechanism.
thanks for the nice article
regards
dr manoj

Reply

Shiv Kukreja March 12, 2015 at 12:05 PM

Thanks Dr. Manoj,
I think you have two options, either wait for the banks to start opening these accounts or open an account with a post office right now and later on migrate it to a bank. So, if you are in a real hurry to open this account, opt for the second option.

Reply

DR MANOJ KUMAR March 12, 2015 at 12:14 PM

thanks kukreja ji for your reply
i will wait for the bank to start opening accounts.
however i also wrote email to cabinet ministe menaka ji through official website of ministry of women and child development citing difficulties faced by common people like us.
ground work by ministries need to be done placing standard operation procedure before making announcement.
i can sending you a copy on your email address skukreja@investitude.co.in
thanks again
dr manoj

Reply

Shiv Kukreja March 12, 2015 at 12:22 PM

Oh that’s great, thanks!

Reply

Sujit jain March 12, 2015 at 11:27 AM

sir if I deposit 100000/- yearly an my child born 15jan 2007 what and when amount we got for my child

Reply

Shiv Kukreja March 12, 2015 at 11:58 AM

Hi Sujit,
Please check this post – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

It would be approximately Rs. 52,60,508 after 21 years from the date of opening this account.

Reply

saraswati sahu March 12, 2015 at 2:02 PM

Dear sir mera and meri daughter ka a/c IDBI Bank me hai ‘meri daughter ka age 9year 11month hai . Bank ka kahna hai Ki hum a/c 1month ke bad hi khol payenge . pls reply kya karna hai.

Reply

Shiv Kukreja March 12, 2015 at 2:06 PM

Agar aapko IDBI Bank mein hi account khulwana hai to ek mahine wait kar leejiye, nahi to post office mein khulwa leejiye.

Reply

Praveen March 12, 2015 at 2:28 PM

Form kab take mil sakte hain

Reply

Shiv Kukreja March 12, 2015 at 2:51 PM

Forms to mil rahe hain, but account nahin khul pa rahe hain. Ye hai form ka link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view

Reply

meera March 12, 2015 at 4:11 PM

My daughter’s birth date is 15 december 2004, mere pass aur kitana time hai account open karne ke liye ? F Y 15-16 main kya account open kar sakati hun ?

Reply

Shiv Kukreja March 12, 2015 at 6:49 PM

Aap apni daughter ka account December 1, 2015 tak open karwa sakte ho.

Reply

sandeep Kumar March 12, 2015 at 4:23 PM

Kukreja sir,

i would like to inform you that when i went indian overseas bank sector-45, Noida , SBI sector-66, Noida & PNB sector-66 Noida for opening the account every banks told me that we have no facility for opening SSY account then i again ask them how much time this facility will be available in your branch they told me we don’t know so as a common man where i go for help as per RBI issued a letter to all authroised bank for necessary action (apply this facility) in their branches but after that they are no any fear and bluntly denied to their customer when they inquiry for this facility so please can any ph.no. or e-mail address for sending our quires for these bank branches

regards,
sandeep Kumar

Reply

Shiv Kukreja March 12, 2015 at 6:47 PM

Hi Sandeep,
You can get this account opened with a post office at present and next year whenever these banks are fully operational to open these accounts, you can migrate your account from post office to an authorised bank branch.

Reply

Tasneem Havalchi March 12, 2015 at 5:14 PM

Dear sir
My daughters age is 10 years I would like to open an account .so can I pay 1,20000 now n then 1000 per month.so that her maturity date begins from 18 years of her age.

Reply

Shiv Kukreja March 12, 2015 at 6:44 PM

Dear Tasneem,
This account will mature either on completion of 21 years from the date of opening this account or when your daughter gets married, whichever is earlier.

Reply

sanjeev saini March 12, 2015 at 5:14 PM

Hi sir
Per year kitne rs jama ker sakte hai or sir meri beti 7 year ki hai agar main yearly 10000rs jama karta hun to kitna milega or yeh kab tak jama karne hai

Reply

mahendra rajput March 12, 2015 at 5:23 PM

Meri beti ka birthday 20oct.2014 .hai .kya main. Ac.khol sakta hu.

Reply

Shiv Kukreja March 12, 2015 at 6:42 PM

Yes, aap account khulwa sakte ho.

Reply

sanjeev saini March 12, 2015 at 5:25 PM

Hi sir
Meri beti 7 year ki hai agar main yearly 10000 thousand jama karta hun to kitna milega or yeh kab tak jama karna hoga or per year kitna jama ker sakte kai

Reply

Shiv Kukreja March 12, 2015 at 6:41 PM

Hi Sanjeev,
Minimum 1,000 aur maximum 1,50,000 jama kar sakte hain. 14 saal tak jama karna hoga, 21 saal baad paisa milega. Kitna milega ye rate of interest pe depend karega.

Reply

mahendra rajput March 12, 2015 at 5:26 PM

4month.ki hai meri beti.main ac.khulwa sakta hu.

Reply

Shiv Kukreja March 12, 2015 at 6:39 PM

Yes, aap account khulwa sakte ho.

Reply

Krishnendu Roy March 12, 2015 at 8:08 PM

Dear Sir,

Do I need to deposit fix amount (like RD) every month or can i deposit as per my wish.

Reply

Shiv Kukreja March 12, 2015 at 11:02 PM

You can deposit as per your wish.

Reply

praveen kumar March 12, 2015 at 9:04 PM

i want to know that can i deposit monthly if so i chose 5000 per month is it fix or one month 5000 next 4000 then 2000 like bank saving account

Reply

Shiv Kukreja March 12, 2015 at 11:04 PM

You can deposit any amount of your liking, be it Rs. 5000, Rs. 4000 or any amount. Also, it is not compulsory to make a deposit every month.

Reply

sanjay vaishnav March 12, 2015 at 9:29 PM

Sir main 1000 rs yearly jama karata hoon to 21 saal bad kitne milenge or kya beech main extra bhi jama Kara sakte hai.meri beti Ki dob 01/06/2005 hai

Reply

Shiv Kukreja March 12, 2015 at 11:06 PM

Sanjayji,
Ye post check kar leejiye – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Ismein aapko maturity value mil jaayegi. Aur, aap beech mein bhi amount deposit karwa sakte hain.

Reply

rajni kant mishra March 12, 2015 at 11:11 PM

Sir meri beti 8 saal ki hai muje uski Saadi 21saal ki jab hogi to karni hai mai 12000har saal jama karu to kitna milega wo sun nahi sakti

Reply

Shiv Kukreja March 12, 2015 at 11:42 PM

13 saal baad aapko approximately Rs. 2,65,262 milenge, agar har saal rate of interest 9.1% hi rehta hai aur aap 1st April ko paisa deposit karte ho.

Reply

Ravi March 12, 2015 at 11:32 PM

Dear sir; yadi me ek hajar har mahine jama karta hoo 14 saal tak, to mughe 21 Saal ke bad kitna amount milega?

Reply

Shiv Kukreja March 12, 2015 at 11:43 PM
SANTOSH KUMAR DIPAK YADAV March 12, 2015 at 11:48 PM

Sir e btaye ki is yojna ka labh ek ladki ke liy ek hi account kholwa skate hai

Reply

Shiv Kukreja March 13, 2015 at 12:30 PM

Yes, ek beti ke liye ek account hi khulwa sakte hain.

Reply

Shobhit jain March 13, 2015 at 12:12 AM

Mere beti ke date of birth 20 January 2014 ka hai agar main March 2015 se 150000/- per annum investment karta hu to 14 years me kitana or maturity par kitana milega.payment mode yearly hi rahega Ya quarterly ya halfly ka hi system hai.Yeh guaranteed to hai….????

Reply

Shiv Kukreja March 13, 2015 at 12:29 PM

Rate of interest har saal change hoga. Deposit saal mein ek baar karna hoga, but zyaada baar bhi kar sakte hain. Please check this post for maturity value – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Prakash March 13, 2015 at 7:26 AM

Sir, kya is scheme me rate of interest change Ho sakta hai ke 9.1 he rahe ga.

Reply

Shiv Kukreja March 13, 2015 at 12:27 PM

Prakashji, rate of interest har saal 1st April ko revise hoga.

Reply

VISHAL March 13, 2015 at 8:24 AM

My daughter ‘s date of birth is 2020-04-2007. Can I get the benefit of the good opportunities for sukanya samariddhi yojana?IIf l want to deposit rs 2500 per month, then what amount will get after 21 age?

Reply

Shiv Kukreja March 13, 2015 at 12:17 PM

Yes, you can get an account opened for your daughter. You will get approx. Rs. 15,63,262 after 21 years with Rs. 2,500 per month deposit and 9.1% rate of interest. http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

VISHAL March 13, 2015 at 8:27 AM

My daughter ‘s date of birth is 20-04-2007. Can I get the benefit of the good opportunities for sukanya samariddhi yojana?If l want to deposit rs 2500 per month, then what amount will get after 21 age?

Reply

Shiv Kukreja March 13, 2015 at 11:41 AM

Yes, you can get an account opened for your daughter. You will get approx. Rs. 15,63,262 after 21 years if you deposit Rs. 2,500 per month and rate of interest remains 9.1%. http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

PANKAJ KUMAR March 13, 2015 at 10:05 AM

mere beti 4 saal ke hai me per mount 1000 Rs jama karta hu to ye amount 10 sal tak hi jama karna hai ya 21 sal tak jama karna hai or iska 21 sal ke baad kitna amount melega

Reply

Shiv Kukreja March 13, 2015 at 11:25 AM

Aapko is account mein 14 saal tak paisa deposit karna hai. Aap apni beti ki marriage ke time poora paisa nikaal sakte ho ya phir 21 saal complete hone pe. 50% balance aap apni beti ke 18 saal complete hone pe nikaal sakte ho.

21 saal baad aapko aaproximately Rs. 6,25,305 milega agar interest rate 9.1% hi rehta hai to.
http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

SMITHA AJMERI March 13, 2015 at 12:12 PM

My daughter is 4 yr , if I pay every month 1000 rs n in case I skip 2 months in between then that 2000 rs later can i deposit is ok or if I cannot deposit every month but. I can deposit 12000 rs evey year can I do ? Pls let’s I want pay evey year I cant deposit evey month

Reply

Shiv Kukreja March 13, 2015 at 12:34 PM

You need not deposit every month. It is ok to deposit once every year.

Reply

nitu March 13, 2015 at 12:35 PM

sir mere do bache h ek beti aur ek beta kya m apni beti ka account khulwa skti hu iss scheme k under

Reply

Shiv Kukreja March 13, 2015 at 12:41 PM

Hi Nitu,
Agar aapki beti ki date of birth December 2, 2003 ya uske baad ki hai, to aap ye account khulwa sakte ho.

Reply

Neeraj Chawla March 13, 2015 at 12:49 PM

Sukanya Samridhi Yojna ka rate of interest kya hai aur ye RD ki terah hi calculte hoga
fayda kisme hai monthle jama karne me ya annually jama karne me eject kitne paise dene honge aur kitne milenge jaise 1000 aur 2500 per month ya 12000 aur 30000 Rs annually jama karne pata kitne paise milenge

Reply

Shiv Kukreja March 13, 2015 at 1:23 PM

Rate of interest 9.1% hai. Annual deposit mein zyaada faayeda hai. Please check this post for maturity values – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Neeraj Chawla March 13, 2015 at 12:51 PM

kya hum is account ko bank me bhi khulva sakte hai jo bank aapne listed kiye hai

Reply

Shiv Kukreja March 13, 2015 at 1:20 PM

Abhi banks ne ye account kholne shuru nahin kiye hain.

Reply

jitendra meena March 13, 2015 at 1:05 PM

Sir yeh account kab start ho rha hai

Reply

Shiv Kukreja March 13, 2015 at 1:20 PM

Post offices mein ye account khul rahe hain.

Reply

anil March 13, 2015 at 2:04 PM

Sir muje ye jaana hai ki hamare yaha post office me likha hai ki 1000 x14yearsaap saving karo ge toaap ko6.07128rsmuje 21years ko milega kya sahi me aisa hoyega

Reply

Shiv Kukreja March 13, 2015 at 3:37 PM

Anilji, aapka question clear nahin hai.

Reply

parveen solankey March 13, 2015 at 2:26 PM

Sir,my daughter 14 years old .pls suggest a plan for future.

Reply

Shiv Kukreja March 13, 2015 at 3:34 PM

Sorry, we don’t provide financial advice in this manner.

Reply

nisha March 13, 2015 at 4:25 PM

Sir, muje yeh janna hai ke ham annually 10000 deposit kre to hme 21sal bad kitna milega.aur kya hme phle aur be paise deposit krane padehngae

Reply

Shiv Kukreja March 13, 2015 at 5:51 PM

Please check this post – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Minimum Rs. 1,000 aur maximum Rs. 1.5 lakh deposit karaane honge.

Reply

A Bhoopathi Rao March 13, 2015 at 5:41 PM

Sir,
I am aged of 74 years pensioner. I want to invest in the scheme on my son’s daughter as my son is not earning member. If i am expired within the period (14 years ) whether the amount as on the date will be paid to the child or not, then so what ?

phone : 9949529784

Reply

Shiv Kukreja March 13, 2015 at 5:53 PM

Sir,
You can make a request to prematurely close the account and withdraw the amount under special circumstances like death of the guardian/parents etc.

Reply

vijaya raji sinthiya March 13, 2015 at 6:11 PM

Sir,
My daughter ‘s date of birth is 18-10-2006. Can I get the benefit of the good opportunities for sukanya samariddhi yojana?If l want to deposit Rs.500 per month, then what amount will get after 21 age?

Reply

Shiv Kukreja March 13, 2015 at 7:34 PM

Yes, your daughter is eligible for this scheme. Please check this post for the maturity amount – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

JAIPRAKASH March 13, 2015 at 6:14 PM

sir if I deposit 12000/- yearly an my child born 12 dec 2011 what and when amount we got for my child

REPLY

Reply

Shiv Kukreja March 13, 2015 at 7:05 PM

You need to invest for 14 years, you’ll get maturity amount after 21 years depending on the rate of interest & time of deposit.

Reply

Preet March 13, 2015 at 6:19 PM

Dear Mr. Shiv,

I want to invest in my daughters name, who is 8 years of age, in this new scheme of Sukanya Samridhi Account. How can I show this investment in my HUF file?

Reply

Shiv Kukreja March 13, 2015 at 7:04 PM

You need to consult your CA for that.

Reply

suneel March 13, 2015 at 6:22 PM

Si

Reply

Abhijeet March 13, 2015 at 9:12 PM

Sir meri ladki 6/10/10 ki hai kya mai abhi ye sckeem me seving kar sakata hu?
…maine suna hai ki ye sckim closed ho gai hai kya ye sach hai?
Please Reply me ASAP…….

Reply

Shiv Kukreja March 13, 2015 at 9:15 PM

Yes, aap apni beti ka account khulwa sakte hain. Ye scheme abhi close nahin hui aur close hogi bhi nahin.

Reply

rajpal March 13, 2015 at 9:14 PM

Sir ji m pnb me account khulwana chahta hu kya bhattu kalan dist FATEHABAD haryana m khate khulne suru ho chuke h

Reply

Shiv Kukreja March 13, 2015 at 9:22 PM

Rajpalji, ye information hamaare paas nahin hai.

Reply

rajpal March 13, 2015 at 9:21 PM

Sir ji daughter date OB 12_11_2005 h m 72000 yearly jma krata hu to kitne milenge plz ans

Reply

Shiv Kukreja March 13, 2015 at 9:23 PM
lokendra singh rajput March 13, 2015 at 11:31 PM

Dear Sir,

Plz. tell me sukanya dev yojna and Sukanya Samriddhi Yojana because i want to know best plan , i have a girl child age 3 years 8months so plz. sir give me response as soon as possible.
thanking you………..

Regards
Lokendra singh Rajput
Dholpur(Raj.)-328001
+91-9929040567 , 7891456456

Reply

Shiv Kukreja March 13, 2015 at 11:50 PM
Raj March 14, 2015 at 12:14 AM

Sir jab hum a/c kulwane jate hai to humko konsi id proof chahiye hoge. Aur belence month ke hisaab se jama karna hoga ya year ke . Pleese ans me. Dhanywaad.

Reply

Shiv Kukreja March 14, 2015 at 12:24 AM

Id proof mein aap Passport, Aadhaar Card, PAN card etc. use kar sakte ho. Aapko saalo mein minimum ek deposit karna zaroori hai.

Reply

nisha March 14, 2015 at 12:35 AM

Meri do beetian hai kya mai dono ka account open kr sakti hun dono ka 1.5lac,1.5lac deke

Reply

Shiv Kukreja March 14, 2015 at 7:44 PM

Aap do account khol sakte ho 1.5 lakh deposit kar ke in each account.

Reply

Raj March 14, 2015 at 12:38 AM

Sir . Mujhe 1000/=pr month jama karna hai. Jab hum A/c khulwane jate hai to hum ko kitna rupya jama karna hoga .Pleese ans me DHANYWAD.

Reply

Shiv Kukreja March 14, 2015 at 7:41 PM

Rs. 1,000 se account khul jaayega.

Reply

pavan March 14, 2015 at 1:30 AM

Hi

Can we deposit each 1.5 lacs per annum for both my daughters so intotal 3 lacs per annum for both the childs. Or is it 1.5 lacs per family?

Pavan

Reply

Shiv Kukreja March 14, 2015 at 7:40 PM

Hi Pavan,
As per the wordings of the Circular – “the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year”. So, I think one can contribute a total of Rs. 3 lakh in two accounts.

Reply

nadeem March 14, 2015 at 8:59 AM

Sir
Her sal amount kam jyada jaise ki kbi 50k ya kbi 70k jama krr sakte h or sal k andr kbi bhi plz reply.

Reply

Shiv Kukreja March 14, 2015 at 7:39 PM

Ji haan Nadeemji, deposit amount kitna bhi jama kar sakte hain, minimum Rs. 1,000 & maximum Rs. 1.5 lakh.

Reply

Kshitij March 14, 2015 at 10:29 AM

For two daughters is the max limit in one year Rs 1.5 lakh per account or 1.5 lakh combined?

Reply

Shiv Kukreja March 14, 2015 at 7:37 PM

Hi Kshitij,
As per the wordings of the Circular – “the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year”. So, I think one can contribute a total of Rs. 3 lakh in two accounts.

Reply

devevesh joshi March 14, 2015 at 12:48 PM

dear sir meri 3 bhatijiya hai 1 saal, 5 saal aur 9 saal mujhe form chahiye kha se milega or kitni maturity milegi

Reply

Shiv Kukreja March 14, 2015 at 7:32 PM
pawan Kumar March 14, 2015 at 12:50 PM

Sir meri ak hi beti hai aur koi santan nhi hogi to uske liye aur koi plan hai ya yhi haai

Reply

Shiv Kukreja March 14, 2015 at 7:22 PM

Pawanji, aapka question clear nahin hai.

Reply

Nishant March 14, 2015 at 1:20 PM

Sir,

What happens if unfortunately Guardian of the girl faces any mishappening like death before maturity ? Will the amount till that time with interest be paid to girl or govt or bank will continue till maturity?

Reply

Shiv Kukreja March 14, 2015 at 7:21 PM

Under special circumstances, like death or medical support in life-threatening diseases etc., you can make a request to prematurely close the account and withdraw the amount.

Reply

PRASHANT KUMAR SINGH March 14, 2015 at 1:22 PM

sir ,
I want to know for how much time this yogna will exist.
Mai agar iss ko november 2015 mein account apni beti ke naam se open karta hoo to account open ho jaye ga ?

Reply

Shiv Kukreja March 14, 2015 at 7:19 PM

Is Yojana ki koi aakhri date government ne announce nahin ki hai, to aap kabhi bhi account open karwa sakte ho.

Reply

brij kishor March 14, 2015 at 1:28 PM

ham kam se kam kitne jma krva sakte hai or kya ham monthly jma kra sakte hai

Reply

Shiv Kukreja March 14, 2015 at 7:18 PM

Kam se kam Rs. 1,000 jama karaana hoga ek saal mein. Monthly bhi jama karwa sakte hain.

Reply

pawandeep March 14, 2015 at 1:59 PM

SSA AGAR MAI 14/03/2015 KO KHULWATA HU TO MERA INTREST KAB JUDEGA 14/03/2016 ME AUR 1 MONTH ME 2 BAR DEPOSITE KAR SAKTE HAI AUR AGAR SSA POST OFFICE ME HAI TO MAI YE ACCOUNT IDBI BANK ME KAR SAKTA HU

Reply

Shiv Kukreja March 14, 2015 at 7:17 PM

1 month mein 2 baar paisa deposit kar sakte hain. Baad mein IDBI bank mein bhi migrate kar sakte hain. Interest calculation method abhi clear nahin hai, but mujhe lagta hai ye PPF ki tarah calculate hoga.

Reply

anil Mishra June 13, 2016 at 11:29 PM

Meri beti ka umra 9 sal hai mei abhi account khulata hu aor Mai 30000 rupia sal ka jama karata hu to mughhe 21sal bad meri beti ko kitana milega

Reply

SUNIL March 14, 2015 at 2:32 PM

sir,i have open a account with deposit of rs-1000, so i want to know about it

Reply

Shiv Kukreja March 14, 2015 at 7:10 PM

What do you want to know about it?

Reply

pradeep kumar March 14, 2015 at 3:23 PM

Hi sir
This my child per month 1000/Deposit also

Reply

Shiv Kukreja March 14, 2015 at 7:09 PM

Aapki query clear nahin hai.

Reply

pradeep kumar March 14, 2015 at 3:26 PM

Ssa Hi sar hame online banking se per Month deposit karna hi

Reply

Shiv Kukreja March 14, 2015 at 7:09 PM

Is scheme mein online deposit facility abhi available nahin hai.

Reply

MURALI MOHAN March 14, 2015 at 8:44 PM

hello!!! sir,
This is Jyothsna who is eager to know the details about opening of bank account.So can u please help me in informing the details about it

Reply

Shiv Kukreja March 14, 2015 at 8:47 PM

Hi Jyothsna,
Which bank account you want to open and how can we help you in that?

Reply

hake balasaheb March 14, 2015 at 9:58 PM

Sir.mai apni betica account kholke Rs.1000 per months bharta ho to aage mujhe kya faida hoga

Reply

Shiv Kukreja March 14, 2015 at 10:36 PM

Aapko aapke deposit pe 9.1% saal ka interest milega.

Reply

Abhay das March 14, 2015 at 10:51 PM

Sir agar ladki ghar chod kar vagjati ha to

Reply

nadeem March 14, 2015 at 11:25 PM

Sir
kya hr sal amount km ya jyada krr sakte h jese ki pehle sal 50k or dusre sal 75k or sal m ek bar hi jama krr dia kre.
Please reply
Nadeem

Reply

Shiv Kukreja March 14, 2015 at 11:35 PM

Yes, aap kitna bhi amount deposit kar sakte hain between Rs. 1,000 and Rs. 1.5 lakh. Aur saal mein ek baar hi zaroori hai, har mahine karna zaroori nahin.

Reply

meenu March 15, 2015 at 12:03 AM

sir, single parent me se koi ek sukanya samriddhi yojana account khol sakta hai agar unka officially divorce na hua ho to?

Reply

Shiv Kukreja March 15, 2015 at 12:19 AM

Yes, khol sakte hain.

Reply

dhanesh kumar March 15, 2015 at 7:32 AM

sir Allahabad bank me ye yojana hai…yadi hai to please link me application form

Reply

Shiv Kukreja March 15, 2015 at 1:03 PM

Yes, Allahabad Bank mein ye Joyana service ki jaayegi, but Allahabad Bank ne abhi forms dena shuru nahin kiya I think.

Reply

Yatish March 15, 2015 at 8:04 AM

sir iss scheme mein interest rate 9.1% Hai ya 9.10% hai

Reply

Shiv Kukreja March 15, 2015 at 1:04 PM

Hi Yatish,
9.1% aur 9.10% mein kya farak hai?

Reply

prithvi singh March 15, 2015 at 9:09 AM

Sir ,
Mere firist daughter hue h jo matar one month ki h kya yeh yojana lagu hogi kya

Reply

Shiv Kukreja March 15, 2015 at 1:05 PM

Prithviji,
Aap apni beti ke naam pe ye account khulwa sakte ho.

Reply

vivasvan March 15, 2015 at 11:25 AM

From when we can open the SSA Account in the banks….. as off now bank staff don’t know what is SSA…….asked from Corporation bank Dehi …… even bank seniors in head office is aslo not replying…..

Regards
Vivasvan

Reply

Shiv Kukreja March 15, 2015 at 1:08 PM

I think from next week banks will start opening these accounts. You can check with them again probably on Friday or so.

Reply

sandeep March 15, 2015 at 12:18 PM

Sir meri bati 13 years ki ha kay me account open kara sakta hu

Reply

Shiv Kukreja March 15, 2015 at 1:08 PM

Nahin, aap apni beti ki naam pe ye account open nahin kar sakte.

Reply

arvind kumar March 15, 2015 at 12:48 PM

sir meri betiya 5year ki hai aur ham 1000 rupya par month jama kar sakte toa 15 saalke liye ho skta hai

Reply

Shiv Kukreja March 15, 2015 at 1:10 PM

Arvindji, aapka prashna samajh nahin aaya, dubaara poochiye.

Reply

Sunil Kumar k March 15, 2015 at 1:28 PM

I think from next week banks will start opening these accounts. You can check with them again probably on Monday or so.

Reply

aradhna March 15, 2015 at 3:17 PM

My daughter has 1yr l want to take this scheam 2 time per anamum

Reply

Shiv Kukreja March 15, 2015 at 6:50 PM

Your query is not clear.

Reply

mallika March 15, 2015 at 11:12 PM

sir, can I open an account with flexible amount? or its like normal RD? ie if I started with 1000 in monthly scheme , in next month can I deposit rs2000? or only 1000?

Reply

Shiv Kukreja March 16, 2015 at 12:47 AM

Monthly deposit is not required, you can make a yearly contribution as well. But, if you want to make monthly contributions, it could be any amount.

Reply

pramod shah March 16, 2015 at 9:23 AM

Pl. Let me know if Bank of Baroda, Thane(west) branch is nominated br. for Sukanya S.Yojana or any other nearby br. ?

Reply

Shiv Kukreja March 16, 2015 at 9:38 AM

We have no idea about it.

Reply

Sanjay March 16, 2015 at 11:21 AM

Sir,
My daughter was born on 3 jan,2005 i.e. she is now 10+ . So , am I eligible to open SSY account?

Reply

Shiv Kukreja March 16, 2015 at 11:24 AM

Hi Sanjay,
Yes, your daughter is eligible for this account as she was born after December 2, 2003.

Reply

abhiram March 16, 2015 at 1:33 PM

Sir meri beti ka birth-jan-2015 me hua hai kya mai apni beti ke nam se a/c open karwa sakta hun

Reply

Shiv Kukreja March 16, 2015 at 1:40 PM

Yes, aap apni beti ke naam se ye account open karwa sakte hain.

Reply

anant March 16, 2015 at 1:35 PM

mera ppf account Bank of india me hai. kya mai sukanya samruddhi yogana same bank me open kar sakta hu kya?

Reply

Shiv Kukreja March 16, 2015 at 1:41 PM

Iski jaankaari aapko bank se hi leni padegi.

Reply

arup das March 16, 2015 at 4:30 PM

I WANT TO OPEN SSY PLAN IN BANK OF BORADA THROUGH ONLINE ,CAN IT POSSIBLE.IF YES THEN TELL ME HOW I GET APPLICATION FORM

Reply

Shiv Kukreja March 16, 2015 at 4:48 PM

It will be possible as & when Bank of Baroda starts opening these accounts. They have not yet started giving the application forms.

Reply

satish mehetre March 16, 2015 at 4:47 PM

Sir SSY account sirf ladakiyon ke liye hai kya future me ladako ke liye kuch yojana aane wali hai?

Reply

Shiv Kukreja March 16, 2015 at 4:56 PM

Iska answer Finance Minister de sakte hain, mujhe iske baare mein unhone kuch nahin bataya.

Reply

VK March 16, 2015 at 5:41 PM

🙂

Reply

Suryakanta Moharana March 16, 2015 at 8:48 PM

Sir,
Me account open kiya 15 tarikh ko monthly schme me,
2nd install mereko wohi 15 ko ya kaunsa tarikh ko bharna he?
Install dene me late ho gayi to kya fine lagegi.

Reply

Shiv Kukreja March 17, 2015 at 12:50 AM

Hi Suryakanta,
Aapko is account mein har month paisa deposit karna zaroori nahin hai. Saal mein ek baar bhi deposit karne se chalega. Agar saal mein ek baar bhi deposit nahin karte to Rs. 50 penalty deni hogi.

Reply

Jayashree jena March 16, 2015 at 10:08 PM

Sir
Actually I want to known is it sure return or theft my cash like cheat funds.mob no-9853643719

Reply

Shiv Kukreja March 17, 2015 at 12:53 AM

It is a government scheme, so no cheating. But, you should get this account opened yourself. Do not trust any individual with cash or cheque.

Reply

Wasim khan March 16, 2015 at 10:52 PM

Sir.
Kya meray bank account say automaticly uojna may peysa jama hojayega ?

Reply

Shiv Kukreja March 17, 2015 at 12:54 AM

Abhi tak automatic transfer ki facility nahin hai.

Reply

NEERAJ sharma March 17, 2015 at 2:16 AM

meri beti ka birth 12/11/2004 hai jo 10 age hai kya mai apni beti ka account sukanya dev yojna mai khulwa sakta hu ?

Reply

Shiv Kukreja March 17, 2015 at 10:09 AM

Yes, aap apni ka account khulwa sakte hain.

Reply

amit March 17, 2015 at 8:52 AM

ssa

perants living in delhi but not having any id proof of delhi can open this account but daughtr having birth certificate frim delhi ?????
eligible or not ??

Reply

amit March 17, 2015 at 8:55 AM

SSY

perants living in delhi but not having any id proof of delhi can open this account but daughtr having birth certificate frim delhi ?????eligible or not ??

Reply

Shiv Kukreja March 17, 2015 at 10:08 AM

Yes, the girl child is eligible for this account.

Reply

arvind Patel March 17, 2015 at 9:00 AM

meri ak beti hai aur uska umar 14 saal hai tho yojana lagu ho ga ki nahi.

Reply

Shiv Kukreja March 17, 2015 at 10:07 AM

Nahin, aapki beti eligible nahin hai.

Reply

Malkit March 17, 2015 at 10:17 AM

Agar smy se phle bachhi ki death ho jaye to sir

Reply

Shiv Kukreja March 17, 2015 at 10:44 AM

In that case, balance amount parents/legal guardian ko mil jaayega.

Reply

ritika March 17, 2015 at 10:35 AM

I hv gt a form from post office in karkardooma… Bt its a different form which is dere in the net.. I m confused n i dnt knw hw to fill it

Reply

Shiv Kukreja March 17, 2015 at 10:47 AM

Are you sure you have got the correct form? Please check this post, there is an updated form for this scheme which the RBI has issued on March 11 for all the banks & post offices – http://www.onemint.com/2015/03/16/sukanya-samriddhi-yojana-updated-list-of-authorised-banks-to-open-an-account-specimen-application-form-passbook/

Reply

Swaminathan March 17, 2015 at 12:48 PM

Dear Sir,

The clause about ’14 years’ is not clear. Is it that we can invest till the girl attains 14 years of age or we can invest for 14 years from the date of opening the account.

And what if the girl child is 10 years old when opening the account? Can we invest 5 years only or till she attains 21?

Regards,
Swaminathan

Reply

Shiv Kukreja March 17, 2015 at 1:10 PM

Hi Swaminathan,
14 years or 21 years has nothing to do with the age of the girl child. You need to invest for 14 years from the date of opening this account. Similarly, you can withdraw the balance amount after 21 years from the date of opening this account or whenever your daughter gets married, whichever is earlier.

Reply

Swaminathan March 17, 2015 at 1:19 PM

Thank you so much for the quick reply. It helps. May God bless you.

Regards,
Swaminathan

Reply

Shiv Kukreja March 17, 2015 at 1:47 PM

Thanks a lot for your blessings! 🙂

Reply

manoj March 17, 2015 at 2:01 PM

Sir
Kya u.p wale haryana me account khol sakte hai

Reply

Shiv Kukreja March 17, 2015 at 2:24 PM

Yes, khol sakte hain.

Reply

Samadhan kadam March 17, 2015 at 3:06 PM

Hallo, sir years yojana start Kab hui hai

Reply

Shiv Kukreja March 17, 2015 at 3:40 PM

Ye yojana 21 January ko Prime Minister Mr. Modi ne shuru ki hai.

Reply

Samadhan kadam March 17, 2015 at 3:07 PM

Air is yojana kis Umar suru hokar Kab tak suru rahegi

Reply

suman valwani March 17, 2015 at 4:04 PM

Kya ye account patiyala bank me khulwa sakte hain

Reply

Shiv Kukreja March 17, 2015 at 4:15 PM

Ye aapko Patiyala Bank se confirm karna padega.

Reply

suman valwani March 17, 2015 at 4:18 PM

Ye yojna udaipur me start ho gayi he ya kab tak start ho jayegi

Reply

Shiv Kukreja March 17, 2015 at 4:21 PM

Ye yojana poore India mein start ho gayi hai, but kuch banks/post offices abhi tak iske accounts khol nahin pa rahe hain.

Reply

vijendra chauhan March 17, 2015 at 4:24 PM

1000 rs har mahiney jama karwaney per 14 saal baad lagbhag kitna paisa return milega

Reply

Shiv Kukreja March 17, 2015 at 4:27 PM

14 saal baad paisa return nahin milega, 21 saal baad milega.

Reply

suman valwani March 17, 2015 at 4:35 PM

Sir,is account mein per month deposite karna jarori he kya

Reply

Shiv Kukreja March 17, 2015 at 5:20 PM

Nahin, saal mein minimum ek baar deposit karna zaroori hai.

Reply

suman valwani March 17, 2015 at 4:45 PM

Thanks sir

Reply

Shiv Kukreja March 17, 2015 at 5:20 PM

You are welcome!

Reply

Asha Nand Singh March 17, 2015 at 5:30 PM

Dear Sir,

My daughter’s date of birth is 04-10-2012. Is her applicable for Sukanya Samriddhi Yojana? Can i open the a/c her name in SBI. Please let us know your feedback.

Reply

Shiv Kukreja March 17, 2015 at 7:10 PM

Hi Asha,
Yes, your daughter is eligible for this scheme.

Reply

Shiv Kukreja March 17, 2015 at 7:10 PM

Also, you can open her account in SBI.

Reply

jitendra Kr. Gupta March 17, 2015 at 5:32 PM

Hi, Sir
Mujhe iss ki clarification chahiye ki Hmara paisa bank ya post office kaha par inveSt karegi aur Hmara paisa save h iski kya guarantee.

Reply

Shiv Kukreja March 17, 2015 at 7:12 PM

Hi Jitendra,
I think iski information ke liye aapko government mein RTI file karni padegi.

Reply

Gaurav Bhasin March 17, 2015 at 5:32 PM

Hello Mr. Kukreja, I want to know if my daughter is eligible for this scheme. She was born in US (2012) so she is a US citizen and has a US passport. I am not a US citizen and still holds an Indian passport. I have her US birth certificate. Can I open an account for her? I am struggling to get this answer since several days now but no one has answered it. Also I want to know if she marries/studies in US after 21 years will she still be able to get the maturity amount? I will really appreciate if you can answer my questions. Thanks in advance.

Reply

Shiv Kukreja March 17, 2015 at 7:18 PM

Hi Gaurav,
Though it is still not clear whether NRIs or foreign citizens are eligible for this scheme or not, I think it is most likely that they will not be eligible for it as most of the Post Office small savings schemes don’t allow NRIs to invest. But, still you’ll have to wait for some more time for further clarity in this matter.

Reply

Gaurav Bhasin March 17, 2015 at 11:00 PM

Hello Mr. Kukreja,
Thanks for your prompt reply. I wish she was eligible, but still I will wait and see if there can be some exception made for NRI’s. If you get any further information on this, please reply to me. I really appreciate it. Thanks!

Reply

Shiv Kukreja March 17, 2015 at 11:06 PM

Sure, I’ll do that. If the government allows NRIs to invest in this scheme, I’ll write a full post on that.

Reply

prasanna March 17, 2015 at 5:58 PM

Sir
I am sending this msg again kyon ki aapne reply nahi diye
Sr, mein march 2015 poora hone tak 1lakh amount SSA me saving karna chahti means es financial year me.
Rs 50,000 tomarrow and remaining amount next week
Kya mein iyse fifteen days me twice deposit karsakti hun??
Please reply deejiye
Thank you.

Reply

Shiv Kukreja March 17, 2015 at 7:09 PM

Hi Prasanna,
Yes, aap is tarah 15 days mein do baar ya usse bhi zyaada baar deposit kar sakte ho.

Reply

NEERAJ SHARMA March 18, 2015 at 11:59 PM

sir meri beti 10 sal 5 months ki hai kya mai beti ke name se sukanya dev yojna mai account khol sakta hu?

Reply

Shiv Kukreja March 19, 2015 at 12:05 AM

Agar aapki beti ki date of birth December 2, 2003 ya uske baad ki hai, to aap ye account khulwa sakte hain.

Reply

Nandlal Yadav March 17, 2015 at 8:21 PM

Hello sir
Can I get tax benefits for year 2014-15 if deposited in Sukanya Samridhi Yojana account before 31 March 2015 under section 80C ?

Reply

Shiv Kukreja March 17, 2015 at 9:58 PM

Hi Nandlal,
Yes, why not, you can very well claim it for this financial year.

Reply

Sushil Kumar March 17, 2015 at 9:37 PM

Hi
Kya hum isko post oofficem bhi khulva sekte h.

Reply

Sushil Kumar March 17, 2015 at 9:38 PM

Hi
Kya hum isko post office m bhi khulva sekte h.

Reply

Shiv Kukreja March 17, 2015 at 9:57 PM

Ji bilkul khulwa sakte hain. Abhi tak sirf post office mein hi ye accounts khul pa rahe hain.

Reply

Rahul March 17, 2015 at 10:28 PM

Hi
Sir ma 12000 par year jama karwuga to mujay 21 saal baad kitane milage ??
*

Reply

Shiv Kukreja March 17, 2015 at 10:46 PM

Hi Rahul,
Please check this post, 21 saal baad Rs. 6,31,261 milega – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Divya March 18, 2015 at 12:16 AM

Hello Sir, the details given by u are very simple and understandable. Today I’d been to the post office to get the form, but in the form , there was no option of SSA given in the type of account. Is it okay to fill in the same form and will it be valid?
Expecting your reply.
Thank You.

Reply

Shiv Kukreja March 18, 2015 at 11:59 AM

Thanks Divya,
Yes, it is perfectly fine to fill the form given to you by the post office staff. Its just that they are using their old stationery for this scheme till date and they don’t have new forms printed with them. You need not worry about that, go ahead and use that form to invest in this scheme.

Reply

Ganesh March 18, 2015 at 11:44 AM

Hello
Mr Kukreja,
My name is Ganesh from Mumbai.
There are few questions wanted to know
1)can be deposit fluctuate amt in a year?
2) If i open the account of my daughter can I put her mother’s name as a nominee?
3) My Daughter is of two months now is it a right time for this plan?
4) Compare to any LIC plan…..Sukanya Samriddhi Yojana” is the best?
5) Is there any hidden terms & conditions?

Reply

Shiv Kukreja March 18, 2015 at 12:05 PM

Hi Ganesh,
1. Yes, it can be any amount between Rs. 1,000 and Rs. 1,50,000.
2. Nomination facility is not there with this scheme.
3. I don’t know what do you mean by the right time to invest for a 2 month old daughter, but you can invest in your daughter’s name even if she is 2 months old.
4. I don’t want to compare an investment scheme with an insurance product. But, I think this scheme is quite superior to any insurance product which has investment component attached to it.
5. I don’t think there are any hidden terms & conditions in this scheme.

Reply

Raghu Sanga March 18, 2015 at 12:54 PM

Hello Sir, kya SBI branch main SSA khol paunga ? Plz reply

Reply

Shiv Kukreja March 18, 2015 at 1:00 PM

Hi Raghu,
SBI branches mein ye account khul jaayega, but abhi SBI ki branches ne ye account open karna start nahin kiya hai.

Reply

madan March 18, 2015 at 1:11 PM

hello sir,
my doughter is completly 5 year’s i will deposit 2000/ pm . so how much amount i will get after 21 years

Reply

Shiv Kukreja March 18, 2015 at 3:04 PM
Pradeep March 18, 2015 at 3:39 PM

Nameste Sir
Sir meri beti 9 saal ki h toh kya mujhe 5 saal kist jama kani h ya 14 saal

Reply

Pradeep March 18, 2015 at 3:40 PM

Nameste Sir
Sir meri beti 9 saal ki h toh kya mujhe 5 saal kist jama kani h ya 14 saal karni h….

Reply

Shiv Kukreja March 18, 2015 at 3:46 PM

Namaste Pradeepji,
Aapko 14 saal tak paise deposit karne honge, yani ki jab aapki beti 23 saal ki hogi, tab tak. Ya phir uski shaadi hone tak.

Reply

SANTOSH SAHU March 18, 2015 at 9:43 PM

Hello Sir, the details given by u are very simple and understandable. from your calculated table; the maturity amount is fxed or fluctuated? expecting yr reply.
yours
santosh
frm Ambikapur

Reply

Shiv Kukreja March 18, 2015 at 10:09 PM

Maturity values given in the table are not fixed and dependent on many factors, including the rate of interest which would be variable and timing of deposits etc.

Reply

rajesh yadav March 18, 2015 at 10:08 PM

Sir meri beti abhi 5 year ki hai aur yadi me 1000rs per month jama karta hu to 14 year me 168000 rs jama ho jayege aur ladki ki age 19 year ho jayegi aur ladki ki marriage 19 year me hoti hai to rs kitne milege aur kab please replay

Reply

Shiv Kukreja March 18, 2015 at 10:22 PM

Aapke example ke according, aapki beti ko uski shaadi ke time approximately Rs. 3,39,874 milenge.

Reply

Banti Mahanta March 19, 2015 at 12:29 AM

Hi….m from haldwani and my husband’s job is transferablein frequent period.if i open this account the monthly/ yearly premium amount will deduct from our account automatically or not? plz rep

Reply

Shiv Kukreja March 19, 2015 at 9:52 AM

Hi Banti,
I think the ECS facility is not there, but online transfer facility will be provided soon as & when the authorised banks start opening these accounts.

Reply

Imran Khan March 19, 2015 at 2:53 AM

Sir mari beti ki Dob.1.1.2008 hai.kya mai pura paisa 14sal ka ek sath jama kar sakta hu.plz tell me. One time.

Reply

Shiv Kukreja March 19, 2015 at 9:53 AM

Nahin, ye possible nahin hai. Aapko har saal minimum ek baar paisa deposit karna padega.

Reply

Nisha Sahaay March 19, 2015 at 10:30 AM

Thank you so much for giving complete information related to Sukanya Samriddhi Account.

Reply

Nisha Sahaay March 19, 2015 at 10:38 AM

The same problem happens with me sir. I also tried to open an Sukanya Samriddhi Account in a bank near in Mumbai. They also told me that the procedure of account opening is not confirmed officially. What can I do now???

Reply

Shiv Kukreja March 19, 2015 at 10:44 AM

Just wait for some more time for these banks to start opening these accounts.

Reply

Nisha Sahaay March 19, 2015 at 10:39 AM

Great work Sir. No need to find anything else, anyone visit your blog. He will get the complete information about Sukanya Samriddhi Account definitely. Thank you so much for this great work.

Reply

Shiv Kukreja March 19, 2015 at 10:43 AM

You are welcome Nisha!

Reply

dharmendra kumar dhiru March 19, 2015 at 4:13 PM

HI Shiv sir,
Sir pls details to sukanya samriddhi yojana pls sir

Reply

Shiv Kukreja March 19, 2015 at 9:10 PM
BIPLAB March 20, 2015 at 8:46 AM

sir mai west bengal, durgapur 713206 ,me rahta hoon aur mai iss yojna ke bareme post office me bat kia to post office balo ne bataya ki ye yojna abhi tak aya nahi hai . hame konsa post office me jana parega please bataeye.

Reply

Kalpesh Malam March 20, 2015 at 12:10 PM

Respected Sir

Sir agar maturity se pehle agar ladki ki death ho jati he to isme jama huyi amount kisko milegi, kyoke meine uper ek comment me padha ke isme nominee ki facility nahi he.
please give me reply sir.

Reply

Shiv Kukreja March 20, 2015 at 1:25 PM

In that case, the balance amount will be given to the parents or the legal guardian.

Reply

Nisha Sahaay March 20, 2015 at 12:58 PM

Hi Shiv great work dear. Can I open Sukanya Samriddhi Account online ???

Reply

Shiv Kukreja March 20, 2015 at 1:26 PM

Thanks Nisha,
No, online account opening facility is not there with this scheme.

Reply

jameela March 20, 2015 at 1:36 PM

Hi sir, first of all thank you so much for your useful information and guidance.
My query is I am basically from Chennai, but currently staying in Noida , sector49. In which palace I can open the account for my daughter plz advice. If it is Noida please provide me the information for near by post office to sector 49.

Reply

Shiv Kukreja March 20, 2015 at 4:16 PM

Thanks Jameela!
Sorry, we have no idea where in Noida you can open this account. You’ll have to contact somebody in your vicinity about it.

Reply

surender balaji March 21, 2015 at 10:27 AM

Sir pnb ya ubi m kabse khulna shuru ho jainge

Reply

Shiv Kukreja March 23, 2015 at 11:57 AM

Iski info abhi tak nahin hai hamaare paas.

Reply

A Venkateswarlu March 21, 2015 at 4:38 PM

Dear sir my name is A venkateswarlu my daughter birthday is 20th Feb 2004 ,can I open SSA for her ,please send ur answer my email ,avenkatesh12678@gmail.com

Reply

Shiv Kukreja March 23, 2015 at 11:58 AM

Yes, you can get this account opened for her.

Reply

DINESH PANT March 21, 2015 at 7:29 PM

Sir. I have opened my daughters account in post office three days back but pushpa bhawan new delhi-110062 is a manually hand written working post office. Can i changed my post office to another post office. What is the formality for this.

Reply

Shiv Kukreja March 23, 2015 at 12:00 PM

Yes, you can do that. Change procedure will be guided to you by the post office itself.

Reply

PIUS THOMAS March 22, 2015 at 6:05 PM

Sir, Is this scheme is available for NRI account holders?.

Reply

Shiv Kukreja March 23, 2015 at 12:02 PM

It is still not clear, but most likely it will not be available for the NRIs.

Reply

Vinutha.M March 22, 2015 at 6:24 PM

Sir,

Can father and mother can open seperate scheme for the same child, that is can a same child have multiple accounts that is more than one opened by her parents… kindly reply me;

Thank you

Reply

Shiv Kukreja March 23, 2015 at 12:06 PM

No, it is not allowed.

Reply

Vinod Jaiswal March 22, 2015 at 9:53 PM

Sir, ye account kab se open kar sakte hain.

Reply

Shiv Kukreja March 23, 2015 at 12:07 PM

Post Offices mein ye accounts khul rahe hain.

Reply

Poonam yadav March 22, 2015 at 11:05 PM

Hello Mr. Kukreja….
I m Poonam from Gurgaon and I heard about the SSA scheme and I really liked it….. I have a question that in case after maturity period if something has happened with the girl then who would be given to the amount…. ?

Reply

Shiv Kukreja March 23, 2015 at 12:08 PM

Hi Poonam,
In that case, the balance amount will be given to the parents/legal guardian.

Reply

sarveshwar singh March 23, 2015 at 3:36 PM

Sir.
Mai sukanya account open krne k leya sbi bank manager se batt keya to manager ne bola hmare pass koe instruction nahe aya hai sukanya yogna k leya
So u please advise to me where i open
Account.
Thanks.

Reply

Shiv Kukreja March 23, 2015 at 3:38 PM

Aap post office mein ye account knulwa sakte ho.

Reply

anju sharma March 23, 2015 at 5:48 PM

sir meri beti abhi 9 sal aur ek mahine ki h to kya main ye account open krwa sakti hu aur kya ye account mujhe apni beti ke naam se khulwana hoga

Reply

Shiv Kukreja March 23, 2015 at 11:05 PM

Yes, aap apni beti ke naam se ye account khulwa sakte ho.

Reply

shekha pandey March 24, 2015 at 11:42 AM

Sir ham 3000 par sal jama karange to kitna mile ga

Reply

Shiv Kukreja March 24, 2015 at 12:06 PM
rangani ramesh March 24, 2015 at 4:58 PM

Dear Sir
Please muje Gide Kiji e ke Hum India Ki Kisi Bhi Post Office me Account Open Krva Sakte He,

Or Account Open Karne ke Bad Kisi Bhi Post Office Me Amount Jama Karva Sakte he

Please Give Me Answer

Reply

Shiv Kukreja March 24, 2015 at 7:20 PM

Hi Rangani,
Aap India ke kisi bhi post office mein account khulwa sakte hain, but aapko same post office mein hi paise jama karne padenge, ya phir account transfer karwana hoga.

Reply

Preeti Kumari March 24, 2015 at 6:09 PM

sir
500 k according yearly 6000 hote h .Par kia m kisi month m agar muj par pase jada h to kia m jma kra sakti hu .Like 7500 ho gye agar one year m to kia ye possible h. ya 500 k according yearly 6000 hi jma kra sakte h

Reply

Shiv Kukreja March 24, 2015 at 7:22 PM

Aap saal mein kitna bhi amount jama kar sakte ho, but minimum Rs. 1,000 jama karna zaroori hai. Monthly deposit karna zaroori nahin hai.

Reply

Sanjay Sharma March 24, 2015 at 6:49 PM

Sir suknya yojana ka account opning form meri beti k naam se feel karna hai ya mere naam se .

Reply

Shiv Kukreja March 24, 2015 at 7:24 PM

Aap ye post check keejiye, ismein diya gaya hai ki form kaise fill karna hai – http://www.onemint.com/2015/03/12/sukanya-samriddhi-yojana-sample-filled-application-form/

Reply

Gaurav March 24, 2015 at 6:54 PM

if i open account in Post office of Navi Mumbai, but can i deposited the amount in anywhere of India or withdraw the amount after maturity from anywhere or any Post office of India.

Reply

Shiv Kukreja March 24, 2015 at 7:27 PM

No, you’ll have to deposit the amount in the same post office where your account is open. That is why it is better to open this account with a bank.

Reply

Sanjay Sharma March 24, 2015 at 7:00 PM

Sir meri beti ki date of birth 2-1-2010 hai. Me agar 12000 one year me 14 sall tak jama karata hu to mujhe 21 saal baad kitna mechurity amount milega.

Reply

Shiv Kukreja March 24, 2015 at 7:34 PM

Please ye post check keejiye, approximately Rs. 6,31,261 milega aapko 21 saal ke baad – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Pramod negi March 24, 2015 at 9:10 PM

Hello sir Ager hum sal mai RS 50000 jama karwa lete hai or dusre aaal mai RS 100000 jama karwa sakte hai kya ye possible hai?? is ka last date kab hai? kab tak hume ac kulwana pdwga, SBI mai kab se start hoga a/c opning????

Reply

Shiv Kukreja March 24, 2015 at 10:22 PM

Hi Pramod,
Yes, ye possible hai. Is scheme ki koi last date nahin hai. SBI ki branches kab se ye account kholengi, mujhe iski information nahin hai.

Reply

Ram March 24, 2015 at 9:30 PM

My daughter is a PIO card holder. Is she eligible for SSY?

Reply

Shiv Kukreja March 24, 2015 at 10:23 PM

It is still not clear whether PIO card holders are eligible for this scheme or not. You’ll have to wait for further clarity in this matter.

Reply

Dharmender Kumar March 24, 2015 at 10:19 PM

Plz send me list of bank who can open sukanya account. Regards

Reply

Shiv Kukreja March 24, 2015 at 10:30 PM
vidyasagar March 24, 2015 at 11:55 PM

Sir,
I am sagar
Hum hyderabad se hai lekin job Kerala me.
Adhar card me hyd rent house ka address hai
Wahan Jane ke baad house address and post office change kar sakthe hai?
agar hyd ke alava Bangalore vyse jana hai tho every year deposits kahan karna padega aur maturity amount kahan se lena hai?problem ye hai ki yahan post office me deposite kar diye hum.
please reply me.It’s essencial.

Reply

Shiv Kukreja March 25, 2015 at 12:18 PM

Aap account kisi bhi post office mein khulwa sakte hain, but deposit usi post office mein karna hoga. Agar aap bank mein account khulwaenge, to bank ki kisi bhi branch mein deposit kar sakte hain.

Reply

firoz shaikh March 25, 2015 at 1:06 AM

Sir meri beti ki date of brith 17.06.2003 ki hai tou meri daughter ka account open ho sakta h kya

Reply

Shiv Kukreja March 25, 2015 at 12:19 PM

Nahin Firozji, aapki beti is scheme ke liye eligible nahin hai.

Reply

Nathan March 25, 2015 at 2:52 AM

Hello Every one!
Can any one help me please
My daughter was born in India, but currently she is having Permanent Resident status in UK, in next year she will become naturalized citizen of UK. Will she still be eligible for this scheme if we start now and continue paying in corresponding years?

Currently she is Indian Citizen

Reply

Shiv Kukreja March 25, 2015 at 12:21 PM

Hi Nathan,
It is still not clear whether your daughter with Permanent Resident status of UK is eligible for this scheme or not. You’ll have to wait a little more for further clarity on this matter.

Reply

Arun rathor March 25, 2015 at 10:54 AM

Sir paise agar saal me ek baar hi jmaa kar diye jaaye to 12000 Kya ye posible h or agar ek mhine jma na kar paaye to kya agle mhine2000 Rupey jmaa kiye jaa skte rple me sir please

Reply

Shiv Kukreja March 25, 2015 at 12:22 PM

Arunji, is scheme mein monthly deposit zaroori nahin hai, saal mein ek baar deposit karna hi zaroori hai.

Reply

bhanu March 25, 2015 at 1:00 PM

sir agar father ki death ho jaye to baki bacchi paisa kon dega.aur kya ladki ko pura paisa mil jayega.

Reply

bhanu March 25, 2015 at 1:01 PM

Your comment is awaiting moderation.
sir agar father ki death ho jaye to baki
bacchi paisa kon dega.aur kya ladki ko
pura paisa mil jayega.

Reply

Shiv Kukreja March 25, 2015 at 2:35 PM

Ladki chahe to account continue kar sakti hai, nahin to paisa withdraw kar sakti hai.

Reply

dilip bathar March 25, 2015 at 2:12 PM

Can we deposit 5000 rs per month.annual 60000 rs.

Reply

Shiv Kukreja March 25, 2015 at 2:36 PM

Yes, you can do so.

Reply

Azhar abbas March 25, 2015 at 2:13 PM

sir agar mai her month 1000 na jama kr pau ya ek saal me sirf 6000 hi jama kara pau or agr 14 sal me sirf 9 sal hi jama kara pau to jama amount pr 9.1 k hisab se paise wapas milenge?

Reply

Shiv Kukreja March 25, 2015 at 2:40 PM

Azhar bhai, pehli baat 9.1% interest rate fix nahin hai. Aur, jis bhi saal aap Rs. 1,000 jama nahin kar paate, to us saal ki Rs. 50 penalty lagegi. But, aapka account continue rahega.

Reply

pradeep March 25, 2015 at 3:26 PM

Sir. Mai bareilly me rahta hon me parmanent add. Bly hai me chahon ki mera a/c pilibhit me khul sakta pls reply

Reply

Shiv Kukreja March 25, 2015 at 10:23 PM

Pradeepji, aapki query clear nahin hai.

Reply

Vandana March 25, 2015 at 3:45 PM

Meri beti 2004 me hue hai kya me SSA bar sakti hop uski birth date has 8 /4/2004

Reply

Shiv Kukreja March 25, 2015 at 10:23 PM

Yes, aap apni beti ke naam pe ye account khulwa sakte ho.

Reply

MONIKA KAUSHIK March 25, 2015 at 3:53 PM

sir mai apni baiti taesha kai liye 1 year mai agar 150000 rs submit karwati hu toh mujhay kitna paisa wapis hoga jab woh 21 years ki hogi.wo abhi 3 years ki hai

Reply

Shiv Kukreja March 25, 2015 at 10:21 PM

Please check this post – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Is post mein maturity value tables hain based on different contributions.

Reply

Vandana March 25, 2015 at 4:06 PM

Meri beti ka birth date has 8/4/2004 kya mein SSA bar sakti hop pls tell me

Reply

Shiv Kukreja March 25, 2015 at 10:13 PM

Hi Vandana,
Yes, aap ye account khol sakte ho.

Reply

Nandlal March 25, 2015 at 5:26 PM

Hello sir
Is there any govt official document which shows savings under SSY is exempted from tax under section 80c ? Today I had inquired about it in post office, postal officials say they have also not seen any such document and therefore can’t comment about relief under section 80c

Reply

Shiv Kukreja March 25, 2015 at 10:16 PM
ravindra March 25, 2015 at 9:00 PM

Meri beti ka birth 28.2.2006 ko hai kya main ye yogna ka labh le sakta hu plz reply

Reply

Shiv Kukreja March 25, 2015 at 10:16 PM

Hi Ravindra,
Yes, aap is yojana ka labh le sakte ho.

Reply

prasant shukla March 25, 2015 at 9:57 PM

i want an application form of sukanya samriddhi account

Reply

Shiv Kukreja March 25, 2015 at 10:18 PM

You can take printout of the form from this link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view

Reply

vini March 25, 2015 at 11:17 PM

Sir,

i am a bit confused about the entire doc process. i have gone to PO & opened the SSA for my girl kid along with my id/address proof & daughters birth certificate. the form wasnt the same as the regulator says nor is the pass book. though PO savings pass book says SSA written by the officer there

is my investment at stake for any problem in future ? also can i shift the same account to any authorized bank? if yes how should i go about it?

look fwd to your inputs/guidance

rgds
vini

Reply

Shiv Kukreja March 25, 2015 at 11:30 PM

Hi Vini,
There is no risk to your investment and it is 100% safe. It is just that post offices are using their old stationery for opening these accounts. You can always migrate your account to a bank branch once they start opening these accounts. The procedure you need to check with the post office guys.

Reply

AMIT KUMAR March 26, 2015 at 3:35 AM

Mai (bihar)patna me rahta hu but yaha ke s.b.i bank me account opening ke bare me pata hi nahi hai

Reply

Shiv Kukreja March 27, 2015 at 10:13 AM

Aap thoda wait keejiye.

Reply

khirod nath March 26, 2015 at 10:55 AM

My child age 2year 5mounth.can i open this account

Reply

Shiv Kukreja March 27, 2015 at 10:14 AM

Yes, you can open this account for your daughter.

Reply

G.Anantha Rajesh Reddy March 28, 2015 at 9:43 AM

sure because of eligibility date is 2-12-2013 to 2015

Reply

vijayakumar March 26, 2015 at 12:54 PM

What are the benefits

Reply

vijayakumar March 26, 2015 at 12:58 PM

Hallo sir what are the benefits

Reply

Shiv Kukreja March 27, 2015 at 10:14 AM
Arun Kumar Puri March 26, 2015 at 12:58 PM

I was visit State Bank Of India Nirman Bhawan New Delhi . I was surprise there is no information about Sukanya Samriddhi Yojana by the bank

Reply

Shiv Kukreja March 27, 2015 at 10:36 AM

That is quite unfortunate.

Reply

vijayakumar March 26, 2015 at 1:05 PM

I have opened the suknya yojana my child was 8 years how its help in future after the complication how much amount I have receive if I am pay per month 1000Rs

Reply

Shiv Kukreja March 27, 2015 at 10:36 AM

Your query is not clear.

Reply

baiju.m.k March 26, 2015 at 2:11 PM

Regarding opening of account with bank, I got a reply from bank that all the branches are not entitled to open account but only selected branches. Still they do not know which are the branches.

Reply

Shiv Kukreja March 27, 2015 at 10:38 AM

Most of the banks are still not unaware about the branches which are opening these accounts. So, you’ll have to wait some more time for further clarity about the branches.

Reply

divya March 26, 2015 at 4:13 PM

I am from mumbai I have call few banks they say tat they have not received d form could u please tell me which bank have d form thx

Reply

Shiv Kukreja March 27, 2015 at 10:44 AM

Hi Divya,
We do not have this info as which banks have started opening these accounts and giving application forms. As & when we have this info, I’ll share it here.

Reply

sajid March 27, 2015 at 12:54 AM

Meri bhatiji abui 4 sal ki hai….uska account khul jyega kiya …

Reply

Shiv Kukreja March 27, 2015 at 1:17 PM

Yes Sajid, aapki bhatiji ka account khul jaayega.

Reply

syed iftikhar mustafa rizvi March 27, 2015 at 1:34 AM

Dear Sir I hv two daughters..my elder daughter is born on dated 30/09/2007.Younger daughter iz born on dated 14/09/2009…Please suggest me hw can open the account through this scheme..thanks..

Reply

Shiv Kukreja March 27, 2015 at 1:17 PM

Please check this post, it has all the information – http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

You need to visit a post office nearest to your place for account opening information.

Reply

Prabhu Dayal March 27, 2015 at 9:33 AM

Meri beti ka birth 12/5/2013 ka hai to mai kya yeh account khol sakta hu or kitna investment kr sakta hu mujhe btaye

Reply

Shiv Kukreja March 27, 2015 at 1:05 PM

Yes Prabhu, aap ye account khol sakte hain. Aap maximum 1.5 lakh investment kar sakte hain.

Reply

Shailender March 27, 2015 at 9:39 AM

Meri beti ka birth 2.12.2005 ko hai kya main ye yogna ka labh le sakta hu plz reply aur khan se aur kaise

Reply

Shiv Kukreja March 27, 2015 at 1:01 PM

Yes Shailender, aap is yojana ka benefit le sakte hain.

Reply

gaurav March 27, 2015 at 10:53 AM

Iski last date kya ha apply krne ki

Reply

Shiv Kukreja March 27, 2015 at 12:40 PM

Iski koi last date nahin hai.

Reply

Tushar Shah March 27, 2015 at 11:29 AM
Shiv Kukreja March 27, 2015 at 12:39 PM

Thanks Tushar!

Reply

jaya March 27, 2015 at 12:13 PM

interest yearly milega ya per month.

Reply

Shiv Kukreja March 27, 2015 at 12:37 PM

Interest maturity pe milega.

Reply

Balram March 27, 2015 at 12:57 PM

Merit beti 01-08-2006 me paid a hui he me yojna hetu Patras hu

Reply

Shiv Kukreja March 27, 2015 at 2:33 PM

Haanji, aap yojana le sakte hain.

Reply

Arvind March 27, 2015 at 2:04 PM

Thanks for your brief explanation about the scheme, features and benefits, definitely it will help govt and parents to look after this.

Reply

Shiv Kukreja March 27, 2015 at 2:33 PM

Thanks for your kind words!

Reply

subhash March 27, 2015 at 4:25 PM

kitne amount jama karne per maturity per 6lakh milega.

Reply

Shiv Kukreja March 27, 2015 at 4:30 PM

Please ye post check keejiye, iske anusaar aapko Rs. 12,000 har saal daalne honge – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

srividya March 27, 2015 at 4:57 PM

sir
to open this SSA account is it necessary of an introducer.

Reply

Shiv Kukreja March 27, 2015 at 5:00 PM

No, it is not compulsory.

Reply

Rajneesh Tripathi March 27, 2015 at 6:12 PM

Meri Beti 3 year ki hi.. Kya account open ho jayega….

Reply

Shiv Kukreja March 27, 2015 at 11:26 PM

Yes, ho jaayega.

Reply

motilal March 27, 2015 at 7:10 PM

Meri beti ka date bhart 10/11/2007ka hai kiya me esh eyojanna ka labh leshkta hu

Reply

Shiv Kukreja March 27, 2015 at 11:27 PM

Yes, aap apni beti ke liye investment kar sakte hain.

Reply

angelus March 27, 2015 at 7:21 PM

My daughter date of birth is 24/2/2015 can I open SSA account for her

Reply

Shiv Kukreja March 27, 2015 at 11:28 PM

Yes Angelus, you can do so.

Reply

manisha March 27, 2015 at 7:36 PM

Is yojana ko lene ki last date kya hai

Reply

Shiv Kukreja March 27, 2015 at 11:28 PM

Koi last date nahin hai. Ye scheme indefinite time chalti rahegi.

Reply

gomathi March 27, 2015 at 7:48 PM

sir
pls tell me ssa account opening last date

Reply

Shiv Kukreja March 27, 2015 at 11:42 PM

There is no last date for getting this account opened.

Reply

MANI SHANKAR PANDEY March 27, 2015 at 8:08 PM

agar maine pehle SSY account post office me khulva liya or agar mai baad me us account ko apne bank me transfer karwana chahata hun to kya ye possible hai?

Reply

Shiv Kukreja March 27, 2015 at 11:43 PM

Yes, possible hai.

Reply

arvind kumar March 27, 2015 at 9:09 PM

sir i deposit Rs 1000 per year till 14 year
mature hone ke bad kitna milega

Reply

Shiv Kukreja March 27, 2015 at 11:44 PM
Animesh Joaddar March 28, 2015 at 12:33 AM

Sir,
I am a branch post master
My questions are
1. Ssa maturity kisko milega- girl or parent?
2. Girl ki sadi age18 years ki bad hone per ac bandh ho jaega lekin maturity kab milega?
3. Agar girl ki sadi parents ki morji ki khilap age 18 years ki pehele ho jae tab ac ki position kia hoga?

Reply

Shiv Kukreja March 28, 2015 at 9:46 AM

Hi Animesh,
1. Girl child is the ultimate beneficiary of this account, so maturity amount girl child ko hi milega.
2. Maturity amount bhi shaadi hone pe mil jaayega.
3. 18 saal se pehle shaadi gair-kanooni hai, isliye 18 saal se pehle amount withdraw nahin hoga.

Reply

Vijay Kumar March 28, 2015 at 2:02 AM

Till How many years i should pay? Is it 14 Yrs from the first payment or till 21 yrs of the Girl Child? (Considering for a new born girl child)

Reply

Shiv Kukreja March 28, 2015 at 9:47 AM

It is 14 years from the date of opening this account.

Reply

Vijay Kumar March 28, 2015 at 2:13 AM

In the absence of Actual Account Opening holder, Can a nominee or any guardian of the Girl child continue SSY?

Reply

Shiv Kukreja March 28, 2015 at 9:48 AM

Yes, it is allowed.

Reply

Vijay Kumar March 28, 2015 at 2:22 AM

Will the Amount gain Interest even after the Maturity period (girl’s age 21Yrs) if i don’t withdraw till the girl’s marriage (ex: girl will get married @25 Yrs)? or I should withdraw after the Maturity period?

Reply

Shiv Kukreja March 28, 2015 at 9:49 AM

You’ll have to withdraw it at maturity after 21 years from the date of opening this account.

Reply

G.Anantha Rajesh Reddy March 28, 2015 at 9:48 AM

eligibility date is 2-12-2003 to 2015

But, There is no insurance coverage Policy in that SSA

Reply

Shiv Kukreja March 28, 2015 at 10:42 PM

Thanks Mr. Reddy for this info!

Reply

Dharitri Dasgupta March 28, 2015 at 9:58 AM

Is there any rules this acc has to be opened before 31/3/15. How much I have to invest monthly if I need min.10 lakh rs at maturity? My daughter’s d.o.b. is 11/12/2009.plz inform immediately.

Reply

Shiv Kukreja March 28, 2015 at 10:45 PM

No, there is no such last date for this account. This is not a monthly deposit scheme. But, for maturity values as per your contributions, please check this link – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Deepak March 28, 2015 at 10:06 AM

Hi sir,
i want to know about withdrawal of deposited money in suknya samrudhi yojana before maturity or as per my need. plz answer my qurry.

Reply

Shiv Kukreja March 28, 2015 at 10:49 PM

Please check this post – http://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/

Partial Withdrawal – It is also allowed to withdraw 50% of the balance standing at the end of the preceding financial year, but only after your daughter attains the age of 18 years.

Reply

niket March 28, 2015 at 10:48 AM

sir
500 k according montly jma karta hu ,yearly 6000 hote h .Par kya m kisi month m agar mujhe paise jada h to kya m jyada jma kra sakta hu .Like 1500 ho gye agar month m to kia ye possible h. ya 500 k according yearly 6000 hi jma kra sakte h

Reply

Shiv Kukreja March 28, 2015 at 10:53 PM

Hi Niket,
Pehli baat, ye scheme monthly deposit scheme nahin hai. Doosri baat, aap isme ek saal mein jitne marzi baar aur jitne marzi paise deposit kar sakte ho. Maximum Rs. 1.5 lakh tak.

Reply

govind gamit March 28, 2015 at 12:25 PM

Suknya yojna ka form submit karne ki last date konsi hai???

Reply

Shiv Kukreja March 28, 2015 at 10:57 PM

Is scheme ki koi last date nahin hai.

Reply

Deepak Agrawal March 28, 2015 at 12:34 PM

sir,meri beti abhi one month ki hai mujhe kuchh achchhaplan batao
pls,sir.

Reply

Shiv Kukreja March 28, 2015 at 11:01 PM

Hi Deepak, aap apni beti ke naam pe equity mutual funds mein ek monthly SIP karwa sakte hain. Ye aapki beti ke future financial goals mein kaam aayegi. But, dhyan rakhna ki koi insurance agent aapko koi galat insurance plan mein invest na karwa de.

Reply

JANAK RAJ March 28, 2015 at 4:27 PM

Sir G Per Month Amount Change Kar Skate Hai Kya Like 1st Month 1000/- 2nd Month 5000/- 3rd Month 6000/-

Reply

Shiv Kukreja March 28, 2015 at 11:01 PM

Yes, kar sakte hain.

Reply

vijay kumar March 28, 2015 at 4:37 PM

1)I s yojana me interet 21 sal ke bad calculate hoga ya har sal.
2) post office walo ne kaha hai ki account nahi khul sakta 1st april ke bad khulega

Reply

Shiv Kukreja March 28, 2015 at 11:03 PM

1. Interest har saal calculate hoga.
2. Agar post office abhi account nahin khol raha, to 1st April tak wait kar leejiye.

Reply

ritesh March 28, 2015 at 4:53 PM

Sir..apka bhot bhot sukriya aap se hame bhot sari jankari mili…sir I have one question..es yojna me 50% paise ladki ki sadi k liye ya fir study k liye kya kaise hai.aur kitne saal me 50% paise vapas milenge

Reply

ritesh March 28, 2015 at 4:59 PM

Sir..apka bhot bhot sukriya aap se hame bhot sari jankari mili…sir I have one question..es yojna me 50% paise ladki ki sadi k liye ya fir study k liye ye kab aur kaise milega i.aur kitne saal me 50% paise vapas milenge

Reply

Shiv Kukreja March 28, 2015 at 11:05 PM

Hi Ritesh,
50% paisa aap ladki ke 18 saal poore hone pe nikalwa sakte ho, aur shaadi hone pe poora paisa nikalwana hi padega, nahin to koi interest nahin milega uske baad.

Reply

shahrukh khan March 28, 2015 at 8:35 PM

Sir ye yojna kya gulaothi distt bulandshahr (up) mai suru hai ya nahi plz tell me

Reply

Shiv Kukreja March 28, 2015 at 11:06 PM

Shahrukhji, iski jaankaari mujhe nahin hai. Aap Gulaothi ke post office mein ja ke poochiye.

Reply

amrit March 28, 2015 at 9:38 PM

I have three girls. Two girls age is more than 11 year and third girl’s age 7 year. can i apply for third girl.

Reply

Shiv Kukreja March 30, 2015 at 12:16 AM

This scheme is not applicable for the third girl child.

Reply

rakesh rathi March 29, 2015 at 12:36 AM

hello sir,
i want clear that if how ever we deposited the particular amount in this schme and in between we face any financial crashes or any incident in family, and not able to deposit the amount, then what r the conditions, a/c ll get closed, or we can renewed the same, or in between 14yrs, can we used that amount or figure deposited in same.

Reply

Shiv Kukreja March 30, 2015 at 12:18 AM

Hi Rakesh,
In case of some special circumstances, you can place a request to close the account and withdraw the balance amount.

Reply

madhu March 29, 2015 at 11:01 AM

Hi, Sir
I am madhu from Kurnool, Andhrapradesh, plz detail about the any bank start the sukanya sanrruddhi yojana scheme, we have interest to open bank sector side. plz bank details.

Reply

Shiv Kukreja March 30, 2015 at 12:19 AM

Hi Madhu,
I’ll update the list of bank branches as soon as I get any such info.

Reply

Animesh Joaddar March 29, 2015 at 11:02 AM

Thank u sir, for ans my questions…
I have more questions..
1. Ac khulne k bad next deposit may form per real deposito k sibay koivi sign korke amoun deposit kar saktehe?
2. Maturity k samay withdraw form per kiske sign karne hoga? Agar girl ho to.. iske pehele L/G sibay girlki koi sign nehi he form per. To sign verify kore kysa.
Thank u….

Reply

Shiv Kukreja March 30, 2015 at 12:23 AM

1. Iski jaankaari mujhe nahin hai.
2. I think maturity amount ke liye girl child ko original birth certificate show karna hoga along with her identity proof.

Reply

ritesh March 29, 2015 at 11:19 AM

?? ???? ???? ?? ???? 8 ??? ?? ???? ?? ?? 18 ??? ?? ?? ????? ?? ???? ??? ???? ?????? ?? ???? ?? ??? ?????? ?? ????? ?????? ??? ??? 12 ???? ???? ????? ??? ??? ???? ??? ??

Reply

abhishek March 29, 2015 at 11:37 AM

Sir
If I open ssya in sbi I deposit 1000 then every month I can deposit 100 or 1200 p.a .pls solve my problem

Reply

Shiv Kukreja March 29, 2015 at 11:49 PM

Yes Abhishek, you can do so.

Reply

pramod saini March 29, 2015 at 1:34 PM

hello sir,
this scheme is available in bhopal (m.p).

Reply

Shiv Kukreja March 30, 2015 at 12:08 AM

Hi Pramod,
This scheme has been launched Pan India, so you need to check the post office/bank in your area whether they have started opening these accounts or not.

Reply

mahesh Kumar March 29, 2015 at 5:33 PM

Kya me aapni beti ka D. O .B HOSPITAL KA submit kaar sakta Hu

Reply

Shiv Kukreja March 30, 2015 at 12:08 AM

Maheshji, I think birth certificate mandatory document hai.

Reply

mahesh Kumar March 29, 2015 at 5:49 PM

Hello sir me rampur distt me rahta Hu mere sab documents yaha ke h 21 year ke pahele meri family goun Chale jate hai tab meri beti ke proof pe address ka anter hoga tab koi pareshani to nahi hogi

Reply

Shiv Kukreja March 30, 2015 at 12:10 AM

Maheshji, mujhe nahin lagta ki koi pareshani hogi.

Reply

akash ranjan March 29, 2015 at 8:40 PM

Dear sir can u made maturity table age wise like whose age is 5, 7, 9 year so her contribution time too short then her maturity value is what? .plz made the table age and contribution amt both wise

Reply

Shiv Kukreja March 30, 2015 at 12:10 AM

Hi Akash, I’ll try to do so.

Reply

gangadhar nayak March 29, 2015 at 9:56 PM

Sir main yeh janana chahta hoon ki jaise main 4 ya 5 saal bharta hoon aur kisi karan vash aage nahin bhar paata hoon to kya yeh bhare hooe paise doob jate hain ya phir milte hain agar milte hain to kaisel

Reply

Shiv Kukreja March 30, 2015 at 12:14 AM

Gangadharji, aapke paise doobenge nahin, but jitne saal aap paise deposit nahin karenge, aapko utne saal ke liye Rs. 50 penalty ke saath Rs. 1000 deposit karne honge.

Reply

samarendra Karan April 1, 2015 at 5:42 PM

Mero ko o answer jaruri,kion ki me karana chahatahun

Reply

kailash kumar March 29, 2015 at 10:21 PM

Sir , kindly clarify these doubts clearly.
1. Where is SSY account opening is better SBI , PNB, OR POST OFFICE ? and why?
2. Can i deposit different amount in different months such that (1000< annual deposit<150000)?
3. Can i deposit different amount in different years such that (1000< annual deposit<150000)?
4. When should i open a SSY account of my 3 months old girl baby ?
thanks a lot.

Reply

Shiv Kukreja March 30, 2015 at 5:37 PM

Hi Kailash,
1. Personally, I would like to open this account in SBI or Axis Bank as online transfer facility would be there.
2. Yes, you can do so.
3. Yes, you can do so.
4. You may open this account any time you want. I think you should wait for SBI to start opening these accounts.

Reply

aparna March 30, 2015 at 12:50 AM

My daughter is 9 year old. Would I have to pay until her 23rd year..? Then when’d she get the money…? If she marries without my permission… Can I stop her inheritance of money…?

Reply

Shiv Kukreja March 30, 2015 at 5:51 PM

Hi Aparna,
1. You would be required to pay for your daughter till she attains 23 years of age or till she gets married, whichever is earlier. She would get the money back whenever she gets married or when this account completes 21 years from the date of opening this account, whichever is earlier.
2. Girl child is the owner of this account, so she has the ultimate authority to withdraw & use this amount as per her wish. It is her money, so you cannot stop her withdrawing her own money.

Reply

mahesh Kumar March 30, 2015 at 7:16 AM

Is yojana ke last date kab tak h sir my near post office me post master ka kehana ha 31 March se pehale karo

Reply

Shiv Kukreja March 30, 2015 at 5:52 PM

Maheshji, is yojana ki koi last date nahin hai. Aap 31 March ke baad bhi is yojana mein nivesh kar sakte hain.

Reply

Raci saini March 30, 2015 at 10:49 AM

last date kya h

Reply

Shiv Kukreja March 30, 2015 at 5:53 PM

Sainiji, is yojana ki koi last date nahin hai.

Reply

Ashok Hipparagi March 30, 2015 at 11:08 AM

Very nice of this yojana four and athar

Reply

DHEERAJ SINGH March 30, 2015 at 12:33 PM

RESPECTED SIR/MADAM,
MY JOB IS TRANSFERRABLE AND THE DOB CERTIFICATE OF MY DAUGHTER IS ON PERMANENT ADDRESS ,BUT MY REST OF MY DOC IS OF THE PLACE WHERE I AM WORKING.
MY QUESTION IS ,IF I WILL WITHDRAWL THE AMOUNT AFTER 21 YRS ,THEN CHANGE OF DOC WILL NOT BE A PROBLEM.

Reply

Shiv Kukreja March 30, 2015 at 5:54 PM

No Dheeraj, change of docs will not be a problem.

Reply

Dinesh kumar March 30, 2015 at 12:45 PM

Sir agr hm 1.5lak ak sath jma krte hai to bhi hme 21 sal ke bad 6 lak kucch rupe milege ya use kucch jyada kitne plz sir tal mi.

Reply

Shiv Kukreja March 30, 2015 at 5:55 PM

Dineshji, ye post check keejiye, ismein maturity values given hain – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Anand Chauhan March 30, 2015 at 1:05 PM

Hi Sir,
Can i invest for my daughter in this Sukanya Samriddhi yojana?
She is 3 yrs old, But she is born in USA and holds US citizen.
Currently she is living in India on PIO visa.

Thanks,
Anand

Reply

Shiv Kukreja March 30, 2015 at 5:56 PM

Hi Anand,
It is still not clear whether PIO cardholders would be allowed to open these accounts or not. You’ll have to wait for further clarity on this matter.

Reply

jagannathan March 30, 2015 at 1:40 PM

how to open this accounts.only post office are any other banks and witch is the last date pls tell me sir..

Reply

Shiv Kukreja March 30, 2015 at 5:58 PM

There is no last date for getting these accounts opened. Post offices/banks are authorised to open these accounts, but banks are still not opening these accounts in the absence of clear directive from the RBI/government.

Reply

SANDIP ROY March 30, 2015 at 3:08 PM

Dear Sir,

if there is any last date of opening the account?

Reply

Shiv Kukreja March 30, 2015 at 5:59 PM

No Sandip, there is no last date for getting these accounts opened. You can get these accounts opened even after March 31st.

Reply

Dinesh Kumar March 30, 2015 at 5:19 PM

Hello sir me to SBI Bank me gaya lekin bank manejar ne to mana kar dia kaha ki is bank me nahi hoga

Reply

Shiv Kukreja March 30, 2015 at 9:38 PM

Dineshji, ho sakta hai ki SBI ki is branch mein ye scheme service nahin ho rahi ho. Aap post office mein is scheme ke baare mein pata karein.

Reply

Sanjeev Kumar March 30, 2015 at 6:05 PM

Sir last due date batana

Reply

Shiv Kukreja March 30, 2015 at 9:39 PM

There is no last date as such for this scheme.

Reply

Sanjeev Kumar March 30, 2015 at 6:06 PM

Last date

Reply

mahesh Kumar March 30, 2015 at 7:39 PM

Hello sir is shceme ke 21 year poore hone per mujhe apni beti ke kish document ke jarurat hogi

Reply

Shiv Kukreja March 30, 2015 at 9:42 PM

Maheshji, abhi government ne ye clarify nahin kiya hai ki maturity ke time kis document ki zaroorat hogi, but I think birth certificate ki copy aur girl child ka id proof submit karna hoga.

Reply

vitthal vyas March 30, 2015 at 8:02 PM

Dear sir,

If we deposited 5000 for next 10 years and stopped, what we get after maturity

Reply

Shiv Kukreja March 30, 2015 at 9:43 PM

It will depend on the rate of interest and timing of your deposit.

Reply

mahesh Kumar March 30, 2015 at 8:38 PM

31 March ke baad 9.1% se kam ho jayega kya

Reply

Shiv Kukreja March 30, 2015 at 10:05 PM

Maheshji, abhi government ne iski announcement nahin ki hai. Rate of interest kam bhi ho sakta hai aur 9.1% bhi reh sakta hai.

Reply

Pankaj Mishra March 30, 2015 at 8:48 PM

Dear sir kya one year mai 1000 minimum jama karna hai ki per month 1000 jama karna hai.

Reply

Shiv Kukreja March 30, 2015 at 10:06 PM

Mr. Pankaj, ek saal mein minimum Rs. 1,000 jama karna hai. Monthly jama karne ki zaroorat nahin hai.

Reply

mukesh rai March 30, 2015 at 8:57 PM

I had visited the nearest sbi bank, but bank persons not having the application form as well as they are not aware about it..
for sbi where i should contract..

Reply

Shiv Kukreja March 30, 2015 at 10:08 PM

It is still not clear which SBI branches are opening these accounts and accepting Sukanya Samriddhi Yojana deposits.

Reply

balram March 30, 2015 at 9:36 PM

form submit karnay ki last date kya h

Reply

Shiv Kukreja March 31, 2015 at 11:19 AM

Balramji, form submit karne ki koi last date nahin hai.

Reply

Deepak March 30, 2015 at 10:24 PM

In case of the death of the parents. How the account of sukanya smridhi will run

Reply

Shiv Kukreja March 31, 2015 at 11:59 AM

If possible, the girl child would be allowed to run this account on her own. If not, she could withdraw the balance and close the account.

Reply

Lachit Borgohain March 30, 2015 at 10:59 PM

Sir, meri 8 mahiny ki beti hain . keya hum abhi uskyliye account khol Sakta hun ? Aur uski kitni sal tak anualy premium dena hoga ?

Reply

Shiv Kukreja March 31, 2015 at 12:01 PM

Lachitji, aap apni beti ka account khulwa sakte hain. Aapko 14 saal tak paisa deposit karna hoga.

Reply

varadharajaperumal March 30, 2015 at 11:06 PM

Sir iam open account in post office my bank account to postoffice account online transfer. Kar sakthey hai ya nagi

Reply

sachin goyal March 30, 2015 at 11:37 PM

Meri beti ki brithdate 31-05-2003 ha kya maa ye policy le sakta hu.plz reply and doc kya ha

Reply

Rameshwar madeshiya March 31, 2015 at 2:11 AM

And one more doubt is that in the form there is not any specific column givem for the account holder i.e. daughters for whom we will depositing.I have seen your dummy but i did not got clear idea why u have written urs daudhter name then taht o/g (something) then followed by ur name.
Could plz reply with both of my doubt which i have posted just before this.

Reply

ganesh March 31, 2015 at 8:47 AM

when is last date to apply for this scheme in mysore

Reply

Dinesh kumar March 31, 2015 at 10:09 AM

Sir gd morning sir agr father ko kuch ho jaye to beti cantinew kr sakti hai chahe to agr beti ko kuch ho jaye to kia father ko jitna jma psa kia hai uska intrst k sath milega ya fir kse kia hoga plz sir.

Reply

Shiv Kukreja March 31, 2015 at 12:27 PM

Dineshji, agar father ko kuch ho jaye to beti continue kar sakti hai aur agar beti ko kuch ho jaaye to father ko jama kiya gaya paisa interest ke saath mil jaayega.

Reply

Dr. Chitravathi S March 31, 2015 at 1:18 PM

Dear sir,

My daughter’s age is 8 years 4 months. If i open an account now, after 21 years she will be ~29 years by that time her marriage would also be over. If i want to take money for marriage can i take? or can i take once the money matures. If i take before how much i will get(if i invest 12000/month). Is there will be any money loss.

Reply

Sangeeta March 31, 2015 at 10:41 AM

hello sir,

what is the procedure for account opening in post office as i don’t see any banks have started with this SSY.
where do i get the form and what next is to be done. kindly inform.

Reply

Shiv Kukreja April 1, 2015 at 1:50 PM

You need to approach a post office nearest to your area with your daughter’s birth certificate, your id proof, address proof and two photographs. Fill the application form, deposit the money and it is done.

Reply

RAKESH AGARWAL March 31, 2015 at 1:03 PM

DEAR Mr. KUKREJA , MANY THANKS FOR TAKING PAINS TO GUIDE PUBLIC ON VARIOUS MATTERS. PLEASE HELP ME TO GUIDE ON MY FOLLOWING FACTS
MY ELDER GRAND DAUGHTER IS 7 YEARS OLD BUT STAYING IN CANADA FOR LAST TWO YEARS
MY ANOTHER GRAND DAUGHTER WAS BORNED IN CANADA AND IS NOW ONE YEAR NINE MONTHS. SHE IS BY BIRTH CANADIAN BUT OVERSEAS CITIZEN OF INDIA. CAN I OPEN SSY ACCOUNT IN THEIR NAMES. WITH THANKS.- Rakesh Agarwal

Reply

Shiv Kukreja April 1, 2015 at 1:57 PM

Thanks Mr. Rakesh for your kind words!
It is still not clear whether NRIs or PIO cardholders are allowed to invest in this scheme or not. As soon as the government provides update on the same, I’ll let everyone know about it.

Reply

shankar March 31, 2015 at 1:16 PM

Last date of Sukanya Samriddhi Yojana
Pls rever

Reply

Shiv Kukreja April 1, 2015 at 9:30 PM

There is no last date as such for this scheme.

Reply

vinay srivastava March 31, 2015 at 2:34 PM

please clear that premium deposit monthly or annual and once in year or monthly

Reply

Shiv Kukreja April 1, 2015 at 9:31 PM

You need to deposit a minimum of Rs. 1,000 only once a year.

Reply

Rajendra singh March 31, 2015 at 3:05 PM

Sms alert

Reply

preety March 31, 2015 at 6:01 PM

Hello sir… mujhe apni daughter ka account open karwana h bt mere add proof mere mom k ghar k h.. & mera sir name bhi un sabhi doccuments pr pehle wala h.. plz help me…

Reply

Shiv Kukreja April 1, 2015 at 9:35 PM

Hi Preety,
If you want your new address and surname of your husband to be there in the records of post office, then you’ll have to get it updated in your records as well. There is no solution for that. I think you can get it opened with your maiden surname as well, there should not be a problem with that.

Reply

Rekha Rawat March 31, 2015 at 6:31 PM

Hello sir i want to know that if i deposit 12000 per year. then how much amount i get after 21 years.

Reply

Shiv Kukreja April 1, 2015 at 9:36 PM
Bhagwati Prasad March 31, 2015 at 6:36 PM

Shiv Kukreja,,,, ji kya hum premium har mahine 1000 Rs. De sakte hai..ya Saal me ek hi bar de sakte hai…. Rs. 12000.

Reply

Shiv Kukreja April 1, 2015 at 9:37 PM

Aapko saal mein sirf ek baar deposit karna zaroori hai.

Reply

pradip kumar gupta March 31, 2015 at 7:29 PM

sir,
kya hum ssy a/c me saving a/c ke jaise deposit kar sakte hai ya nahi, matlab ye ki jab jitna paisa ho utana jama kar de

Reply

Shiv Kukreja April 1, 2015 at 9:42 PM

Pradipji, aap aisa kar sakte hain.

Reply

anklesh bhawsar March 31, 2015 at 9:10 PM

Sir ye scheme ki kya gyarnti h ki hame 21 sal me hmare pese milenge . Agar government chang hoti h to ?

Reply

Shiv Kukreja April 1, 2015 at 9:44 PM

Ankleshji, hone ko kuch bhi ho sakta hai. Is soch ke saath to aap bank mein bhi paisa nahin rakh sakte aur na hi ghar mein.

Reply

Rambali Yadav March 31, 2015 at 10:56 PM

hi

Reply

sanjeev April 1, 2015 at 12:50 AM

Sir is sukanya samridhi yojana ko koi last date hai.

Reply

Shiv Kukreja April 1, 2015 at 9:45 PM

Nahin Sanjeevji, iski koi last date nahin hai.

Reply

G D Yadav April 1, 2015 at 12:58 AM

Sir
ssya post office me kholane ke bad Kya next premium usi post office me jama karana padega ya kishi bhi post office and kisi dusare state me jama kar sakate h

Reply

Shiv Kukreja April 1, 2015 at 9:46 PM

Aapko paisa usi post office mein jama karna hoga jisme aapka account hai. But, aapke paas account transfer karne ki option hai.

Reply

madhu April 1, 2015 at 11:41 AM

Sir,
I am madhu,
for eg this month paid 3000, and next month we paid 4000, next month 2000, it is possible different paymene in one financial year. plz details

Reply

Shiv Kukreja April 1, 2015 at 9:47 PM

Yes, it is allowed Madhu.

Reply

Dharamveer April 1, 2015 at 12:15 PM

Agar main chd mein ssy khula lene ke baad kya main kisi aur post office i mean other post office mein paisa jama kar sakta hoon ki nahi ?plz explain in detail

Reply

Shiv Kukreja April 1, 2015 at 9:48 PM

Aapko paisa usi post office mein jama karna hoga jisme aapka account hai. But, aapke paas account transfer karne ki option hai.

Reply

S S Murthy April 1, 2015 at 12:37 PM

My granddaughter is born on 20-Nov-2003.
Is she eligible for an SSY account?

Reply

Shiv Kukreja April 1, 2015 at 9:48 PM

No, she is not eligible for this scheme.

Reply

dipesh p sadavarte April 1, 2015 at 1:10 PM

dear sir. can i deposit one single payment in a year.
ie im interested to go with 2500/- per month. so 2500 x 12 = 30,000 rs.
so i need to pay 30,000 rs in one time ie one time payment in year. so did not want to pay every month. is it possible ?

Reply

Shiv Kukreja April 1, 2015 at 9:49 PM

Yes Dipesh, you can do so.

Reply

dipesh p sadavarte April 2, 2015 at 1:46 PM

thank you very much.

Reply

Shiv Kukreja April 2, 2015 at 1:50 PM

You are welcome!

Reply

manoj kumar April 1, 2015 at 3:09 PM

Hello sir.meri do beti hai dob.10 sep 2003 & 01 jan 2006 ..dono eligible hai ya ne.or minimum amount kitni hai pls bata do

Reply

Shiv Kukreja April 1, 2015 at 9:51 PM

Hi Manoj,
Aapki chhoti beti is scheme ke liye eligible hai. Ek saal mein minimum Rs. 1,000 deposit karna zaroori hai.

Reply

sageer ahmed April 1, 2015 at 3:32 PM

hi i want to know that if an account is open in my daughters name iwill be paying monthly rs1000 till 14 yrs after 21yrs govt will refund it .but suppose if a parent or guardian dies in between with in 4/5 yrs can we get money back.

Reply

Shiv Kukreja April 1, 2015 at 9:52 PM

Yes, your child will get the whole balance with interest back.

Reply

Manimegalai April 1, 2015 at 6:54 PM

Dear sir,

I want to know when was the last date to submit documents in this scheme and also can u guide me please.

Reply

Shiv Kukreja April 1, 2015 at 9:52 PM

There is no last date as such for getting this account opened.

Reply

shyam sunder yadav April 1, 2015 at 7:26 PM

Sir kya kya document hone chaye kya SBI me acct open kar skate hai yearly yek sat jama kar skate hai

Reply

Shiv Kukreja April 1, 2015 at 9:53 PM
Dinesh Kumar April 1, 2015 at 10:06 PM

Hello Sir how r u.sir meri 2sal Ki beti hai 21sal ke hisab se hamari ye yojna 19sal me Puri ho jayegi ya 23sal me…

Reply

Shiv Kukreja April 1, 2015 at 10:59 PM

23 saal mein Dineshji.

Reply

waman bhagat April 2, 2015 at 3:58 PM

sir meri beti 2 sal 6mahinayachi ahe mala sukanya samriddhicha account
open karayacha ahe krita mala pratham 1000 deposit karen nantar per month kamit kami kiti rupaie deposit karave lagel .eka warsat kiti deposit zale pahije karita per month kiti deposit karave lagel karita mal purn mahiti tumchyakadun havi ahe

Reply

waman bhagat April 2, 2015 at 4:04 PM

sir meri beti 2 sal 6mahinayachi ahe mala sukanya samriddhicha account
open karayacha ahe krita mala pratham 1000 deposit karen nantar per month kamit kami kiti rupaie deposit karave lagel .eka warsat kiti deposit zale pahije karita per month kiti deposit karave lagel karita mal purn mahiti tumchyakadun havi ahe

Reply

chitra April 1, 2015 at 11:22 PM

Sir please tell me can I open the account in bank

Reply

Dharmender April 1, 2015 at 11:52 PM

Hello Sir my daughter is about 5yrs old and if I want to deposit 50k annually that what will be the maturity amount after 21years

Reply

Shiv Kukreja April 2, 2015 at 12:57 PM

Please check this post for maturity values as per your contributions – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Rakesh April 2, 2015 at 12:11 AM

Sir is yojna me 6,00,000 keshe milege.or uske liye yearly ya monthly kitne paise deposit karwane huge…

Reply

Shiv Kukreja April 2, 2015 at 12:58 PM

Rakeshji, ye post check keejiye, ismein maturity values given hain according to your deposit amounts – http://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/

Reply

Dinesh kumar April 2, 2015 at 5:24 AM

Thanks sir.

Reply

Shiv Kukreja April 2, 2015 at 12:58 PM

You are welcome!

Reply

Ombeer bhadoroya April 2, 2015 at 9:29 AM

Sir
Mere do ladki h dono ka khata khul jayega or mereko kya kya Document dena hoga
Pls halp me

Reply

Shiv Kukreja April 2, 2015 at 1:06 PM

Ombeerji, agar aapki betiyon ki date of birth December 2, 2003 ya uske baad ki hai, to aap unka account khulwa sakte hain. Aapko unka birth certificate, apna id proof, address proof & 2 photo dene honge.

Reply

d n gupta April 2, 2015 at 10:39 AM

Sir meri choti beti ka dob 08-03-2005 kya iska ac khul sakta hai aur kitne sal tak paisa jama kara sakte hain and maturity value kab aur kis year mein milega

Reply

Shiv Kukreja April 2, 2015 at 1:08 PM

Yes, aapki beti is scheme ke liye eligible hai. Aapko 14 saal paisa jama karana hai aur 21 saal baad ya shaadi hone pe aapki beti ko maturity amount mil jaayega.

Reply

Ravinder Singh April 2, 2015 at 11:34 AM

Dear Sir i want to know that if in startting i comment that i will fix the 2000 Rs. every month but due to any problem in future i could not submit 2000 each month and i will submit only 1000 for next month is that acceptable or if i coment 2000 in startting then i have to go 2000 till finish te policy

And can you send the list of banks who will suport us to start this policy in west Delhi in tilak nagar area

Reply

Shiv Kukreja April 2, 2015 at 1:11 PM

Ravinderji, aap kitna bhi paisa deposit kar sakte hain subject to a minimum of Rs. 1,000 per year. Moreover, I don’t have the list of banks which are opening these accounts in West Delhi.

Reply

Ombeer bhadoroya April 2, 2015 at 11:46 AM

Sir
Kya ssa ko online dekh sakte h
Agar current amount dekhna chahte h to kya karna hoga

Reply

Shiv Kukreja April 2, 2015 at 1:18 PM

Banks shayad ye facility provide karenge.

Reply

SANDHILA TIWARI April 2, 2015 at 11:48 AM

HELLO SIR,
GRANDPARENTS CAN HAVE SUKANYA YOJANA BUT WHEN THEY ARE NOT LEGAL GUARDIAN.

Reply

Daya Ram Gupta April 2, 2015 at 12:10 PM

Hello sir meri ek bati Hai Jo 2/6 years kee hai aur ye scheme mujhe baut a cha lag raha hai sir may abhi a/c nahi kohlaya hou sir please is information jankaeri chaeya.thank sir.

Reply

Shiv Kukreja April 2, 2015 at 1:19 PM

Daya Ramji, aapki query clear nahin hai.

Reply

sageer ahmed April 2, 2015 at 2:04 PM

Dear sir
i want to know that if ssy account is open and
1, if we discontinue in some years after then our account will be active or not.
2.if we want to draw money from account is it possible.
3,if we wants to discontinue can we get our money back,
4,can we pay daily some amount till it can be Rs-1000 monthly.

kindly inform me
thanks (sageer ahmed)

Reply

Shiv Kukreja April 5, 2015 at 12:22 PM

Hi Sageer,
1. If a minimum of Rs. 1,000 is not deposited in a year, then the account will become inactive.
2. No, it is not possible to withdraw money from an inactive account.
3. Only under special circumstances, it is possible.
4. It is not a monthly deposit scheme. You need to deposit a minimum of Rs. 1,000 in a financial year.

Reply

Rameshwar madeshiya April 2, 2015 at 5:00 PM

Sirji
Mujhe bus ye janna ki agar maine ssy mumbai ke ek post office mein khola hai to kya main is khate mein kisi aur state se ya kisi aur post offive ke branch se paisa daal sakta hun.
Plz mere doubt ka sooution bataiye.

Reply

Shiv Kukreja April 5, 2015 at 12:23 PM

Rameshwarji, aap kisi aur post office mein paisa deposit nahin kar sakte. But, aap account transfer kar sakte hain.

Reply

surender balaji April 2, 2015 at 5:08 PM

Hii sir
Sir meri beti 10 saal ki h uske 21 kab honge
11 saal baad ya fir pure 21 saal baad.
I mean by birth ya account open kre tab se

Reply

Shiv Kukreja April 5, 2015 at 12:25 PM

Hi Surender,
21 saal account opening date se count honge, Date of Birth se nahin.

Reply

pradip kumar gupta April 2, 2015 at 6:48 PM

sir,
meri beti 4 sal ki hai, agar usaki sadi 18 sal ke umra me lag jati hai to sahdi ke arragment hetu SSY a/c se ham shadi me kharch ke liye turant paisa nikal sakte hai ya nahi

Reply

Shiv Kukreja April 5, 2015 at 12:27 PM

Shaadi ke kharch ke liye paisa nikal sakte hain.

Reply

anju yadav April 2, 2015 at 11:21 PM

Sir agar m starting me 50000 pr annual deposit krvati hu or 5 se 6 saal baad 10 000 annual jama krva sakyi hu ya mujhe every year same amount hi jama krvana padega.

Reply

Shiv Kukreja April 5, 2015 at 12:28 PM

Anjuji, aap amount change kar sakti hain.

Reply

jasbir singh April 3, 2015 at 7:43 AM

Sir is any income tax benefit under this scheme like ppf.

Reply

Shiv Kukreja April 5, 2015 at 12:29 PM

Yes Mr. Jasbir, 80C deduction is there and the maturity proceeds will also be tax-free.

Reply

ashish April 3, 2015 at 9:11 AM

sir acount post office or bank kisma khulvana sahi rahaga

Reply

Shiv Kukreja April 5, 2015 at 12:30 PM

Ashishji, I think bank mein account khulwana better hai.

Reply

pradeepkumar April 3, 2015 at 11:29 AM

how many month are there for this scheme ,

Reply

pradeepkumar April 3, 2015 at 11:30 AM

how many month are there for this scheme

Reply

Shiv Kukreja April 5, 2015 at 12:31 PM

It is an ongoing scheme, with no last date as such.

Reply

Umesh Sarvaiya April 3, 2015 at 1:32 PM

Hello sir,

please tell me the last date of opening account

Reply

Shiv Kukreja April 5, 2015 at 12:31 PM

Hi Umesh, there is no last date for getting this account opened.

Reply

Ranvijay Singh April 3, 2015 at 2:11 PM

Dear sir

mera name ranvijay singh hai meri beti 5sal ki hai is yojna ke bare me hme jnkari de plese hme kya krna hoga

Reply

Shiv Kukreja April 5, 2015 at 12:33 PM

Ranvijayji, aap apne paas ke post office jaaiye aur apne saath apni beti ka birth certificate, apna id & address proof aur apni 2 photo le jaaiye. Aapka account khul jaayega.

Reply

Vipin April 3, 2015 at 2:20 PM
Shiv Kukreja April 5, 2015 at 12:33 PM

Thanks Vipin!

Reply

ritesh April 3, 2015 at 8:30 PM

Sir..mere think ke anusar ye yojna jinki beti 1 sall ki hai unke liye thik hai..kyn ki india me ladkiyo ki sadi 20 ya 21 Sall me ho jati hai.aur jinki beti ki age aagar 5.6.7.8.9. Sall hai to 21 Sall baad beti ki age 26.27.28.29. Sall me ye yojna puri hogi to vo paise unki beti ke kis kaam ka hoga..es liye mery aur logo ko free advice hai..k pahle puri jankari kar le..baki aap logo ki margi..Sayad ho sakta hai mai he galat hu…thanks

Reply

Shiv Kukreja April 5, 2015 at 12:36 PM

Thanks Ritesh for your advice!
But, I think ye scheme sab ke liye achchi hai, kyunki shaadi ke time is scheme se paisa withdraw karke account close karwa sakte hain.

Reply

Deepak Kumar April 3, 2015 at 11:12 PM

Sir bank me sukanya account kab open hona shuru hoga.bank ja ja kar juta ghis gaya h bank wale kehte h abhi ye schme nahi aaya h

Reply

Shiv Kukreja April 5, 2015 at 12:37 PM

Deepakji, jaldi kya hai? 1-2 maheene baad aaraam se account open keejiyega.

Reply

Pavan Solanki April 4, 2015 at 10:25 AM

Dear sir.
My two doughters 1) dob -19/11/2001 &
2) dob -19/11/2011
I would like to know can I have both in sukanya samrudhi yojana. Is bank of Maharashtra under this.
Thank you

Reply

Shiv Kukreja April 5, 2015 at 12:39 PM

Hi Pavan,
Your elder daughter is not eligible for this scheme. Bank of Maharashtra is under the list of banks authorised to open this account.

Reply

md.kazim hussain April 4, 2015 at 11:45 AM

Sir,mere beti abhi 10saal ki hai aur mai. 1000 monthly jama karta hoon to ketne saal jama karna hoga aur kitna ssal baat melega

Reply

Shiv Kukreja April 5, 2015 at 12:43 PM

Kazimji, aapko 14 saal tak paisa jama karna hai aur 21 saal baad ya aapki beti ki shaadi hone pe aapko paisa milega.

Reply

srinivasan April 4, 2015 at 1:57 PM

Sir, I see in most of your comments, that marriage is mentioned. what if she decided not to marry, for ever. Is there any clause clarifying on that. what will happen to the account and its money. Pls clarify.

Reply

Shiv Kukreja April 5, 2015 at 12:54 PM

Hi Srinivasan,
If the girl child decides not to get married, then she has the option to either withdraw the balance at the end of 21 years from the account opening date or extend it indefinitely.

Reply

srinivasan April 4, 2015 at 2:16 PM

Respected Sir,
pls clarify my doubts on the below questions……

1. Sir, I see in most of your comments, that marriage is mentioned as a condition, for withdrawal of money. Also even for 50% partial withdrawal, the girl child should have attained 18 of years. That means , the scheme trying to give more power to the girl child than the investor, himself. Pls Clarify if am wrong ?

2. what will happen if the scheme attains its maturity of 21 yrs and girl child decided not to marry ? can she or parents free to withdraw the money without the condition of marriage happened or not ? pls clarify

3. what if the girl child decided not to marry, for ever. Is there any clause clarifying on that. what will happen to the account and its money. Pls clarify.

4. what if there is a misunderstanding between the parents and girl child, after she attains 18 yrs of age? since she got full control of the account as account holder, she can bypass her parents and take the hard earned money as per her wish ? what is the protection to the investor(parents) here ? pls clarify.

Reply

Shiv Kukreja April 5, 2015 at 1:26 PM

Hi,
1. You are right. This scheme is for the benefit of girls, so most of the powers have been given to the girls, which I think is perfectly fine.
2 & 3. If the girl child decides not to get married, then she has the option to either withdraw the balance at the end of 21 years from the account opening date or extend it indefinitely. Most of the powers would be with the girl, not the parents/legal guardian/depositor.
4. There is no protection clause for the parents in this scheme. The government is not supposed to intervene in a family’s internal matters.

Reply

kovalan April 5, 2015 at 1:52 PM

Thanks for your reply .. Sir !
Then i dont think, it wise, to give total power to girl , for just 0.5% high interest. Girls become more assertive, due to education nowadays, which sometimes go against the PARENTS too. Hence I think, PPT would be better to this scheme. But for namesake we can open a account in this SSY, for now and avoid too much dependence(deposit) on it for the safety of parents, which is more paramount, who is also the depositor here.

Reply

sanjeev kumar April 4, 2015 at 4:18 PM

Sir namskar
Sir maine post office me apni beti ka khata khulwa liya h lekin wo ssy me khula h. Kya sukanya dev aur samrdhi yajna ek hi h ya alg alg h. Maine farm me sukanya dev yojna bhara h aur kitab me ssy ki bani h.

Reply

Shiv Kukreja April 5, 2015 at 1:38 PM

Sanjeevji, ye aapko post office se confirm karna hoga ki aapka kaun sa account khula hai.

Reply

Dinesh Kumar April 4, 2015 at 5:12 PM

Gd afternoon sir.meri beti 2saal Ki hai or es yojna ke hisab se 21+2=23 hote hai manlo agr ham uski sadi 22saal ya 21 saal me krte hai to Kiya hme ye pse pahle bhi mil sakte hai ya fir 23 saal me.plz sir

Reply

Shiv Kukreja April 5, 2015 at 1:39 PM

Dineshji, aap apni beti ki shaadi pe saara paisa nikalwa sakte hain.

Reply

Pankaj Daterao April 4, 2015 at 5:33 PM

Sir
Meri eak teen sal ki ladaki hai.mai usaka sukana samarudhi account kolana chahata ho per mai sbi or other bank me jata ho to ye yojana bank me kab chalu hogi usaki jankari koi nahi deta abhi bdtao ye ypjana kab chalu hogi.

Reply

Shiv Kukreja April 5, 2015 at 1:44 PM

Pankaj ji, ye yojana post offices mein shuru ho gayi hai, but banks kab ye accounts kholne shuru karenge, iski information aapko banks se hi milegi.

Reply

vikas talekar April 4, 2015 at 8:32 PM

My question is sukanya yojana skim expire now? Pls. Reply yes or no

Reply

Shiv Kukreja April 5, 2015 at 1:45 PM

No Vikas, it has not expired. It is an ongoing scheme, you can get an account opened whenever you want.

Reply

Vishal April 5, 2015 at 8:06 AM

sir agar koi ladki 10 sal ki hai to kitne saal tak hume deposit karna hoga

Reply

Shiv Kukreja April 5, 2015 at 1:52 PM

Vishal, aapko 14 saal tak paisa deposit karna hoga ya beti ki shaadi hone tak.

Reply

rajesh April 5, 2015 at 4:15 PM

Sar meri beti 7 years ki hai account khulvane keliye kya kar na padega please sar

Reply

Santanu D. April 6, 2015 at 1:20 PM

Please visit to your nearest post office. They will help you to open the account for your kid.

Reply

Himani gupta April 5, 2015 at 7:31 PM

kya ye yojna post office m b h??

Reply

Santanu D. April 6, 2015 at 1:21 PM

Haa, ye ek post-office deposit scheme hi he.

Reply

njc menon April 7, 2015 at 8:50 AM

Whether this a/c can be transferred to any Post Office from present Post office?
Whether this payment can be made from any Post Office/Bank other than existing Post Office.

How many months needed to transfer the account from existing post Office to desired Post Office.

Whether monthly payment can be remitted through bank/post dated cheque while the depositor on tour.

On line payment facility available ?

Reply

reshma April 5, 2015 at 8:27 PM

Sir ,someone said that this yogana has no insurance and lic policy table no 830 is better to invest for a child

Reply

Santanu D. April 6, 2015 at 1:22 PM

This is not an insurance policy, so please don’t compare with LIC policy. And regarding future of a child, why you need an insurance for child? You can ask this question to your friend, who told you that.

Reply

Ravi Dhiman April 6, 2015 at 8:53 AM

Whis this Yojana Start in Punjab National bank

Reply

Santanu D. April 6, 2015 at 1:24 PM

Yes, this account can be opened in PNB also. But wait for some time as banks are yet to start opening Sukanya account.

Reply

Chintamani April 6, 2015 at 10:07 AM

Sir Gd Morning. My daughter’s DOB is 11.02.04. Hope she is eligible but will it be advisable and beneficial to open an ssy ac in her name? Can it be opened in ICICI bank? I am staying away from my home town, can i open it at my native place?

Reply

Santanu D. April 6, 2015 at 1:26 PM

Yes, your kid is eligible. To open account in bank you have to wait for further updates. And I think you can’t open the account from anywhere. You have to visit your home town and then open the account in your nearest post-office only. Don’t worry I think next time you visit your home, you can plan for this account.

Reply

Gangadhar Yadav April 6, 2015 at 1:53 PM

I am opening sukanya samridh yojana account but I know that next premium deposit opening branch other wise any branch of any state.
Please clrearified

Reply

Shiv Kukreja April 7, 2015 at 11:57 AM

Gangadharji,
Agar aap post office mein account khulwaate hain, to next deposit aapko same post office mein deposit karna hoga. But, banks mein aap kisi bhi branch mein deposit kar sakte hain.

Reply

Gangadhar Yadav April 6, 2015 at 2:07 PM

My sukanya samridh yojana account is hajratganj Lucknow post office.
1.What this account can be transfere my home branch.
2 . what next premium deposit in other states post office.
Please answer me.

Reply

Shiv Kukreja April 7, 2015 at 11:59 AM

Gangadharji, aap apna account apne native place ke post office mein transfer kar sakte hain.

Reply

sageer ahmed April 6, 2015 at 2:40 PM

Dear sir
very very thanks for u r information about ssy scheme
all i want to know is that we have to pay monthly
Rs 1000 x 12= 12000 in one year
Rs 12000 x 14 = 168000 till 14yrs
is this formula correct

Reply

Shiv Kukreja April 7, 2015 at 12:02 PM

Hi Sageer,
It is not a monthly deposit scheme. You can deposit any amount between Rs. 1,000 and Rs. 1,50,000 in a single financial year any no. of times.

Reply

shailesh kumar pandey April 6, 2015 at 4:30 PM

i have three daughter under age 10 can i get open 3 account ssy

Reply

Shiv Kukreja April 7, 2015 at 12:06 PM

No, maximum of 2 accounts are allowed, unless you have triplets or your younger daughters are twins.

Reply

nand kishor April 6, 2015 at 8:30 PM

Hi
Dear sir meri doughter abhi 10 years ki hai agar mai 14 years ke liye 1000 rupees par month jamma karta hu too meri doughter ko after 14 years totally kitna amount milega please reply

Reply

Shiv Kukreja April 7, 2015 at 12:29 PM

Nand Kishorji, ye account 21 saal baad mature hoga ya aapki beti ki shaadi hone pe. 14 saal baad maturity amount nahin milega.

Reply

L Reza April 6, 2015 at 9:18 PM

Sir,
Can i deposit Rs.2500/- per year ?

Reply

Shiv Kukreja April 7, 2015 at 12:30 PM

Yes, you can do so.

Reply

Hitesh Parmar April 6, 2015 at 9:31 PM

Dear Sir,
Good evening…Meri ladki 8 month ki hai.Me Post office me acc kholne gaya tha.Tab post office wale bolte he ki pehchaan jaroori he agar ye acc khulvana he to.How i find that person which have already acc in post office.but i have all mention documents.You didn’t mention that about pehchaan.Now what i do?….Please help
Bank me bhi acc open nahi kar shakta..because they didn’t have any information on this.

Reply

Shiv Kukreja April 7, 2015 at 12:32 PM

Hi Hitesh,
Agar aapke paas saare documents hain to pehchaan ki zaroorat nahin hai. Ye form pe bhi mentioned hai. Agar post office account nahin kholta, to aap complaint kar sakte hain.

Reply

suman Lata April 7, 2015 at 12:09 PM

Sir meri beti 8 saal ki hai, 21 saal bad wo 29 saal ki ho jeyegi lakin agar shadi 25 saal ki hone per hoti hai to kya sara amount mil jayega

Reply

Shiv Kukreja April 9, 2015 at 10:11 PM

Yes, 25 saal mein shaadi hone pe saara amount mil jaayega.

Reply

deepesh rajak April 7, 2015 at 12:17 PM

Hello sir
I am Deepesh rajak . my question is how to apply this yojana in SBI bank please send me online fill bank account link
Thank you very much …!!!

Reply

Shiv Kukreja April 9, 2015 at 10:12 PM

There is no such online link is available Deepak.

Reply

vikas jain April 7, 2015 at 3:09 PM

sir
my daughter date of birth is 01/10/2003 . can i apply under this scheme

Reply

Shiv Kukreja April 8, 2015 at 12:11 AM

No Vikas, your daughter is not eligible.

Reply

Geeta Rana April 7, 2015 at 4:11 PM

sir is account main jo balance hamera sumit hoga bad me us per tax toh nahi ketga ..

Reply

Shiv Kukreja April 8, 2015 at 12:12 AM

Nahin Geeta, koi tax nahin lagega.

Reply

Yashwant Rajput April 7, 2015 at 5:17 PM

sir

yojna me 9%1 interest se extra sarkar Kay fund de Rakhi hai

Reply

Shiv Kukreja April 8, 2015 at 12:13 AM

Nahin Yashwantji, sirf 9.20% ke hisaab se hi interest milega, sarkaar kuch fund nahin karegi.

Reply

amit johri April 7, 2015 at 5:31 PM

Sir meri beti 1.5 saal ki hai, 21 saal ki hone ke bad kitana amount mil jayega ya pier 15 saal ke bad yadi amount ki jarurat padti hai to kitana amount millage

Reply

Shiv Kukreja April 8, 2015 at 12:20 AM

Amitji, is scheme mein aap sirf 2 baar paisa withdraw kar sakte hain, ek beti ke 18 saal poore hone pe aur doosra, is scheme ke 21 saal ya beti ki shaadi hone pe.

Reply

Keshab Chandra Nayak April 7, 2015 at 7:22 PM

How to open this account in SBI ? Please reply. Thanks.

Reply

Shiv Kukreja April 8, 2015 at 12:17 AM

The procedure is the same everywhere. Its just that banks, including SBI, are still not opening these accounts.

Reply

ramu April 7, 2015 at 11:58 PM

can grand parents staying in india of US born girl child can open this account?
is US birthcertificate valid to open account?

Reply

Shiv Kukreja April 8, 2015 at 12:15 AM

It is still not clear whether US born girl child is eligible for this scheme or not. You’ll have to wait some more time for further clarity on this matter.

Reply

Pradip Das April 8, 2015 at 1:25 AM

i have a 8 year old daughter, I am working in sout africa in working visa. my daughter born in south africa but she has indian citizenship. Are she abel to apply for sukanya sunidhi skim.
,

Reply

Shiv Kukreja April 9, 2015 at 10:09 AM

Hi Pradip,
It is still not clear whether girl children born outside India are eligible for this scheme or not. You’ll have to wait some more time for further clarity in this matter.

Reply

Gaurav kumar April 8, 2015 at 8:52 AM

Gaurav kumar
8/4/2015
Sir Thanks for information

Reply

Shiv Kukreja April 9, 2015 at 10:10 AM

You are welcome Gaurav!

Reply

suman April 8, 2015 at 11:02 AM

Sir meri beti 8 saal ki hai, 21 saal bad wo 29 saal ki ho jeyegi lakin agar shadi 25 saal ki hone per hoti hai to kya sara amount mil jayega

Reply

Shiv Kukreja April 9, 2015 at 10:11 AM

Yes Suman, Shaadi hone pe 100% balance withdraw kar sakte hain.

Reply

Dinesh Kumar April 8, 2015 at 11:52 AM

Sir.meri 2saal Ki beti hai agr hm uski sadi 22saal me karte hai to hme sadi ke liye Kiya pruf Dena hoga man lo Ki hm sadi k card banwa lete hai or Kisi karn was pse dene me post ofis let kar deta hai to phir hmara Sara kam khrab Ho jayega kiyuki aap ko to pta hi hoga Ki Sara kucch pale hi karke chalne me hi accha hai kiyuki time pe kucch nhi hota isliye ye pse hme 6-7mhine pahle mil skte hai .plz

Reply

Shiv Kukreja April 9, 2015 at 10:12 AM

Dineshji, 6-7 mahine pehle paise nikal sakte hain ya nahin, iski jaankaari mujhe nahin hai.

Reply

Rajeev April 8, 2015 at 9:33 PM

Sir , I and my wife both are service person. My question is can we both open the two separate account for my single daughter ?

Reply

Shiv Kukreja April 9, 2015 at 10:15 AM

Hi Rajeev,
You cannot open two accounts for one girl. Only one account per girl child is allowed.

Reply

Rajeev panwar April 8, 2015 at 9:39 PM

Sir I & my wife both are service class. Can we both will open two separate accounts for my 6 years daughter..

Reply

Adv S G Chapadgaonkar April 8, 2015 at 10:49 PM

R Sir please inform that natiolized bank can not open the sukanya a/c which steps are to be taken

Reply

Shiv Kukreja April 9, 2015 at 10:18 AM

Your query is not clear.

Reply

Kshitij April 9, 2015 at 4:47 AM

I have opened SSA for my girl in March 2014. Yesterday, I deposited additional money and checked no interest paid till date.

Post office officials say account opened after 10th March 2015 will not get the interest for 2014-15.

Is it true? Kindly clarify !

Reply

Shiv Kukreja April 9, 2015 at 10:26 AM

Yes, that’s correct. Interest calculation of this scheme is similar to PPF.

Reply

Devesh April 9, 2015 at 9:50 AM

Hi
Mera name Devesh hai .Post office me A/C open karne se mana kar diya ja raha hai kya kare ????

Reply

Shiv Kukreja April 9, 2015 at 7:35 PM

Hi Devesh,
Ya to wait keejiye ya phir Post Master ko complaint keejiye.

Reply

Devesh April 9, 2015 at 10:05 AM

HI Sir
I’m Devesh from Sasaram comes in Rohtas is a district headquarter in Bihar . Please informed that Post Office directly ignored that has no information about PSVY. They can’t open after that what step hould be taken by me…????plz any contact or complaint no if you have ???

Reply

Shiv Kukreja April 9, 2015 at 7:35 PM

No Devesh, I don’t have any complaint no.

Reply

Sanjay April 9, 2015 at 3:17 PM

Sir
I want to open the account in this scheme but where i open the account
I m not interested in post office

Reply

Shiv Kukreja April 9, 2015 at 7:38 PM

You have the option to get it opened in a bank also, but banks haven’t started opening these accounts.

Reply

md irfan ghani April 9, 2015 at 5:53 PM

My job is private I don’t know how log I can be there . If I transfer to the another how can I transfer the account to the respective place of Sukanya Samriddhi Account

Reply

Shiv Kukreja April 9, 2015 at 7:40 PM

You need to contact the post office or bank to know the transfer procedure.

Reply

Hemendra Prasad Dutta April 9, 2015 at 6:10 PM

Dear Sir,

Kindly let me know the scenario on death of the guardian or the parent of the child.

With regards

Hemen

Reply

Shiv Kukreja April 9, 2015 at 7:42 PM

In that case, the girl child will have the option either to withdraw the balance or continue funding it.

Reply

Joydeb Mondal April 9, 2015 at 7:08 PM

I am Joydeb Mondal. my question is how to apply this yojana in BOB bank please send me online fill bank account link

please look into

Regards
Joydeb Mondal

Reply

Shiv Kukreja April 9, 2015 at 7:43 PM

No online link is available as yet. I’ll share the details if any such link gets available.

Reply

ankitrajdubey April 9, 2015 at 8:00 PM

Sar meri beti ka birth13/01/2015 hai uska account open hoga naa

Reply

Shiv Kukreja April 9, 2015 at 8:11 PM

Yes, aapki beti ka account khul sakta hai.

Reply

sunil singha April 9, 2015 at 9:53 PM

Sir my name is Sunil Singha n m from Assam my quest is
kya ye sukanya samriddhi yojna suru ho chuka hai …. Jab humne inquiry ki bank mein toh kehte hai abhi uski letter nai aaya so plz sir tell me wat can I do now for opened ng this account…

Reply

Shiv Kukreja April 9, 2015 at 10:13 PM

Yes Sunil, ye yojana shuru ho chuki hai, but banks ne abhi ye accounts kholne shuru nahin kiye hain.

Reply

ankitrajdubey April 9, 2015 at 10:16 PM

Jaise ki sar mai bolata hu ki accounts open ho gaya 2 5 sall pement karne ke bad kuch isue ho gaya to mony rifend mlita hai

Reply

Shiv Kukreja April 9, 2015 at 10:56 PM

Nahin, aapki beti ki age 18 saal hone se pehle money nahin milegi. Sirf death ya financial difficulty hone pe paisa nikalwa sakte hain.

Reply

Sachin April 9, 2015 at 10:44 PM

Dear sir
I had visited the bank but they says that they haven’t got any gr g
For this scheme and they are not able to open the account
So please tell when it will start at bank level

Reply

Shiv Kukreja April 9, 2015 at 11:16 PM

Hi Sachin, even we are not aware when these banks will start opening this account. You can subscribe to our newsletter for any update on this.

Reply

shudhanshu kumat April 10, 2015 at 5:27 AM

sir meri Ladki dus saal ki hai mai account khulwa sakta hoon kitne dino ka

Reply

Shiv Kukreja April 10, 2015 at 10:51 AM

Yes, aap account khulwa sakte hain.

Reply

Rupesh April 10, 2015 at 8:25 AM

Can monthly deposit amount be raised or reduced after some time?
Is online payment or automatic deduct from saving account options are available?

Reply

Shiv Kukreja April 10, 2015 at 10:55 AM

Hi Rupesh,
It is not a monthly deposit scheme, so you are not required to deposit money on a monthly basis. But, if you decide to deposit money on a monthly basis, then the amount can be raised or reduced as per your financial comfort. Online payment/ECS facilities are not available currently.

Reply

anup kumar April 10, 2015 at 12:27 PM

Anup kumar

Sir , ssa khulwana post office main better hain ya bank main

Reply

Shiv Kukreja April 10, 2015 at 12:56 PM

I think bank mein account khulwana better hai.

Reply

mili kumari April 10, 2015 at 12:33 PM

Hello sir
Kindly confrom me sir which branch started sukanya samriddhi yojana because I live in Delhi at laxmi nagar pin no -92
I went to laxmi nagar ( mangal bazaar) branch but he did’ t reappears . he said I down’ t know ; when will start sukanya samriddhi yojana .

Reply

Shiv Kukreja April 10, 2015 at 12:57 PM

Hi Mili,
Even we don’t know which bank branches have started opening these accounts.

Reply

Pavan April 10, 2015 at 1:52 PM

Sir,
I have inquired with local govt banks in my localty, i.e. SBI and Andhra bank, they are saying that dont have any info about this scheme.

Reply

Shiv Kukreja