What is the best way to invest a lump sum of money?

One of the best problems to have in life is to have a lump sum of money that you don’t know what to do with. You could have inherited this money, won it in a lottery, or perhaps more likely — earned it over a period of time and never invested it due to inertia. […]

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PMJJBY & PMSBY – Claim Settlement Process

May 27, 2015

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in People are enthusiastic about the launch of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). Many of them are thanking […]

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Yash Birla has a Swiss Account, what next?

May 26, 2015

PTI reported today that industrialist Yash Birla, along with four other lesser known businessmen hold Swiss bank accounts as confirmed by the Switzerland. This news apparently delighted the finance minister who chalked this to successful diplomacy and cooperation between the Modi government and the Swiss government. Almost all news articles I read talked about Yash Birla as if he […]

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Pradhan Mantri Suraksha Bima Yojana (PMSBY) – Frequently Asked Questions (FAQs)

May 26, 2015

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) are getting launched from June 1st, 2015. So, if you have not […]

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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) – Frequently Asked Questions (FAQs)

May 26, 2015

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in I had covered Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) a few weeks ago, but there were still a few things which were not clear at […]

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Modi’s India – How will the next few years fare?

May 25, 2015

In the past few days whenever I’ve thought of PM Modi’s first year – the thought of President Obama’s two terms have also come to mind. The strong parallels between the two are inheriting a really bad economy, and coming to power with a lot of fan fare, hope and optimism. The other parallel is that both […]

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What is the definition of a heat wave and how do people die of it?

May 25, 2015

The heat has been particularly merciless in the last few days, and the reports of hundreds of people dying due to the heat wave is quite saddening. Unfortunately, this is nothing new; every year people die of the heat wave in the summers, and of the cold wave in the winters. In the winters there are […]

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Will the gold monetization scheme help me if I don’t want to melt my gold?

May 24, 2015

Short Answer: No. Long Answer: I wrote about the gold monetization scheme last week, and a common question on that (presumably from people who haven’t read the post) is what if I don’t want to melt my gold? If you don’t want to melt the gold then this scheme is not for you. The most […]

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The E-Commerce Valuation Bubble

May 24, 2015

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in It was a nightmare for the shareholders of LinkedIn recently when LinkedIn shares collapsed by 18.61% to close at $205.21 after the company announced an extremely […]

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Bronze age woman has a giraffe in her freezer

May 23, 2015

I’ve read a lot of interesting articles and opinions about Modi’s one year, and I am sure a lot of you have also done that so instead of posting links to more – I’ll post an article by my favorite economist on what needs to be done to get to 8.5% growth.  Very interesting article […]

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How to skip rows in an Excel formula?

May 21, 2015

There is nothing more frustrating in MS Excel and Google Spreadsheets than their inability to recognize a pattern in referenced cells. For example, if you type 1, 3, 5 and 7 in four cells and then drag them down, Excel knows that the next in series is 9, 11, and 13 etc. However, if you […]

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