Participating Banks & Insurance Companies Servicing Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bima Yojana (PMSBY)

by Shiv Kukreja on May 12, 2015

in Insurance

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in

Prime Minister Mr. Narendra Modi launched three new social security schemes under his government’s Jan Suraksha initiative during his visit to Kolkata on May 9. As most of us know by now, these schemes are – Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY).

People are keen to know more about these schemes and how to get themselves enrolled/subscribed to get insurance coverage in case of death or disability. Though banks are also aggressive & keen in attracting their customers to subscribe to these schemes, many people are still clueless how to get themselves enrolled and whether banks are providing online subscription facility or not.

Customers of banks, like Kotak Mahindra Bank, HDFC Bank, ICICI Bank, IndusInd Bank and SBI, can subscribe to PMJJBY and PMSBY in any of the following manners:

* Visiting a bank branch nearest to your place, filling the Consent-cum Declaration Form & depositing in the branch itself

* Through Netbanking by filling the online form

* Sending an SMS to the number provided by your bank

I have tried to compile a list of participating banks which have tied up with different insurance companies for providing life insurance and accidental death & disability insurance to their interested customers. Here you have the list of banks along with their partner insurance companies and whether they are providing the online and/or SMS facility to their customers or not:

Picture1

LIC affiliated Banks for PMJJBY – PNB, Kotak Mahindra Bank, IndusInd Bank, Bhartiya Mahila Bank, Canara Bank, Federal Bank, South India Bank, Bank of Maharshtra, Corporation Bank, United Bank of India, Allahabad Bank, IDBI Bank, Uco Bank, Dena Bank, Punjab & Sind Bank, Syndicate Bank and Kerala Gramin Bank.

Banks affiliated with SBI Life for PMJJBY – State Bank of India (SBI) and Vijaya Bank.

Banks affiliated with New India Assurance for PMSBY – Bhartiya Mahila Bank, Federal Bank, South India Bank, Corporation Bank, Union Bank of India, Bank of India, Central Bank and Punjab & Sind Bank.

Banks affiliated with United India Insurance for PMSBY – HDFC Bank, Canara Bank, Vijaya Bank, Bank of Maharashtra, Dena Bank, Syndicate Bank and Kerala Gramin Bank.

Banks affiliated with National Insurance for PMSBY – State Bank of India (SBI), Bank of Baroda, United Bank of India and State Bank of Travancore (SBT).

Banks affiliated with Oriental Insurance for PMSBY – PNB.

Banks affiliated with ICICI Lombard for PMSBY – Kotak Mahindra Bank and ICICI Bank.

I will try to update this list as & when I get info about more banks joining these schemes. You may visit the respective websites of these banks to download their application forms for getting yourself enrolled. In case you need to get yourself updated with the terms of any of these schemes, here you have the links to our previous posts in which we covered these schemes:

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)Form in EnglishForm in Hindi

Pradhan Mantri Suraksha Bima Yojana (PMSBY)Form in EnglishForm in Hindi

Atal Pension Yojana (APY)Form in EnglishForm in Hindi

If you have any query regarding any of these schemes, please share it share and I will try to respond to it as soon as possible.

{ 148 comments… read them below or add one }

harinee May 12, 2015 at 3:00 PM

Thanks Shiv as usual your information is life saving(:)) ICICI has made it as easy as an SMS.

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Shiv Kukreja May 13, 2015 at 10:51 AM

You are welcome Harinee! It feels nice to see private sector banks taking active part in such schemes and making it easier for their customers to subscribe to them. I don’t know when public sector banks will improve their efficiency.

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aditya May 13, 2015 at 5:59 PM

Dear Sir,

I am unable to locate the mentioned PMO form for Insurance on HDFC Bank website.

Pls help me find the form for online submission and guide ..

Regards

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Shiv Kukreja May 13, 2015 at 6:13 PM

Hi Aditya,
It is still not available on HDFC Bank’s net banking platform, but the bank will introduce it by May 25th. Kotak Mahindra Bank has already made it available for subscription.

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Kshitij May 14, 2015 at 5:49 AM

What will happen if someone has enrolled for both the insurance plans i.e. PMJJY and PMSBY? If someone dies in accident, would the nominee get the benefits of both schemes, i.e. 2L for PMJJY and 2L for PMSBY = 4L

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Shiv Kukreja May 14, 2015 at 11:58 AM

Hi Kshitij,
Yes, if someone dies in an accident, the nominee would get Rs. 4 lakhs.

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ashish chaturvedi May 14, 2015 at 4:37 PM

I do insurance in PMJJBY

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rajkumar May 15, 2015 at 7:46 AM

Heloo sir I am tex payer . I have no pension scheme till now .Age 35
Which is better pension scheme for me nps or apy
can I subscribe both
plz tell

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Shiv Kukreja May 15, 2015 at 6:02 PM

Hi Rajkumar,
Yes, you can subscribe to both NPS as well as APY. Which scheme is better for you, it depends on your requirements. Overall, I think NPS is better than APY.

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Rocky May 15, 2015 at 10:15 AM

Bank of Baroda —-PMSBY—-National Insurance

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Shiv Kukreja May 15, 2015 at 6:13 PM

Thanks Rocky for providing this info!

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ashok yadav May 15, 2015 at 11:16 AM

How many years paid for this

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Shiv Kukreja May 15, 2015 at 6:19 PM

If you are 50 years or younger, then you can continue with PMJJBY till 55 years of age. With PMSBY, you can avail the benefits till 70 years of age.

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Pratima May 15, 2015 at 9:13 PM

I have a account in SBI,when I tried to enroll online ,I got a message that I am not eligible for the scheme??.why?

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Shiv Kukreja May 16, 2015 at 12:27 AM

Hi Pratima,
I am not sure why it declined your subscription, but if you are more than 50 years old, then you are not eligible for PMJJBY. If you are not 50, then you need to check it with the bank.

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Pratima May 16, 2015 at 11:01 AM

I am more than fifty,but another friend of mine who is also more than 50,has done it.In fact she has done in two schemes,one where you pay 12? and another where you pay 300.She has done at HDFC bank

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Shiv Kukreja May 17, 2015 at 4:14 PM

You and your friend, if not 70 or more, are eligible for PMSBY. But, none of you is eligible for PMJJBY. I think your friend’s application should also get rejected for PMJJBY.

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Amit May 15, 2015 at 10:58 PM

Hi Shiv,

Any idea if HDFC is / going to offer SBJJBY. I do not see them offering now.

Thanks
Amit

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Shiv Kukreja May 15, 2015 at 11:34 PM

Hi Amit,
I think HDFC should offer PMJJBY. Even I do not have confirmed info about the same. I’ll share it here as & when I have info about it.

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harsh May 20, 2015 at 5:56 PM

same question i also have..
how to go for it in HDFC BANK?

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Kumar May 16, 2015 at 11:32 AM

Are persons with existing diseases such as critical illness covered under these scheme? What is the way to undergo medical examination ?

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Shiv Kukreja May 17, 2015 at 4:18 PM

Hi Kumar,
These schemes do not cover medical treatments for critical illnesses etc. These schemes cover death and/or accidental disability/death.

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Kumar May 19, 2015 at 2:28 PM

I mean to ask Are persons suffering from critical illness are eligible to enroll for life insurance under this scheme? What is medically fitness criteria? Under normal circumstances, private life insurance company does not provide life insurance to person with critical illness or they may increase the premium. What is the eligibility under this scheme for such person.

Thanks,
-Kumar

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shobhit chaturvedi May 16, 2015 at 11:37 AM

dear sir…will u help us to know that is there both type of account has been included by this policy :- saving/current.
and if we have account in any co oprative bank then can we get its benifits.

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Shiv Kukreja May 17, 2015 at 4:20 PM

Hi Shobhit,
I don’t think current accounts can be linked to these schemes. Also, an account in a co-operative bank can be linked to these schemes.

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Kunal May 16, 2015 at 1:47 PM

Hi, Has anyone applied for PMJJBY & PMSBY via State Bank Of India or State Bank Of Mysore website[i.e online mode]? If yes, is there a provision to enter a nominee name as I could not locate it ?
Please share info and steps.

Thanks
– Kunal

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Shiv Kukreja May 22, 2015 at 12:05 AM

Hi Kunal,
I think it is available on the SBI’s netbanking platform. Nominee name provision will also be there while enrolling for these schemes.

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Right Shah May 19, 2015 at 6:09 AM

Pl.check with your Bank.If you are already insured with any insurance policy,you will no t covered under this scheme.You will loose your bank premium.

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Shiv Kukreja May 22, 2015 at 12:08 AM

Hi,
If you have enrolled yourself to PMJJBY and PMSBY with any of your banks, only then you cannot subscribe to these schemes again. But, in case your have bought any other insurance schemes, then you can definitely subscribe to PMJJBY and/or PMSBY.

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Manjeet Verma May 20, 2015 at 2:08 PM

Sir kindly tell me two things about PMJJBY and PMSBY that is there any service tax we need to pay to any govt. Or private bank for both or any of the schemes.
2nd is can a tax payer avail these insurance policies.
Kindly assist.

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Shiv Kukreja May 22, 2015 at 12:11 AM

Hi Manjeet,
1. Service Tax is not applicable to these two schemes.
2. Yes, anybody can avail these schemes, even if you are a tax payer or not.

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Manjeet Verma May 20, 2015 at 2:10 PM

Sir kindly tell me two things about PMJJBY and PMSBY that is there any service tax we need to pay to any govt. Or private bank for both or any of the schemes?
2nd is, can a tax payer avail these insurance policies?
Kindly assist.

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shah himanshu May 20, 2015 at 8:50 PM

how to activate SMS based service in Hdfc bank pls tell me the SMS format

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Shiv Kukreja May 22, 2015 at 12:34 AM

“SMS PMSBY Y to 5676712” – Be careful, by sending this SMS, you will be enrolled to this scheme i.e. PMSBY. Do it only if you want to subscribe to it.

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Rohan Dodal May 21, 2015 at 11:59 AM

HDFC has not started Atal Pension Yojana yet….i am not sure how do i register for it.

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Shiv Kukreja May 22, 2015 at 12:35 AM

Hi Rohan,
Please check this link, it has the list of POP-SP – https://npscra.nsdl.co.in/pop-sp.php

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Krishanu Bag May 21, 2015 at 10:16 PM

Please inform me with which Insurance company Punjab National Bank tie up for PMSBY Scheme?

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Shiv Kukreja May 23, 2015 at 2:13 PM

Punjab National Bank (PNB) has tied up with The Oriental Insurance Company Limited for Pradhan Mantri Suraksha Bima Yojana (PMSBY).

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Manjeet Verma May 22, 2015 at 10:54 AM

Sir
As u told that there is no service tax on PMJJBY and PMSBY schemes.
But in my Area one branch of BANK OF MAHARASHTRA is saying that this branch is situated in service tax area so service tax is applicable here on both schemes.
They are asking for 330+31=371 & 12+2=14 for both the schemes respectively.
Kindly confirm me it is ok or not….
Thank u…

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Shiv Kukreja May 23, 2015 at 2:17 PM

Hi Mr. Manjeet,
You need not pay any service tax on these premiums. These schemes have been exempted from service tax by our Finance Minister Mr. Arun Jaitley – http://www.cbec.gov.in/ub1516/do-ltr-jstru1-post-budget.pdf

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Anonymous May 23, 2015 at 11:21 AM

Thanks a lot for the information. It is helpful 🙂

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Shiv Kukreja May 23, 2015 at 2:17 PM

You are welcome!

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tataji May 23, 2015 at 12:57 PM

sir i would like o know hdfc PMSBY POLICY AND PMJJY POLICY. HOW TO GET THE FORMS FROM HDFC ONLINE BANKING

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Shiv Kukreja May 23, 2015 at 2:27 PM

Hi Tataji,
PMJJBY & PMSBY forms are not yet available on HDFC Net Banking.

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chandan May 23, 2015 at 2:59 PM

how to enrol by sms in suraksha bima yojana in hdfc bank
i have allready enrolled for accident insurance by sms

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Shiv Kukreja May 23, 2015 at 3:42 PM

SMS “PMJJBY Y to 5676712″ for enrolling yourself under Pradhan Mantri Jeevan Jyoti Bima Yojana with HDFC Bank. HDFC Standard Life Insurance Company Ltd. is the servicing insurance company for the same.

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chandan May 23, 2015 at 4:33 PM

thx for the help

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Shiv Kukreja May 23, 2015 at 5:49 PM

You are welcome!

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sunil May 24, 2015 at 4:53 AM

Hi

In the PMJJBY ( Pradhan Mantri Jeevan Jyoti Bima Yojana) scheme if we are still alive after the 55 years cover will get the 2 lakhs or it is given only in case of death , Thanks . One of my friend in bank was told that it would be given once complete 55 years if member is alive

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Shiv Kukreja May 25, 2015 at 12:28 PM

Hi Sunil,
Nothing will be paid in case the subscriber survives the insurance period.

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datta pndurang more May 24, 2015 at 7:34 AM

pmjjy

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datta pndurang more May 24, 2015 at 7:35 AM

pmjjby

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datta pndurang more May 24, 2015 at 7:38 AM

pmjjby nomini mrs rajeshree datta more

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KKR May 25, 2015 at 9:56 AM

Any information/experiences about any insurance policy which is less than 300 annual premium and 2Lac coverage would be rally appreciated. The reason for asking this question is to know paying 300Rs premium for PMJJBY is of any worth over other available schemes in the market.

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Shiv Kukreja May 25, 2015 at 12:30 PM
Atul Sharma May 25, 2015 at 10:34 AM

Very useful information for all of us. Please help. How to enrol by sms in suraksha bima yojana in SBI bank. I really need this information.

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Shiv Kukreja May 25, 2015 at 12:55 PM

Thanks Atul,
As of now, I do not have info regarding the same. As soon as I get this info, I’ll share it here.

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Anil May 25, 2015 at 2:00 PM

How many terms for these two schems & When did we take this 330 rs scheme metured amount.
How many years we pay this scheme.

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Shiv Kukreja May 25, 2015 at 2:55 PM

Eligible age for PMJJBY is 50 years and that for PMSBY is 70 years. Also, nothing is paid back on maturity in these two schemes.

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Manjeet Verma May 25, 2015 at 7:15 PM

Sir
Once we have started the scheme, is it auto debit to next to next year every time or we have to make it renew yearly.
2nd thing where we ll claim the money in case of any mishaps.

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Shiv Kukreja May 26, 2015 at 9:04 PM

Hi Manjeet,
Auto debit facility is there for premium payment. You need not pay the premium every year, it will automatically get debited from your bank account.

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Shiv Kukreja May 26, 2015 at 9:08 PM

Also, in case of any mishap, you/your nominee need to approach your bank to deposit the claim form and the amount will be transferred to your/your nominee’s bank account.

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Pulkit May 26, 2015 at 5:01 PM

Hello,

I wanted to know the name of Insurance Company, which is providing that scheme….

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Shiv Kukreja May 26, 2015 at 9:08 PM

Hi Pulkit,
Which scheme you are talking about?

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Pulkit May 27, 2015 at 11:26 AM

Hello Shiv,

I am talking about the name of the Insurance Company which is giving benefit under the Scheme of Pradhanmantri Suraksha Bima Yojna.

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Shiv Kukreja May 27, 2015 at 1:21 PM

Hi Pulkit,
There are 10 companies providing insurance cover under PMSBY – National Insurance, New India Assurance, Oriental Insurance, United India Insurance, ICICI Lombard, Bajaj Allianz, Reliance GIC, Tata AIG, Universal Sompo, Cholamandalam MS.

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Pradeep May 26, 2015 at 5:15 PM

Sir,
Namaste!

Do you have any update on when ICICI bank will start accepting the contributions for Atal Pension Yojana? I don’t see any such provision on their website. Is it that for APY, you have to personally visit a bank and fill up a form?

Thanks in advance.

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Shiv Kukreja May 26, 2015 at 9:11 PM

Namaste Pradeepji,
Here is the link to the list of POP – SP where you can get the APY account opened w.e.f. June 1, 2015 – https://npscra.nsdl.co.in/pop-sp.php

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datta pandurang more May 27, 2015 at 1:47 AM

pmsjby

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Mahesh May 28, 2015 at 7:42 PM

Bank Of Baroda offering PMJJBY through IndiaFirst.

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Shiv Kukreja May 28, 2015 at 10:40 PM

Thanks Mahesh for providing this info, it is helpful!

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Mahesh May 28, 2015 at 7:47 PM

TJSB Bank (a multistate scheduled bank) is offering PMJJBY through LIC and PMSBY through Oriental Ins. Co.

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Mahesh May 28, 2015 at 7:48 PM

TJSB Bank (a multistate scheduled bank) offering PMJJSY through LIC and PMSBY through Oriental Ins. Co.

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Shiv Kukreja May 28, 2015 at 10:40 PM

Thanks again!

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Jyoti Debnath September 9, 2016 at 5:39 PM

Hi.. Maheshji and Shivji,

for Kotak Mahindra bank and ICICI bank? through which agency?
I am eagerly waiting to receive positive response vial email or via call.

Thanking you a lot in prior anticipation.
With best regards-
Jyoti Debnath.
Mob – 8697443425
Mail id – jyotid@lntecc.com; jyoti_agcl@yahoo.com; debnath.jyoti@gmail.com

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hem May 30, 2015 at 11:46 AM

I want to know whether both this pradhan mantri plans benefits apart from LIC policy I already have. is it good idea to opt for this in addition to existing LIC policy. please guide..

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Shiv Kukreja May 30, 2015 at 3:18 PM

Hi Hem,
I think it is a good idea to subscribe to these two schemes even if you have other insurance policies. Only if you are overinsured, then probably you should skip subscribing to these schemes.

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Prasanta behera May 30, 2015 at 11:54 AM

I have an account In sbi what is the code of sms on PMJJBY and PMSBY

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Shiv Kukreja May 30, 2015 at 3:21 PM

Hi Prasanta,
Sorry, I don’t have the SMS number of SBI for these schemes.

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Venkat May 30, 2015 at 12:59 PM

Hello Sir, Today I want to enroll for pension plan to nearest HDFC bank and the representative said I am not eligible for pension as my salary per month is 50k. I am working in private company. Please let me know is I am eligible or not for pension plan. My age is 35. If I can invest for pension plan how much max I can pay per year. What all the plans are there. Thank in advance, Venkat

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Shiv Kukreja May 30, 2015 at 3:25 PM

Hi Venkat,
As per the terms of Atal Pension Yojana, all citizens of India are eligible for this scheme. But, if you are a tax payer, then you won’t get the annual government contribution of up to Rs. 1,000.

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Ranjeet Kumar May 30, 2015 at 2:02 PM

Sir, I enrolled for PMJJBY through internet banking, but premium Rs.330/ two times debit from my saving a/c.My a/c is in SBI so I contact & complained in SBI,he told regarding this type of problem u contact this no.- 18001801111. I contact this no. he told, I will give only details of this policy, so u contact ur bank. So kindly request to u help & guide me , what I do?

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Shiv Kukreja May 30, 2015 at 3:29 PM

I think you should visit the branch and tell them to reverse one transaction.

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Venkat May 30, 2015 at 11:24 PM

Hello Shiv sir, Thank you so much.. Thanks.Venkat

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Shiv Kukreja May 30, 2015 at 11:51 PM

You are welcome Venkat!

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Leena C Sekhar June 2, 2015 at 1:29 PM

sir,

Any idea whether SBT has this facility ? if yes please provide the link

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Shiv Kukreja June 2, 2015 at 2:48 PM

Hi Leena,

SBT has started providing services for PMJJBY & PMSBY. Here is the link to the SBT’s website where the details have been given – http://www.statebankoftravancore.com/portal/agriculture/-/asset_publisher/deKLJYWD5D02/document/id/8567649

You can subscribe to these schemes through SBT’s net banking platform.

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Vijay June 5, 2015 at 8:12 PM

Hi,

I already have an LIC policy.

Am I still eligible for both the policies?.

Thank you,
Vijay

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Shiv Kukreja June 6, 2015 at 12:22 AM

Yes Vijay, you are still eligible.

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Piyush Kumar June 9, 2015 at 1:51 PM

Dear shiv,
Your work is appreciable. Please do solve my query. I have taken both the scheme through onlinesbi. Com the premium is also deducted from my account. From where i can get the acknowledgement of the scheme?

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Shiv Kukreja June 9, 2015 at 2:36 PM

Hi Piyush,
I have been told that no such acknowledgement will be provided to the subscribers and bank entries of Rs. 330 & Rs. 12 are good enough proofs for your subscription.

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Ashish June 12, 2015 at 12:32 PM

Dear Sir,

In case of death during 1st year of insurance i.e. before 31-May-16, will the claim be accepted & settled under PMJJBY & PMBSY?

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Shiv Kukreja June 12, 2015 at 2:54 PM

Yes Ashish, the claim will be accepted & settled.

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reena June 16, 2015 at 1:44 PM

hi, is there any last date for submitting the applications for all the schemes?? pls help.

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Shiv Kukreja June 16, 2015 at 3:18 PM

Hi Reena,
August 31, 2015 is the last date for applying to these two schemes.

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Mukund Chaskar June 19, 2015 at 8:13 AM

Sir,

If the person doesn’t have PAN Card and Adhar Card but possess Voting Card and Ration Card, Whether he is entitled to apply for the same.

Regards,

Mukund

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Shiv Kukreja June 19, 2015 at 8:00 PM

Hi Mukund,
You just need to have a bank account to apply for these schemes.

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poonam July 3, 2015 at 6:44 AM

sir I want to know that do I need to pay same amount through out these scheme term or amount will be increased in subsequent years. also can I claim for expenses during accidental treatment
and in which hospitals

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Shiv Kukreja July 4, 2015 at 6:44 PM

Hi Poonam,
For 3 years at least, the premium would remain the same. Accidental treatment expenses are not covered.

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Shekhar nailwal July 7, 2015 at 5:03 AM

Please sens padhanmantei surksha bima yojna form

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Shiv Kukreja July 7, 2015 at 6:00 PM

Hi Shekhar,
Here you have the link to the application form – http://www.jansuraksha.gov.in/Files/PMSBY/ENGLISH/APPLICATIONFORM.pdf

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Biplab July 13, 2015 at 12:18 PM

Did HDFC started Atal Pension Scheme registration process through net banking?

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Shiv Kukreja July 15, 2015 at 2:49 PM

Hi Biplab,
I do not have any such info with me. You’ll have to contact HDFC Bank for the same.

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deepa rawat July 15, 2015 at 10:21 AM

My father applied for PMSBY on 22nd june, and met an accident on 23rd June, resulting in death on 25th June.
When I went to bank for claiming this money, they said that the deduction was not done as Nominee’s relationship was not mentioned in it.
The bank had accepted the form and issued him a receipt of this, however they did not forward it for deduction of money from his account. There was no alarm from the bank regarding the incompete form.
I am confused about the status of this claim now ! Can anybody help please !

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Shiv Kukreja July 15, 2015 at 2:52 PM

Hi Deepa,
Even we are not sure whether you are eligible for the claim or not in this case. You need to talk to the bank about the same. If not satisfied with the bank’s response, you can approach IRDA or the Banking Ombudsman.

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swapna ghosh August 1, 2015 at 7:40 AM

joined at pmsby scheme through pnb dharmtola st. br. kolkata-13 so far not received the policy certificate through oriental insurance, kindly provide the contact, mail no. sms enabling me to contact them . already premium debited from my pnb sb a/c

thanks & regards

swapna ghosh
9433035866

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Shiv Kukreja August 4, 2015 at 5:25 PM

Hi Swapna,
You’ll not get any policy certificate for the same. Debit entry in your passbook/bank statement is the proof of your insurance.

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satyanarayana November 22, 2015 at 7:56 PM

sir
iam applied PMSBY AND PMJJBY nearly 4 months back but iam not received policy how to get policy please tell me

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mohan vatnani August 3, 2015 at 5:36 AM

PMSBY @ Rs12/- per annum is a unique and wonderful insurance. It is highly low priced product declared for the benefit of common man. However I am surprised people are so anaware that despite all publicity, efforts by Ministry, Media, Banks and INsurance 10 crore approx have purchased this product. My personal appeal to all educated and influential people of the society to make every possible effort to bring everyone under the suraksh net. It is must for everyone. If any one wants further clarification he/she may contact nearest National Insurance Office in this connection and our people would guide them.

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Shiv Kukreja August 4, 2015 at 5:30 PM

Thanks Mohan for inspiring people here!

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vsarun August 20, 2015 at 8:54 AM

bank staffs are saying that the policy.is not useful.

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Shiv Kukreja August 20, 2015 at 4:05 PM

I think it is one of the best insurance policies offered by any insurance company in India.

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srijan August 25, 2015 at 12:38 PM

why policy is not given under this scheme,secondly does all the co’s which are insuring are indian

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Shiv Kukreja August 31, 2015 at 4:15 PM

Hi Srijan,
It is a group insurance scheme which has been kept low priced by keeping its costs in check. One of those costs is issuing policy documents. To make it low priced, policy documents are not getting issued. Also, all of these insurance companies are Indian.

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S.Roy August 25, 2015 at 4:46 PM

Sir
My account is in Hdfc bank with my wife.I got 3 sms from Hdfc bank for 1.PMJJBY 2.PMSBY 3.APY
I have reply for 1& 2 by bank sms reply but not for sms no 3(APY).
Today when I update my passbook thr is Rs 12 & Rs 330 debited its ok but also debited Rs689 for APY which I never applied.
I talked with hdfc branch official they told me to call hdfc help line,when call to help line they are saying to talk with branch.
Pls tell me what I wl do & how to cancel this.

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Shiv Kukreja September 2, 2015 at 3:52 PM

Hi Mr. Roy,
You need to talk to the bank branch and ask for the receipt of your request for APY. If they are not able to show it to you, you can file a complaint against the bank.

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Chanchal Nandy August 26, 2015 at 10:46 PM

I have got no document or phone or message against PMSBJ though requisite amount has been deducted from S/B A/c of SBI, B-Zone, PO-Durgapur,Distt – Burdwan, WB till 26.08.15 C.Nandy

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Shiv Kukreja September 2, 2015 at 3:59 PM

Hi Chanchal,
Debit entry of Rs. 12 is the proof of your subscription, you need not worry about that. If required, you should talk to your bank branch.

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virendra vijay bhadhur yadav September 2, 2015 at 12:05 PM

How can open online this insurance

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Shiv Kukreja September 2, 2015 at 4:10 PM

Hi Virendra,
You can subscribe to these schemes through net banking portal.

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GOPAL DATT September 22, 2015 at 5:43 PM

After how many days Iwill received this Insurance Bond by the Bank

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Shiv Kukreja October 2, 2015 at 10:41 PM

Hi Gopal,
There is no certificate of insurance provided by the banks or insurance companies.

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Naveen Kumar October 1, 2015 at 3:58 PM

I have deposited amount PMSBY and PMJJBY through online by HDFC bank but unable to save certificate of Insurance issued by united Insurance . Please give me hint ,hoe I can down load insurance certificate ,
Thanks,

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Shiv Kukreja October 2, 2015 at 10:55 PM

Hi Naveen,
There is no certificate of insurance provided by the banks or insurance companies for PMJJBY or PMSBY.

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Deepali October 3, 2015 at 9:47 AM

Sir
Can you please tell me what is the procedure of getting claim after death occur….my maternal uncle death occurs on 1st of September 2015…so now what we have to do….what are the required documents..
Thanks and advice

Reply

Shiv Kukreja October 3, 2015 at 12:31 PM

Hi Deepali,
Here is the link to know the claim settlement process – http://www.onemint.com/2015/05/27/pmjjby-pmsby-claim-settlement-process/

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Brajbhushan sharma November 10, 2015 at 1:03 PM

Dear sir
Please find the following details as blow mention about pmjjy .
Name of account holder (death parson)-Neelesh Sharma
Bank name and add. – PNB bahjoi Sambhal Up 244410
Account number- 0543000100214268
Nominee name-Brajbushan Sharma
Policy date- 01-07-2015
Date of death-23-08-2015
Claim form submission hard copy in bank- 07-09-2015
Mail drop by bank-03-10-2015

We have continue follow-up with bank but bank manager clearly says I am finish our work .
We have facing problem how to get claim.
Pl do the necessary action .
Thanks
Brajbhushan Sharma
9456831037

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Brajbhushan sharma November 10, 2015 at 11:51 PM

Sir aapne hamari baat ka koi jabab nhi Diya sir pls hamari help kijiye.

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Aruna ramesh misjra November 15, 2015 at 7:42 PM

APY a/c 118006751182793 _ 50 .jo 24/8/2015 .es scheme ko band karna hai.so pls .

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Aruna ramesh misjra November 15, 2015 at 7:44 PM

Help line pe koi sahi jabab nahi milta .na hi bank se to fir kaise faith karen. !….?

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Deepak Nayak November 29, 2015 at 12:59 AM

Dear sir,

Kindly help me in this,today I got a msg from bank axis for pmjjby and I have enrolled for it at the same time,later I found the scheme is not very attractive for me.so,now I want to deactivate the policy .How can I discontinue as it is a autu renewal process and also can I get back my 330 deducted money back after deactivation.
Please help me to deactivate.

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Rajesh December 22, 2015 at 1:04 AM

Hi,

My dad applied for PMJJBY in syndicate bank and after 3 months he’s passed away. I have filled all the necessary documents in the bank to claim the amount of 2 lakhs. But it has been more than 25 days from the date applied, is there any information provided online to track the status??

Regards
Rajesh

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PUNEET GARG April 26, 2016 at 3:04 PM

Sir
I want to close my Pradhan Mantri Jeevan Jyoti Bima Yojana in Dana bank .Please tell me procedure.Actually I have already this yojna in other bank.

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Gurjeet singh May 18, 2016 at 3:54 PM

dear sir, how to deactivate the PBJJBY in our pnb branch? please help me. i do not want this facility.

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SANJAY PATEL May 25, 2016 at 4:34 PM

PMJJBY Scheme-Master Policy,& PMSBY Polci me Nomni ka nam galat hai. krpya
use theek kar polcy isee mail par bheje, theek nhi hhone ki kandeesan me
Renual na kata jay.PMJJY Mastar Polci No- 76001000135, & PMSBY Polci, Bank Ref.-SBISB00421201514104313420.
Hai.

VANDANA PATEL-Bank A/c no.30907003996, ki Sir kripya dekhiye meri is polci
ko isme

polci holadar or nominy dono Smt Vandna

patel or wife likha h, kripya Polci holdar Smt Vandana Patel & Nominy- Shri
Sanjay

Patel, Husbend. Hona chhiye. Conttect No- 8989769591. Email-
patelbineka@gmail.com, patelbineka@rediffmail.com.

Reply

SANJAY PATEL May 25, 2016 at 4:37 PM

Sir PMJJBY&PMSBY se patrachar karne ke liye email id kya hai. or policy me koi sudhar(crection) karana hai to bank se nhi hota uske liya kya karna hoga.

Reply

Bablu kumar May 26, 2016 at 8:23 PM

Sir,
mere mammy ne pradhan mantry jeevan jyothi yojana 09-05-2016 ko karwaya tha gramin bank ma unfortunately mere mammy ka death 21-05-2016 ko ho gaya•sir may pmjjy claim kar sakatha hoo kya aur uska process kya hai send me on my mail id or cal me on my mobile no 8083042223

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Ramesh Kumar Rana May 28, 2016 at 11:10 AM

Hi ,Dear Sir.
I am a 61 years old . am i eligible to register in PMSBY?
I have an account in Canara Bank and they are sending messages to deposit
an amount of Rs. 330/- before 30th May’16.
Should I or not?
thanks
Regards
Ramesh

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Devesh Kumar June 10, 2016 at 4:33 PM

How can gain policy docket or policy no. pls give details

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soumen hazra August 13, 2016 at 4:43 PM

Sir,
I AM SOMEN HAZRA NOMINEE OF APMJJBY SCHEME OF MY MOTHER (Lakshmi rani hazra) in UCO BANK, GHANARAMPUR BRANCH(BRANCH CODE-2673) . I AM DEATH CLAIM FORM APPLY ON 17.06.16 BUT CLAIM AMOUNT NOT CREDITED .UCO BRANCH NO HELP. PLESE HELP ME SIR.

Reply

Jyoti Debnath September 9, 2016 at 5:35 PM

Hi,
There are lot of confusions and ambiguities regarding these plans and policies, for which I require proper information and clarification with website details with login ids and password.

I have already joined Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana through (both yojanas) my savings bank account both at ICICI bank as well as both at Kotak Mahindra bank ,
But I have not received any confirmation mail.
Also, I have not received either any policy details with number or preium paid certificate.
Bank are not guiding me , regarding this.
They are only ignoring these types of queries.
May I know the process– How shall I track my policy details?
How to know the status of the yoganas.. policy numbers.. etc?
If I want to transfer the policies from one bank to another bank , what I should do?
If I want to close the existing policies, what should I do?
What is the website or URL, from where I shall be to view these details?
How can I do online monitoring of these policies?
Could you please inform me the exact procedures?

I am eagerly waiting to receive positive response vial email or via call.

Thanking you a lot in prior anticipation.
With best regards-
Jyoti Debnath.
Mob – 8697443425
Mail id – jyotid@lntecc.com; jyoti_agcl@yahoo.com; debnath.jyoti@gmail.com

Reply

Asha Bhandari May 10, 2017 at 2:02 PM

Hie.. i also have the same problem.. i too have both policies from ICICI Bank.. and they not providing me any mail , documents or even policies unique account number… now getting sms for the renewal.. team pl help.. rgds

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raneeshrvm January 26, 2017 at 12:32 PM

hello
prathan manthri suraksha bima yojana insurance claims not in tooth damage?

Reply

sharan March 26, 2017 at 6:57 PM

sir APGVB Bank Maganoor. I am bank 2 member pmjjby claim sir file who submitted address tell me plz

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D.S.Sheshadri June 23, 2017 at 5:25 PM

Sir I am sheshadri from Karnataka my wife have account in SBI . her aadhar card link to her account. Rs 330 debit to pmjjby . she died in march 2017. But in SBI name entered as Chaya devi but in aadhar card entered as Chaya . but SBI people accepted it link to her account.kow I sabmit her death certificate as Chaya devi and apply for claim. But my question is difference in name in bank account and aadhar card as Chaya devi and Chaya kow SBI person asking to produce aadhar card in name Chaya devi for claim. So what can I do for claim plz help me.

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Rameshkumarjain February 7, 2018 at 7:24 PM

I have pmj account in IDBI bank. Is it possible to move it to other bank and still avail all the benefits?
Looking forward for your response.

Thanks
Ramesh Jain
9440492442

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MOHAMMADFARUKH TAMBOLI February 23, 2018 at 9:38 PM

Respected Sir,
with reference to you, my brother was taking a policy in canara bank ksfc comlex bangalore.but my brother was death in 08/04/2017 .I was apply the claim application form in 26/05/2017. but bank was not giving any responce. please settle the policy amount.
my contact no:8050903067
thanking you

Reply

Govardhan June 3, 2018 at 6:35 PM

hello…!
I am planning for premium PMJJBY. I have HDFC bank account.
I need a guidance as on how to opt it.
I got the form to apply it , But where to submit and also about the next step. Please do guide.

Reply

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