Sukanya Samriddhi Yojana – Application Form & List of Banks to Open an Account

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in

It has been over a month now since the government launched the “Sukanya Samriddhi Yojana” on January 22nd. But, no authorised public sector bank has the details or the application form of this scheme till date to help investors open an account. Even the post offices are not providing the application form or the details of the scheme easily.

On behalf of the general public, I would like to ask the government why do we announce such schemes when we do not have the basic infrastructure to help those for whom these schemes are being launched? I know I’ll not get any reply, but I really want to know when will our governments or public sector offices start working in an efficient manner?

Why don’t we privatise our post offices, banks or such other public sector organisations which have been operating highly inefficiently for years and years now? If we cannot privatise these organisations due to political compulsions, why don’t we make them improve their efficiency levels?

Yesterday I posted various salient features of this scheme and today I received a few emails asking for the list of banks where this account can be opened. I also got queries asking for the application form to open an account. Here is the extract of one such mail.

Hello Mr. Kukreja,

I just read your article and your views over Pradhanmantri Sukanya Samriddhi Yojana. It was fabulous to read. Very clear and understanding information.

Actually i need a help or say favour from you. Am trying to get the Account Opening Form of above said scheme, but i didnt find any. Could you pls mail me the form of the same, so that without wasting any time i can proceed with the investment.

If you say that, collect from the post at nearby my residence, well sir i have inquired but they have none.

So its a kind request to you.

Overall thanks once again for your information and guidance.

Application Form for opening a Sukanya Samriddhi Account in a Post Office

To open an account under this scheme, the application form is still not available on the website of India Post. However, you can use this application form for getting your account opened with any of the post offices. I have downloaded this form from the website of India Post itself. Though this application form is still not updated, with ‘SSA’ missing on the top of this form, I have been told that the post offices will not refuse to accept this form.

However, here is one more link to the application form with which you can download the updated application form.

You can also print the application form from this circular of the Department of Posts, Ministry of Communications & IT, dated January 21, 2015. This circular also has the Notification No. G.S.R. 863(E) dated December 2, 2014, having all the rules & regulations of Sukanya Samriddhi Yojana. This circular has the application form on the 9th page.

List of Banks which have been authorised to open Sukanya Samriddhi Account

Here is the list of scheduled commercial banks which have been authorised to open accounts under Sukanya Samriddhi Yojana:

* State Bank of India (SBI)

* Bank of Baroda (BoB)

* Punjab National Bank (PNB) – Website Link – Contact No. – 011-25744370

* Bank of India (BoI)

* Canara Bank

* UCO Bank

* United Bank of India

* Andhra Bank

* Allahabad Bank

* Indian Bank

* Corporation Bank

* Central Bank of India

* IDBI Bank

* Dena Bank 

Once these banks upload the application form on their respective websites, I’ll share the links to their forms in front of their names.

I am sure many of you must be facing difficulties in getting the required information about this scheme and also you would be in a hurry to open this account before the financial year ends. I would advise you to approach post offices as of now because some of the banks will take their own sweet time to get their branch personnel updated. I am sure you will get the option to migrate to the bank of your choice at a later date.

If you get any useful info/link regarding this scheme or have any of your good/bad experiences or any query, please share it all here.

1,575 thoughts on “Sukanya Samriddhi Yojana – Application Form & List of Banks to Open an Account”

  1. Sir. Mai bareilly me rahta hon me parmanent add. Bly hai me chahon ki mera a/c pilibhit me khul sakta pls reply

  2. sir agar mai her month 1000 na jama kr pau ya ek saal me sirf 6000 hi jama kara pau or agr 14 sal me sirf 9 sal hi jama kara pau to jama amount pr 9.1 k hisab se paise wapas milenge?

    1. Azhar bhai, pehli baat 9.1% interest rate fix nahin hai. Aur, jis bhi saal aap Rs. 1,000 jama nahin kar paate, to us saal ki Rs. 50 penalty lagegi. But, aapka account continue rahega.

  3. Your comment is awaiting moderation.
    sir agar father ki death ho jaye to baki
    bacchi paisa kon dega.aur kya ladki ko
    pura paisa mil jayega.

  4. Sir paise agar saal me ek baar hi jmaa kar diye jaaye to 12000 Kya ye posible h or agar ek mhine jma na kar paaye to kya agle mhine2000 Rupey jmaa kiye jaa skte rple me sir please

  5. Hello Every one!
    Can any one help me please
    My daughter was born in India, but currently she is having Permanent Resident status in UK, in next year she will become naturalized citizen of UK. Will she still be eligible for this scheme if we start now and continue paying in corresponding years?

    Currently she is Indian Citizen

    1. Hi Nathan,
      It is still not clear whether your daughter with Permanent Resident status of UK is eligible for this scheme or not. You’ll have to wait a little more for further clarity on this matter.

  6. Sir meri beti ki date of brith 17.06.2003 ki hai tou meri daughter ka account open ho sakta h kya

  7. Sir,
    I am sagar
    Hum hyderabad se hai lekin job Kerala me.
    Adhar card me hyd rent house ka address hai
    Wahan Jane ke baad house address and post office change kar sakthe hai?
    agar hyd ke alava Bangalore vyse jana hai tho every year deposits kahan karna padega aur maturity amount kahan se lena hai?problem ye hai ki yahan post office me deposite kar diye hum.
    please reply me.It’s essencial.

    1. Aap account kisi bhi post office mein khulwa sakte hain, but deposit usi post office mein karna hoga. Agar aap bank mein account khulwaenge, to bank ki kisi bhi branch mein deposit kar sakte hain.

  8. Hello sir Ager hum sal mai RS 50000 jama karwa lete hai or dusre aaal mai RS 100000 jama karwa sakte hai kya ye possible hai?? is ka last date kab hai? kab tak hume ac kulwana pdwga, SBI mai kab se start hoga a/c opning????

  9. Sir meri beti ki date of birth 2-1-2010 hai. Me agar 12000 one year me 14 sall tak jama karata hu to mujhe 21 saal baad kitna mechurity amount milega.

  10. if i open account in Post office of Navi Mumbai, but can i deposited the amount in anywhere of India or withdraw the amount after maturity from anywhere or any Post office of India.

  11. sir
    500 k according yearly 6000 hote h .Par kia m kisi month m agar muj par pase jada h to kia m jma kra sakti hu .Like 7500 ho gye agar one year m to kia ye possible h. ya 500 k according yearly 6000 hi jma kra sakte h

  12. Dear Sir
    Please muje Gide Kiji e ke Hum India Ki Kisi Bhi Post Office me Account Open Krva Sakte He,

    Or Account Open Karne ke Bad Kisi Bhi Post Office Me Amount Jama Karva Sakte he

    Please Give Me Answer

    1. Hi Rangani,
      Aap India ke kisi bhi post office mein account khulwa sakte hain, but aapko same post office mein hi paise jama karne padenge, ya phir account transfer karwana hoga.

  13. sir meri beti abhi 9 sal aur ek mahine ki h to kya main ye account open krwa sakti hu aur kya ye account mujhe apni beti ke naam se khulwana hoga

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