Financial Planning Clinic, Mis-selling and Consumer Protection

January 27, 2012

Let’s start with Bemoneyaware’s post on mis-selling and mis-buying which is a comprehensive article with takes from many people on the subject. It has links to a lot of articles and viewpoints about the topic and the one thing that I’d like to say about this issue is that usually not enough responsibility is placed [...]

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Which countries does India import its gold from?

January 26, 2012

Last week I wrote about the heavy imports from Switzerland and how gold forms the majority of it, and I went to look for the other countries that India imports its gold from. Switzerland is by far the biggest exporter of gold and the next biggest exporter – UAE is just about a third of [...]

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How are banks calculating interest on savings accounts?

January 25, 2012

Late last year RBI deregulated the interest rates on savings accounts and allowed banks to set their own rates. This resulted in banks raising their interest rates and creating two slabs of under a lakh and over a lakh. For example, Yes Bank offers 6% on the saving bank balance of under Rs. 1 lakh [...]

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HUDCO Tax Free Bond Details

January 25, 2012

Like Indian Railways, HUDCO is also going to come up with tax free bonds starting on the 27th January and they offer a slightly higher rate, just a little bit higher than the Indian Railways tax free bonds. While Indian Railways offered 8.15% for the 10 year series  and 8.30% for 15 years, HUDCO is going [...]

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