Sukanya Samriddhi Yojana – Application Form & List of Banks to Open an Account
This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected]
It has been over a month now since the government launched the “Sukanya Samriddhi Yojana” on January 22nd. But, no authorised public sector bank has the details or the application form of this scheme till date to help investors open an account. Even the post offices are not providing the application form or the details of the scheme easily.
On behalf of the general public, I would like to ask the government why do we announce such schemes when we do not have the basic infrastructure to help those for whom these schemes are being launched? I know I’ll not get any reply, but I really want to know when will our governments or public sector offices start working in an efficient manner?
Why don’t we privatise our post offices, banks or such other public sector organisations which have been operating highly inefficiently for years and years now? If we cannot privatise these organisations due to political compulsions, why don’t we make them improve their efficiency levels?
Yesterday I posted various salient features of this scheme and today I received a few emails asking for the list of banks where this account can be opened. I also got queries asking for the application form to open an account. Here is the extract of one such mail.
Hello Mr. Kukreja,
I just read your article and your views over Pradhanmantri Sukanya Samriddhi Yojana. It was fabulous to read. Very clear and understanding information.
Actually i need a help or say favour from you. Am trying to get the Account Opening Form of above said scheme, but i didnt find any. Could you pls mail me the form of the same, so that without wasting any time i can proceed with the investment.
If you say that, collect from the post at nearby my residence, well sir i have inquired but they have none.
So its a kind request to you.
Overall thanks once again for your information and guidance.
Application Form for opening a Sukanya Samriddhi Account in a Post Office
To open an account under this scheme, the application form is still not available on the website of India Post. However, you can use this application form for getting your account opened with any of the post offices. I have downloaded this form from the website of India Post itself. Though this application form is still not updated, with ‘SSA’ missing on the top of this form, I have been told that the post offices will not refuse to accept this form.
However, here is one more link to the application form with which you can download the updated application form.
You can also print the application form from this circular of the Department of Posts, Ministry of Communications & IT, dated January 21, 2015. This circular also has the Notification No. G.S.R. 863(E) dated December 2, 2014, having all the rules & regulations of Sukanya Samriddhi Yojana. This circular has the application form on the 9th page.
List of Banks which have been authorised to open Sukanya Samriddhi Account
Here is the list of scheduled commercial banks which have been authorised to open accounts under Sukanya Samriddhi Yojana:
* State Bank of India (SBI)
* Bank of Baroda (BoB)
* Punjab National Bank (PNB) – Website Link – Contact No. – 011-25744370
* Bank of India (BoI)
* Canara Bank
* UCO Bank
* United Bank of India
* Andhra Bank
* Allahabad Bank
* Indian Bank
* Corporation Bank
* Central Bank of India
* IDBI Bank
* Dena Bank
Once these banks upload the application form on their respective websites, I’ll share the links to their forms in front of their names.
I am sure many of you must be facing difficulties in getting the required information about this scheme and also you would be in a hurry to open this account before the financial year ends. I would advise you to approach post offices as of now because some of the banks will take their own sweet time to get their branch personnel updated. I am sure you will get the option to migrate to the bank of your choice at a later date.
If you get any useful info/link regarding this scheme or have any of your good/bad experiences or any query, please share it all here.
Nice information Shiv,
I think for Banks all branches will not get the forms to open this scheme. Means in every city there will be some dedicated branches will only operate Sukanya Samriddhi Account. Do you have any information regarding this?
Although I have visited Andhra Bank and HDFC bank in Hyderabad, but they have no updated information. In post office people are very cool and relaxing attitude. They gave me the old account opening form only. When I asked them they said one can open SSA with that form also.
Thanks Santanu,
Yes, you are right, all branches of these banks will not be accepting these deposits. But, I’ve no info regarding those branches which would be accepting these deposits. I don’t think HDFC Bank would be interested in servicing this scheme, but Andhra Bank should accept these deposits at some later date. Post Offices need to upgrade their personnel and infrastructure. There is huge potential these post offices have.
Dear Shiv
I have approached SBI, PNB, BOB but there is no update on opening of account.
Regards
Piyush
Dear Piyush,
I know there is no info these banks have as yet. They’ll take their own sweet time to get their staffs updated. Just relax and wait for the things to settle down. You’ll easily be able to open this account in a few days time.
9873971832
POST OFFICE VS LIC
Call me if you required Lic policy 9880484598
Concept of insurance is more important when it comes for long term savings Like Child Education / Marriage.
1. NAME : SUKANYA SAMRUDHI YOJNA | LTD ENDOWMENT PLAN.
2. POST OFFICE offers 9.1% Rate of interest compounded. it is guaranteed only for 1 year only.
Lic offer you Insurance + Guaranteed Return. it is guaranteed for 21 yrs.
3. Premium
Post office :- Pay Rs 12000 for 14 year and Get Rs 6 lacs on 21 st year
Lic :- Save premium Rs 22,500 on 21st year get Rs 6,32,400.
4.Payment
Post office :- Total Premium paid 1,68,000
Lic :- total Premium paid 2,02,500
5. Premium Holiday
Post office :- No need to pay for 7 yrs.
Lic:- No need to Pay for 12 yrs
6. Insurance
Post office :- Zero.
Lic :- 3 Lakh Normal Death & 3.75 lakh on Accidental.
7. Death Due to Accident
Post office :- Zero
Lic Scheme:- 300000 lacs + 375000=675000 lacs.
8.Term ride
Post office :- zero
Lic Available so in case of accidental death 9,75,000 will be paid.
9. Diability benefit
Post office :- zero
lic :- Built in Permanent Disability benefit and payable as per rule.
10. Situation in case of premium paying member’s death
Post office :- Familiy sitll have to pay 12,000 per year till 14 th year.
Lic :- No need to pay and family gets 6.75 lacs immediately in case of accidental death (and in case of natural ddeath family gets 3 lakh = bonus amount).
11. who can take:-
Post office :- only Girl child.
Lic :- Father or mother can take this scheme and nominate their son or daughter for schemes.
12. Result
Post office :- Tension Tension
lic :- NO tension.
Call me if you required Lic policy 9880484598
Hi Sir
Kya har saal saving amount same hona chahiye
Hi Sagar,
No, it is not fixed, you can deposit any amount between Rs. 1,000 and Rs. 1,50,000 in a single financial year.
Dear sir,
Spouse We are regular paid 1000/- 14 year aftar 21 year how many rupees collect of Sukanya Samriddhi Yojana.
8059353565
Dear Rajesh,
It is not possible to calculate the maturity amount in this manner as it’ll really depend on the rate of interest and time of your investment every year. But, based on certain assumptions and 9.1% rate of interest, it should be Rs. 52,605 after 21 years.
Good morning,
Can we get maturity without any cut out amount could u pls given me the answer
Today I gone to draw sukanya yojana account but officer said that come on Monday( post office chimur )pin 442903 they are not interested and trouble the people.
Mr. Finance Minister, are you listening to these guys? Post Office officials need to change their attitude towards client servicing or they will lose out all their business to private sector banks/courier companies/mutual funds in the next few years.
Dear Shiv,
Is this scheme applicable only for 5 years Child or below 5years can also apply for the same? What is the minimum age limit for applying this scheme?
Dear Jitender,
You can open this account in the name of a new born baby girl as well, there is no mention of 5 years of age. The age limit also is 10 years and not 5 years. As the scheme has just started, one year grace period has also been given which makes it 10 + 1 = 11 years. You can open this account in the name of a girl child who is born on or after December 2, 2003.
Can I open sukanya yojna account in bank of baroda. If yes then how I open please confirm
Good article. But then, when nobody knows how to open an account, what is the use? Post offices are a strict no,no. Online facility is not there. For each transaction one needs to go twice. Staff is rude.
Thanks!
We all know how our post offices/public sector banks work. Nobody can do anything about it. But, I think we all should also be sensible. Why do all of us want to open the account today itself? Why not wait for a few more days for the things to settle down? Why not wait for the next financial year’s interest rates to get announced? Post office & public sector bank staff has always been rude to its customers. The government needs to do something about it.
Today I visit the Indian bank and corporation bank phillaur branch but they day we not know about sukanya suraksha yojna and they not opened my girl account.why central govt and banks haras the customers.Thanks
Please wait for a few days for these banks to update their staff about this scheme. Forgive these banks.
Dear Mr. Kukreja,
Just want to know, in case of death of depositor (Parents Or Guardian), what will happened…..?
Dear Inderjeet,
You can make a request to prematurely close the account and withdraw the amount under special circumstances.
Sir,
I find your articles really good cos it’s simple n sensible. I want to know if the name of the baby is mandatory as she is an infant. And also notify me if any other good saving schemes are available
Regards
Nuthan
Thanks Nuthan!
Yes, the name of the girl child would be required to open an account as she would be the account holder in this scheme. Also, you can subscribe to our free newsletter to get notified about good investments on a regular basis – https://feedburner.google.com/fb/a/mailverify?uri=onemint%2Ffeed
Can NRI invest in the scheme for their daughters and also can the investment be done from NRI account.
Hi Mahesh,
It is still not clear whether NRIs can invest in this scheme or not. As NRI investment is not allowed in PPF, I am assuming that the government will not allow it for this scheme as well. So, you’ll have to wait some more time for further clarity.
Dear Sir,
If Grand Parent is Local Residence and wishes to do it can they do it, in this case.
That is also not clear as the birth certificate will be of abroad.
Child is Indian Born (Indian National) but Lives with Parent in Overseas.
Grand Parents have to be legal guardian to open this account. It seems difficult to open an account for the girl child in this case, but you’ll have to wait some more time to get clarity on this.
Thanks sir, one more doubt wat r d documents requried foe open a account under dis scheme
Documents Required – Birth Certificate of the girl child, along with the identity proof and residence proof of the guardian, are the mandatory documents required to open an account under this scheme.
https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Thanks Sir…… but again i have a dought….. my daughter age is 8yrs. Now, if I opt this scheme now & after 4 years when my daughter age is 12 which is underage & some misappening is happened with me. Than what…..?
As thair is no nomination & other facelity
Under such kind of special circumstances, legal guardian of the child would be required to make a request to prematurely close the account and withdraw the amount. Some legal formalities would be required like producing death certificate etc.
I visited pnb and SBI on 1st march 2015 when i asked for sukanya account the bankers said what is it we do not have any information regarding this.
Please wait for a few more days for these banks to update their staff about this scheme.
sir i get the message from facebook., is that correct or wrong (((Important msg for those who have
girl child.. In Post Office a New
Scheme called ‘Sukanya samriddhi’
has started.. If ur daughter is below
10 years, u can join in this scheme.. U
have to pay Rs.1000 as deposit and
then monthly 100rs u have to pay till
her 21st age.. At the age of 21 u wil
get 6,50,000 ( Six Lakhs fifty
thousand) for her marriage.. Its a govt
scheme.. So make use of it.. Pls pass
to ur friends those who have girl
child.. This is only for girl child.. Get d
information from the nearby post
office.. 9.1% intrest compounded
annually…))))
Hi Aswin,
Majority of this information is correct. For correct & comprehensive information, please read the written article above. If you still have any queries after reading this article, please let me know.
Sorry, here you have the article – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Thanks a ton sir..
You are welcome Inderjeet!
Hi shiv
Am a mother of cp child i want to open this account to keep my kid insafe firstly i would like thank from my bottom of my heart to our prime minister for introducing such scheme .if we get it as early as possible means we like below middle class people feel happy about our kids future so please kindly help me to open this account with clear steps .
Thank you and your replies are good
Hi Divya,
First of all, sorry to know about your child! I am sure she must be a special one, God gifted!
Moreover, I would like you to visit this post as well – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
It has all the details about this scheme. Also, most of the banks/post office branches still do not have the complete details about the scheme. So, please wait for a few more days for the banks to get their staff updated and then you can approach any of your nearby bank branches or post offices to get this account opened. You just need birth certificate of your child and your identity proof & residence proof to get this account opened.
monthly 100 OR 1000 PLS CONFIRM
It is minimum Rs. 1,000 in a financial year.
monthly 1000 rs need to pay but not mandatory. but in the year u have to pay 1000 followed by 100 rs per month also acceptable.
You need not deposit monthly amount. Once a year is also acceptable.
Hello sir,pls update the tax benefits in this scheme
Hi,
Here you have all the details about this scheme, including the tax benefits:
https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Hi Shiv,
I am mother of a five year old special kid. My daughter was born abroad when I was doing my higher studies there. So her nationality is not Indian. Because of her health conditions we are now in India and she has a PIO card as both of her parents are indian citizens. I was wondering if I can apply for sukanya samrudhi account for her. I checked RBI website and it says PIO card holders are eligible for post office savings and some other kind of bank accounts as well. But since this is a new scheme I would really appreciate if you can give me a clarification on this.
Many Thanks,
L-
Hi Lekshya,
I don’t want to tell you something which I myself don’t know for sure. It is still not clear whether NRIs/OCIs/PIOs can invest in this scheme or not. You’ll have to wait for further clarity in this matter.
hello sir
pls let me know whether monthly deposits can be made from the salary itself since i m employed in State govt
Hi Uma,
I don’t think this scheme will operate in this manner and allow you to get the amount deducted from your salary itself. However, you are allowed to deposit any amount of your choice yourself every month in this scheme.
ya…thanks a lot sir for ur kind rely
You are welcome! 🙂
Demand draft, cheque or money is acceptable. online banking is not in place
Online facility is not in place as yet in the scheme, but I think it will be there going forward as it is there with PPF as well.
i whant to no t amout reply
Hasmukhbhai, aapki query samajh nahin aayi. Aap Hindi mein bhi pooch sakte hain.
hello sir,
i wanted to know that can i fill this form for my niece as she stays with us and her parents stay in village. so can i apply for this scheme …do reply
Hi Sangeeta,
To open an account for your niece, you have to be her legal guardian.
Que-Is This scheme is ending on March 31 or we can start investing from next financial year.please reply
This scheme will continue beyond March 31st. You can start investing next year as well.
What are the few documents you need to open the account?
Documents Required – Birth Certificate of the girl child, along with the identity proof and residence proof of the guardian, are the mandatory documents required to open an account under this scheme.
https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Its a verry good scheme
F Y 14-15 ke liye age limit 10 year aur 1 year grace hai. Kya agale F Y me ye age bar change ho jayega ?
Age limit is 10 years. One year grace period is there only till December 1, 2015.
Dear Sir,
I have got the message from one of my close friend on whatsup. But I am not clear on the issues-
(i) how much my daughter will get after maturity if I go with Rs 100/1000 per month ?
(ii) If I open the account at Mumbai, then can I operate it from another area, if my residence has been changed , means on maturity where should I visit for claiming my amount..?
(iii) I have visited 02 post offices today, one of them told since now they are not having such facility, while another was not taking any interest in this regard.
(iv) who can clarify all the doubts and can well explain about the scheme?
Plz help me out, I am much interested about the plan for my daughter aged 04 yrs at this time.
Thanking u in anticipation and needful please.
Hi Vikash,
1. Assuming 9.1% rate of interest for 21 years, the maturity amount would be Rs. 52,605.
2. You can migrate your account to any city in case you change your city of work.
3. Banks/Post Offices are still not updated with the scheme, so please wait for a few more days for them to get updated.
4. Please check this post, I think it will help you understand this scheme in a better way – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Is this available in andra Pradesh…?
Article was worth reading. Few query yet not cleared kindly help.
Hi Sir,
I have few of the below query:
> Girl is born on 30/04/2004 will she will be eligible for account opening.
> What will be the mode of payment
> Can I open and pay on behalf of my sisters daughter
> Is these possible where I can submit forms on my sisters behalf.
> Can multiple account can be open? If so how much?
Thanks In Advance.
Thanks Rahul,
1. Yes, she is eligible to open this account.
2. The interest will get compounded and is payable on maturity along with your principal amount.
3. Only if you are her legal guardian.
4. You can submit form in the post office or authorised bank branches.
5. Only one account can be opened in a girl child’s name.
Thanks for the immediate response
One point is still not cleared
Mode of payment I mean how I need to invest money via: online, cash, cheque, etc.
You are welcome!
As of now, only cash/cheque/DD payment is allowed. Online facility is still not available.
Hello shiv
I have 6month old baby girl. Is she eligible or not plz confirm me.and where I want open account for her
Hi,
Yes, your daughter is eligible. You can open her account in the nearest post office or authorised bank branches.
Total detail suknya sumridd postoffice yoga name pleased give all ditail
Please check this post, it has all the details – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Can I open an account in my granddaughter name
Only if you are her legal guardian.
Ake girl ka kitan account khul saketa ha
Sirf Ek.
Sukanya Sam ridden yojana
Sukanya Sam ridden yojana
hi sir pls
plan ka puara details send kijiye naa
Hi,
Please check this post – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Hi,
Our daughter is born abroad. Its been more than 5 years since we returned back and we are now residents of India with OCI card. Can you please inform if we are eligible for sukanya samruddhi account? We plan to live and retire in India.
Thanks,
Prasanna
Hi Prasanna,
You would be required to confirm it with the post office. I am not sure about it whether you would be allowed to open an account or not.
we can open with caner bank its possible
Are you asking or telling about Canara Bank?
Meri bachika age 5 yer har sal my 50000 hajar diposit karuga tho 14 sal ke bad kitna Ayega
Ye scheme 21 saal ke liye hai, 14 saal ke liye nahin.
Ye yojana sbi ki associate bank me bhi scheme chalu rahegi
Hi Nilesh, aap ye info bata rahe ho ya pooch rahe ho?
Sir, i am living in mumbai. My mother enquired about this in my native place(kerala) so they were aware about this and give right directions … It requires baby’s birth certificate and adar card of the guardian and 3 pp photos. So as a grand mother she can open this account for my daughter..
And my question is, can i send money on this account from my sb account directly via ebanking or by cheques ? Pls help me with the possible easiest transfer method..!
Hi Justin,
Thanks a lot for providing info about photos & Aadhaar Card! Moreover, I think e-banking facility is not there as yet, so you can either send cheques to your native place or your mother can deposit cash also in the post office/bank branch.
In uco bank when will the scheme introduced
Hi,
We have no idea when Uco Bank will start accepting these deposits.
Sir this scheme is useful for long term investment
It is not clear whether you are asking this or telling us. Please reframe it, if possible.
sir i get the message from facebook., is that correct or wrong (((Important msg for those who have
girl child.. In Post Office a New
Scheme called ‘Sukanya samriddhi’
has started.. If ur daughter is below
10 years, u can join in this scheme.. U
have to pay Rs.1000 as deposit and
then monthly 100rs u have to pay till
her 21st age.. At the age of 21 u wil
get 6,50,000 ( Six Lakhs fifty
thousand) for her marriage.. Its a govt
scheme.. So make use of it.. Pls pass
to ur friends those who have girl
child.. This is only for girl child.. Get d
information from the nearby post
office.. 9.1% intrest compounded
annually…))))
Hi, Shiv
I hv one more query..
In AP earlier one scheme was lanched names as BANGARU THALLI for girl child.
Can I apply now for my daughter.
Hi Sreenath,
I’ve no idea about BANGARU THALLI.
please tell me the amount,if we pay every month 1000/- after 14 years how much amount that willbe.
This scheme is for 21 years and not 14 years.
I call to SBM Rajarajeshwri nagar branch and Vijaya Bank- Trinity Circle Branch on 6th march 15 when i asked for sukanya a/c the bankers said what is it we do not have any information & notification regarding this.
Please wait for a few more days for the bank officials to get updated.
I call to SBM Rajarajeshwari Nagar Branchn Bangalore and Vijaya Bank-Trinity Circle Branch on 6th march 15 when i asked for sukanya a/c the bankers said what is it we do not have any information & notification regarding this.
Dear
I have seen in website that some of nationalize banks are also opening that account. But today i asked in SBI, they said not yet received any information.
Dear Pramod,
Please wait for a few more days for the bank officials to get updated.
Shiv Sir,
Kindly confirm about the deposit amount 1000/-rs in a month or in a year (Annually).
Hi Manoj,
It is once in a year and not monthly.
Meri bachika age 5 yer har sal my 50000 hajar diposit karuga tho 21sal ke bad kitna Ayega
Based on certain assumptions and 9.1% rate of interest, it should be Rs. 26,30,250 after 21 years.
Sir
Please clarify on the following 2 doubts..
*After operating the SSA in the Post Office for some time, can the accounts be transfered to public sector banks?
* Will online payments of savings be available in post office as well as in the banks?
Hi,
1. Yes, you can transfer your SSA account from post office to some other authorised bank branch.
2. I don’t think online payment system is there in the post office, but I am sure it will be made available with other authorised banks.
calulate in tabular form of monthly investment of rs five ,ten and three thousands of a girl child born on 12/10/2005 under SSY w.e.f march 2015
agar main har saal 24000 deposit karuga toh 14saal baad kitna milega
Ye scheme 21 saal ke liye hai, 14 saal ke liye nahin.
Why
Sir ma 12000 par year jama karwuga to mujay 21 saal baad kitane milage ??
Sunilji, maturity amount & 9.1% rate of interest fix nahin hai. But, based on certain assumptions and 9.1% rate of interest, aapko 21 saal baad approximately Rs. 6,31,260 mil sakte hain.
Agar mein 150000 rs invest karuo to kya mujhe har saal investment karna zaroori he
Yes, minimum Rs. 1,000 har saal invest karna zaroori hai.
i have adout ssa
my doughter having 10year running it is possible to open a account or not.
Yes, it is allowed.
sir
21 sallbad jo amount milega o tax free rahegs kya
Yes, tax-free hoga.
Agar Hum 3000 rupees par month de to 21 years baad kitna hoga
Based on certain assumptions and 9.1% rate of interest, the maturity amount should approximately be Rs. 1,57,815 after 21 years.
1,57,815 or 1,578,153
My daughters birthday is 28 March 2004, can i open SSA for her
Yes, you can do that.
5000 rs saal diye jaye to aprox 21 saal baad kitne ho jayege sir
Based on certain assumptions and 9.1% rate of interest, the maturity amount should approximately be Rs. 2,63,025 after 21 years.
Dear Shiv, I have two questions in my mind. 1.Simply where I have to go to open this account. 2. If I will deposit 1000 rs per year total amount is rs 21000 in 21 yrs, how much amt we will get after 21 yrs.
1. You can get this account opened either in a post office or an authorised bank branch. 2. You need to deposit a minimum of Rs. 1,000 every year for 14 years only (and not 21 years). Based on certain assumptions and 9.1% rate of interest, the maturity amount should approximately be Rs. 52,605 after 21 years.
Dear sir
My baby born at feb 2015 she has completed one month now.can I opened her account in sukanya samridhi yojna
Yes, you can get it opened.
Sir,
Mai har mahine 1000rs deposit karta hoon 21 sall tak to mujhe meri bati abhi 2.5 year k hai to kitna amount milegna.
vinay kumar
gurgaon
Vinayji,
har mahine 1000 Rs jama karna zaroori nahin hai. Aap apni sahuliyat se jama kara sakte hain. Min deposit saal mein Rs 1000 hona zarorri hai.
Agar aap 1000Rs monthly jama karata hain 14 saal tak to 21 saal baad aapki beti ko approximately 6 laks (607,128 ) milega.
Approximately isliye kyonki Govt har saal interest rate change kar sakti hai..Abhi 9.1% hai.
Agar main 500 per month 14 saal jama karu to 21 saal ka baad kitna milega?
Dharamveerji,
500 Rs monthly 14 saal tak jama karane par aapki beti ko 21 saal baad lagbhag 3 lakh 303,564.
Par har mahine 500 Rs jama karna zaroori nahin hai. Aap apni sahuliyat se jama kara sakte hain. Min deposit saal mein Rs 1000 hona zarorri hai.
My daughter would be completed 2 years in April2015. If I deposit 50000 per year than what would be the estimated cost after 21 years?
Sir
Me uttrakhand se hu. Ye a/c kisi vhi post office me open Hoga . or kese direct ya agent ke thru
Please replay me
Ye account direct bhi open ho sakta hai aur agent ke through bhi.
sir I have 2 question..
1.can we deposit amount once in a year or every monthly I have to make the deposit.
2.every year do I need to pay the same amount or I can pay different. Example-1st year-36000
2nd year-24000
3rd year-48000
1. You need to deposit the amount only once a year.
2. You can invest any amount of your choice – minimum Rs. 1,000 & maximum Rs. 1.5 lakh.
Sukanya samriddhi yojana ki state avoilbel hi……?
How to fill form
Sir, aapne Jo 6,00,000 ki scheme show ki hai, uske liye yearly kitna pay Karna padega
sir hmari 2 bitiya hai kya hm alag 2 account khol sakte hai 1st 2year or 2nd 5 year agar in case kuch esa hota h ki sabhi bank 9.1 /ka interest dene lage kuch sal bad to or dusra agar kuch sall bad hm bank mai deposit nhi kr payein to hme 21 sal bad vo pura milega ya nhi
Aap do account khol sakte hain. Har saal kam se kam Rs. 1,000 deposit karne honge.
sir mujhe ye clear karna hai ki jo amount deposite karna hai woh ladki ke 21 saal hone tak bharna hai ya jab se start kiya hai tab se lekar 21 saal.pls help me
Jab se start kiya hai tab se 21 saal.
Dear shiv Sir agar mai aapni daughter k naam par 20000 rupees deposit kruga ta mujhe 21 saal baad kitni money milegi…meri daughter ki date of birth 4 saal hai…
Sir my daughter is of one year can i invest and if invest how much year i have to investt
Yes, you can invest for your one year old daughter. You need to invest in it for 14 years.
Sir any dead line to open SSA account
When is the deadline for SSA account
There is no deadline.
Hi,
Keep me posted on it.
If the account holder was dead before maturity
You can make a request to prematurely close the account and withdraw the amount under special circumstances.
isame riskvar hai ya nahi accidental ya death par parents ke
Nahin, is scheme mein koi risk cover nahin hai.
kindly provide me full illustration of sceem
assuming rs2000 per month
My daughter’s d.o.b is 26.2.2004 ,if we pay rs. 60000 per Ann. When we can close the account , and how much amount we will get at the age of her21 yes.
Based on certain assumptions and 9.1% rate of interest, it should be Rs. 31,56,305 after 21 years.
Dear sir
my daughter date of borthsept 2006 ,if we pay 1000per month .when we can close the acccount, and how much amount we will get at age of her21 year.
Dear Sir plz conform me
18 sall bad 50% nikal sakate hai kya aur 14 saal paisa dipost karna hai ya 21 sall
Yes, 18 saal baad 50% balance aap withdraw kar sakte ho aur 14 saal deposit karna hai, 21 saal baad investment mature hogi.
Sir my daughter age is 8 yrs my plan is invest 1000rs per month is It possible to invest evry month and how many years I hv to invest and how much o will get after 21 yrs.pls clarify sir
Yes, it is allowed to invest Rs. 1,000 every month. You need to invest for 14 years. Also, based on certain assumptions and 9.1% rate of interest, it should be Rs. 52,605 after 21 years.
Hi,
I already have an account of my daughter in HDFC bank from past 5 years..can this be converted into SSA? I know HDFC is not a authorized ban. Please clarify…thanks
Hi,
You need to get it clarified by HDFC Bank officials.
Sir,give me some more clarity on ssa please
Please check this post for further clarity – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
My daughter is born on may 2007.
1. How many years I’ve to pay if I open account on this month?
2. Can I deposit 1.5L this year.
3. If I pay the same above amount every year then what will be the final maturity amount.
4. I guess interest is tax free.
1. 14 Years
2. Yes, you can deposit Rs. 1.5 lakh this year.
3. It will depend on the rate of interest every year and the timing of your contribution.
4. Yes, interest is tax-free.
14000
My daughter age 07.02.2004 can I open SSA ?
Yes, you can do that.
how much i have to invest one time to get yearly 60000 from lic’s pension yogna is it 6,39,610 or is there any service tax
It is Rs. 6,39,610, no Service Tax is required to be paid post April 1, 2015.
Sir
Please provide me a link or anything containing SSA application form, preferably in a pdf format. Finding hard for a clear one on net.
Here you have the link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view
My cousin has a child born in US and he will be coming back to India soon, can he avail the Sukanya Samriddhi Yojana for his daughter?
It is not clear whether this scheme is open for NRIs or not, so you’ll have to wait for further clarification.
sir if i deposit 500per month for 14 years what will be the return amound i get after 21year of child. niw my daughter 110 days old. pls reply to this sir.
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir,
My daughter date of birth is 15.12.2005, It possible SSA plan,
Yes, you can get this account opened.
Sr sukanya samridhi account ARMY POST OFFICE(APO) mei bhi chalu ho gaya kya? Plz janakari dijiye.
Ye info aapko ARMY POST OFFICE(APO) se hi milegi.
Hello sir,good evening
Im very confused that my daughter date of birth is 05.08.2004. Sir Can I open suknnya samriddhi scheme a/c pls reply me sir.
Yes, you can open this account.
Sir,
Mai Assam ke Kokrajhar district ke Gossaigaon me rahta hu. Sare bank ur postoffice ka kai bar chakkar kat chuka hu .par sab ne kuch na kuch kahani suna diya. Kahi ssa nahi khulwa paya. Pls help me.
Please thoda wait keejiye. Kuch din mein guidelines aane ke baad banks/post offices mein ye account khul jaayega.
Sir main last week post office main gaya tha SSA acount open Karen PR post office s reply mila Ki abhi hamare yaha form nahi aaya hai m Kolkatta ke kalakar street post office m gaya tha.
Please thoda wait keejiye. Kuch din mein guidelines aane ke baad banks/post offices mein ye account khul paayega.
Sir meri ladiki ko chaar saal hey.how to apply the form.har mahina kithana investment karna padega.her sal ko 1200 deposit karne tho after21 yrs kithana ayeega?pls inform me
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Mera beti ku 8 years old my monthly 1000 rupees deposit ke 21 age kithna amount ayeega
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
my doughters age is 4 years,for 1000/rs every month in a year after 21 years how much i will get.plz confrom
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir
Good Morning, I thank you very much for your efforts in improving financial literacy for the people of India.
I would liket o have clarification on few points wrt SSA as per the wordings mentioed in Notification.
1- “Deposits in an account may be made till completeion of fourteen years, form the date of opening of the account. ”
My daughter has completed six yeras it means i can deposit the amount till she complete 20 (14 +6) years of age. It means If I will open account in April 2015, I can deposit till Mar 2029. It does not have any relation to the completeion of 14 years of age of my daughter.
2- “The account shall mature on completion of twenty one years from date of opening of the account. ”
It means If I will open account in April 2015 the account will mature in Mar 2036. It does not have any relation to the completeion of 21 years of age of my daughter.
Plz clarify.
Regards
Piyush
Thanks a lot Piyush for your kind words! 🙂
1. Yes, that is correct.
2. Yes, that is also correct. But, you’ll have to compulsorily withdraw the whole balance and close the account as & when your daughter gets married.
Sir,
PNB , BOB, SBI even Canara bank have denied that they have authorized to open the SSA account in their any branch.
Regards
Deepmala verma
Thanks Deepmala for this info! Probably these banks don’t have the required info as yet. Let us wait for some more days to get further clarity on this matter.
I just spoke to my bank (Bank Of Baroda) in Pune. It’s very irritating to note that even they don’t have any information whatsoever about it. Very upset with the same. The Bank Manager tells me “Sir, jab hamare pass information aayegi…. hum wide spread publicity karenge na! Tab tak aap wait kijiye please.!”
🙂 Nobody can do anything about it, we should just wait for it patiently. As and when the scheme gets available with these banks, we’ll get to know about it through newspapers, TV or internet.
Even IDBI call center has denied. I have opened account in Post Office and to my utter surprise they were very helpful and it took just five minutes.
The passbooks are still not available with them and they called me later in two weeks.
All you need is Birth Certificate, ID Proof, Address proof and two photograph of parent/gardian operating the account.
Kalamboli (Raigarh- Navi Mumbai) Post office seripously rocks.
The guy even gave me English form, saying if cannot understand Hindi, but being I was more than confortable with my Rastra Bhasha.
Thanks Deepmala for this info! you can open the SSA account in any post office.
I did visited the post office and SBI both on 6th Mar 2015 as I too was eager to open this account within this financial year. They are aware of scheme but saying that no information came to them so that public can open the account immediately. Nor they know by when it would come. I think it would come only in next financial year.
The scheme already got notified in January, budget has just made its interest income tax-free. So, I think at least post offices should not give such kind of explanations.
Hi, There is a post office near to my place in Bengaluru. They are opening the accounts.
sir My daughter is birth 1.03.2003. Sir can I open SSA account in post office pls tell me
If I deposit 1000/- rupees per month. So after 21years my child how much money gain. Please tell me sir.
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir my doughter 3 years old, i want to open sukany sumruddi scheme please. help me regading this can availe tax binifits.
i am planinig for 5000 per month please guide me how much amount i will get after meturity.
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Meri beti 8 sal ki hai keya me is yojna me acount khol sakta hu agar haa to kitna pessa per year jama karna hoga aur 21 year me kitna melega thanks
Haan, aap ye account khulwa sakte hain. Minimum deposit Rs. 1,000 hai ek saal mein. Maturity amount check karne ke liye ye post check karen – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
sir good after noon
sir My daughter is birth 05.08.2004. Sir can I open SSA account in post office pls tell me sir pls.
Good Afternoon,
Yes, you can open SSY account for your daughter.
sir My daughter is birth 06.02.2004. Sir can I open SSA account in post office pls tell me sir pls.
Sir,
During the time of maturity if the girl child attains foriegn nationality then will the girl/parent get the whole amount still.
Yes, you can withdraw the amount on maturity even as the nationality of the girl child changes.
Dear sir
pls tell me what are the steps of an opeing of sukanya samruddi yojana account.
Thanks/Regards
L.Raghavendra
8861440191
Hi Raghavendra,
You need to approach the nearest post office with the application form, birth certificate of the child and residence & id proof of the guardian to open the account. Rest of the procedure will be explained by the post office officials as they start accepting these forms.
Dear Sir,
My few questions below (if i open account in Post Office):
1) Mode of payment (DD/Cheque/Cheque) when i deposit the amount?
2) Can i deposit the amount from any post-office or from the dedicated PO in city?
Thanks in advance.
Regards,
Pawan
Hi,
1. Mode of payment cab be any of these – Cash or Cheque or DD
2. Any Post Office
Sir meri beti 6 year ki hain Is yozna ke anusar 14year tak paisa jama karna hain aur iska maturity period 21 year ka hain sir main 2000 p.m.jama karne par 21 year me kitna amout milega
Agar rate of interest 9.1% fixed rehta hai, to aapko 21 saal baad approximately Rs. 12,50,609 milenge.
Hi,
I think one more factor that strongly plays a key role is when the time of the month when you are depositing the amount. I am sure not everyone will be able to deposit the maximum limit amount at the beginning of the year. I guess in that case, if someone deposits the amount on installment basis throughout the year, then the interest amount may just be marginally lower. Your thoughts on the same?
2nd point: A very good idea is to invest in Sukanya Samriddhi plan and also open a PPF Account for the child. This way you can reap maximum benefits. 🙂 🙂
Hi Kapil,
1. I completely agree with you on this.
2. I agree with you on this. I think one should also go for equity mutual fund SIPs to reap maximum benefits. 🙂
Dear Shri Kukreja,
It is wrong to blame Govt. Would private banks or institutions would do better. I got application form from Head Post office at Delhi. The post master explained me details as well. He was very cooperative.
Hi Mr. Rakesh,
You are the first person on this post who has praised either the post office guys or bank officials and you know I am really happy to know that you got the required help from somebody there. Honestly speaking, I want our post offices or the public sector banks to be highly efficient, in fact equally efficient as the private sector banks are.
But, I think you have not seen how public sector bank employees or post office officials deal with the general public. I am not saying all officials are rude, there are very efficient officials as well and very cooperative, but majority of them are not. Just wanted to know have you been able to open an account?
My experience with the private institutes are no better. In fact I could get an application form from Head Post office at Patel Chowk, New Delhi. Mr Roop Chandra the Head Post master was very cooperative .
I am NRI. I would appreciate if you could answer belown asked questions ASAP.
Am I eligible to open an account for my 10 year old daughter?
If yes, what documents do I need to provide?
Can I open this account online?
Can grand-parents of my daughter open account for her?
Thanks,
-Vijay
Hi Vijay,
It is still not clear whether NRIs would be allowed to open this account or not. I’ll share the info here as soon as I get any update.
Thanks.
You are welcome!
Dear sir
I have visited to our local post office I have got the ssy form while submitting the form in post they asked me aadhar card.AS I have read in the instructions of ssy schme in there I think anywhere it is not mentioned that aadhar is needed I was having e-aadhar they told me it is not acceptable then I have state bank of india. Bank of india there I come to know that nobody is having the information of the ssy scheme in state bank when I asked to branch manager exactly he was also not knowing then I opened the ssy scheme from my mobile Internet and showed that your bank name is there
What I want to say is take some necessary action because lot many peole are interested for this
Thanking you
regards sushant
Thanks Sushant,
I know a lot many people are interested in this scheme. I hope the government will take quick actions to disseminate the required info to the public sector banks.
Good Morning
my daughters age is 4 years,for 1000/rs every month in a year after 21 years how much i will get.plz confrom
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Hi Sir,
Can you please upload the filled application form for better understanding
Hi Prabhu,
Let me try to do that by the evening today.
I have 4 1/2 year girl child. In the first year, if we are depositing Rs. 1.5 lac and for the rest of 13 years we will deposit Rs. 5000 per year, then how much amount we will get after maturity i.e 21 years.
Please clarify.
Sir, When I heard abt. SSY I tried at posts office. But no response. Can somebody pls tell when SSY form/link available
Sir,
I have approached post master about this account, he is asking aadhar card.my baby is just 11 months old.Is it mandatory to have aadhar card for this account. I have read that date of birth certificate is enough and parent’s address proof is needed for this account. But they are asking aadhar card to open this account.clarify my doubt as soon as possible.
Hi Sandhya,
I don’t think the girl child’s UIDAI Aadhaar Card is mandatory to open this account. Even if they are insisting for a Aadhaar Card, you can provide the guardian’s Aadhaar Card. Even then if they don’t open the account, then I think you should wait for a few more days to get clarity in this matter.
THANKS SIR.
You are welcome Sandhya!
Merit beti ki dob 22-05-2005 hair,uska account kholne ki kya prkriya Kari,,
Aapko beti ka birth certificate aur apna id proof, address proof post office le jaana hoga. Wahaan ja ke aapko poori prakriya bataayi jaayegi.
Please tell me.
Hi
can you pls let me know whether can i deposit 1.5 lacs per child or my overall limit is 1.5 lacs
Hi Ankith,
You can deposit Rs. 1.5 lakh in each of your accounts i.e. a total of Rs. 3 lakh.
Thanks Shiv. Economic times link says otherwise.
http://economictimes.indiatimes.com/wealth/savings-centre/analysis/budget-2015-is-the-sukanya-samriddhi-yojana-better-than-ppf/articleshow/46483823.cms
even postmaster is not clear ..i have opened accounts of 2 daughters .i am really confused.shud i cancel 1 account n open another account in my wisfe name . pls help
Hi Ankit,
As per the wordings of the Circular – “the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year”. At the same time, two accounts can also be opened. So, I think one can contribute a total of Rs. 3 lakh in two accounts. I think we will get further clarity on this in a few days time.
1) Sir please let us know when you get to know if any of the PSU banks are providing this forms
2) Secondly when is the last date to enroll in this scheme
3) If we get enrolled in the nearest post office today, tomorrow will there be a option for people to shift to a PSU banks
4) Have you come across any information regarding online payment for this scheme
Hi Anil,
1. It really depends on the authorised banks how soon they make their forms available. It is not in our hands.
2. There is no last date for this scheme.
3. Yes, there will be an option to migrate your account to an authorised bank.
4. No info as yet about online payment facility.
i think some mistake your calculator just like when i invest a 1000 per year then the interest was 9.10 then the money is 1091
now when i am deposit per month 100 rs then the total amount was 1200
interest was 9.10 then total amount was 1259 how ?
From where have you picked Rs. 1259 Prakash?
according to your calculator when i am deposit 6000 per year then the total amount was 3,15,630 found
when i am deposit 500 per month then total amount was 1 year is 6000then the total amount 3,12,652 found
why amount is differ each other
The calculation in the table is correct. In monthly option, you’ll get interest on your monthly deposit. In lumpsum deposit, interest will be calculated on the whole amount for the whole year.
I went to the nearby post office to my house and found that most of the Post offices are migrating to Core Banking and no new accounts are being opened till 1st April. Alternatively, I went to SBI Branch near to my house and Bangalore Main Branch, they told to visit after 1st week of Apr. So I intend to open the account but not getting any proper direction.
I think you should wait for a few more days for these banks/post offices to receive precise guidelines regarding this scheme.
Can you please upload the filled application form for better understanding
I’ll do that by tomorrow positively.
Sir,
Would like to know if NRIs can open this account. My sister with her family is abroad working there. Can she open an account for her daughter or me open an account for my niece as a guardian.
Thanking you in anticipation, look forward to receive your reply.
With kind regards
Sherine
Hi Sherine,
It is still not clear whether NRIs would be allowed to invest in this scheme or not. I’ll update it here whenever there is clarity regarding the same.
@Sherine,
If your are filing your income tax in India you can surely invest and claim benefit. also for the better future of your daughter as well you can invest.
My daughter is born on 10th November 2003 can I open an account
No, your daughter is not eligible for this scheme.
Sukanya Samriddhi Account (SSA)
For whom
Only for Girl Child.
For every Indian Citizen.
Age Limit
From the birth till she attains age of 10 years.
By whom
By the girl child who has attained the age of 10 years or by the natural or legal guardian.
By the Individual but by the natural or legal guardian for the minor child.
Where to open
Post office and nationalized banks but not private banks.
Number of Account
One account for each girl child, maximum up to 2 or 3 accounts if twin girls are born in the second birth or triplets are born in the first birth
Minimum Contribution
Rs.1,000
Maximum Contribution
Rs.1.5 lakhs in all accounts.
Interest Rate
9.1% per annum for fiscal year 2014-15.
Tax Benefit
on the Contribution
Contributed Amount will be deductible u/s 80C.
Time Period of contribution
Minimum tenure of contribution is 14 years from the date of opening of account.
Maturity
21 years from the date of opening of account.
Penalty
Rs.50 per year if minimum contribution is not made.
Mode of Deposit
Cash or Demand Draft or Cheque
Premature
Withdrawal
Allowed up to 50% for the girl’s higher education and marriage after she attains 18 years of age
Loan
No loan can be taken on the SSA balance.
Taxation on Maturity
No tax will be levied on the maturity amount.
India Post wants to open 1 crore Sukanya Samriddhi Yojana accounts by March 31, 2015 – http://articles.economictimes.indiatimes.com/2015-02-03/news/58751588_1_girl-child-sukanya-samridhi-india-post
Can anybody trust India Post’s claims?
So that is approx 5,88,235.29 accounts per working day (remaining days of March)! Very uphill task!! 🙂 🙂
People are hungry, there are lines to order food in the restaurant, they are ready to pay for it and there is nobody to cook food for them. Very strange!
Dear
whether we can invest online also as in our town post office nd banks are not yet started to take investment in this sukanya samridhi yojna.
regards,
vivek agarwal
Mr.no. 9835602566
Unfortunately, online investment facility is not there as yet for this scheme.
Sir I have a question that if any one open this scheme and unfortunately girl child parents died or any one of them died then there is necessary to deposit money in scheme. what are the benefits to girl child.
Please tell.
Thank you.
Hi Rajesh,
You can make a request to prematurely close the account and withdraw the amount under special circumstances, like death or medical support in life-threatening diseases etc.
Hi,
Can NRI open this account (SSY) in India…Secondly I asked SBI ,they have no any information about this…
Pls advice
Regards..
Chandra
Hi Chandra,
It is still not clear whether NRIs can open this account or not. You’ll have to wait for a few more days to get clarity regarding this.
Its pathetic that the Banks do not have any information yet about this account ! Atleast they should be given with some information as to whats the timeline they shall have this available – but surprisingly the Bank managers are clueless about this account 100%. Very Bad organising. If they are not ready to roll out then why send out the communication! – Isn’t these basic common sense!
I agree.
Hi Shiv ji
There is a confusion in the investment period. Is it 14 years from the time of account opening or is it till 14 years of girl age?
When my friend enquired in post office about his daughter who is 9 years now, they told he can invest for next 5 years only.
Please clarify.
Hi Mr. Nagaraj,
There is no confusion here, it is for 14 years from the date of opening of the account.
Thanks Shiv ji.
I am planning to visit Andhra Bank to open this account. I hope bank has all details required.
You are welcome! I don’t think these banks are fully prepared yet to open an account, but if you are able to, please let us know.
Hello All,
Most of the nationalised banks are still not prepared for this new account yet as SSA account is not created/configured in Finacle or any other Core Banking Product yet. I got this update from SBI, Canara and Corp Bank. Probably from 1st week of Apr all the intended banks shall start advertising the same n then we can invest.
Thanks a lot Sudhi for this info!
Hi
Meri bhatiji 7 year ki HAI but uski mummy ki dath ho gai hai or uske papa ki mansik halat Bhabi ki dath k baad thik nhi puri jimedari me or mere papa utha rahe hai par jab post office me gye to in logo ne meri bhatiji ka form bharne se mana kar diya agar kisi bachhi k parents nhi hai to kya vo bachhi is yojna ka labh nhi le payegi ye konsa kanun hai
Koi bhi legal guardian aapki bhatiji ka account khulwa sakta hai. Agar post office account kholne se mana karta hai, to aap head postmaster ko complaint kar sakte ho.
Dear Mr Kukreja,
I want to open SSA for my daughter, she is 9 yrs old. Kindly give clarity on below points:
1. If I open account in this march with 50k, will I get the interest for this financial year 2014-15 on 50k
2. As no bank has any information about this scheme can I migrate this account from post office to SBI.
3. As my daughter is 9 yrs old and according to the scheme we have to deposit till 14 yrs and by the time account will mature she will be 30 yrs. If she gets married before that time can we withdraw the whole amount.
Regards,
Tahir Saifi
Dear Mr. Tahir,
1. It is still not clear how the interest would get calculated in this scheme. But, assuming interest calculation is like PPF, you would not get any interest for the month of March.
2. Yes, you can migrate this account later on from post office to an authorised bank branch.
3. It is mandatory to withdraw the amount and close this account whenever your daughter gets married, whether she gets married at the age of 19 or 22 or 25 or any other age, but not beyond 21 years from the date of account opening.
From when we can open sukanya samriddhi account in bank ,i want to know actual date plz rply from guwahati
Even we don’t know the exact date from which the authorised banks will start accepting the application forms for this scheme.
I want to know actual date open sukanya samriddhi account in bank plz rply from guwahati
Dear Sir,
Today I am open Sukanya Simariddhi Account for My daughter kindly tall me the Sukanya Simriddhi Account or Sukanya Simriddhi Yojna there are deffrant or same account.
Thanks,
Regards,
Ram Gopal Maurya
Dehra Dun
These are the two different names of a single scheme.
Dear sir,agar per year 1000 deposite karu to 21 yrs main kitna milega aur per month 1000 deposite karu to 21 yrs main kitna milega
Hi Rajesh,
Please check this post to find the maturity value after 21 years in both the situations – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Can you please upload the filled application form for better understanding
Hi,
Can you please upload the filled application form, it will be more helpful to me.
Thanks,
Zak
Hi Shaily, Hi Zak,
I’ve already finished my work on the post with a filled application form. You can check the post here in the morning tomorrow.
Pls upload application form
Hi Amresh,
I’ve already finished my work on the post with a filled application form. You can check the post here in the morning tomorrow.
sir My daughter is birth 01.12.2003. Sir can I open SSA account in post office pls tell me .
Hi Aaditi,
No, your daughter is not eligible to open this account.
Aadhar card of whom? I m in madurai whether I can open an account in my moms place using my madurai address. Or shalli use my moms address as guardian
Yes, you can do both.
Meri 3 betiya h jinki age 4years; 6years; 9years h hum up ke h agar hum 3000 per month jama karte h to mume kitna melega
Aapko approximately Rs. 18,75,914 maturity amount milega after 21 years.
sir. even post office in u.p don.t no about the scheme.
It is disappointing.
Sir
In the SSA openning form, serial no. 9 (ii) Date of majority. What does that mean? Majority or maturity? Plz clarify on that.
It is the Date of Majority. As it is a common application form for various Post Office scheme like MIS, RD, TD etc., there is separate space for a minor’s details. But, as SSA is a scheme for minors only, it will be applicable for all. Date of Majority will be 18 years from the Date of Birth.
I have also posted an article having a sample duly filled application form, please check – https://www.onemint.com/2015/03/12/sukanya-samriddhi-yojana-sample-filled-application-form/
meri ek beti hey jiski umar 10year8thmonthhey kay mian sceam maiy invest kar sakta hui
Agar aapki beti December 2, 2003 ke baad born hui hai, to aap is scheme mein invest kar sakte ho.
Hello sir. I am interested suknya dev yojna my 3 doughter..I am investment sheme..plz contact me .8690910547. Thanks.
Dear Kukreja ji
visited state bank of india rohini sector-18 delhi branch today for opening of account under the above scheme for my daughter and the bank tells me that they have not received information as to how to open account under this scheme.
any advice as to how to open the account in the bank
or any redressal mechanism.
thanks for the nice article
regards
dr manoj
Thanks Dr. Manoj,
I think you have two options, either wait for the banks to start opening these accounts or open an account with a post office right now and later on migrate it to a bank. So, if you are in a real hurry to open this account, opt for the second option.
thanks kukreja ji for your reply
i will wait for the bank to start opening accounts.
however i also wrote email to cabinet ministe menaka ji through official website of ministry of women and child development citing difficulties faced by common people like us.
ground work by ministries need to be done placing standard operation procedure before making announcement.
i can sending you a copy on your email address [email protected]
thanks again
dr manoj
Oh that’s great, thanks!
sir if I deposit 100000/- yearly an my child born 15jan 2007 what and when amount we got for my child
Hi Sujit,
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
It would be approximately Rs. 52,60,508 after 21 years from the date of opening this account.
Dear sir mera and meri daughter ka a/c IDBI Bank me hai ‘meri daughter ka age 9year 11month hai . Bank ka kahna hai Ki hum a/c 1month ke bad hi khol payenge . pls reply kya karna hai.
Agar aapko IDBI Bank mein hi account khulwana hai to ek mahine wait kar leejiye, nahi to post office mein khulwa leejiye.
Form kab take mil sakte hain
Forms to mil rahe hain, but account nahin khul pa rahe hain. Ye hai form ka link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view
My daughter’s birth date is 15 december 2004, mere pass aur kitana time hai account open karne ke liye ? F Y 15-16 main kya account open kar sakati hun ?
Aap apni daughter ka account December 1, 2015 tak open karwa sakte ho.
Kukreja sir,
i would like to inform you that when i went indian overseas bank sector-45, Noida , SBI sector-66, Noida & PNB sector-66 Noida for opening the account every banks told me that we have no facility for opening SSY account then i again ask them how much time this facility will be available in your branch they told me we don’t know so as a common man where i go for help as per RBI issued a letter to all authroised bank for necessary action (apply this facility) in their branches but after that they are no any fear and bluntly denied to their customer when they inquiry for this facility so please can any ph.no. or e-mail address for sending our quires for these bank branches
regards,
sandeep Kumar
Hi Sandeep,
You can get this account opened with a post office at present and next year whenever these banks are fully operational to open these accounts, you can migrate your account from post office to an authorised bank branch.
Dear sir
My daughters age is 10 years I would like to open an account .so can I pay 1,20000 now n then 1000 per month.so that her maturity date begins from 18 years of her age.
Dear Tasneem,
This account will mature either on completion of 21 years from the date of opening this account or when your daughter gets married, whichever is earlier.
Hi sir
Per year kitne rs jama ker sakte hai or sir meri beti 7 year ki hai agar main yearly 10000rs jama karta hun to kitna milega or yeh kab tak jama karne hai
Meri beti ka birthday 20oct.2014 .hai .kya main. Ac.khol sakta hu.
Yes, aap account khulwa sakte ho.
Hi sir
Meri beti 7 year ki hai agar main yearly 10000 thousand jama karta hun to kitna milega or yeh kab tak jama karna hoga or per year kitna jama ker sakte kai
Hi Sanjeev,
Minimum 1,000 aur maximum 1,50,000 jama kar sakte hain. 14 saal tak jama karna hoga, 21 saal baad paisa milega. Kitna milega ye rate of interest pe depend karega.
4month.ki hai meri beti.main ac.khulwa sakta hu.
Yes, aap account khulwa sakte ho.
Dear Sir,
Do I need to deposit fix amount (like RD) every month or can i deposit as per my wish.
You can deposit as per your wish.
i want to know that can i deposit monthly if so i chose 5000 per month is it fix or one month 5000 next 4000 then 2000 like bank saving account
You can deposit any amount of your liking, be it Rs. 5000, Rs. 4000 or any amount. Also, it is not compulsory to make a deposit every month.
Sir main 1000 rs yearly jama karata hoon to 21 saal bad kitne milenge or kya beech main extra bhi jama Kara sakte hai.meri beti Ki dob 01/06/2005 hai
Sanjayji,
Ye post check kar leejiye – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Ismein aapko maturity value mil jaayegi. Aur, aap beech mein bhi amount deposit karwa sakte hain.
Sir meri beti 8 saal ki hai muje uski Saadi 21saal ki jab hogi to karni hai mai 12000har saal jama karu to kitna milega wo sun nahi sakti
13 saal baad aapko approximately Rs. 2,65,262 milenge, agar har saal rate of interest 9.1% hi rehta hai aur aap 1st April ko paisa deposit karte ho.
Dear sir; yadi me ek hajar har mahine jama karta hoo 14 saal tak, to mughe 21 Saal ke bad kitna amount milega?
Approximately Rs. 6,25,305 – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir e btaye ki is yojna ka labh ek ladki ke liy ek hi account kholwa skate hai
Yes, ek beti ke liye ek account hi khulwa sakte hain.
Mere beti ke date of birth 20 January 2014 ka hai agar main March 2015 se 150000/- per annum investment karta hu to 14 years me kitana or maturity par kitana milega.payment mode yearly hi rahega Ya quarterly ya halfly ka hi system hai.Yeh guaranteed to hai….????
Rate of interest har saal change hoga. Deposit saal mein ek baar karna hoga, but zyaada baar bhi kar sakte hain. Please check this post for maturity value – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir, kya is scheme me rate of interest change Ho sakta hai ke 9.1 he rahe ga.
Prakashji, rate of interest har saal 1st April ko revise hoga.
My daughter ‘s date of birth is 2020-04-2007. Can I get the benefit of the good opportunities for sukanya samariddhi yojana?IIf l want to deposit rs 2500 per month, then what amount will get after 21 age?
Yes, you can get an account opened for your daughter. You will get approx. Rs. 15,63,262 after 21 years with Rs. 2,500 per month deposit and 9.1% rate of interest. https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
My daughter ‘s date of birth is 20-04-2007. Can I get the benefit of the good opportunities for sukanya samariddhi yojana?If l want to deposit rs 2500 per month, then what amount will get after 21 age?
Yes, you can get an account opened for your daughter. You will get approx. Rs. 15,63,262 after 21 years if you deposit Rs. 2,500 per month and rate of interest remains 9.1%. https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
mere beti 4 saal ke hai me per mount 1000 Rs jama karta hu to ye amount 10 sal tak hi jama karna hai ya 21 sal tak jama karna hai or iska 21 sal ke baad kitna amount melega
Aapko is account mein 14 saal tak paisa deposit karna hai. Aap apni beti ki marriage ke time poora paisa nikaal sakte ho ya phir 21 saal complete hone pe. 50% balance aap apni beti ke 18 saal complete hone pe nikaal sakte ho.
21 saal baad aapko aaproximately Rs. 6,25,305 milega agar interest rate 9.1% hi rehta hai to.
https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
My daughter is 4 yr , if I pay every month 1000 rs n in case I skip 2 months in between then that 2000 rs later can i deposit is ok or if I cannot deposit every month but. I can deposit 12000 rs evey year can I do ? Pls let’s I want pay evey year I cant deposit evey month
You need not deposit every month. It is ok to deposit once every year.
sir mere do bache h ek beti aur ek beta kya m apni beti ka account khulwa skti hu iss scheme k under
Hi Nitu,
Agar aapki beti ki date of birth December 2, 2003 ya uske baad ki hai, to aap ye account khulwa sakte ho.
Sukanya Samridhi Yojna ka rate of interest kya hai aur ye RD ki terah hi calculte hoga
fayda kisme hai monthle jama karne me ya annually jama karne me eject kitne paise dene honge aur kitne milenge jaise 1000 aur 2500 per month ya 12000 aur 30000 Rs annually jama karne pata kitne paise milenge
Rate of interest 9.1% hai. Annual deposit mein zyaada faayeda hai. Please check this post for maturity values – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
kya hum is account ko bank me bhi khulva sakte hai jo bank aapne listed kiye hai
Abhi banks ne ye account kholne shuru nahin kiye hain.
Sir yeh account kab start ho rha hai
Post offices mein ye account khul rahe hain.
Sir muje ye jaana hai ki hamare yaha post office me likha hai ki 1000 x14yearsaap saving karo ge toaap ko6.07128rsmuje 21years ko milega kya sahi me aisa hoyega
Anilji, aapka question clear nahin hai.
Sir,my daughter 14 years old .pls suggest a plan for future.
Sorry, we don’t provide financial advice in this manner.
Sir, muje yeh janna hai ke ham annually 10000 deposit kre to hme 21sal bad kitna milega.aur kya hme phle aur be paise deposit krane padehngae
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Minimum Rs. 1,000 aur maximum Rs. 1.5 lakh deposit karaane honge.
Sir,
I am aged of 74 years pensioner. I want to invest in the scheme on my son’s daughter as my son is not earning member. If i am expired within the period (14 years ) whether the amount as on the date will be paid to the child or not, then so what ?
phone : 9949529784
Sir,
You can make a request to prematurely close the account and withdraw the amount under special circumstances like death of the guardian/parents etc.
Sir,
My daughter ‘s date of birth is 18-10-2006. Can I get the benefit of the good opportunities for sukanya samariddhi yojana?If l want to deposit Rs.500 per month, then what amount will get after 21 age?
Yes, your daughter is eligible for this scheme. Please check this post for the maturity amount – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
sir if I deposit 12000/- yearly an my child born 12 dec 2011 what and when amount we got for my child
REPLY
You need to invest for 14 years, you’ll get maturity amount after 21 years depending on the rate of interest & time of deposit.
Dear Mr. Shiv,
I want to invest in my daughters name, who is 8 years of age, in this new scheme of Sukanya Samridhi Account. How can I show this investment in my HUF file?
You need to consult your CA for that.
Si
Sir meri ladki 6/10/10 ki hai kya mai abhi ye sckeem me seving kar sakata hu?
…maine suna hai ki ye sckim closed ho gai hai kya ye sach hai?
Please Reply me ASAP…….
Yes, aap apni beti ka account khulwa sakte hain. Ye scheme abhi close nahin hui aur close hogi bhi nahin.
Sir ji m pnb me account khulwana chahta hu kya bhattu kalan dist FATEHABAD haryana m khate khulne suru ho chuke h
Rajpalji, ye information hamaare paas nahin hai.
Sir ji daughter date OB 12_11_2005 h m 72000 yearly jma krata hu to kitne milenge plz ans
Please check this post for maturity value – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Dear Sir,
Plz. tell me sukanya dev yojna and Sukanya Samriddhi Yojana because i want to know best plan , i have a girl child age 3 years 8months so plz. sir give me response as soon as possible.
thanking you………..
Regards
Lokendra singh Rajput
Dholpur(Raj.)-328001
+91-9929040567 , 7891456456
Please check this post, it has all the details you require – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Sir jab hum a/c kulwane jate hai to humko konsi id proof chahiye hoge. Aur belence month ke hisaab se jama karna hoga ya year ke . Pleese ans me. Dhanywaad.
Id proof mein aap Passport, Aadhaar Card, PAN card etc. use kar sakte ho. Aapko saalo mein minimum ek deposit karna zaroori hai.
Meri do beetian hai kya mai dono ka account open kr sakti hun dono ka 1.5lac,1.5lac deke
Aap do account khol sakte ho 1.5 lakh deposit kar ke in each account.
Sir . Mujhe 1000/=pr month jama karna hai. Jab hum A/c khulwane jate hai to hum ko kitna rupya jama karna hoga .Pleese ans me DHANYWAD.
Rs. 1,000 se account khul jaayega.
Hi
Can we deposit each 1.5 lacs per annum for both my daughters so intotal 3 lacs per annum for both the childs. Or is it 1.5 lacs per family?
Pavan
Hi Pavan,
As per the wordings of the Circular – “the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year”. So, I think one can contribute a total of Rs. 3 lakh in two accounts.
Sir
Her sal amount kam jyada jaise ki kbi 50k ya kbi 70k jama krr sakte h or sal k andr kbi bhi plz reply.
Ji haan Nadeemji, deposit amount kitna bhi jama kar sakte hain, minimum Rs. 1,000 & maximum Rs. 1.5 lakh.
For two daughters is the max limit in one year Rs 1.5 lakh per account or 1.5 lakh combined?
Hi Kshitij,
As per the wordings of the Circular – “the total money deposited in an account on a single occasion or on multiple occasions shall not exceed one lakh fifty thousand rupees in a financial year”. So, I think one can contribute a total of Rs. 3 lakh in two accounts.
dear sir meri 3 bhatijiya hai 1 saal, 5 saal aur 9 saal mujhe form chahiye kha se milega or kitni maturity milegi
Ye form ka link hai – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view
Maturity ke liye ye link check keejiye – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir meri ak hi beti hai aur koi santan nhi hogi to uske liye aur koi plan hai ya yhi haai
Pawanji, aapka question clear nahin hai.
Sir,
What happens if unfortunately Guardian of the girl faces any mishappening like death before maturity ? Will the amount till that time with interest be paid to girl or govt or bank will continue till maturity?
Under special circumstances, like death or medical support in life-threatening diseases etc., you can make a request to prematurely close the account and withdraw the amount.
sir ,
I want to know for how much time this yogna will exist.
Mai agar iss ko november 2015 mein account apni beti ke naam se open karta hoo to account open ho jaye ga ?
Is Yojana ki koi aakhri date government ne announce nahin ki hai, to aap kabhi bhi account open karwa sakte ho.
ham kam se kam kitne jma krva sakte hai or kya ham monthly jma kra sakte hai
Kam se kam Rs. 1,000 jama karaana hoga ek saal mein. Monthly bhi jama karwa sakte hain.
SSA AGAR MAI 14/03/2015 KO KHULWATA HU TO MERA INTREST KAB JUDEGA 14/03/2016 ME AUR 1 MONTH ME 2 BAR DEPOSITE KAR SAKTE HAI AUR AGAR SSA POST OFFICE ME HAI TO MAI YE ACCOUNT IDBI BANK ME KAR SAKTA HU
1 month mein 2 baar paisa deposit kar sakte hain. Baad mein IDBI bank mein bhi migrate kar sakte hain. Interest calculation method abhi clear nahin hai, but mujhe lagta hai ye PPF ki tarah calculate hoga.
Meri beti ka umra 9 sal hai mei abhi account khulata hu aor Mai 30000 rupia sal ka jama karata hu to mughhe 21sal bad meri beti ko kitana milega
sir,i have open a account with deposit of rs-1000, so i want to know about it
What do you want to know about it?
Hi sir
This my child per month 1000/Deposit also
Aapki query clear nahin hai.
Ssa Hi sar hame online banking se per Month deposit karna hi
Is scheme mein online deposit facility abhi available nahin hai.
hello!!! sir,
This is Jyothsna who is eager to know the details about opening of bank account.So can u please help me in informing the details about it
Hi Jyothsna,
Which bank account you want to open and how can we help you in that?
Sir.mai apni betica account kholke Rs.1000 per months bharta ho to aage mujhe kya faida hoga
Aapko aapke deposit pe 9.1% saal ka interest milega.
Sir agar ladki ghar chod kar vagjati ha to
Sir
kya hr sal amount km ya jyada krr sakte h jese ki pehle sal 50k or dusre sal 75k or sal m ek bar hi jama krr dia kre.
Please reply
Nadeem
Yes, aap kitna bhi amount deposit kar sakte hain between Rs. 1,000 and Rs. 1.5 lakh. Aur saal mein ek baar hi zaroori hai, har mahine karna zaroori nahin.
sir, single parent me se koi ek sukanya samriddhi yojana account khol sakta hai agar unka officially divorce na hua ho to?
Yes, khol sakte hain.
sir Allahabad bank me ye yojana hai…yadi hai to please link me application form
Yes, Allahabad Bank mein ye Joyana service ki jaayegi, but Allahabad Bank ne abhi forms dena shuru nahin kiya I think.
sir iss scheme mein interest rate 9.1% Hai ya 9.10% hai
Hi Yatish,
9.1% aur 9.10% mein kya farak hai?
Sir ,
Mere firist daughter hue h jo matar one month ki h kya yeh yojana lagu hogi kya
Prithviji,
Aap apni beti ke naam pe ye account khulwa sakte ho.
From when we can open the SSA Account in the banks….. as off now bank staff don’t know what is SSA…….asked from Corporation bank Dehi …… even bank seniors in head office is aslo not replying…..
Regards
Vivasvan
I think from next week banks will start opening these accounts. You can check with them again probably on Friday or so.
Sir meri bati 13 years ki ha kay me account open kara sakta hu
Nahin, aap apni beti ki naam pe ye account open nahin kar sakte.
sir meri betiya 5year ki hai aur ham 1000 rupya par month jama kar sakte toa 15 saalke liye ho skta hai
Arvindji, aapka prashna samajh nahin aaya, dubaara poochiye.
I think from next week banks will start opening these accounts. You can check with them again probably on Monday or so.
My daughter has 1yr l want to take this scheam 2 time per anamum
Your query is not clear.
sir, can I open an account with flexible amount? or its like normal RD? ie if I started with 1000 in monthly scheme , in next month can I deposit rs2000? or only 1000?
Monthly deposit is not required, you can make a yearly contribution as well. But, if you want to make monthly contributions, it could be any amount.
Pl. Let me know if Bank of Baroda, Thane(west) branch is nominated br. for Sukanya S.Yojana or any other nearby br. ?
We have no idea about it.
Sir,
My daughter was born on 3 jan,2005 i.e. she is now 10+ . So , am I eligible to open SSY account?
Hi Sanjay,
Yes, your daughter is eligible for this account as she was born after December 2, 2003.
Sir meri beti ka birth-jan-2015 me hua hai kya mai apni beti ke nam se a/c open karwa sakta hun
Yes, aap apni beti ke naam se ye account open karwa sakte hain.
mera ppf account Bank of india me hai. kya mai sukanya samruddhi yogana same bank me open kar sakta hu kya?
Iski jaankaari aapko bank se hi leni padegi.
I WANT TO OPEN SSY PLAN IN BANK OF BORADA THROUGH ONLINE ,CAN IT POSSIBLE.IF YES THEN TELL ME HOW I GET APPLICATION FORM
It will be possible as & when Bank of Baroda starts opening these accounts. They have not yet started giving the application forms.
Sir SSY account sirf ladakiyon ke liye hai kya future me ladako ke liye kuch yojana aane wali hai?
Iska answer Finance Minister de sakte hain, mujhe iske baare mein unhone kuch nahin bataya.
🙂
Sir,
Me account open kiya 15 tarikh ko monthly schme me,
2nd install mereko wohi 15 ko ya kaunsa tarikh ko bharna he?
Install dene me late ho gayi to kya fine lagegi.
Hi Suryakanta,
Aapko is account mein har month paisa deposit karna zaroori nahin hai. Saal mein ek baar bhi deposit karne se chalega. Agar saal mein ek baar bhi deposit nahin karte to Rs. 50 penalty deni hogi.
Sir
Actually I want to known is it sure return or theft my cash like cheat funds.mob no-9853643719
It is a government scheme, so no cheating. But, you should get this account opened yourself. Do not trust any individual with cash or cheque.
Sir.
Kya meray bank account say automaticly uojna may peysa jama hojayega ?
Abhi tak automatic transfer ki facility nahin hai.
meri beti ka birth 12/11/2004 hai jo 10 age hai kya mai apni beti ka account sukanya dev yojna mai khulwa sakta hu ?
Yes, aap apni ka account khulwa sakte hain.
ssa
perants living in delhi but not having any id proof of delhi can open this account but daughtr having birth certificate frim delhi ?????
eligible or not ??
SSY
perants living in delhi but not having any id proof of delhi can open this account but daughtr having birth certificate frim delhi ?????eligible or not ??
Yes, the girl child is eligible for this account.
meri ak beti hai aur uska umar 14 saal hai tho yojana lagu ho ga ki nahi.
Nahin, aapki beti eligible nahin hai.
Agar smy se phle bachhi ki death ho jaye to sir
In that case, balance amount parents/legal guardian ko mil jaayega.
I hv gt a form from post office in karkardooma… Bt its a different form which is dere in the net.. I m confused n i dnt knw hw to fill it
Are you sure you have got the correct form? Please check this post, there is an updated form for this scheme which the RBI has issued on March 11 for all the banks & post offices – https://www.onemint.com/2015/03/16/sukanya-samriddhi-yojana-updated-list-of-authorised-banks-to-open-an-account-specimen-application-form-passbook/
Dear Sir,
The clause about ’14 years’ is not clear. Is it that we can invest till the girl attains 14 years of age or we can invest for 14 years from the date of opening the account.
And what if the girl child is 10 years old when opening the account? Can we invest 5 years only or till she attains 21?
Regards,
Swaminathan
Hi Swaminathan,
14 years or 21 years has nothing to do with the age of the girl child. You need to invest for 14 years from the date of opening this account. Similarly, you can withdraw the balance amount after 21 years from the date of opening this account or whenever your daughter gets married, whichever is earlier.
Thank you so much for the quick reply. It helps. May God bless you.
Regards,
Swaminathan
Thanks a lot for your blessings! 🙂
Sir
Kya u.p wale haryana me account khol sakte hai
Yes, khol sakte hain.
Hallo, sir years yojana start Kab hui hai
Ye yojana 21 January ko Prime Minister Mr. Modi ne shuru ki hai.
Air is yojana kis Umar suru hokar Kab tak suru rahegi
Kya ye account patiyala bank me khulwa sakte hain
Ye aapko Patiyala Bank se confirm karna padega.
Ye yojna udaipur me start ho gayi he ya kab tak start ho jayegi
Ye yojana poore India mein start ho gayi hai, but kuch banks/post offices abhi tak iske accounts khol nahin pa rahe hain.
1000 rs har mahiney jama karwaney per 14 saal baad lagbhag kitna paisa return milega
14 saal baad paisa return nahin milega, 21 saal baad milega.
Sir,is account mein per month deposite karna jarori he kya
Nahin, saal mein minimum ek baar deposit karna zaroori hai.
Thanks sir
You are welcome!
Dear Sir,
My daughter’s date of birth is 04-10-2012. Is her applicable for Sukanya Samriddhi Yojana? Can i open the a/c her name in SBI. Please let us know your feedback.
Hi Asha,
Yes, your daughter is eligible for this scheme.
Also, you can open her account in SBI.
Hi, Sir
Mujhe iss ki clarification chahiye ki Hmara paisa bank ya post office kaha par inveSt karegi aur Hmara paisa save h iski kya guarantee.
Hi Jitendra,
I think iski information ke liye aapko government mein RTI file karni padegi.
Hello Mr. Kukreja, I want to know if my daughter is eligible for this scheme. She was born in US (2012) so she is a US citizen and has a US passport. I am not a US citizen and still holds an Indian passport. I have her US birth certificate. Can I open an account for her? I am struggling to get this answer since several days now but no one has answered it. Also I want to know if she marries/studies in US after 21 years will she still be able to get the maturity amount? I will really appreciate if you can answer my questions. Thanks in advance.
Hi Gaurav,
Though it is still not clear whether NRIs or foreign citizens are eligible for this scheme or not, I think it is most likely that they will not be eligible for it as most of the Post Office small savings schemes don’t allow NRIs to invest. But, still you’ll have to wait for some more time for further clarity in this matter.
Hello Mr. Kukreja,
Thanks for your prompt reply. I wish she was eligible, but still I will wait and see if there can be some exception made for NRI’s. If you get any further information on this, please reply to me. I really appreciate it. Thanks!
Sure, I’ll do that. If the government allows NRIs to invest in this scheme, I’ll write a full post on that.
Sir
I am sending this msg again kyon ki aapne reply nahi diye
Sr, mein march 2015 poora hone tak 1lakh amount SSA me saving karna chahti means es financial year me.
Rs 50,000 tomarrow and remaining amount next week
Kya mein iyse fifteen days me twice deposit karsakti hun??
Please reply deejiye
Thank you.
Hi Prasanna,
Yes, aap is tarah 15 days mein do baar ya usse bhi zyaada baar deposit kar sakte ho.
sir meri beti 10 sal 5 months ki hai kya mai beti ke name se sukanya dev yojna mai account khol sakta hu?
Agar aapki beti ki date of birth December 2, 2003 ya uske baad ki hai, to aap ye account khulwa sakte hain.
Hello sir
Can I get tax benefits for year 2014-15 if deposited in Sukanya Samridhi Yojana account before 31 March 2015 under section 80C ?
Hi Nandlal,
Yes, why not, you can very well claim it for this financial year.
Hi
Kya hum isko post oofficem bhi khulva sekte h.
Hi
Kya hum isko post office m bhi khulva sekte h.
Ji bilkul khulwa sakte hain. Abhi tak sirf post office mein hi ye accounts khul pa rahe hain.
Hi
Sir ma 12000 par year jama karwuga to mujay 21 saal baad kitane milage ??
*
Hi Rahul,
Please check this post, 21 saal baad Rs. 6,31,261 milega – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Hello Sir, the details given by u are very simple and understandable. Today I’d been to the post office to get the form, but in the form , there was no option of SSA given in the type of account. Is it okay to fill in the same form and will it be valid?
Expecting your reply.
Thank You.
Thanks Divya,
Yes, it is perfectly fine to fill the form given to you by the post office staff. Its just that they are using their old stationery for this scheme till date and they don’t have new forms printed with them. You need not worry about that, go ahead and use that form to invest in this scheme.
Hello
Mr Kukreja,
My name is Ganesh from Mumbai.
There are few questions wanted to know
1)can be deposit fluctuate amt in a year?
2) If i open the account of my daughter can I put her mother’s name as a nominee?
3) My Daughter is of two months now is it a right time for this plan?
4) Compare to any LIC plan…..Sukanya Samriddhi Yojana” is the best?
5) Is there any hidden terms & conditions?
Hi Ganesh,
1. Yes, it can be any amount between Rs. 1,000 and Rs. 1,50,000.
2. Nomination facility is not there with this scheme.
3. I don’t know what do you mean by the right time to invest for a 2 month old daughter, but you can invest in your daughter’s name even if she is 2 months old.
4. I don’t want to compare an investment scheme with an insurance product. But, I think this scheme is quite superior to any insurance product which has investment component attached to it.
5. I don’t think there are any hidden terms & conditions in this scheme.
Hello Sir, kya SBI branch main SSA khol paunga ? Plz reply
Hi Raghu,
SBI branches mein ye account khul jaayega, but abhi SBI ki branches ne ye account open karna start nahin kiya hai.
hello sir,
my doughter is completly 5 year’s i will deposit 2000/ pm . so how much amount i will get after 21 years
Hi Madan,
Please check this post for maturity values – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Nameste Sir
Sir meri beti 9 saal ki h toh kya mujhe 5 saal kist jama kani h ya 14 saal
Nameste Sir
Sir meri beti 9 saal ki h toh kya mujhe 5 saal kist jama kani h ya 14 saal karni h….
Namaste Pradeepji,
Aapko 14 saal tak paise deposit karne honge, yani ki jab aapki beti 23 saal ki hogi, tab tak. Ya phir uski shaadi hone tak.
Hello Sir, the details given by u are very simple and understandable. from your calculated table; the maturity amount is fxed or fluctuated? expecting yr reply.
yours
santosh
frm Ambikapur
Maturity values given in the table are not fixed and dependent on many factors, including the rate of interest which would be variable and timing of deposits etc.
Sir meri beti abhi 5 year ki hai aur yadi me 1000rs per month jama karta hu to 14 year me 168000 rs jama ho jayege aur ladki ki age 19 year ho jayegi aur ladki ki marriage 19 year me hoti hai to rs kitne milege aur kab please replay
Aapke example ke according, aapki beti ko uski shaadi ke time approximately Rs. 3,39,874 milenge.
Hi….m from haldwani and my husband’s job is transferablein frequent period.if i open this account the monthly/ yearly premium amount will deduct from our account automatically or not? plz rep
Hi Banti,
I think the ECS facility is not there, but online transfer facility will be provided soon as & when the authorised banks start opening these accounts.
Sir mari beti ki Dob.1.1.2008 hai.kya mai pura paisa 14sal ka ek sath jama kar sakta hu.plz tell me. One time.
Nahin, ye possible nahin hai. Aapko har saal minimum ek baar paisa deposit karna padega.
Thank you so much for giving complete information related to Sukanya Samriddhi Account.
The same problem happens with me sir. I also tried to open an Sukanya Samriddhi Account in a bank near in Mumbai. They also told me that the procedure of account opening is not confirmed officially. What can I do now???
Just wait for some more time for these banks to start opening these accounts.
Great work Sir. No need to find anything else, anyone visit your blog. He will get the complete information about Sukanya Samriddhi Account definitely. Thank you so much for this great work.
You are welcome Nisha!
HI Shiv sir,
Sir pls details to sukanya samriddhi yojana pls sir
Please check this post, it has all the details – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
sir mai west bengal, durgapur 713206 ,me rahta hoon aur mai iss yojna ke bareme post office me bat kia to post office balo ne bataya ki ye yojna abhi tak aya nahi hai . hame konsa post office me jana parega please bataeye.
Respected Sir
Sir agar maturity se pehle agar ladki ki death ho jati he to isme jama huyi amount kisko milegi, kyoke meine uper ek comment me padha ke isme nominee ki facility nahi he.
please give me reply sir.
In that case, the balance amount will be given to the parents or the legal guardian.
Hi Shiv great work dear. Can I open Sukanya Samriddhi Account online ???
Thanks Nisha,
No, online account opening facility is not there with this scheme.
Hi sir, first of all thank you so much for your useful information and guidance.
My query is I am basically from Chennai, but currently staying in Noida , sector49. In which palace I can open the account for my daughter plz advice. If it is Noida please provide me the information for near by post office to sector 49.
Thanks Jameela!
Sorry, we have no idea where in Noida you can open this account. You’ll have to contact somebody in your vicinity about it.
Sir pnb ya ubi m kabse khulna shuru ho jainge
Iski info abhi tak nahin hai hamaare paas.
Dear sir my name is A venkateswarlu my daughter birthday is 20th Feb 2004 ,can I open SSA for her ,please send ur answer my email ,[email protected]
Yes, you can get this account opened for her.
Sir. I have opened my daughters account in post office three days back but pushpa bhawan new delhi-110062 is a manually hand written working post office. Can i changed my post office to another post office. What is the formality for this.
Yes, you can do that. Change procedure will be guided to you by the post office itself.
Sir, Is this scheme is available for NRI account holders?.
It is still not clear, but most likely it will not be available for the NRIs.
Sir,
Can father and mother can open seperate scheme for the same child, that is can a same child have multiple accounts that is more than one opened by her parents… kindly reply me;
Thank you
No, it is not allowed.
Sir, ye account kab se open kar sakte hain.
Post Offices mein ye accounts khul rahe hain.
Hello Mr. Kukreja….
I m Poonam from Gurgaon and I heard about the SSA scheme and I really liked it….. I have a question that in case after maturity period if something has happened with the girl then who would be given to the amount…. ?
Hi Poonam,
In that case, the balance amount will be given to the parents/legal guardian.
Sir.
Mai sukanya account open krne k leya sbi bank manager se batt keya to manager ne bola hmare pass koe instruction nahe aya hai sukanya yogna k leya
So u please advise to me where i open
Account.
Thanks.
Aap post office mein ye account knulwa sakte ho.
sir meri beti abhi 9 sal aur ek mahine ki h to kya main ye account open krwa sakti hu aur kya ye account mujhe apni beti ke naam se khulwana hoga
Yes, aap apni beti ke naam se ye account khulwa sakte ho.
Sir ham 3000 par sal jama karange to kitna mile ga
Ye article check keejiye for the maturity amount – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Dear Sir
Please muje Gide Kiji e ke Hum India Ki Kisi Bhi Post Office me Account Open Krva Sakte He,
Or Account Open Karne ke Bad Kisi Bhi Post Office Me Amount Jama Karva Sakte he
Please Give Me Answer
Hi Rangani,
Aap India ke kisi bhi post office mein account khulwa sakte hain, but aapko same post office mein hi paise jama karne padenge, ya phir account transfer karwana hoga.
sir
500 k according yearly 6000 hote h .Par kia m kisi month m agar muj par pase jada h to kia m jma kra sakti hu .Like 7500 ho gye agar one year m to kia ye possible h. ya 500 k according yearly 6000 hi jma kra sakte h
Aap saal mein kitna bhi amount jama kar sakte ho, but minimum Rs. 1,000 jama karna zaroori hai. Monthly deposit karna zaroori nahin hai.
Sir suknya yojana ka account opning form meri beti k naam se feel karna hai ya mere naam se .
Aap ye post check keejiye, ismein diya gaya hai ki form kaise fill karna hai – https://www.onemint.com/2015/03/12/sukanya-samriddhi-yojana-sample-filled-application-form/
if i open account in Post office of Navi Mumbai, but can i deposited the amount in anywhere of India or withdraw the amount after maturity from anywhere or any Post office of India.
No, you’ll have to deposit the amount in the same post office where your account is open. That is why it is better to open this account with a bank.
Sir meri beti ki date of birth 2-1-2010 hai. Me agar 12000 one year me 14 sall tak jama karata hu to mujhe 21 saal baad kitna mechurity amount milega.
Please ye post check keejiye, approximately Rs. 6,31,261 milega aapko 21 saal ke baad – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Hello sir Ager hum sal mai RS 50000 jama karwa lete hai or dusre aaal mai RS 100000 jama karwa sakte hai kya ye possible hai?? is ka last date kab hai? kab tak hume ac kulwana pdwga, SBI mai kab se start hoga a/c opning????
Hi Pramod,
Yes, ye possible hai. Is scheme ki koi last date nahin hai. SBI ki branches kab se ye account kholengi, mujhe iski information nahin hai.
My daughter is a PIO card holder. Is she eligible for SSY?
It is still not clear whether PIO card holders are eligible for this scheme or not. You’ll have to wait for further clarity in this matter.
Plz send me list of bank who can open sukanya account. Regards
Here you have the updated list of banks which are opening these accounts – https://www.onemint.com/2015/03/16/sukanya-samriddhi-yojana-updated-list-of-authorised-banks-to-open-an-account-specimen-application-form-passbook/
Sir,
I am sagar
Hum hyderabad se hai lekin job Kerala me.
Adhar card me hyd rent house ka address hai
Wahan Jane ke baad house address and post office change kar sakthe hai?
agar hyd ke alava Bangalore vyse jana hai tho every year deposits kahan karna padega aur maturity amount kahan se lena hai?problem ye hai ki yahan post office me deposite kar diye hum.
please reply me.It’s essencial.
Aap account kisi bhi post office mein khulwa sakte hain, but deposit usi post office mein karna hoga. Agar aap bank mein account khulwaenge, to bank ki kisi bhi branch mein deposit kar sakte hain.
Sir meri beti ki date of brith 17.06.2003 ki hai tou meri daughter ka account open ho sakta h kya
Nahin Firozji, aapki beti is scheme ke liye eligible nahin hai.
Hello Every one!
Can any one help me please
My daughter was born in India, but currently she is having Permanent Resident status in UK, in next year she will become naturalized citizen of UK. Will she still be eligible for this scheme if we start now and continue paying in corresponding years?
Currently she is Indian Citizen
Hi Nathan,
It is still not clear whether your daughter with Permanent Resident status of UK is eligible for this scheme or not. You’ll have to wait a little more for further clarity on this matter.
Sir paise agar saal me ek baar hi jmaa kar diye jaaye to 12000 Kya ye posible h or agar ek mhine jma na kar paaye to kya agle mhine2000 Rupey jmaa kiye jaa skte rple me sir please
Arunji, is scheme mein monthly deposit zaroori nahin hai, saal mein ek baar deposit karna hi zaroori hai.
sir agar father ki death ho jaye to baki bacchi paisa kon dega.aur kya ladki ko pura paisa mil jayega.
Your comment is awaiting moderation.
sir agar father ki death ho jaye to baki
bacchi paisa kon dega.aur kya ladki ko
pura paisa mil jayega.
Ladki chahe to account continue kar sakti hai, nahin to paisa withdraw kar sakti hai.
Can we deposit 5000 rs per month.annual 60000 rs.
Yes, you can do so.
sir agar mai her month 1000 na jama kr pau ya ek saal me sirf 6000 hi jama kara pau or agr 14 sal me sirf 9 sal hi jama kara pau to jama amount pr 9.1 k hisab se paise wapas milenge?
Azhar bhai, pehli baat 9.1% interest rate fix nahin hai. Aur, jis bhi saal aap Rs. 1,000 jama nahin kar paate, to us saal ki Rs. 50 penalty lagegi. But, aapka account continue rahega.
Sir. Mai bareilly me rahta hon me parmanent add. Bly hai me chahon ki mera a/c pilibhit me khul sakta pls reply
Pradeepji, aapki query clear nahin hai.
Meri beti 2004 me hue hai kya me SSA bar sakti hop uski birth date has 8 /4/2004
Yes, aap apni beti ke naam pe ye account khulwa sakte ho.
sir mai apni baiti taesha kai liye 1 year mai agar 150000 rs submit karwati hu toh mujhay kitna paisa wapis hoga jab woh 21 years ki hogi.wo abhi 3 years ki hai
Please check this post – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Is post mein maturity value tables hain based on different contributions.
Meri beti ka birth date has 8/4/2004 kya mein SSA bar sakti hop pls tell me
Hi Vandana,
Yes, aap ye account khol sakte ho.
Hello sir
Is there any govt official document which shows savings under SSY is exempted from tax under section 80c ? Today I had inquired about it in post office, postal officials say they have also not seen any such document and therefore can’t comment about relief under section 80c
Hi,
You can check the finance minister’s budget speech – http://profit.ndtv.com/budget/sukanya-samriddhi-scheme-income-tax-benefit-and-other-features-743603
Meri beti ka birth 28.2.2006 ko hai kya main ye yogna ka labh le sakta hu plz reply
Hi Ravindra,
Yes, aap is yojana ka labh le sakte ho.
i want an application form of sukanya samriddhi account
You can take printout of the form from this link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view
Sir,
i am a bit confused about the entire doc process. i have gone to PO & opened the SSA for my girl kid along with my id/address proof & daughters birth certificate. the form wasnt the same as the regulator says nor is the pass book. though PO savings pass book says SSA written by the officer there
is my investment at stake for any problem in future ? also can i shift the same account to any authorized bank? if yes how should i go about it?
look fwd to your inputs/guidance
rgds
vini
Hi Vini,
There is no risk to your investment and it is 100% safe. It is just that post offices are using their old stationery for opening these accounts. You can always migrate your account to a bank branch once they start opening these accounts. The procedure you need to check with the post office guys.
Mai (bihar)patna me rahta hu but yaha ke s.b.i bank me account opening ke bare me pata hi nahi hai
Aap thoda wait keejiye.
My child age 2year 5mounth.can i open this account
Yes, you can open this account for your daughter.
sure because of eligibility date is 2-12-2013 to 2015
What are the benefits
Hallo sir what are the benefits
Please check this post for detailed benefits – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
I was visit State Bank Of India Nirman Bhawan New Delhi . I was surprise there is no information about Sukanya Samriddhi Yojana by the bank
That is quite unfortunate.
I have opened the suknya yojana my child was 8 years how its help in future after the complication how much amount I have receive if I am pay per month 1000Rs
Your query is not clear.
Regarding opening of account with bank, I got a reply from bank that all the branches are not entitled to open account but only selected branches. Still they do not know which are the branches.
Most of the banks are still not unaware about the branches which are opening these accounts. So, you’ll have to wait some more time for further clarity about the branches.
I am from mumbai I have call few banks they say tat they have not received d form could u please tell me which bank have d form thx
Hi Divya,
We do not have this info as which banks have started opening these accounts and giving application forms. As & when we have this info, I’ll share it here.
Meri bhatiji abui 4 sal ki hai….uska account khul jyega kiya …
Yes Sajid, aapki bhatiji ka account khul jaayega.
Dear Sir I hv two daughters..my elder daughter is born on dated 30/09/2007.Younger daughter iz born on dated 14/09/2009…Please suggest me hw can open the account through this scheme..thanks..
Please check this post, it has all the information – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
You need to visit a post office nearest to your place for account opening information.
Meri beti ka birth 12/5/2013 ka hai to mai kya yeh account khol sakta hu or kitna investment kr sakta hu mujhe btaye
Yes Prabhu, aap ye account khol sakte hain. Aap maximum 1.5 lakh investment kar sakte hain.
Meri beti ka birth 2.12.2005 ko hai kya main ye yogna ka labh le sakta hu plz reply aur khan se aur kaise
Yes Shailender, aap is yojana ka benefit le sakte hain.
Iski last date kya ha apply krne ki
Iski koi last date nahin hai.
Url for the form
http://rbidocs.rbi.org.in/rdocs/content/pdfs/494SSAC110315_A3.pdf
Thanks Tushar!
interest yearly milega ya per month.
Interest maturity pe milega.
Merit beti 01-08-2006 me paid a hui he me yojna hetu Patras hu
Haanji, aap yojana le sakte hain.
Thanks for your brief explanation about the scheme, features and benefits, definitely it will help govt and parents to look after this.
Thanks for your kind words!
kitne amount jama karne per maturity per 6lakh milega.
Please ye post check keejiye, iske anusaar aapko Rs. 12,000 har saal daalne honge – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
sir
to open this SSA account is it necessary of an introducer.
No, it is not compulsory.
Meri Beti 3 year ki hi.. Kya account open ho jayega….
Yes, ho jaayega.
Meri beti ka date bhart 10/11/2007ka hai kiya me esh eyojanna ka labh leshkta hu
Yes, aap apni beti ke liye investment kar sakte hain.
My daughter date of birth is 24/2/2015 can I open SSA account for her
Yes Angelus, you can do so.
Is yojana ko lene ki last date kya hai
Koi last date nahin hai. Ye scheme indefinite time chalti rahegi.
sir
pls tell me ssa account opening last date
There is no last date for getting this account opened.
agar maine pehle SSY account post office me khulva liya or agar mai baad me us account ko apne bank me transfer karwana chahata hun to kya ye possible hai?
Yes, possible hai.
sir i deposit Rs 1000 per year till 14 year
mature hone ke bad kitna milega
Ye post check keejiye, aapko 21 saal baad Rs. 52,605 milenge – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir,
I am a branch post master
My questions are
1. Ssa maturity kisko milega- girl or parent?
2. Girl ki sadi age18 years ki bad hone per ac bandh ho jaega lekin maturity kab milega?
3. Agar girl ki sadi parents ki morji ki khilap age 18 years ki pehele ho jae tab ac ki position kia hoga?
Hi Animesh,
1. Girl child is the ultimate beneficiary of this account, so maturity amount girl child ko hi milega.
2. Maturity amount bhi shaadi hone pe mil jaayega.
3. 18 saal se pehle shaadi gair-kanooni hai, isliye 18 saal se pehle amount withdraw nahin hoga.
Till How many years i should pay? Is it 14 Yrs from the first payment or till 21 yrs of the Girl Child? (Considering for a new born girl child)
It is 14 years from the date of opening this account.
In the absence of Actual Account Opening holder, Can a nominee or any guardian of the Girl child continue SSY?
Yes, it is allowed.
Will the Amount gain Interest even after the Maturity period (girl’s age 21Yrs) if i don’t withdraw till the girl’s marriage (ex: girl will get married @25 Yrs)? or I should withdraw after the Maturity period?
You’ll have to withdraw it at maturity after 21 years from the date of opening this account.
eligibility date is 2-12-2003 to 2015
But, There is no insurance coverage Policy in that SSA
Thanks Mr. Reddy for this info!
Is there any rules this acc has to be opened before 31/3/15. How much I have to invest monthly if I need min.10 lakh rs at maturity? My daughter’s d.o.b. is 11/12/2009.plz inform immediately.
No, there is no such last date for this account. This is not a monthly deposit scheme. But, for maturity values as per your contributions, please check this link – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Hi sir,
i want to know about withdrawal of deposited money in suknya samrudhi yojana before maturity or as per my need. plz answer my qurry.
Please check this post – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Partial Withdrawal – It is also allowed to withdraw 50% of the balance standing at the end of the preceding financial year, but only after your daughter attains the age of 18 years.
sir
500 k according montly jma karta hu ,yearly 6000 hote h .Par kya m kisi month m agar mujhe paise jada h to kya m jyada jma kra sakta hu .Like 1500 ho gye agar month m to kia ye possible h. ya 500 k according yearly 6000 hi jma kra sakte h
Hi Niket,
Pehli baat, ye scheme monthly deposit scheme nahin hai. Doosri baat, aap isme ek saal mein jitne marzi baar aur jitne marzi paise deposit kar sakte ho. Maximum Rs. 1.5 lakh tak.
Suknya yojna ka form submit karne ki last date konsi hai???
Is scheme ki koi last date nahin hai.
sir,meri beti abhi one month ki hai mujhe kuchh achchhaplan batao
pls,sir.
Hi Deepak, aap apni beti ke naam pe equity mutual funds mein ek monthly SIP karwa sakte hain. Ye aapki beti ke future financial goals mein kaam aayegi. But, dhyan rakhna ki koi insurance agent aapko koi galat insurance plan mein invest na karwa de.
Sir G Per Month Amount Change Kar Skate Hai Kya Like 1st Month 1000/- 2nd Month 5000/- 3rd Month 6000/-
Yes, kar sakte hain.
1)I s yojana me interet 21 sal ke bad calculate hoga ya har sal.
2) post office walo ne kaha hai ki account nahi khul sakta 1st april ke bad khulega
1. Interest har saal calculate hoga.
2. Agar post office abhi account nahin khol raha, to 1st April tak wait kar leejiye.
Sir..apka bhot bhot sukriya aap se hame bhot sari jankari mili…sir I have one question..es yojna me 50% paise ladki ki sadi k liye ya fir study k liye kya kaise hai.aur kitne saal me 50% paise vapas milenge
Sir..apka bhot bhot sukriya aap se hame bhot sari jankari mili…sir I have one question..es yojna me 50% paise ladki ki sadi k liye ya fir study k liye ye kab aur kaise milega i.aur kitne saal me 50% paise vapas milenge
Hi Ritesh,
50% paisa aap ladki ke 18 saal poore hone pe nikalwa sakte ho, aur shaadi hone pe poora paisa nikalwana hi padega, nahin to koi interest nahin milega uske baad.
Sir ye yojna kya gulaothi distt bulandshahr (up) mai suru hai ya nahi plz tell me
Shahrukhji, iski jaankaari mujhe nahin hai. Aap Gulaothi ke post office mein ja ke poochiye.
I have three girls. Two girls age is more than 11 year and third girl’s age 7 year. can i apply for third girl.
This scheme is not applicable for the third girl child.
hello sir,
i want clear that if how ever we deposited the particular amount in this schme and in between we face any financial crashes or any incident in family, and not able to deposit the amount, then what r the conditions, a/c ll get closed, or we can renewed the same, or in between 14yrs, can we used that amount or figure deposited in same.
Hi Rakesh,
In case of some special circumstances, you can place a request to close the account and withdraw the balance amount.
Hi, Sir
I am madhu from Kurnool, Andhrapradesh, plz detail about the any bank start the sukanya sanrruddhi yojana scheme, we have interest to open bank sector side. plz bank details.
Hi Madhu,
I’ll update the list of bank branches as soon as I get any such info.
Thank u sir, for ans my questions…
I have more questions..
1. Ac khulne k bad next deposit may form per real deposito k sibay koivi sign korke amoun deposit kar saktehe?
2. Maturity k samay withdraw form per kiske sign karne hoga? Agar girl ho to.. iske pehele L/G sibay girlki koi sign nehi he form per. To sign verify kore kysa.
Thank u….
1. Iski jaankaari mujhe nahin hai.
2. I think maturity amount ke liye girl child ko original birth certificate show karna hoga along with her identity proof.
?? ???? ???? ?? ???? 8 ??? ?? ???? ?? ?? 18 ??? ?? ?? ????? ?? ???? ??? ???? ?????? ?? ???? ?? ??? ?????? ?? ????? ?????? ??? ??? 12 ???? ???? ????? ??? ??? ???? ??? ??
Sir
If I open ssya in sbi I deposit 1000 then every month I can deposit 100 or 1200 p.a .pls solve my problem
Yes Abhishek, you can do so.
hello sir,
this scheme is available in bhopal (m.p).
Hi Pramod,
This scheme has been launched Pan India, so you need to check the post office/bank in your area whether they have started opening these accounts or not.
Kya me aapni beti ka D. O .B HOSPITAL KA submit kaar sakta Hu
Maheshji, I think birth certificate mandatory document hai.
Hello sir me rampur distt me rahta Hu mere sab documents yaha ke h 21 year ke pahele meri family goun Chale jate hai tab meri beti ke proof pe address ka anter hoga tab koi pareshani to nahi hogi
Maheshji, mujhe nahin lagta ki koi pareshani hogi.
Dear sir can u made maturity table age wise like whose age is 5, 7, 9 year so her contribution time too short then her maturity value is what? .plz made the table age and contribution amt both wise
Hi Akash, I’ll try to do so.
Sir main yeh janana chahta hoon ki jaise main 4 ya 5 saal bharta hoon aur kisi karan vash aage nahin bhar paata hoon to kya yeh bhare hooe paise doob jate hain ya phir milte hain agar milte hain to kaisel
Gangadharji, aapke paise doobenge nahin, but jitne saal aap paise deposit nahin karenge, aapko utne saal ke liye Rs. 50 penalty ke saath Rs. 1000 deposit karne honge.
Mero ko o answer jaruri,kion ki me karana chahatahun
Sir , kindly clarify these doubts clearly.
1. Where is SSY account opening is better SBI , PNB, OR POST OFFICE ? and why?
2. Can i deposit different amount in different months such that (1000< annual deposit<150000)?
3. Can i deposit different amount in different years such that (1000< annual deposit<150000)?
4. When should i open a SSY account of my 3 months old girl baby ?
thanks a lot.
Hi Kailash,
1. Personally, I would like to open this account in SBI or Axis Bank as online transfer facility would be there.
2. Yes, you can do so.
3. Yes, you can do so.
4. You may open this account any time you want. I think you should wait for SBI to start opening these accounts.
My daughter is 9 year old. Would I have to pay until her 23rd year..? Then when’d she get the money…? If she marries without my permission… Can I stop her inheritance of money…?
Hi Aparna,
1. You would be required to pay for your daughter till she attains 23 years of age or till she gets married, whichever is earlier. She would get the money back whenever she gets married or when this account completes 21 years from the date of opening this account, whichever is earlier.
2. Girl child is the owner of this account, so she has the ultimate authority to withdraw & use this amount as per her wish. It is her money, so you cannot stop her withdrawing her own money.
Is yojana ke last date kab tak h sir my near post office me post master ka kehana ha 31 March se pehale karo
Maheshji, is yojana ki koi last date nahin hai. Aap 31 March ke baad bhi is yojana mein nivesh kar sakte hain.
last date kya h
Sainiji, is yojana ki koi last date nahin hai.
Very nice of this yojana four and athar
RESPECTED SIR/MADAM,
MY JOB IS TRANSFERRABLE AND THE DOB CERTIFICATE OF MY DAUGHTER IS ON PERMANENT ADDRESS ,BUT MY REST OF MY DOC IS OF THE PLACE WHERE I AM WORKING.
MY QUESTION IS ,IF I WILL WITHDRAWL THE AMOUNT AFTER 21 YRS ,THEN CHANGE OF DOC WILL NOT BE A PROBLEM.
No Dheeraj, change of docs will not be a problem.
Sir agr hm 1.5lak ak sath jma krte hai to bhi hme 21 sal ke bad 6 lak kucch rupe milege ya use kucch jyada kitne plz sir tal mi.
Dineshji, ye post check keejiye, ismein maturity values given hain – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Hi Sir,
Can i invest for my daughter in this Sukanya Samriddhi yojana?
She is 3 yrs old, But she is born in USA and holds US citizen.
Currently she is living in India on PIO visa.
Thanks,
Anand
Hi Anand,
It is still not clear whether PIO cardholders would be allowed to open these accounts or not. You’ll have to wait for further clarity on this matter.
how to open this accounts.only post office are any other banks and witch is the last date pls tell me sir..
There is no last date for getting these accounts opened. Post offices/banks are authorised to open these accounts, but banks are still not opening these accounts in the absence of clear directive from the RBI/government.
Dear Sir,
if there is any last date of opening the account?
No Sandip, there is no last date for getting these accounts opened. You can get these accounts opened even after March 31st.
Hello sir me to SBI Bank me gaya lekin bank manejar ne to mana kar dia kaha ki is bank me nahi hoga
Dineshji, ho sakta hai ki SBI ki is branch mein ye scheme service nahin ho rahi ho. Aap post office mein is scheme ke baare mein pata karein.
Sir last due date batana
There is no last date as such for this scheme.
Last date
Hello sir is shceme ke 21 year poore hone per mujhe apni beti ke kish document ke jarurat hogi
Maheshji, abhi government ne ye clarify nahin kiya hai ki maturity ke time kis document ki zaroorat hogi, but I think birth certificate ki copy aur girl child ka id proof submit karna hoga.
Dear sir,
If we deposited 5000 for next 10 years and stopped, what we get after maturity
It will depend on the rate of interest and timing of your deposit.
31 March ke baad 9.1% se kam ho jayega kya
Maheshji, abhi government ne iski announcement nahin ki hai. Rate of interest kam bhi ho sakta hai aur 9.1% bhi reh sakta hai.
Dear sir kya one year mai 1000 minimum jama karna hai ki per month 1000 jama karna hai.
Mr. Pankaj, ek saal mein minimum Rs. 1,000 jama karna hai. Monthly jama karne ki zaroorat nahin hai.
I had visited the nearest sbi bank, but bank persons not having the application form as well as they are not aware about it..
for sbi where i should contract..
It is still not clear which SBI branches are opening these accounts and accepting Sukanya Samriddhi Yojana deposits.
form submit karnay ki last date kya h
Balramji, form submit karne ki koi last date nahin hai.
In case of the death of the parents. How the account of sukanya smridhi will run
If possible, the girl child would be allowed to run this account on her own. If not, she could withdraw the balance and close the account.
Sir, meri 8 mahiny ki beti hain . keya hum abhi uskyliye account khol Sakta hun ? Aur uski kitni sal tak anualy premium dena hoga ?
Lachitji, aap apni beti ka account khulwa sakte hain. Aapko 14 saal tak paisa deposit karna hoga.
Sir iam open account in post office my bank account to postoffice account online transfer. Kar sakthey hai ya nagi
Meri beti ki brithdate 31-05-2003 ha kya maa ye policy le sakta hu.plz reply and doc kya ha
And one more doubt is that in the form there is not any specific column givem for the account holder i.e. daughters for whom we will depositing.I have seen your dummy but i did not got clear idea why u have written urs daudhter name then taht o/g (something) then followed by ur name.
Could plz reply with both of my doubt which i have posted just before this.
when is last date to apply for this scheme in mysore
Sir gd morning sir agr father ko kuch ho jaye to beti cantinew kr sakti hai chahe to agr beti ko kuch ho jaye to kia father ko jitna jma psa kia hai uska intrst k sath milega ya fir kse kia hoga plz sir.
Dineshji, agar father ko kuch ho jaye to beti continue kar sakti hai aur agar beti ko kuch ho jaaye to father ko jama kiya gaya paisa interest ke saath mil jaayega.
Dear sir,
My daughter’s age is 8 years 4 months. If i open an account now, after 21 years she will be ~29 years by that time her marriage would also be over. If i want to take money for marriage can i take? or can i take once the money matures. If i take before how much i will get(if i invest 12000/month). Is there will be any money loss.
hello sir,
what is the procedure for account opening in post office as i don’t see any banks have started with this SSY.
where do i get the form and what next is to be done. kindly inform.
You need to approach a post office nearest to your area with your daughter’s birth certificate, your id proof, address proof and two photographs. Fill the application form, deposit the money and it is done.
DEAR Mr. KUKREJA , MANY THANKS FOR TAKING PAINS TO GUIDE PUBLIC ON VARIOUS MATTERS. PLEASE HELP ME TO GUIDE ON MY FOLLOWING FACTS
MY ELDER GRAND DAUGHTER IS 7 YEARS OLD BUT STAYING IN CANADA FOR LAST TWO YEARS
MY ANOTHER GRAND DAUGHTER WAS BORNED IN CANADA AND IS NOW ONE YEAR NINE MONTHS. SHE IS BY BIRTH CANADIAN BUT OVERSEAS CITIZEN OF INDIA. CAN I OPEN SSY ACCOUNT IN THEIR NAMES. WITH THANKS.- Rakesh Agarwal
Thanks Mr. Rakesh for your kind words!
It is still not clear whether NRIs or PIO cardholders are allowed to invest in this scheme or not. As soon as the government provides update on the same, I’ll let everyone know about it.
Last date of Sukanya Samriddhi Yojana
Pls rever
There is no last date as such for this scheme.
please clear that premium deposit monthly or annual and once in year or monthly
You need to deposit a minimum of Rs. 1,000 only once a year.
Sms alert
Hello sir… mujhe apni daughter ka account open karwana h bt mere add proof mere mom k ghar k h.. & mera sir name bhi un sabhi doccuments pr pehle wala h.. plz help me…
Hi Preety,
If you want your new address and surname of your husband to be there in the records of post office, then you’ll have to get it updated in your records as well. There is no solution for that. I think you can get it opened with your maiden surname as well, there should not be a problem with that.
Hello sir i want to know that if i deposit 12000 per year. then how much amount i get after 21 years.
Please check this post for maturity values – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Shiv Kukreja,,,, ji kya hum premium har mahine 1000 Rs. De sakte hai..ya Saal me ek hi bar de sakte hai…. Rs. 12000.
Aapko saal mein sirf ek baar deposit karna zaroori hai.
sir,
kya hum ssy a/c me saving a/c ke jaise deposit kar sakte hai ya nahi, matlab ye ki jab jitna paisa ho utana jama kar de
Pradipji, aap aisa kar sakte hain.
Sir ye scheme ki kya gyarnti h ki hame 21 sal me hmare pese milenge . Agar government chang hoti h to ?
Ankleshji, hone ko kuch bhi ho sakta hai. Is soch ke saath to aap bank mein bhi paisa nahin rakh sakte aur na hi ghar mein.
hi
Sir is sukanya samridhi yojana ko koi last date hai.
Nahin Sanjeevji, iski koi last date nahin hai.
Sir
ssya post office me kholane ke bad Kya next premium usi post office me jama karana padega ya kishi bhi post office and kisi dusare state me jama kar sakate h
Aapko paisa usi post office mein jama karna hoga jisme aapka account hai. But, aapke paas account transfer karne ki option hai.
Sir,
I am madhu,
for eg this month paid 3000, and next month we paid 4000, next month 2000, it is possible different paymene in one financial year. plz details
Yes, it is allowed Madhu.
Agar main chd mein ssy khula lene ke baad kya main kisi aur post office i mean other post office mein paisa jama kar sakta hoon ki nahi ?plz explain in detail
Aapko paisa usi post office mein jama karna hoga jisme aapka account hai. But, aapke paas account transfer karne ki option hai.
My granddaughter is born on 20-Nov-2003.
Is she eligible for an SSY account?
No, she is not eligible for this scheme.
dear sir. can i deposit one single payment in a year.
ie im interested to go with 2500/- per month. so 2500 x 12 = 30,000 rs.
so i need to pay 30,000 rs in one time ie one time payment in year. so did not want to pay every month. is it possible ?
Yes Dipesh, you can do so.
thank you very much.
You are welcome!
Hello sir.meri do beti hai dob.10 sep 2003 & 01 jan 2006 ..dono eligible hai ya ne.or minimum amount kitni hai pls bata do
Hi Manoj,
Aapki chhoti beti is scheme ke liye eligible hai. Ek saal mein minimum Rs. 1,000 deposit karna zaroori hai.
hi i want to know that if an account is open in my daughters name iwill be paying monthly rs1000 till 14 yrs after 21yrs govt will refund it .but suppose if a parent or guardian dies in between with in 4/5 yrs can we get money back.
Yes, your child will get the whole balance with interest back.
Dear sir,
I want to know when was the last date to submit documents in this scheme and also can u guide me please.
There is no last date as such for getting this account opened.
Sir kya kya document hone chaye kya SBI me acct open kar skate hai yearly yek sat jama kar skate hai
Shyam Sunderji, ye post check keejiye, ismein saari details hain – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Hello Sir how r u.sir meri 2sal Ki beti hai 21sal ke hisab se hamari ye yojna 19sal me Puri ho jayegi ya 23sal me…
23 saal mein Dineshji.
sir meri beti 2 sal 6mahinayachi ahe mala sukanya samriddhicha account
open karayacha ahe krita mala pratham 1000 deposit karen nantar per month kamit kami kiti rupaie deposit karave lagel .eka warsat kiti deposit zale pahije karita per month kiti deposit karave lagel karita mal purn mahiti tumchyakadun havi ahe
sir meri beti 2 sal 6mahinayachi ahe mala sukanya samriddhicha account
open karayacha ahe krita mala pratham 1000 deposit karen nantar per month kamit kami kiti rupaie deposit karave lagel .eka warsat kiti deposit zale pahije karita per month kiti deposit karave lagel karita mal purn mahiti tumchyakadun havi ahe
Sir please tell me can I open the account in bank
Hello Sir my daughter is about 5yrs old and if I want to deposit 50k annually that what will be the maturity amount after 21years
Please check this post for maturity values as per your contributions – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Sir is yojna me 6,00,000 keshe milege.or uske liye yearly ya monthly kitne paise deposit karwane huge…
Rakeshji, ye post check keejiye, ismein maturity values given hain according to your deposit amounts – https://www.onemint.com/2015/03/09/sukanya-samriddhi-yojana-calculating-maturity-value-after-21-years/
Thanks sir.
You are welcome!
Sir
Mere do ladki h dono ka khata khul jayega or mereko kya kya Document dena hoga
Pls halp me
Ombeerji, agar aapki betiyon ki date of birth December 2, 2003 ya uske baad ki hai, to aap unka account khulwa sakte hain. Aapko unka birth certificate, apna id proof, address proof & 2 photo dene honge.
Sir meri choti beti ka dob 08-03-2005 kya iska ac khul sakta hai aur kitne sal tak paisa jama kara sakte hain and maturity value kab aur kis year mein milega
Yes, aapki beti is scheme ke liye eligible hai. Aapko 14 saal paisa jama karana hai aur 21 saal baad ya shaadi hone pe aapki beti ko maturity amount mil jaayega.
Dear Sir i want to know that if in startting i comment that i will fix the 2000 Rs. every month but due to any problem in future i could not submit 2000 each month and i will submit only 1000 for next month is that acceptable or if i coment 2000 in startting then i have to go 2000 till finish te policy
And can you send the list of banks who will suport us to start this policy in west Delhi in tilak nagar area
Ravinderji, aap kitna bhi paisa deposit kar sakte hain subject to a minimum of Rs. 1,000 per year. Moreover, I don’t have the list of banks which are opening these accounts in West Delhi.
Sir
Kya ssa ko online dekh sakte h
Agar current amount dekhna chahte h to kya karna hoga
Banks shayad ye facility provide karenge.
HELLO SIR,
GRANDPARENTS CAN HAVE SUKANYA YOJANA BUT WHEN THEY ARE NOT LEGAL GUARDIAN.
Hello sir meri ek bati Hai Jo 2/6 years kee hai aur ye scheme mujhe baut a cha lag raha hai sir may abhi a/c nahi kohlaya hou sir please is information jankaeri chaeya.thank sir.
Daya Ramji, aapki query clear nahin hai.
Dear sir
i want to know that if ssy account is open and
1, if we discontinue in some years after then our account will be active or not.
2.if we want to draw money from account is it possible.
3,if we wants to discontinue can we get our money back,
4,can we pay daily some amount till it can be Rs-1000 monthly.
kindly inform me
thanks (sageer ahmed)
Hi Sageer,
1. If a minimum of Rs. 1,000 is not deposited in a year, then the account will become inactive.
2. No, it is not possible to withdraw money from an inactive account.
3. Only under special circumstances, it is possible.
4. It is not a monthly deposit scheme. You need to deposit a minimum of Rs. 1,000 in a financial year.
Sirji
Mujhe bus ye janna ki agar maine ssy mumbai ke ek post office mein khola hai to kya main is khate mein kisi aur state se ya kisi aur post offive ke branch se paisa daal sakta hun.
Plz mere doubt ka sooution bataiye.
Rameshwarji, aap kisi aur post office mein paisa deposit nahin kar sakte. But, aap account transfer kar sakte hain.
Hii sir
Sir meri beti 10 saal ki h uske 21 kab honge
11 saal baad ya fir pure 21 saal baad.
I mean by birth ya account open kre tab se
Hi Surender,
21 saal account opening date se count honge, Date of Birth se nahin.
sir,
meri beti 4 sal ki hai, agar usaki sadi 18 sal ke umra me lag jati hai to sahdi ke arragment hetu SSY a/c se ham shadi me kharch ke liye turant paisa nikal sakte hai ya nahi
Shaadi ke kharch ke liye paisa nikal sakte hain.
Sir agar m starting me 50000 pr annual deposit krvati hu or 5 se 6 saal baad 10 000 annual jama krva sakyi hu ya mujhe every year same amount hi jama krvana padega.
Anjuji, aap amount change kar sakti hain.
Sir is any income tax benefit under this scheme like ppf.
Yes Mr. Jasbir, 80C deduction is there and the maturity proceeds will also be tax-free.
sir acount post office or bank kisma khulvana sahi rahaga
Ashishji, I think bank mein account khulwana better hai.
how many month are there for this scheme ,
how many month are there for this scheme
It is an ongoing scheme, with no last date as such.
Hello sir,
please tell me the last date of opening account
Hi Umesh, there is no last date for getting this account opened.
Dear sir
mera name ranvijay singh hai meri beti 5sal ki hai is yojna ke bare me hme jnkari de plese hme kya krna hoga
Ranvijayji, aap apne paas ke post office jaaiye aur apne saath apni beti ka birth certificate, apna id & address proof aur apni 2 photo le jaaiye. Aapka account khul jaayega.
Account opening form link :-
http://rbidocs.rbi.org.in/rdocs/content/pdfs/494SSAC110315_A3.pdf
Thanks Vipin!
Sir..mere think ke anusar ye yojna jinki beti 1 sall ki hai unke liye thik hai..kyn ki india me ladkiyo ki sadi 20 ya 21 Sall me ho jati hai.aur jinki beti ki age aagar 5.6.7.8.9. Sall hai to 21 Sall baad beti ki age 26.27.28.29. Sall me ye yojna puri hogi to vo paise unki beti ke kis kaam ka hoga..es liye mery aur logo ko free advice hai..k pahle puri jankari kar le..baki aap logo ki margi..Sayad ho sakta hai mai he galat hu…thanks
Thanks Ritesh for your advice!
But, I think ye scheme sab ke liye achchi hai, kyunki shaadi ke time is scheme se paisa withdraw karke account close karwa sakte hain.
Sir bank me sukanya account kab open hona shuru hoga.bank ja ja kar juta ghis gaya h bank wale kehte h abhi ye schme nahi aaya h
Deepakji, jaldi kya hai? 1-2 maheene baad aaraam se account open keejiyega.
Dear sir.
My two doughters 1) dob -19/11/2001 &
2) dob -19/11/2011
I would like to know can I have both in sukanya samrudhi yojana. Is bank of Maharashtra under this.
Thank you
Hi Pavan,
Your elder daughter is not eligible for this scheme. Bank of Maharashtra is under the list of banks authorised to open this account.
Sir,mere beti abhi 10saal ki hai aur mai. 1000 monthly jama karta hoon to ketne saal jama karna hoga aur kitna ssal baat melega
Kazimji, aapko 14 saal tak paisa jama karna hai aur 21 saal baad ya aapki beti ki shaadi hone pe aapko paisa milega.
Sir, I see in most of your comments, that marriage is mentioned. what if she decided not to marry, for ever. Is there any clause clarifying on that. what will happen to the account and its money. Pls clarify.
Hi Srinivasan,
If the girl child decides not to get married, then she has the option to either withdraw the balance at the end of 21 years from the account opening date or extend it indefinitely.
Respected Sir,
pls clarify my doubts on the below questions……
1. Sir, I see in most of your comments, that marriage is mentioned as a condition, for withdrawal of money. Also even for 50% partial withdrawal, the girl child should have attained 18 of years. That means , the scheme trying to give more power to the girl child than the investor, himself. Pls Clarify if am wrong ?
2. what will happen if the scheme attains its maturity of 21 yrs and girl child decided not to marry ? can she or parents free to withdraw the money without the condition of marriage happened or not ? pls clarify
3. what if the girl child decided not to marry, for ever. Is there any clause clarifying on that. what will happen to the account and its money. Pls clarify.
4. what if there is a misunderstanding between the parents and girl child, after she attains 18 yrs of age? since she got full control of the account as account holder, she can bypass her parents and take the hard earned money as per her wish ? what is the protection to the investor(parents) here ? pls clarify.
Hi,
1. You are right. This scheme is for the benefit of girls, so most of the powers have been given to the girls, which I think is perfectly fine.
2 & 3. If the girl child decides not to get married, then she has the option to either withdraw the balance at the end of 21 years from the account opening date or extend it indefinitely. Most of the powers would be with the girl, not the parents/legal guardian/depositor.
4. There is no protection clause for the parents in this scheme. The government is not supposed to intervene in a family’s internal matters.
Thanks for your reply .. Sir !
Then i dont think, it wise, to give total power to girl , for just 0.5% high interest. Girls become more assertive, due to education nowadays, which sometimes go against the PARENTS too. Hence I think, PPT would be better to this scheme. But for namesake we can open a account in this SSY, for now and avoid too much dependence(deposit) on it for the safety of parents, which is more paramount, who is also the depositor here.
Sir namskar
Sir maine post office me apni beti ka khata khulwa liya h lekin wo ssy me khula h. Kya sukanya dev aur samrdhi yajna ek hi h ya alg alg h. Maine farm me sukanya dev yojna bhara h aur kitab me ssy ki bani h.
Sanjeevji, ye aapko post office se confirm karna hoga ki aapka kaun sa account khula hai.
Gd afternoon sir.meri beti 2saal Ki hai or es yojna ke hisab se 21+2=23 hote hai manlo agr ham uski sadi 22saal ya 21 saal me krte hai to Kiya hme ye pse pahle bhi mil sakte hai ya fir 23 saal me.plz sir
Dineshji, aap apni beti ki shaadi pe saara paisa nikalwa sakte hain.
Sir
Meri eak teen sal ki ladaki hai.mai usaka sukana samarudhi account kolana chahata ho per mai sbi or other bank me jata ho to ye yojana bank me kab chalu hogi usaki jankari koi nahi deta abhi bdtao ye ypjana kab chalu hogi.
Pankaj ji, ye yojana post offices mein shuru ho gayi hai, but banks kab ye accounts kholne shuru karenge, iski information aapko banks se hi milegi.
My question is sukanya yojana skim expire now? Pls. Reply yes or no
No Vikas, it has not expired. It is an ongoing scheme, you can get an account opened whenever you want.
sir agar koi ladki 10 sal ki hai to kitne saal tak hume deposit karna hoga
Vishal, aapko 14 saal tak paisa deposit karna hoga ya beti ki shaadi hone tak.
Sar meri beti 7 years ki hai account khulvane keliye kya kar na padega please sar
Please visit to your nearest post office. They will help you to open the account for your kid.
kya ye yojna post office m b h??
Haa, ye ek post-office deposit scheme hi he.
Whether this a/c can be transferred to any Post Office from present Post office?
Whether this payment can be made from any Post Office/Bank other than existing Post Office.
How many months needed to transfer the account from existing post Office to desired Post Office.
Whether monthly payment can be remitted through bank/post dated cheque while the depositor on tour.
On line payment facility available ?
Sir ,someone said that this yogana has no insurance and lic policy table no 830 is better to invest for a child
This is not an insurance policy, so please don’t compare with LIC policy. And regarding future of a child, why you need an insurance for child? You can ask this question to your friend, who told you that.
Whis this Yojana Start in Punjab National bank
Yes, this account can be opened in PNB also. But wait for some time as banks are yet to start opening Sukanya account.
Sir Gd Morning. My daughter’s DOB is 11.02.04. Hope she is eligible but will it be advisable and beneficial to open an ssy ac in her name? Can it be opened in ICICI bank? I am staying away from my home town, can i open it at my native place?
Yes, your kid is eligible. To open account in bank you have to wait for further updates. And I think you can’t open the account from anywhere. You have to visit your home town and then open the account in your nearest post-office only. Don’t worry I think next time you visit your home, you can plan for this account.
I am opening sukanya samridh yojana account but I know that next premium deposit opening branch other wise any branch of any state.
Please clrearified
Gangadharji,
Agar aap post office mein account khulwaate hain, to next deposit aapko same post office mein deposit karna hoga. But, banks mein aap kisi bhi branch mein deposit kar sakte hain.
My sukanya samridh yojana account is hajratganj Lucknow post office.
1.What this account can be transfere my home branch.
2 . what next premium deposit in other states post office.
Please answer me.
Gangadharji, aap apna account apne native place ke post office mein transfer kar sakte hain.
Dear sir
very very thanks for u r information about ssy scheme
all i want to know is that we have to pay monthly
Rs 1000 x 12= 12000 in one year
Rs 12000 x 14 = 168000 till 14yrs
is this formula correct
Hi Sageer,
It is not a monthly deposit scheme. You can deposit any amount between Rs. 1,000 and Rs. 1,50,000 in a single financial year any no. of times.
i have three daughter under age 10 can i get open 3 account ssy
No, maximum of 2 accounts are allowed, unless you have triplets or your younger daughters are twins.
Hi
Dear sir meri doughter abhi 10 years ki hai agar mai 14 years ke liye 1000 rupees par month jamma karta hu too meri doughter ko after 14 years totally kitna amount milega please reply
Nand Kishorji, ye account 21 saal baad mature hoga ya aapki beti ki shaadi hone pe. 14 saal baad maturity amount nahin milega.
Sir,
Can i deposit Rs.2500/- per year ?
Yes, you can do so.
Dear Sir,
Good evening…Meri ladki 8 month ki hai.Me Post office me acc kholne gaya tha.Tab post office wale bolte he ki pehchaan jaroori he agar ye acc khulvana he to.How i find that person which have already acc in post office.but i have all mention documents.You didn’t mention that about pehchaan.Now what i do?….Please help
Bank me bhi acc open nahi kar shakta..because they didn’t have any information on this.
Hi Hitesh,
Agar aapke paas saare documents hain to pehchaan ki zaroorat nahin hai. Ye form pe bhi mentioned hai. Agar post office account nahin kholta, to aap complaint kar sakte hain.
Sir meri beti 8 saal ki hai, 21 saal bad wo 29 saal ki ho jeyegi lakin agar shadi 25 saal ki hone per hoti hai to kya sara amount mil jayega
Yes, 25 saal mein shaadi hone pe saara amount mil jaayega.
Hello sir
I am Deepesh rajak . my question is how to apply this yojana in SBI bank please send me online fill bank account link
Thank you very much …!!!
There is no such online link is available Deepak.
sir
my daughter date of birth is 01/10/2003 . can i apply under this scheme
No Vikas, your daughter is not eligible.
sir is account main jo balance hamera sumit hoga bad me us per tax toh nahi ketga ..
Nahin Geeta, koi tax nahin lagega.
sir
yojna me 9%1 interest se extra sarkar Kay fund de Rakhi hai
Nahin Yashwantji, sirf 9.20% ke hisaab se hi interest milega, sarkaar kuch fund nahin karegi.
Sir meri beti 1.5 saal ki hai, 21 saal ki hone ke bad kitana amount mil jayega ya pier 15 saal ke bad yadi amount ki jarurat padti hai to kitana amount millage
Amitji, is scheme mein aap sirf 2 baar paisa withdraw kar sakte hain, ek beti ke 18 saal poore hone pe aur doosra, is scheme ke 21 saal ya beti ki shaadi hone pe.
How to open this account in SBI ? Please reply. Thanks.
The procedure is the same everywhere. Its just that banks, including SBI, are still not opening these accounts.
can grand parents staying in india of US born girl child can open this account?
is US birthcertificate valid to open account?
It is still not clear whether US born girl child is eligible for this scheme or not. You’ll have to wait some more time for further clarity on this matter.
i have a 8 year old daughter, I am working in sout africa in working visa. my daughter born in south africa but she has indian citizenship. Are she abel to apply for sukanya sunidhi skim.
,
Hi Pradip,
It is still not clear whether girl children born outside India are eligible for this scheme or not. You’ll have to wait some more time for further clarity in this matter.
Gaurav kumar
8/4/2015
Sir Thanks for information
You are welcome Gaurav!
Sir meri beti 8 saal ki hai, 21 saal bad wo 29 saal ki ho jeyegi lakin agar shadi 25 saal ki hone per hoti hai to kya sara amount mil jayega
Yes Suman, Shaadi hone pe 100% balance withdraw kar sakte hain.
Sir.meri 2saal Ki beti hai agr hm uski sadi 22saal me karte hai to hme sadi ke liye Kiya pruf Dena hoga man lo Ki hm sadi k card banwa lete hai or Kisi karn was pse dene me post ofis let kar deta hai to phir hmara Sara kam khrab Ho jayega kiyuki aap ko to pta hi hoga Ki Sara kucch pale hi karke chalne me hi accha hai kiyuki time pe kucch nhi hota isliye ye pse hme 6-7mhine pahle mil skte hai .plz
Dineshji, 6-7 mahine pehle paise nikal sakte hain ya nahin, iski jaankaari mujhe nahin hai.
Sir , I and my wife both are service person. My question is can we both open the two separate account for my single daughter ?
Hi Rajeev,
You cannot open two accounts for one girl. Only one account per girl child is allowed.
Sir I & my wife both are service class. Can we both will open two separate accounts for my 6 years daughter..
R Sir please inform that natiolized bank can not open the sukanya a/c which steps are to be taken
Your query is not clear.
I have opened SSA for my girl in March 2014. Yesterday, I deposited additional money and checked no interest paid till date.
Post office officials say account opened after 10th March 2015 will not get the interest for 2014-15.
Is it true? Kindly clarify !
Yes, that’s correct. Interest calculation of this scheme is similar to PPF.
Hi
Mera name Devesh hai .Post office me A/C open karne se mana kar diya ja raha hai kya kare ????
Hi Devesh,
Ya to wait keejiye ya phir Post Master ko complaint keejiye.
HI Sir
I’m Devesh from Sasaram comes in Rohtas is a district headquarter in Bihar . Please informed that Post Office directly ignored that has no information about PSVY. They can’t open after that what step hould be taken by me…????plz any contact or complaint no if you have ???
No Devesh, I don’t have any complaint no.
Sir
I want to open the account in this scheme but where i open the account
I m not interested in post office
You have the option to get it opened in a bank also, but banks haven’t started opening these accounts.
My job is private I don’t know how log I can be there . If I transfer to the another how can I transfer the account to the respective place of Sukanya Samriddhi Account
You need to contact the post office or bank to know the transfer procedure.
Dear Sir,
Kindly let me know the scenario on death of the guardian or the parent of the child.
With regards
Hemen
In that case, the girl child will have the option either to withdraw the balance or continue funding it.
I am Joydeb Mondal. my question is how to apply this yojana in BOB bank please send me online fill bank account link
please look into
Regards
Joydeb Mondal
No online link is available as yet. I’ll share the details if any such link gets available.
Sar meri beti ka birth13/01/2015 hai uska account open hoga naa
Yes, aapki beti ka account khul sakta hai.
Sir my name is Sunil Singha n m from Assam my quest is
kya ye sukanya samriddhi yojna suru ho chuka hai …. Jab humne inquiry ki bank mein toh kehte hai abhi uski letter nai aaya so plz sir tell me wat can I do now for opened ng this account…
Yes Sunil, ye yojana shuru ho chuki hai, but banks ne abhi ye accounts kholne shuru nahin kiye hain.
Jaise ki sar mai bolata hu ki accounts open ho gaya 2 5 sall pement karne ke bad kuch isue ho gaya to mony rifend mlita hai
Nahin, aapki beti ki age 18 saal hone se pehle money nahin milegi. Sirf death ya financial difficulty hone pe paisa nikalwa sakte hain.
Dear sir
I had visited the bank but they says that they haven’t got any gr g
For this scheme and they are not able to open the account
So please tell when it will start at bank level
Hi Sachin, even we are not aware when these banks will start opening this account. You can subscribe to our newsletter for any update on this.
sir meri Ladki dus saal ki hai mai account khulwa sakta hoon kitne dino ka
Yes, aap account khulwa sakte hain.
Can monthly deposit amount be raised or reduced after some time?
Is online payment or automatic deduct from saving account options are available?
Hi Rupesh,
It is not a monthly deposit scheme, so you are not required to deposit money on a monthly basis. But, if you decide to deposit money on a monthly basis, then the amount can be raised or reduced as per your financial comfort. Online payment/ECS facilities are not available currently.
Anup kumar
Sir , ssa khulwana post office main better hain ya bank main
I think bank mein account khulwana better hai.
Hello sir
Kindly confrom me sir which branch started sukanya samriddhi yojana because I live in Delhi at laxmi nagar pin no -92
I went to laxmi nagar ( mangal bazaar) branch but he did’ t reappears . he said I down’ t know ; when will start sukanya samriddhi yojana .
Hi Mili,
Even we don’t know which bank branches have started opening these accounts.
Sir,
I have inquired with local govt banks in my localty, i.e. SBI and Andhra bank, they are saying that dont have any info about this scheme.
Yes, banks have not started opening these accounts as yet.
Hello sir,
Kya main aaj post office jakar ye account khulwa sakti hun for my girl child under sukanya yojana.
Yes, you can get it opened in a post office.
My Daughter Bron 10.10.2010 so can i open my daughter a/c .
sorry ….My Daughter Bron 10.10.2012 so can i open my daughter a/c .
Yes, she is eligible.
Yes, your daughter is eligible for this scheme.
sir mene puchna he ki agar ham apni beti ki khata khulate he to pese bache hi niklwa sakte ki mumi papa me koi niklwa sakta he
Paisa beti hi nikalwa sakti hai, parents nahin.
Good evening Sir I want to know last date to open this account and document for this
There is no last date for getting this account opened. Documents required – Birth Certificate of the girl child, Id proof, Address proof & 2 photographs of the parents.
hi sir on maturity of amount either d baby will receive d amount or parents can receive it.
Hi Rajeshwari,
The girl child will have the right to the maturity amount.
Respected Sir,
My daughters Birth date is 3.4. 2004. pl. inform me can i open this account in SBI/ any branch of post offfice & what is the benifites of this scheme. pl. tell .
You can open this account in a post office right now as banks are still not opening these accounts. For benefits of this scheme, please check this post – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Hiii sir
s s y ke account banko m kab se khulne shuru ho jainge sir
plzzzz btainye.
Hi Surender, ye information mere paas bhi nahin hai, so can’t help you regarding this.
Respected sir,
My daughter Birth date is 02.08.2013 sir can i open the account. I have no any ID proof of my daughter only Hospital burn certificate. My ID proof is valid for open the account Please sir inform me.
Hi Banita,
Your daughter is eligible for this scheme, so you can get her account opened. Your daughter’s id proof is not required for opening this account, your id proof will be required.
DEAR SIR,
MERE HUSBAND NAI HAI.KYA ME APNI BETI KA ACCOUNT KHULWA SAKTI HU.IN FUTURE ME 2ND MARRIGE KARTI HU TO KUCH FARK TO NAI PADEGA..
Yes Mamta, aap apni beti ka account khulwa sakti hain. 2nd marriage hone se is account par koi farak nahin padega.
YES YOU CAN OPEN YOUR DAUGHTER ACCOUNT, AGE CRITERIA IS THAT GIRL SHOUD BE IN BETWEEN O YEAR TO 10 YEAR.
I had Approached SBI in faridabad, harayana, they said no notification yet to open these account. You can open in postoffice.
I want to open in Bank, any idea by when this will start in bank.
No Naveen, no such info is there.
Ye yojna bahut hi achchi hai
14 saal ham 1000 rs jama karayege to hame total kitna milega last me
Sharwanji, har saal Rs. 1,000 jama karne pe maturity ke time Rs. 52,944 milenge @ 9.2% – https://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
Sir mere 3girls h jis me se ek to 10 sal ki ho chuki h or do ke name se a/c opan karna h sir
Sir ,1000 per month deposite karne hai ki one year me
Kavitaji, minimum Rs. 1,000 ek saal mein deposit karna hai.
Sar meri beti ka birth22/07/2006hai uska account open hoga?
Yes Sachchida Nandji, aapki beti is scheme ke liye eligible hai.
Sar meri beti ka birth 22/07/2006 hai uska account open hoga naa
sir I wants to know about the sukanya scheme in detail..
Hi Jeewan, this post has all the details about this scheme -https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
The required application form is not available in many post offices. Wherefrom can I get/download it?
You can download the application form from this link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view
Hi Shiv,
Is this scheme are available on all branches of SBBJ or any specific branches.
If it available only in specific branches. How we can find branch details.
I need details of SBBJ Branch IFSC Code: SBBJ0010121.
Can I open account with School Records like as marksheets instead of birth certificate.
Hi Pukhraj,
As of now, I don’t have any idea how to check the list of bank branches which are going to serve investors for this scheme. Also, birth certificate is a mandatory requirement for getting this account opened, so I am not sure whether post offices or banks would except any other proof as an alternate.
Sir
Meri beti ki dob 16.7.2004 hai.kya me suknaya samridhi account open kara sakta hu
Yes Kamlesh, you can get this account opened.
Hello Mr. Kukreja,
Thanks for providing important information about ‘SSA’.
I checked with three nationalised banks (including SBI) and none of them have received due directions for opening this account. Either these banks are not interested in promoting this scheme due to some hardship at their end.
Kindly advise how these banks be convinced to open account.
Thanks Ajay for your kind words!
Just wait for a couple of weeks more and I am sure now the banks would soon start opening these accounts.
Hi,
I want to Account opening in Sukanya Yojana Scheme in bank, but bank told me that their are no circular from RBI.
So please suggest me.
I’m waiting for your reply.
Hi Uday,
Just wait for a couple of weeks more and I am sure now the banks would soon start opening these accounts.
good scheme for all parents in girls.
sir i read ur article and like this very much.
Thanks Reshma for your encouraging words! 🙂
MADAM,
PRIVATE BANKS AND PRIVATE POST OFFICES have only one motto :Make profit in any way.And they have no social resposibilities.If we privatise all our public banking post offices,private banks become an alliance to exploit the conditions and people and also try to influence the government to make policies entirely to help themselves,not people.
My daughters DOB is 28.04.2002.Can i open sukanya yojna account.
No Mahendra, your daughter is not eligible for this scheme.
My daughters DOB is 28.04.2005.Can i open sukany yojna account.
In this case, your daughter is eligible for this scheme.
Dear sir, I have one canfujen of sukannya schiem if perents or gardian in case deth in this pired of accunt mechuring. if. deposets discontiniue what fuchar of; that girle. I want to some inpormaton about this.
Manjuji, parents or guardian ki death hone pe ladki ko saara paisa mil jaayega.
Hi All,
See the announcement made by RBI on 11th Mar and still the nationalized banks haven’t worked on it. 🙁 🙁
http://rbidocs.rbi.org.in/rdocs/notification/PDFs/494SSAC110315.pdf
Yes, it is quite disappointing.
eska mathlb hamne jo diposit kiya huwa pisa ya jo mechurity pe jo 5lak ke upar milnevale pisa. plz explen me sir.
Aapka question clear nahin hai.
Hi Shiv,
Can I open an account with a birth certificate issued by a private hospital where my daughter got delivered?
Your response will be appreciated.
Yes Freddy, you can do that.
My daughter’s date of birth is 25-8-2013. Can I open sukanya acct for her?thanks!
Yes Manya, your daughter is eligible for this scheme.
Sir I have three daughters can I open three account
Only if all three are triplets or younger daughters are twins.
Dear sir, Myne pucha taki sukannya yojana me bhachi ki mabap our gardians marne ke bad ki fuchar pucha ta apne pure pisa bachi milega bolata. Mera shach e hai ke mabhap r gardian jo diposit kiya huva pisa utana hi milega ya jo mechurity me 5lak kuch pisa milta ta o milega. Mereko plz bhataia o pisa 18 ya 21 salme milega ya bheech me uski palnphoshan ke liye school liye milga.
Manjuji, death ke case mein jitna paisa parents jama karenge, utna paisa hi with interest aapko milega. Is scheme mein koi insurance component nahin hai.
Sir sabhi bank wale bol rahe hai ki, hmare pass iska koi suchna nhi hai, ham apka account nhi khol sakte, sir kya kru please advise me
Virendraji, kuch din aur wait keejiye ya phir post office mein account khulwa leejiye.
my daughter’s dob is 03/09/1998. can i open ssy account for her?if yes then how and where?
No Lakshman, your daughter is not eligible for this scheme.
Dear Sir,
Agar daughter death ho gai to kya wo sukannay yojna band ho jayegi aur paisa milega ki nahi, aur abhi phil hal mai kab tak chalu hai last date of application submmition
Dear Kumar, is scheme ki koi last date nahin hai, aap kabhi bhi account open kar sakte hain. Beti ko kuch ho jaata hai, to balance paisa parents/guardian ko mil jaayega.
my daughter dob- is 30/08/2008 she is eligible to sukhanya samriddhi account
Yes Amudha, your daughter is eligible for this scheme.
Mera SBI mai account hai kya ise scheme ke liye koi dusara account open karwana padega.
Hi Akhilesh, is scheme ke liye aapko Sukanya Samriddhi Account (SSA) khulwana padega.
sir
mere ko bataye kisi karran bacchi ka kisi karan death ho jata hai to jo paisa invest kya hai uska kya hoga
Hi Sanjay, balance paisa aapko with interest mil jaayega.
my daughter dob 28/09/2012 can she eligible for the scheme .i have sbi account shall i get from the bank.
Hi Karmakar, your daughter is eligible for this scheme. SBI is yet to start opening these account, you’ll have to wait for a few more days.
sir aap mere ko sukanya yojna ke bare me puri detail btaoo. Exp. me first year me 1000 @ JMA krado or next year yearly basis me 30000@ rupes JMA kra skta hu kya
Plz full details with chart send kro
Best Regardes
SAYER SINGH
Hi Sayer, aap Rs. 1,000 aur Rs. 1.5 lakh ke beech mein kitna bhi amount deposit kar sakte hain.
Hi keys aap muchchi sukanya yojana ki last deta bta skti hi muchchi anee biti ka back account open krwa na hi dob 22/11/2013 please app muchchi call kr di na 8447986552
Hi sir es week krwa skti hi keya sukanya yojana back account open krwa na hi my daughter dob 22/11/2013 please app muchchi btae y
Hi Asha,
Post Office mein ye account khulna shuru ho gaye hain, banks mein account kholne ke liye kuch aur wait karna hoga. Aapki beti ka account khul sakta hai.
Hi Shiv, upon maturity of the scheme (21 yrs) is the girl child’s consent necessary to withdraw the entire amount or the parent / guardian is able to withdraw the amount on their own? Reason I ask this is because so many years down the line I don’t know what influences (husband/In-laws) she may have in her life, however the money that I am investing is my hard earned money. Thanks.
Hi Samrat,
This scheme is for the girl child and she will be the ultimate beneficiary of this account. She could use the maturity proceeds as per her liking and the parents/guardian will have no say at the time of maturity.
my child is born on 30/07/2014 can i open an account now?
Yes Shilpa, you can get this account opened for your daughter.
thank u
You are welcome Shilpa!
My daughters DOB is 28.04.2002.Can i open sukanya yojna account.
No Ravi, your daughter is not eligible for this scheme.
Hi Sir,
You are doing wonderful service. I have one small question. I did not find any answer when i browse. My baby child just 5 months. can i open the account?
Thanks Arvind!
Your daughter is eligible for this scheme, you can get her account opened.
Tell me sir Oriental Bank of Commerce not provide this scheme
Your query is not clear Rakesh.
Sir sukanya samradhi yojna kitne year ke liye hai meri beti 2.5 year ki hai kitne year take paisa jama karna hai bats a.sir
Hi Raj, aapko 14 saal tak paisa jama karna hai. Beti ki shaadi ke time aap ye paisa withdraw kar sakte hain.
Sir
Very useful infornation given in artical also all quesns are answered.
My question can girl child withdraw money at the time of fixing wedding and before marriage so that money can be utilised in marriage.
Thanks Pravin!
Yes, the girl child will be able to withdraw it before the marriage in order to meet her marriage expenses.
Sir SBI bank not attain any query releted this scheme
Hi Brijesh, SBI has not started opening these accounts as yet, so you’ll have to wait some more days for them to start opening these accounts.
Sir agar koi girl ka d.o.b 26:10:2007 Ho ab account khola jaye to kab tak deposite karna hoga aur agar ladki ki shadi agar 18 Ya 19 Sa ki age me karni ho to kya 14 Saal deposite se pahle ladki k parent iye paisa utilise kar sakt hai
aur sir agar ladki apni study period me paisa nikal sakti hai ki nahi
Hi Sonu,
Shaadi ke time is account se 100% balance nikaal sakte hain. Study ke liye 18 saal ki age hone par 50% balance nikaal sakte hain.
l want to know at what date banks will start a sukanya account.
I don’t have this info Murty.
sir no bank has form for sukanya yojna .syndicate bank and bank of baroda deny that they are not started this scheme
Please wait for some more days Ashwani.
mera sawal hai ki kya 21years bad paisa milaga.
Yes, 21 saal baad ya phir beti ki shaadi hone pe.
Sir meri bati 7sal ki h to m kab tak pase jma krane hoge agar m apni bati k nam 1000 rupye par manth jma krata hu to meri bati ko kya fayeda mil sakta h
Dineshji, is scheme ke faayede ke liye post office ke kisi samajhdaar officer se sampark karen. Aapko 14 saal tak is scheme mein paisa jama karna hoga.
sir i kindly ask to you,at the of time period .how much mony we get
It will depend on your contribution and rate of interest Mr. Dileep.
Dear sir,
please mujhe bataeye ki agar meri beti ka dob-13-1-2005 hai to kya mai ye Sukanya yojna apni beti ke liye le sakti hu,
sanjeev kumar
Visakhapatnam
Yes, aapki beti is scheme ke liye eligible hai.
Dear Sir,
Happy to hear about sukanya samridhi yojana but to our dismay have approached a number of bank branches who are not aware or even ready to speak on yojana. please advise whom to contact since no information yet.
thanks
shiv s kaintura
Hi Shiv,
Just wait for a few days more, some banks will soon start opening these accounts.
Dear Sir,
Thanks a lot to reply.
Is there any progress so far, since time is just passing by and scheme has not come at place.
How much true is it, that if we start at some post office, at a later date possible to transfer to bank.
Warm regards,
SS Kaintura
Hi Mr. Kaintura,
A lot of banks, including SBI, PNB, IDBI Bank, Bank of India, have started opening these accounts. Also, it is definitely possible to transfer this account from a post office to any of the participating banks.
sir,i am serving in armed forces and i am opening sukanya plan in army post office so that plan transfer in civil post office.
Your query is not clear Mr. Dharmender.
Sir mene meri beti ka account S S A skeem me main post office me na khulwakar uski sub branch me khulwaya. Agar meri service kahi or lag jati hai to mera yah account transfer ho jayega kya. Jabki post office wale mana kar rahe hai. Sath hi me is account me online pement jama karwa sakta hu kya. Me is account ko band karke kisi dusre post office me Yahi account open karwa salts hu kya.
Sanjayji, post office mein online transfer facility nahin hai. But, aap account transfer kar sakte hain.
Sir its been 4 months that the announcement has been done. But till date no bank is ready to open SSA ? What should we do??
Hi Gagan,
We have no option but to wait for the banks to start opening these accounts.
how can i get a form of sukanya samriddhi yojana. my daughter age 5 can she open a account
You can download the application form from this link – https://drive.google.com/file/d/0BxqJlviiJLfgSFl5ZTEtcXl3WU0/view
my daughter is 5yr old bt I have no authentic birthday certificate for her then how can I will eligible for SSY?
Hi Mr. Thakur,
Birth certificate is a mandatory requirement for this account. But, still you can approach the post office and ask for an alternative.
Dear sir
Can i deposit Rs2000/- per month per girl child
Yes Narayan, you are allowed to do so.
Hi Sir,
Many are asking same qns, u have much patience in answering them,
Pls. all first read all the details given by Mr. Shiv before post.
I hope sbi bank till now not open this scheme and no online transfer to account, may be in future.
Thanks once again to Mr. Shiv
Thanks Arvind for your support & encouragement! 🙂
Sir meri beti ka dob 06/07/2003 kya m ye yojna le skta hun
Nahin Shri Kumar, aapki beti is yojana ke liye eligible nahin hai.
Sir can Armed forces people open this account in army post office. Can this account may transfer to civil post office in latter stage.
Thank u.
Hi Pramod,
Yes, you can open this account in an Army post office. It is also allowed to transfer it to a civil post office later on.
sir if i deposit 1200 monthly upto 14 year then what will be maturity value after 21 year
Hi Surajit,
Please check this post for maturity values – https://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
Sir/Madam,
I am leave in kolkata. Can I open that ac for my girl.
Sandip Biswas
H Sandip, your daughter is eligible for this scheme.
Wanted to know if sukanya yojana is applicable to girls born in the year 2004
Yes, girls born on or after December 2, 2003 are eligible for this scheme till December 1, 2015.
hon,ble sir
main ssa acount sbi mein transfer karna chahta hu tatha mein apne acount se subscription katana chahta hu ky aisa sambhav hai?
Hi Mr. Roy,
Account SBI mein transfer karna possible hai, but immediately nahin because SBI abhi is account ki services provide nahin kar raha. Also, is account mein ECS facility available nahin hai.
Hi sr suknya samridhe yojana k taht agar parents me ak ka or dono ka or pita ka deth ho jata hai to us sthit me kya hoga ?
Awanishji, depositor ki death hone pe beti ya beti ka koi guardian is account ko continue kar sakta hai. Agar beti account continue na karna chahe to paisa withdraw bhi kar sakti hai.
Can we deposit more then once in a month in this account and what is the maximum limit.
Yes, you can deposit more than once in a month. There is no limit on no. of deposits. Maximum limit on amount is Rs. 1.50 lakh.
can we sign it from aborad and send it to India for an Indian citizen girl and open an account
In SSA account opening application form, can I mention nominee detail? or this field is not applicable?
What other supporting documents are required to open this account?
Nomination facility is not there in this scheme. You need to provide girl child’s birth certificate and one id proof & one address proof of the parents/guardian.
Sir,
Suppose I decided that,I want to deposit 150000 per year. Tell me which one is better option:
1) I deposit 150000 at a time that means i deposit early date of financial year or end of financial year.
2) I deposit 12500 in each months from opening the account up to 14 years.
Hi,
It is better to deposit Rs. 150,000 at the beginning of the financial year to earn maximum interest.
Sir,
My SBI salary a/c is at Ladhak but my family is residing at munger bihar and i want to monthly deduction of 2000/months towards this scheme.Is it possible plase, guide me.
Mr. Deepak, you’ll have to make online transfer for this. ECS facility is still not there for this scheme.
Hello sir,
Can we deposit more then once in a month for the same account.
And i brought form from post office in dat i wont have SSA option in 3rd ques. So wat to do..
Regards
savitha..
Hi Savitha,
Yes, you can deposit more than once in a month. Also, if this is the form you have received from the post office, then it is perfectly valid – http://www.indiapost.gov.in/pdfForms/SB-3.pdf
Thank you very much Sir for the vital information.
Thanks a lot Manish for your kind words! 🙂
Dear sir please help me ..
how to transfer my ssa account from Chennai to Andhra Pradesh
Hi Raju,
You need to contact the post office/bank for the information related to transfer of account.
Hi Sir Jo logh means Indians bahar rahathe hai Forign country me rahathe hai. Un logonka beti ko a/c yaha open kar sakthe hai . kaise?
Hi Mr. Reddy,
Abhi tak ye clear nahin hai ki NRIs is scheme mein invest kar sakte hain ya nahin. Aapko thode din aur wait karna hoga.
Sir payment deposit kisi bhi post office prr krr sakte h .
nadeem
No, deposit usi post office mein hoga jahaan aapka account hai.
I just want to know Documents required for this scheme
Documents Required – Birth Certificate of the girl child, along with the identity proof, residence proof & 2 photographs of the guardian.
https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Dear Mr. Shiv,
Do we sooner or later expect the ECS facility with this scheme when accounts is in bank?
I cannot predict this Mr. Roopesh. PPF is a decades old scheme, but still ECS facility is not there. As this scheme is similar to PPF, I don’t think banks would be too keen to provide ECS facility. But, online transfer facility would be provided for sure.
Sir agar post office me account khulwate hai to kya hum account ko ek post office set dusre post office me transfer kar sakte hai ya phi kya online payment kar sakte hai
Hi Supriya,
Online transfer facility is not there with the post offices, but you can transfer your account from one post office to some other post office.
Dear sir. Please explain me. I listened that regarding sukaniy yo jana that, suppose I countnied for 10 year with monthly deposit of 1000 . After 10 year by any case if I discontinue this scheme then any back charge like penalty will charged. And money will deduct from our deposit. If deducted then how much it will. Please clarify me.
Hi Mr. Surendra,
If you stop depositing money after 10 years, then a penalty of Rs. 50 per year will be there for every year of non-deposit and this account will remain inactive till you pay the penalty and deposit Rs. 1,000 for each of those years.
hi i want to open sukanya vojana a/c in favour of my grand dauther(natin) can i do it? i want to give all amount of account to my grand daughter in law on her marriage occassion as a gift from mine (nana) please answer me
Hi Mr. Sukharia,
If you are a legal guardian to the girl child, then you can get this account opened for her.
hi kukrejaji i want to open a sukanya yojna a/c in favour of my grand dauther in law(natin) . i want to donete all amount of this account at the occassion of her marrige as a gift from mine (nana) .can i open this type of account in favour of natin
Kukreja Ji namste…sir meri ladki 6month & 4years ki hai dono ka acc.khulvana hai ..uco bank mai mera acc.hai to kya uco mai ho jayega ya post office mai hi hoga……
Dineshji, iski information aapko Uco Bank se hi mil paayegi.
Sir,
Is it possible for me to transfer the amount form a private bank to SSA in any of the listed banks directly, through NEFT? Or should I open an SB account in that bank?Pls give me a reply.
Hi Swapna,
I think you’ll have to open a Savings account also in the same bank in order to transfer funds online to your SSY account.
Dear sir,
Can you please send me application form for opening sukanya samridhhi account.
Hi Atul,
Application form link is there in the post above.
Are NRIs allowed to open this account for their daughters?
It is still not clear Dev whether NRIs can get this account opened or not. You’ll have to wait for a few more days to get further info about it.
Hi Sir,
My name is satya,Can i open an account for my niece.
if it is possible then can I be Tax free in my income.
Regards,
Satya
Hi Satya,
If you are a legal guardian to your niece, then you can get this account opened for her. Your second query is not clear.
State Bank of India has not yet allowed to open sukanya samriddhi account. If I open such an account in a post office and then I want to transfer it to SBI, then will it be viable ? Please answer me.
Yes Kanai, you can get this account transferred to SBI later on whenever SBI starts opening these accounts.
Can you please let us know if the scheme is applicable for OCI (Overseas citizen of India ) Card holder.
Thanks In Advance.
Hi Paul,
It is still not clear whether OCI card holders are eligible for this scheme or not. So, you’ll have to wait some more time for further clarity on this matter.
Hi , When will this start in axis and icici bank ?
as of now it is only available for post office
Hi Vidit,
We have no idea when Axis or ICICI Bank will start opening these accounts, but PNB has started doing that. So, if you want, you can get it opened in PNB.
Hi,
Thanks for the great post. I stay in Canada and my daughter was born in Singapore. We hold Indian citizenship, I was wondering can my father open a SSY account for my daughter while we continue to stay outside India.
Regards
Thanks Akhilesh,
As it is a small savings scheme, I don’t think NRIs/OCIs would be allowed to open this account. But, at the same time, the government is yet to provide clear info about it. So, you’ll have to wait some more time to have further clarity in this matter.
Sir,
How about NRI children. My 2 daughter are born after 2009. We are away from our motherland to take care of family and our motherland.
Please recommend NRI girls also to get chance to do savings under this scheme.
Thanks Gayatri,
It is still not clear whether NRIs are allowed to get this account opened or not. As it is a small savings scheme, I don’t think they would be allowed to do so. So, you’ll have to wait some more time to have further clarity in this matter.
Dear sir
Meri beti ka birth 29/11/2004 h
kya uska account hm khulwa sakte h
Pnb m kab se khulne shuru ho jainge sir.
Surenderji, aap apni beti ka account khulwa sakte hain. PNB mein ye accounts khulne shuru ho gaye hain.
Dear Sir,
I have opened SSA account in PNB for my single daughter. i have my salaried account in the same bank. I have added ssa account for online transfer. Payee has been added but the money can’t be transferred.
The message is” transaction can’t be transferred”.
Please suggest me what to do so that online transfer can be done.
Thanking you,
Pardeep Kumar
Hi Dr. Pardeep,
You need to contact PNB for this as I have no idea about the reason for such a failure.
DEAR,
I ASKED ABOUT SUKANYA SAMRIDDHI YOJNA -TAX FREE SMALL SAVING SCHEME FOR GIRL CHILD IN STATE BANK ( MALVIYA NAGAR BRANCH)& BANK OF BARODA ( NEAR SWAROOP TALKIES ) , BUT THEY SAID TO ME – THEY DONOT KNOW ABOUT THE SCHEME. WHAT I DO ?
Hi Mr. Akhilesh,
You may approach PNB for the same as they have started opening these accounts.
want to know for my daughter who is born sept 2004,, do i have to keep investing until she is 14 years of age ??
if yes how will her return be calculated from current month if i invest 1.5lac per annum??
Hi Chhaya,
You need to deposit money for 14 years from the account opening date (and not till your daughter turns 14).
who will have the power to withdraw the money after 21 years? parent or child?
The girl child will have the power to withdraw the money on maturity.
is there any last date for opening ssa
No, there is no last date as such for getting this account opened.
i have opened this account for my daughter, now should i make the payment everytime in post office or can i make the payment thorough net banking from icici bank.
Post offices do not provide online transfer facility.
Hi
I have one doughtier.she is 1 year.she was born in new delhi. may I open sukanya samriddhi yojana.can tell me where i will go to open account.how to open this account tell me clearly
Hi Mr. Nagendra,
Please check this post, it has all the details – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Sir
My baby 2 years old.
After 21 year/23rd year of my baby at maturity
Who get money??
If she will married at 25 th years
Hi Malay,
Your daughter will get the maturity amount after 21/23 years.
sir ji i opened a account in post office, now i want to transfer the account in a nationlised bank. how i do it .. because post office is too far from my home.. i am a handicapped person, pleases i am worry , what i do.
Hi Mr. Raj Kumar,
Please wait for a few more days for all the banks to start opening these accounts. As most of the banks are just not aware of the guidelines regarding this account, you’ll be troubled by these banks for getting it transferred immediately.
Hi
Anybody is having information ,SSY account is still not opening in nationalize banks? Did they got any informatiom government to open account? As now is new financial year started.
please reply
Thanks
Nitin Bhasin
Hi Nitin,
PNB & IDBI Bank have started opening these accounts. You can approach them to get it opened for your daughter.
Thanks Shiv.So in noida also they will open it but on web site no information.What is the documents needed in support this.
hello sir if I deposited Rs1200 per month what profit I got
Hi Shaifali,
You’ll earn 9.20% per annum interest for the current financial year.
Hi Shiv Sir,
Am an IT professional person. I want to open SSA for my daughter, i have following 2 questions:
Ques 1) Is there any facility to transfer the amount online to post office. Means i dont want to every time go to post office for deposit.
Ques 2) I have account in SBI-Pune, can i open SSA account in SBI branches, which pune branch support this.
Hi Nilesh,
1. Post Offices do not provide online transfer facility for this scheme. If you require online transfer facility, then you’ll have to transfer your account from post office to a bank.
2. I do not have the list of SBI branches which are opening these accounts.
Sir ,
I have two accounts ( Andhra Bank & Axis Bank ) which are active but not being used other than keeping some amount in it monthly ,can i change either of that to SSA account, or is it that i have to open only in Post Office and then later shift to nationalized banks
Hi Mr. Varma,
This account will get opened in the name of your daughter, so you’ll have to get a new account opened. You can approach PNB or IDBI Bank to get this account opened.
all basic detail and procedure
Please check this post, it has all the details about this scheme – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
Hi sir. Mai bihar ka rahne wala hu. Village + post. Barki naini jore. District – buxar. Sir mai past office gaya tha but. Waha to account open nahi kar rahe hai. Bol rahe hai ki ye skim abhi edhar nahi aaya hai. Par others district me ye account open ho raha hai. Mai account open karna chahta hu. Mai kaise open karau please help me.
Hi Mr. Sunil,
Ye bohot ajeeb baat hai ki jab baaki saare post offices mein ye accounts khol rahe hain, to aapke district mein ye account kyun nahin khul raha. Aap apne post office ke post master se complaint keejiye, ya phir kisi paas ke bank mein ja ke pata keejiye.
Dear sir / madam
Kindly clarify me , if we opened the account once so finaly what is the benifit for me .execept interest Is there any additional government benifits .pls clarify me .
Regards
Byregowda.d
Except tax-free interest @ 9.20% per annum, there are no additional extraordinary benefits provided in this scheme.
i want to make online payment to this this in scheme .how should i
Online transfer facility is not there in post offices. If your account is in a bank, you can do so.
Sir,
My baby 9 month old.Can i open this account?
yes Biswas your daughter is elgible for this scheme :).
My baby 9 month old.Can i open this account.
Yes Suvendu, your daughter is eligible for this scheme.
Dear Sir
Suppose that i have open a/c SSA so can i deposit amount same post office or can i deposit amount in another post office any where in India ?
Hi Amit,
You will have to deposit money in the same post office where you have opened your account. If you want to deposit money in some other post office, then you’ll have to get your account transferred.
dear sir,
mere pas nps tier-1 khata he, me apy khata khulawana chahata hu ?
kiya esa ho sakta he?
Hi Amit,
It is not possible for the income tax payers or people covered under any other social security scheme to subscribe to Atal Pension Yojana (APY).
Dear sir,
My self Krishna Murari.
Would like to know , Every one can open the account in any post office or in bank who has the child girl. Is this scheme is applicable for every one . It will not matter what salary they are getting. mean If I am getting 50,000 salary then in that I can open my account or not ???
What is ssa account.
pls advise..
Hi Mr. Murari,
Yes, anybody can open Sukanya Samriddhi Account (SSA) for his/her daughter independent of his/her monthly income.
Sir meri beti 7 saal ki hai agar hum 14 year take invest kart hai to kya hum beti ke 21 year ke hone par rupee nikal sake hai agar nikalte hai to 150000 invest karneperkitna milega
Sir meri beti 7 saal ki hai agar hum 14 year take invest kart hai to kya hum beti ke 21 year ke hone par rupee nikal sake hai agar nikalte hai to 150000 invest karneperkitna mileage kyuki agar 21 ke bad niklega to wo28kiho jayagi aur Hume uni paisa Saadikarni hai
Hi,
Aap apni beti ki shaadi ke time balance amount nikaal sakte ho, shaadi 21 ki age mein ho, ya 25 ki age mein, ya phir 19 ki age mein hi ho jaaye.
Dear sir. Kindly tell me my daughter is 4 years old. I wants to open an ssy account for a month 1000. Then after how many years I need to deposit and when the maturity will done at the same time how much amount will I get.
You need to deposit money for 14 years and the account will mature after 21 years from the account opening date. Maturity amount will depend on your contributions and the annual rate of interest, which is not fixed – https://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
Shall we pay monthly payment by online in this account ,if possible pls give me the details
Post offices do not provide online transfer facility. If you want to open this account in a bank, then you need to check it with the bank whether online transfer facility is provided by them or not.
Sir, I am Tax payer whereas my wife is not. Is it possible to subscribe for Atal Pension Yojana (APY) in the name of my Wife ?
Thanks ‘n’ Regards,
SK
Hi SK,
As per the terms of APY, any citizen of India can subscribe to this scheme. However, if you are a tax payer or covered under any other social security scheme, then the government will not make any contribution to your account.
The scheme Sukanya Samriddhi Yojana – (SSA) is quite Good after my deep study and it’s really a good investment for our daughter future there is no doubt. But only the problem lies is you this has been implemented in Post office that I don’t understand…Ruther its very good to open in a bank. Secondly the mode of payment or deposit is also not good i.e by cash/Cheque/DD which is not an easy task to maintain on monthly basis. As per me ECS facility would be very great and if we link the a bank account since we can sustain punctuality on deposit every month before 5th or some fixed date. If we think practically it will be very difficult to go deposit a fixed amount in SSA account either in post office or bank by standing in a queue every month. Hence the mode of deposit and organization should be improve so that in this current era we can have the facility of internet banking or ECS facility to run this SSA. Till now no bank has implemented this plan ….Request some of you who is having some link to approach in improving the SSA environment will help all the public of our country.
Hi Mr. Gautam,
This scheme is quite similar to PPF and there is no necessity to deposit money in this account on a monthly basis. You need to deposit money only once a year and it is perfectly fine if you deposit money more than once. ECS facility is not there with PPF account as well. But, as & when most of the banks get fully equipped to serve these accounts, they will definitely offer online transfer facility.
i am live in gwalior city mujheaapni choti sister ka account khulwana hai gwalior ke kis bank me account khulrahe hai please reply ku ki me roj bank me jaata hu bank bale roj taal dete hai bolte hai hamare yahan nahi khul rahe
Hi Vivek,
Even I have no idea which banks are opening these accounts in Gwalior. You can get it opened in a post office and after 6 months or so, get it transferred to some bank branch.
Dear sir
Meri beti ki date of birth 7/7/2004 he ,
To kiya usko sukanya yojna ka labh mil salts he kiy ?
Hi Heenaba,
Aapki beti is scheme ke liye eligible hai.
I have Approached SBI and ICICI Bank for Opening Sukanya Samriddhi Yojana Account, however, they dont have a clue regarding the same. Can you suggest which bank from the above listed are accepting the Forms for Opening the account.
Thanks in advance.
Hi Murali,
PNB and IDBI Bank have started opening these accounts.
I have Approached State Bank of India ,Bank of India & United Bank of India in kalyani,nadia (W.B)Branches for Opening Sukanya Samriddhi Yojana Account, however, they dont have any clue regarding the Sukanya Samriddhi Yojana Account. Can you suggest which bank in kalyani,nadia (W.B)Branches are accepting the Forms for Opening the account.
I have Approached State Bank of India ,Bank of India & United Bank of India in kalyani,nadia (W.B)Branches for Opening Sukanya Samriddhi Yojana Account, however, they dont have any clue regarding the Sukanya Samriddhi Yojana Account. Can you suggest which bank in kalyani,nadia (W.B)Branches are accepting the Forms for Opening the account.
Hi Suvendu/Goutam,
Please visit PNB or IDBI Bank nearest to your place, they have started opening these accounts.
Dear sir i have a epf account please say me can i open a APY account?Another question if a person pay the amount for 10 years but after that he can not give the amount ,what will happen in this case.
Hi Pradipta,
Any citizen of India can subscribe to APY, but if you are already a subscriber of EPF, your account won’t get the government contribution.
If you stop contributing to this account:
1. After 6 months, your account will be frozen.
2. After 12 months, your account will be deactivated.
3. After 24 months, your account will be closed.
Sir, i am from orissa, my question are
1-Supposed i will open ssa account in our near post office i will deposit money at time or monthly basic
2-My baby at now 2 year so how many year i will deposit
3-Suppose i will deposit Rs 500 every month , continues 18 years, than after my scheme are mature how much money i will getting that time
Hi Jamal,
1. Aapko SSY account mein saal mein ek baar paisa deposit karna zaroori hai, monthly nahin.
2. You need to deposit money for 14 years i.e. till your daughter turns 16.
3. At 9.20% rate of interest and Rs. 500 monthly contribution, maturity value after 21 years would be Rs. 3,17,327 – https://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
Sir my doughter s DOB is 28.05.2004. Is it mandatory to diposit for 14 years and if I want to Surender before maturity what type of loser will be.
Regards
Santosh
Hi Santosh,
Your daughter can withdraw it before maturity as & when she gets married. You need not deposit money beyond your daughter’s marriage.
Sir isme kya kya documents lagenge
Your daughter’s Birth Certificate, your id proof, address proof & 2 photographs.
my girl birthdate is 11-11-2003 can i submit this form for this yojna
please help us
Hi sir is there any last date to open this account
Hi Divya,
It is an ongoing scheme and there is no last date as such for this scheme.
Sir,meri beti ko abhi 5 saal hua.maine ssy account 15-05-15 ko open kiya.jab meri beti ko 16 saal honge tab maturity possible hai kya?
Nahin Kailashji, beti ki shaadi ya account khulne se 21 saal baad hi maturity possible hai. Beti ke 18 saal complete hone pe aap 50% balance nikaal sakte hain.
maire cousin ki date of birth 1/11/2004 h kya wo sukanya samridhi yajana ke lye eligible h.
Yes Sandhya, your cousin is eligible for this scheme.
Hello Mr. Kukreja
I have the following enquiry –
I want to make an annual deposit of 1 lac for my daughter (DOB – 4/4/2011). Can i deposit 50000 now while opening the account and 50000 later (after maybe 3 months). Is that possible.
Thanks a lot for all your valuable information.
Regards
Hi Sanjukta,
You can very well do so, there is no problem in depositing Rs. 50,000 now and Rs. 50,000 later.
SIR
CAN I TAKE BOTH YOJANA
Hi Kunal,
Which two schemes, you mean PMJJBY & PMSBY?
Dear sir,
My wife name is Jagriti mondal. My daughter name is supali roy .My wife want to open a ssa account.But postmaser said that my wife name jagriti mondal in voter card,and my daughter name supali roy in birth certificate.so it is not possible.He also said if voter card transfered in our gram panchyat then it possible.I have no marraige certificate.Please help.
Hi Mr. Ray,
In this case, the postmaster would have more info than us. Probably you can try it again by providing a valid proof in which your daughter’s name is there along with your wife’s name.
Friends,
The good news is I opened SSYA in SBI @ Bangalore yesterday!!
That is great Sudhindra, thanks for sharing!
sir.my girl child d.o.b is 10.12.2004.now i open sukanya samridhi jojana in sbi.
Yes Arnab, you can get this account opened for your daughter.
Dear sir
my daughter born in india in 2012. However we have recently moved to overseas for job. can i open the sukanya samriddhi account for my daughter. if not, where shall i go to seek clarification
regards
Hi Hardik,
There is still no clarity in this matter. You’ll have to contact the Post Master of a post office for further clarity.
Sir, I am sunil patra..i have a blessed a daughter on last month that is 22/02/2016..so want open a SSY account in SBI ..its possibly or not..bcoz now DOB certificate of daughter not made..so how can i apply..and its possibl to open account in SBI or not ?
Is Sukanya samriddhi and selvamagal semippu thittam is same?. What is the last date for opening this account
I have no idea what selvamagal semippu thittam is, so can’t really comment about it. Also, there is no last date as such for opening these accounts.
parents,
Good news , I submitted form & all documents for SSYA in SBI @ MG Road Branch,Bangalore-01
That is great Mahesh, thanks for sharing!
Dear Sir,
My niece is around 10.5 years and I am thinking to open SSYA as a guardian. The scheme is only for 14 years which means i will only be able to deposit for next 3.5 years. Is my understanding correct or will i be able to deposit monthly or yearly till the maturity(21 years)? Please some one help me to understand.
-satish
Hi Satish,
You need to deposit money for 14 years from the account opening date. Maturity will happen after 21 years from the account opening date or whenever your niece gets married, whichever is earlier.
please tell me the details how much i have to deposit wheather i have to deposit monthly or annualy .so, kindly give me the full details as earlier as possible
Hi Sabzar,
You need to deposit a minimum of Rs. 1,000 and a maximum of Rs. 1.50 lakh every year. It is up to you whether you want to deposit it once a year or every month.
Respected Sir main yeh janna chahta hu agar koi apne beti ya niece ke liye yeh SSY leta hai aur do teen saal bad koi anhoni ho jaye bachhe ke sath toh kya jama kiye hua rupee wapis mil jata ya nahi agar milte hai toh Kitne??????
Pravinji, jama kiye huye paise with interest depositor ko waapis mil jaayenge.
Respected Sir aise hi koi aur yogna hai jisse hum apne aur family ke future ko financially strong bana sake.
Pradhan Mantri Jeevna Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Bima Yojana (PMSBY) & Atal Pension Yojana (APY) se aap apni family ko surakshit kar sakte hain.
Sir Kya payment deposit cheque se krr skte h
Bilkul Nadeemji, aap cheque se amount deposit kar sakte hain.
Sir beti k account m dete of birth 2 sal k bad ki dal di h jbki date of birth 20.7.2012 or account m unhone likh di 20.7.2014 kya ye shi h
Nahin Nadeemji, ye sahi nahin hai. Isko theek karwa leejiye.
sir
bank of baroda me kab se account khola ja sakta hai
Jainendraji, Bank of Baroda mein kab se accounts khulenge, iski information mere paas nahin hai.
Sir,
I live in kalyani,nadia,West Bengal.I open Pradhan Mantri Suraksha Bima Yojana & Pradhan Mantri Jeevan Jyoti Bima Yojana through
e-Banking {(Hooghly-Keota-Latbagan(0542)}. My PMJBY POLICY NO-161475 & PMSBY POLICY NO- A0000000000000386031.I have no any hard copy document about those policy. Can you help me the next step can i do?
I shall be highly oblige if you help me in this purpose.
Your faithfully,
SUVENDU BISWAS
Kalyani,Nadia
West Bengal
Hi Suvendu,
You need not do anything about it, the bank itself would send you the details of your insurance policy status.
Sir mera nam Najimuddin h or mene abhi apni beti ka account khulwaya h. problem ye h k bachchi ki janm pattry m mera nam Nazimuddin likha gya tha account m b Yhi nam likha gya h . Ek word ki galti h .isko sahi krana zaruri h ya nhi . Agr sahi krna zaruri h to kese hogi. Mere sare record m nam Najimuddin hi likha hua h .
Hi Najimuddin,
Mujhe nahin lagta ki ek word ki galti se aapko baad mein koi dikkat aayegi, but phir bhi iski correction ke liye aapko bank/post office se sampark karna hoga.
Very good information. Thanks for lot of FAQS.
You are welcome Mr. Modi!
Hello sir,
sir, meri sister ke only 2 girl child h.
Ek 10 sal se niche or ek approx 11 year
sir haryana or by centre govt. Ladkio ke liye jo bhi scheme hai please details dijiye.
And sir
sukanya yojna me 21 sal se phle , marriage ke time , and girl will be 18 year
agar paise niklwana chahe to kaise hoga?
Hi Mohit,
Shaadi ke time is scheme se balance amount with interest withdraw kar sakte hain. Shaadi ke time beti ko ek declaration deni hogi ki shaadi ke liye paisa withdraw karna chahti hai.
sir,
i want to know that. I already save 150000 Rs. that is the maximum limit. Now if i save 100000 Rs. Annualy in ssy account. Can my limit of saving rose to 250000, Or i have to save money under ssy account under 150000 Limit?
Hi Ritesh,
Total exemption limit under section 80C is Rs. 1.50 lakh, including SSY investment.
First m contant bank for opening account???
Sir my baby only 2 days old how m apply this form
Get your baby’s birth certificate and apply for this account in any of the post offices or participating banks.
As I wud like to open a SSY a/c in Bank of Baroda. But the bank ppl says they ve no details for the same. Can u plz help me on this.
Hi Urmil,
I am not sure how I can help you in this. But, if you are in a hurry to open this account, I think you should get it opened in some other bank or any of the post offices and later on transfer it to Bank of Baroda.
sir sukanya yojna kya sbi ke sabhi branch me schime open ho gaya ka sir
Yes Marko, if not all, most branches have started opening these accounts.
Guys please open the accounts in SBI and they are running out of applications. Please are being forced to get their own printouts and submitting it in Bengaluru.
That is how our public sector banks work.
Guys please open the accounts in SBI and they are running out of applications. People are being forced to get their own printouts and submitting it in Bengaluru
Hi Shiv Sir,
Should we file RTI in SBI Agra branch to ask that which sbi branch are offer SSY acct and why not they are opening it?? Coz every tym their reply is same that we dont hav any info regarding the same but few days back i read a post on ur blog that sbi at bangalore has started opening ssy acct.
Hi Gagan,
Please check this link, it takes us to the SBI’s website where they are inviting us to open this account with them and contact the Branch Manager in case you need any information – https://www.sbi.co.in/portal/web/govt-banking/sukanya-samriddhi-yojana
Incase unfortunately the girl child and Gradient both of them died then who get the Amount ?
Hi Rahul,
Legal heir of the depositor will get the balance held in the amount.
Hi sir
My daughter is 9 year old can you revert when account maturity year
Hi Vijay,
Maturity will happen in 2036 or when your daughter gets married, whichever is earlier.
I opened this account with SBI yesterday. The person at bank was very helpful in creating the account the same day.
She also informed that the passbook of this is not yet available, the forms being used to fill in the initial amount of Rs. 1000 is through the PPF form since there are no forms for SSS so far.
Also the understanding is that one has to open the account with Rs. 1000 only first, then put in remaining amount subsequently.
The returns on this account are to be decided on yearly basis, so it is possible that this interest rate can go down year on year but that is as per policy every year.
Hope this helps.
Thanks a lot Shrikant for your inputs!
Hi Shrikant
Please inform which SBI Branch in which city are opening these accounts as SBI and Canara bank branch in agra are telling us that they are clueless abt any info on the subjrct.
Hi Shrikant nd Shiv Sir
Please inform which SBI Branch in which city are opening these accounts as SBI and Canara bank branch in agra are telling us that they are clueless abt any info on the subjrct.
Hi Gagan,
We do not have information regarding SBI branches which are opening these accounts. But, they are saying all those branches, which accept PPF deposits, will also open SSY accounts.
I have opened Suknaya Samridhi yojna account for my daughter in March 2015.I just want to know after completion of 21 years who will get this money. Me or My Daughter? According to my knowledge my daughter will be owner and all money goes to her.
Here is my query is that both me and my daughter eqully should be owner at that time.
Hi Mr. Parveen,
You daughter will have the complete authority to claim the balance amount as she attains majority at 18.
hello sir,
if my mother in law and me both want to operate the account in the name of my daughter ,then can we both do it together?
Hi Preeti,
Only one person is allowed to operate this account in the name of minor girl child.
Hi Shiv,
Is there any such rule that a girl child who already has a PPF Account cannot open a Sukanya Samridhi Account?
As far as I understand, nowhere under the SSA rules does it state so. However, SBI seems to be suggesting that an individual cannot have two govt. accounts. Though they are a bit unsure yet whether it is a technical glitch in their software or indeed so.
Any clarity on this, thanks!
Regards,
Ashok
Hi Mr. Ashok,
As per my understanding, there is no such rule which prohibits a girl child having a PPF account to get SSY account opened.
Dear Sir,
How this scheme help for the marriage or education expense of the girl.
As per this the account can be closed after the age of 18 years of girl
provided after the marriage. In such case how parent or legal guardian can use this fund. Kindly clarify to me.
Thanks&Regards,
Bhaskaran
Hi Bhaskaran,
Girl child can withdraw 100% of the balance amount as she gets married after attaining 18 years of age. As the legal age of marriage is 18 years, balance amount can be used for her marriage.
Hi Sir.
Recently my self blessed with baby girl.
1) I would like to know when can I open the account(first I need to reg birth certificate) then we can) ?
2) was I can open the account from mentioned bank.if yes do I have an option of ECS option from my account?
3) after opening of the account it will deposited in post office or maintains by the same bank ?
4 )To open an account how many day to required to wait for me.?
Hi Santosh,
1. You need to have the birth certificate to get this account opened.
2. ECS facility will be made available by the banks in due course.
3. It will be maintained by the same bank.
4. Different banks take their own different time to open these accounts.
Sir me ye janna chahta hu 1 sal pura kb mana jayga account kholne ki date se ya bachchi ki date of birth se.
Hi Najimuddin,
Ek saal poora account khulne ki date se mana jaayega.
Sir my baby age is 5 years i open ssy account i pay every month 3000/-rs how many years i pay in which year i collect amout some budy says after 25years some budy says after 18 yers 50 pursent only i open account in post office in july 2015 pleace tell me wich year i collect the 50/-amout and which year i collect fully amount THANK U SIR
HI
SHIV SIR
meri beti ki age 7 year h kya hm is yojana ka laabh le sakte h
pls tell me
thanx
sir koi reply nh aaya
Yes Rajeshji, aapki beti is scheme ke liye eligible hai.
Not responsible through PNB
Hi sir m ye janna chati ho kya first deposit 10000 and after that second deposit 5000 next year paid kr sakte it means k hum every year deposit rkam change kr sakte h ya nhi??
Yes Laika, amount change kar sakte hain.
my son in law(Sreejith) and my daughter (Risha) want to enroll the SUKANYA Scheme for their daughter (EVA) aged 2 years.All are now living at CANADA.Sreejith & Eva become Canadian Citizens and Risha is now Indian citizen but Risha will be soon become Canadian citizen.Can they enroll in the scheme from CANADA.
No, foreign citizens are not allowed to subscribe to this scheme.
Sir
My daughter age is 2 yrs can I open this Acc…?
Yes Ganesh, your daughter is eligible for this scheme.
Hi,
Sir,
mera beti 2 din ka hain to kya mein uska account khula sakta hu,
or 1000 se khulane ke bad har saal kya mujhe 1000/- hi deposit karna parega kya. agar main aur jama nahi karta to account chalu rahega ki nehi.
to mera maturity hone par ret. ketna aayega.
Hi Pratap,
Aap apni beti ka account khulwa sakte hain. Aapko har saal minimum Rs. 1,000 deposit karna zaroori hai. Maturity value ke liye ye post check keejiye – https://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
Hi Shiv,
My daughter is US citizen. Living in India with PIO. Is she eligible for PPF and SSY?
No Mr. Ravi, she is not eligible.
Dear Mr. Shiv,
My daughter is 10 and a half years old. Can I get an account opened for her?
Best Regards
Hi Ruchi,
If your daughter is born on or after December 2, 2003, then she is eligible.
DEAR SIR,
WHAT WILL BE MINIMUM AND MAXIMUM AMOUNT TO BE PAID PER ANUM IN ATAL PENSION YOJANA?
THANK YOU,
SUVENDU BISWAS
Hi Suvendu,
Please check this post – https://www.onemint.com/2015/03/13/atal-pension-yojana-government-guaranteed-pension-scheme-for-the-unorganised-sector/
namaste sir ji
mai apne najdiki baink SBI Naugarh,chandauli (up) pin co. 232111,me jankari mangi. Khata kholne ki bat ki to kahte hai ki es sukanya khata ki jankari nahi hai, kya aap sbi naugarh ko jankari uplabdh kara sakte hai,mai khata kholna chahta hoo. Kya aap hmari helpe kar sakte hai.
Kamleshji,
Main aap ki help karna chahta hoon, but kisi SBI branch ko jaankaari dena meri authority ke baahar ki baat hai.
Sir,
My daughter DOB:11.01.2005 & Can we open the account of SS
Yes Mr. Anand, your daughter is eligible for this scheme.
Sir,
If I open an account with state Bank of India Chennai. Can I withdraw the amount from state Bank of India, Delhi on maturity. We are not the natives of Chennai.
Yes Shweta, you can do so.
Now I am at karanataka bijapur dist. I wants to know may I open SSY at SBI at here. But I have an account at odisha ganja dist. If okay then how please tell me
K sure draw
Yes Surendra, you can do so. For more details, please contact the branch.
Now I am at karanataka bijapur dist. I wants to know may I open SSY at SBI at here. But I have an account at odisha ganja dist. If okay then how please tell me
K surendra
Dear Mr Shiv,
Thanks for all the details about the scheme . It is really useful. Need further clarifications:
1) Can the account be transferred if we move to another location
2) Can any one of the parent claim the tax benefit for the same u/s 80C
3) Will the money withdrawn partially for higher studies also be tax free
4) In the event of death of the parents before daughter turning 18, how will the account be operated
Thanks & Regards
Pooja Gupta
Thanks Pooja!
1. Yes, the account can be transferred.
2. The depositor can claim the tax exemption.
3. Yes, it would also be tax-free.
4. If possible, the girl child or her legal guardian can operate the account. If not, the girl child/legal guardian can withdraw the balance & close the account.
Dear Shiva sir
we are living in dubai can ì enroll SSY scheme for my daughter 3 years old .If it is possible how to proceed for enrollment
Thanking you
Hi Chimu,
NRIs are not allowed to invest in this scheme.
sir 3/3/2003she is eligible for this one sir ssy scheme sir please reply me fast sir
SIR,
If i open SSA in Post office kalyani,nadia (wb)branch.Can the account be transferred any bank?If yes,then how month’s/years.
Thanks & Regards,
SUVENDU BISWAS
Hi Suvendu,
You can transfer your account to a bank.
Dear Sir,
I am depositing money on sukanya samriddhi account but my final credit balance is showing Zero, when i asked about the same to the bank manager he told credit balance will show as zero as it is Govt policy for this scheme, is it correct.
Regards,
Krishnendu
Hi Krishnendu,
Please seek explanation of the same from the bank manager.
Hello Shiv Sir
With your permission i would like to submit regarding last comment of Krishnendu Ji that since SSA is a minor account under Govt scheme hence online transactions are not allowed (due to non permission of net banking to a minor) Hence, Krishnendu Ji is not able to see the balance online. But you can have the account balance by updating your ssa passbook. I hope this will help. But this is my opinion only.
Regards
Gagan Sharma
Thanks a lot Gagan for your inputs!
Hello sir ,
Kya me apni sis ki daughter ka a/c open karwa sakti hu kya me legal guardian hu uski aur jo amt deposit hoga uske liye ECS facility h
Hi Vinita,
Aap as a legal guardian apni bhaanji ke liye ye account open karwa sakti hain. Banks mein online transfer facility hai.
Pls let me know scheme is available pan India or only in north
Hi Sonapodar,
The scheme is available Pan India.
Dear sir,
Plz let me know that if after paying 5 or 6 years annual payments, someone faces some financial crunch n is not able to pay the money further. Can he or she withdraw money or the money will be paid maturity. Rgds-
Hi Mahmood,
You cannot withdraw money before your daughter turns 18. Only under some special circumstances, you’ll be allowed to withdraw the balance.
Dear Sir
I am working in UAE but my children lives in India. Can I open this account for them?
Regards
Manish
Hi Manish,
If your children are born & brought up in India, then they are eligible for this scheme.
Hello Sir,
I have already SSA opened in Post office, can i transfer this account to SBI.
Thanks
Vadivel.
Hi Vadivel,
You can transfer your account from post office to SBI.
How will the interest b calculated 4 this a/c.if I deposit rs. 1 lac in July 2015 or in March 2016,wil the interest remain the same
No Gagan, your deposit in July 2015 will earn interest from July 2015 and your deposit in March 2016 will earn interest from March 2016.
My daughter is born on 23 April 2005. can I open a Sukanya Samriddhi account in her name.
Yes Yvonne, your daughter is eligible for this scheme.
SBI, Palam Branch is refusing to open account under Sukanya Scheme as Aadhaar Card of my daughter, Age:3 years and 6 months has not been prepared.I requested them and produced my Aadhaar card as well as birth certificate of my daughter. But they did not allow me to open account.
Sir, Is Aaadhar card of my daughter mandatory documents to open an account under Sukanya Scheme. Please advice me.
No, Aadhaar is not mandatory for opening Sukanya Samriddhi Account.
Dear Shiv,
I have some queries which needs your assistance that
1)Is there online transfer of money?
2)Is there any monthly fixed deposit on fixed date?
Hi Siva,
1. Online transfer facility is there with some of the banks. Post offices do not provide online transfer facility.
2. No, you can deposit any amount on any date.
Hi Good morning
I want to opening Sukanya Samriddhi Account for my 5 year daughter with 75000 for annually, but I have option increase or decrease amount in future.
Hi Kranthi,
You can increase/decrease your deposit amount.
Dear Sir,
I am from Kolkata and I want to open account for my 11 month daughter, we went to some Banks to some banks to open the account but as per them , this facility has not yet come in Bank ,can you please advise me anby bank in kolkata where i can open the account. But i don’t want to go for post office option.
Sorry Nity, we do not have any such list of banks which are facilitating this scheme in Kolkata. I think a large no. of SBI branches are servicing this scheme.
Good night sir Meri beti ki. Date of birth 7-11-2006 Kay merit beti sukanya samriddi yojna ka lab Utah sakti hai tell me please sir
Hi Suresh,
Aapki beti is scheme ke liye eligible hai.
Good night sir Meri beti ki. Date of birth 7-11-2004 Kay merit beti sukanya samriddi yojna ka lab Utah sakti hai tell me please sir
i have open the sukanya samriddhi schemein the name of my daughter before 4 month and also deposit 1000/month ,through a person
now i want to check balance for clarity of account through net so please guid to me how to check the account balance and tell me site name for login
Hi Sunit,
You need to check with your bank if it is providing the online facility for this account or not.
sir kya mai apni bhatiji ke liye is yojna ka laabh le skta hu…?? Nd agar mai every year paise deposit karunga to muje kis date me deposit krna hoga….???
Yes Raj, aap legal guardian ban ke apni bhatiji ke liye is scheme mein invest kar sakte hain. Aap kisi bhi date ko amount deposit kar sakte hain.
Dar Sir
I would like to open the account on the name of my nieces(2 no’s).
Their parents are alive but I would like to open the account without knowing to them and myself as a guardian , so is it possible .
Thanks
JV
Hi Vijayabhaskar,
You need to contact post office or a designated bank branch to get this info.
Dear Sir,
I have already one Sukanya Samriddhi account in our local post office.
But I want to open one more account in post office/banks(which have been authorised to open Sukanya Samriddhi Account),
kindly suggest
Hi Kalpataru,
It is not allowed to open two SSY accounts for the same girl child.
job
Hello Sir, I am in USA since last two years with my daughter who born in India in 2010. I don’t know when we’ll return back to India. We are Indian citizens. Can I open SSY account for my daughter? Can my parents do it for me? Can I do it online?
Thanks,
Shri.
Hi Shri,
NRIs are not allowed to open this account. Whether your daughter is eligible for it or not, it depends on her residential status. Since she is outside India for the last two years, she is not a Resident Indian. So, she is not eligible for this account. Moreover, there is no option to submit online application for this account.
my daughter was born on 12.12.2003 so is she eligible for the sukanya samrudhi scheme..so please reply
Hi Ramesh,
Your daughter is eligible for this scheme.
Sbi bank
S.b.i bank
Sir if a govt servant comes under New Pension Scheme opens APY Account of his wife who is not employed anywhere will that Govt employee be eligible for pension after his wife ??
Yes Gagan, he would be eligible for his wife’s pension.
my daughter was born on 28.05.2013 so is she eligible for the sukanya samrudhi scheme..so please reply
Yes Surendra, your daughter is eligible for this scheme.
Can lget tax rebate as GARDIAN for mygrand daughterln SSA.
Yes, you can get 80C deduction by becoming legal guardian for your grand daughter and contributing to her SSY account.
Dear Respected sir.
My daughter born on 27 july 2006 she is eligable for this schem?
And what document need for this scheem?
Hi Shahbaz,
Your daughter is eligible for this scheme. You need to submit her birth certificate along with your PAN card copy, address proof copy & 2 photographs.
Respected Sir/ Madam
I have two sons. I would like to this type of scheme for boys .
Thanking You,
Hi Vijayakumar,
There is no such scheme specifically designed for boys.
My daughter is born on July 2003..which is the suitable scheme for her as she is not eligible for sukanya scheme..please guide
Hi Aparna,
We do not provide product specific advise in this manner here on this forum.
Currently I am staying in USA. How can I get Sukanya for my daughter who is 2 yrs old?
Hi Pavitrata,
NRIs are not eligible for SSY.
Dear Shiv,
If someone apply for this scheme when in India and later after few years move to any other country, will this scheme still be valid?
sir,
My child age is 0 years plsase tell suitable or not also tell what benifit provided under this schame if dath of key person/depositor under maturity date.
Hi Deepak,
Please check this post, it has all the details – https://www.onemint.com/2015/03/03/sukanya-samriddhi-yojana-tax-free-small-savings-scheme-for-a-girl-child/
My daughter is born on November 2013 . she is eligible for this scheme?
And what document need for this scheme?
Hi Dinesh,
Your daughter is eligible for this scheme. You need to provide the birth certificate of your daughter, your id proof, address proof & two photographs.
Thanks a lot Mr. Shiv
Hi!
Is ECS facility is available for this scheme in Post Offices in Mumbai
Hi Vaishali,
ECS facility is not available in post offices for this scheme.
is scheme ke m one year kab tak hoga.1 to 12 tak ya account open hone wali date se til tast year date tak. tell i counfused.
Hi Manish,
Your query is not clear.
Dear kukreja ji I have two sweet girl one is 7 year and another one is 5 year so can open this account in any post office of in mr area. One thing I want to know it will deposit monthly basis or we can quarterly / half yearly. Regards moazzam
Hi Moazzam,
You need to deposit money only once a year, but you can deposit money as many times as you want. There is no limit on the number of deposits you can make.
Sir, my sister born on 12/10/2006 .
So, she is eligible to fill a form
Hi sir hum ya jannna chathe hai ki 21 sal bad saddi ke samye paysa melega ya 21 sal me mil jayga
Dear sir
sir,
My daughter was born on july 2014. Is she Eligeble for the SSY scheme? Kindly confirm.
my daughter was born 11 oct 2004 Is she eligeble for this schme confirm this please
Is the online transfer for SSA started ?
Dear sir
i want know in BOI or BOB ECS Facility available or not for SSY account.
dear sir/ madem
my girl was born in 2011, she Eligible for the SSY scheme? Kindly confirm.
also it is transferable from one SBI Branch to other SBI Branch.
My daughter’s DATE OF BIRTH IS 10/07/2005,
Wheather she is eligible for sukanya yojana or not ?
If Yes, can I open the said account in Union Bank of India or not ?
My daughter’s DATE OF BIRTH IS 10/07/2005,
Wheather she is eligible for sukanya yojana or not ?
If Yes, can I open the said account in Union Bank of India or not ?
REPLY
sir, meri beti ke khata post office me khulwaya hai or monthly 1000 jema kerwatahu to final me kitna milga plzz betanka kest ker
Dear Sir,
I have opened this savings scheme in our Local post office, is it possible to transfer this scheme to SBI which has the internet banking facility?
If yes, kindly guide how to proceed further?
my daughter was born on 10.11.2015 so is she eligible for the sukanya samrudhi scheme..so please reply
Namashkaram sir ‘my dauhter barth is 21 march 2001 and she is account holder is SBI .and she is eligible for sukanya yojana.
My Nephew, Is US Born girl child, but she has dual citizenship of US as well as Indian, Can I open her account?
My grand daughter is US citizen and is OCI cardholder. I am Indian national. My son was Indian before taking US citizenship. Can I open SSY account for my grand daughter.
Sukanya samrudhi Account holder should get internet banking facility in
SBI inorder to view account details.
Dear Sir,
I am an Indian citizen and my baby is a Malaysian citizen (1 year old) . Is it possible to apply SSA for my baby? Pls confirm..
My daughter’s DATE OF BIRTH IS 30/08/2007,
Wheather she is eligible for sukanya yojana or not ?
If Yes, can I open the said account in idbi bank ,sbi or not ?
Sir
i have joint account with my brother in sbh. can i eligible to open sukanya samriddi yojana account for my daughter. and is there online payment to this scheme.? pls clarify.
sir
is Atal Pension Yojana tax free account ?
my daughter was born on 10.12.2015 so is she eligible for the sukanya samrudhi scheme..so please reply
Hi All,
Please can you confirm the last date of Account opening under the scheme Sukanyaa Samridhi yojanaa
what is last date
Hello sir
I know to about ssy who actually right to receive maturity amount gardun or girl
Sir,
SUKANYA DEV YOJNA is applicable for all state personnel ….( new Delhi ,Bihar)
Dear sir,
My baby dob is 28/06/2015, iam deposit ever month 2000pm. How much can I get 14yrs maturity and 21yrs maturity, pls let me know sir.
Thanking you,
Krishna.
Dear, respected sir can I withdrawn money before 15 years.
I read in article on “http://modiachievements.in/good-governance/sukanya-samridhi-yojanabeti-bachao-beti-padhao-bbbp-campaign/” it says Sukanya Dev Yojna has been started in Post Offices by Haryana Government. Can you confirm if it’s applicable for all over India. Girl born in anywhere in India can get the benefit of this plan.
born 2013please sir sukanya dew yojana
my daughter date of Birth is 21/06/2011 Can I take this scheme. Is there any ECS Payment through SBI
Dear Sir
My daughter is born on 15/08/2014. Her age is 1 & 1/2 year . Is she eligable for this scheme of sukanya yogna.
Hi Shiv,
Post offices have stopped taking bank cheques. They accept cash and post office account cheques only. For SSY and other PO schemes it is very inconvenient to carry cash. Do you know if we can money transfer to post office SSY accounts?
Regards,
Vineet Garg
Dear sir
I have my douter a/c ( suknya yojna) in post office, then what open a new a/c in sbi bank. & iski 1000 kist monthly h ya yearly.
Thanks
My daughter is born on 25th may 2006 ,tell me I can open account in sukanya samrudhi Please Give me chart I can invest monthly 3000Rs
Hi Sir,
Thanks for the Information, Every thing is cleared except one thing. What will happen if Guardian dies.
Thanks
Sir i have two daughters both are eligible for this SSY scheme. I want to know that may i open two accounts for both my daughters and what will be the limit for both accounts?
Kya m apni beti ka sukaniyyojna ka kakhat SBBJ bank m khulva salta hu
Meri beti 7-7-2004 born hai kya meri beti ka account open ho sakta hai sukanya youjna scheme main
sir Mari bati ka Bron 18 Oct 2007 ma hua ha may accout open kar saktha hu please muja reply kara
Dear sir
I am nri.my wife expired 3 weeks before. But my 2 girl childs are staying in india. Can I open this account
Pls send canara bank Application form for of open a/c sukanya samriddi yojana
Hello Sir,
I have some questions about SSY Accuont.
1) If someone starts account with 3000 Monthly Contribution , after some years can he change the amount to 5000 per month or 1000 per month?
2)After maturity period of 21 year or premature withdrawal(marriage of daughter), parents can withdrawal amount directly without authority of our daughter ?(Or we need to take permission of our daughter ?)
Sir,
Ssa account yadi kisi bhi bank me open kiya to koi problems to future me nahi aayegi.
sir,
my dauter age is 8 month & big dauter age is 4 year and i openining the two dauter in post aukanya sumridhi yojana & i am very happy,this sheme is very good & not risky.another parents i tell u pls go to near post office and open your dauter account.
Thany You,
sir i am govt.employee can my daughter 2 years old eligible for this scheme,
Is this available in andra Pradesh…..?
Dear sir I have opened account in APY scheme. Now i am not a tax payer‚ it might possible in future I will pay that time this APY will collapse or not???
And one more thing I have EPFO account and getting PF also‚ so in future will I face problem to getting PF or pension by APY scheme???
I have no idea can you please guide me???
Sir, I have already deposited one year money of my daughter account at Post office. How to know the list of account holder name.
DEAR SIR
CAN I DEPOSIT BALANCE AMOUNT AFTER 5 YEAR OR 6 YEAR OR 7 YEAR IN ONE SINGLE PREMUIM.
SECONDLY, MY DAUGHTER IS 9 YRS OLD. WHEN I CAN GET MATRURITY MONEY.
Sr how to open this policy tell in simple words please sr
Sir, I have opened an account at post office, but i have already one year deposited amount of Rs. 7000/-. But how to know the list of account holder name list at pot office in odisha
i got twogrand daughters about 4& 6 yrs can i eligible to open SSA now
I want to know , this scheme is transferable or not
Nahargad kili ke niche
Kiya ye IT savings mein submit kar sakte
Sir meri beti abi 25 may ko birth hua hai uske liye koi achi si yojana btyo jo ek baar jama karne ke baad mujhe uski shadi karte waqt acha sa paise mile ek baar paise jama karke pls tell me my email id [email protected], otherwise my mob no. 9888634731 par call kare thnks
dear sir,can i transfer my ssa from post office to bank.can you tell me when online payment will start .is there any option for auto debit from my ac
sir,
my girl child is 2 month older, i want open a SSA , my doubt is if i pay regular Rs.5000 per month in account suppose next month its not possible to pay Rs.5000 instead of that can i pay Rs.4000 is there no problem…..
Sir mere bete 6 sall ki hai agar mai 1 hajar rs
year me jama karynga to hame 21 year me ketna melega
sir
i have opened a ssy account in post so can i able to open another account in bank
No, Shammedji but you can transfer your SSY account to bank after 6 month of opening.
Dear sir
My child age is 4 month I have open this ssa scheme, but how long you valid this ssa scheme, can open this scheme also.
Thanks regards
Satyapal
hello sir my daughter is 3year old can we get benefit of sukanya yojana. state Bank employees are not giving us proper guidance or information so please help what to do?
Sr my is one coplect
Hi,
I have 2 daughters 9 & 3 years of age. I want to apply for Sukanya Samruddhi Scheme.
Can I take it from SBI Bank.
Thanks & Regards
Oscar Anthony.
9619024780
Sir, my daughter is 2yrs 4 month so can i aply this scheme
Sir,
I have two daughers of 9yrs 7months and 6yrs 5months respectively,Can I open this account for my elder doughter and how many years I have to deposit the premium for that.
Hi,
I have opened the account in post office for this scheme but I need a answer from you that is SBI Sukanya Samriddhi yogana is similar to Post offec Sukanya yogana ?? If no can we open this scheme in SBI also?
sir i have 2 daughter is there any extra advantage
i have triplets 2 girls 1 boy is there any special benefits
DOB of all is 7 sep 2015
sir/mam
if i open a account on SSY for my daughter and in the end at the time of getting money what are the formalities i have to do?
1) Before 2014 born (Date of Birth) Girl child can enrolled in the Sukanya Samriddhi scheme ?
2) In 2006 Born Girl child can enrolled in the Sukanya Samriddhi Scheme ?
3) Born Before announcement of the Scheme Girl Child but still not complied 10 years got the benefit of the Sukanya Samriddhi scheme ?
Sir ank and post office interest same given
Sir bank and post office interest same given
Sir,
Meri bhatiji ka DOB 10/08/2016 hai.kya SSA account khulwa sakte hai (2). Kya ye account transferrable hai mns post office se Kisi b bank me (3). Agar depositor ko kuch ho jaye to kya ye scheme band Ho jayegi kya (4). Is scheme me nomination Ki facility kyo Ni Ho Sakti (5) kya paisa har mahine by hand karwana hoga bt hamara PLI scheme to auto debit hai account se to ye kyo ni
my neice is 10 years and 2 months old now, is it possible to avail SSA scheme for her?
please suggest.
My doughter is 14 years old so
can i open this account for her ?
Dear Admin,
Sukanya Samriddhi Account scheme payment through online?
If yes, what is the procedure and explain please.
Monthly contribution that i deposit SSY A/c is it fixed or variable?
sir,
my baby 6 years old. can i open this account.
sir meri beti 10 yeras ki hai mai kanaya samirdhi yougna ka acount uco bank me kholna chati hu per month 1000 jama ho sakta hai or 21 years ke bad kitna milega
Dear Sir,
My daughter had expire age of 14th years. How can withdrw amount of under jandan yojana, please details..
My daughter is 1 month old can I open this account. Birth 2016
Sir, Namaskar, I want to open Sukna yogna for my daughter and i can paid half yearly installment or this is compalsary to open on 1 april finalcial year
please send reply
thanks
sir.
kya ssa post office yojna. boi account me se due date per direct tragaction kar sakti he
total paise kab nikal sakte hai Suknya Samridhi yojna ke taht
i am 20 years old can i open this account.birth 1996
Respected sir
I just want to confirm that my daughter is 1.5 years old and I have been open Sukanya Samriddhi account in bank of India but they can’t confirm me regarding this account when I read Ur article I was confused regarding my daughter’s account
Could you Plz confirm me becoz I have deposit 30 thousands when my daughter’s account open how many payment deposit par months????
Or I will pay 30 thousand every month or year????
Plz confirm me
As soon as possible
sir hamne apni bitiya ka account bank of india salem pur lucknow me kholwaya tha jo ki ab bank k adhikari bol rahe hai apka account switch ho gaya h isme apka rupaye nahi jama hoga ham ab kya kare
please help me
sir i am ashutosh i have taken ssy scheme in bank of india. my questions are-
1. how to calculate years from the birth of child or take it from financial year.
2. if i have epf account, my sallary is 60k if i am income tax payee, these all things have any relation with ssy scheme. have any restriction you may not deposited. plz give me sugestion.
i want to deposited 50000 per annum .. is there any problem .. i am eligible or not i except that there should not be any monetery loss with the amount
hi sir
I have NPS Tyre 1 account can my baby join in Sukanya samruddi yojana scheme
I have received one msg from state bank of india full year you have to pay 1000 rs that means 14 years is 14000 and after 21 years you will get 600000 u will get is this true ..I m confused Wether it’s monthly 1000 or yearly 1000
Its monthly
below is the chart link:
https://www.bankbazaar.com/saving-schemes/sukanya-samriddhi-account-calculator.html
Regards,
Surjit
Monthly
You will pay monthly 1000 rupees
Monthly 1000/- to be deposited Neha
Mam it’s calculation basis of monthly deposit@1000 p.m
Monthly 1000 rupees
sir
Sukanya Samriddhi Yojana account open karne ke lye SBI branch mein account hona jaruri h ya nahi? As per SBI manager SBI bank mein account hona jaruri hai.
please Reply me.
My baby 6 month old can I open this account
My sister age is 1year is she elgible for this n how we will apply for this if she is eligible
ya….u can do till 10 years age of daughter
Sir bank ya post office m SSY account open karte h to kya dono ka interest rate( bank or post office) ka same h ya alag alag h.
Plz send Sbh was from
Hello Sir,
Hope you are doing great!
I would like to know that if I can check balance in my SSY account online anywhere. As we know some people specially agent are not submitting amount in policy. And at last when you go for money at maturity then you know they have not submitted your money to policy. Post office also has many private worker they keep change. How we ensure ourselves that our money is going to right place and there is no chance to be cheated.
Regards,
Naveen
Hello Sir,
Hope you are doing great!
I would like to know that if I can check balance in my SSY account online anywhere. As we know some people specially agent are not submitting amount in policy. And at last when you go for money at maturity then you know they have not submitted your money to policy. Post office also has many private worker they keep change. How we ensure ourselves that our money is going to right place and there is no chance to be cheated.
Regards,
Naveen
Sir , i have opened SSA in SBI and POST OFFICE. I want to cancel in SBI and continue in POST OFFICE. What can I do now
Sir,
If we open the account in this year (2017)
Where we have to open in banks or post office which is better .
Please reply
Sir,
When interest get credited in SSY account if my account is with BOB ?
Please reply
I have not yet get interest credit in my account ?
My daughter is crossed 5th year on 12th june 2017. Can I open SSY ? Please give reply me. i have interested open this account. Please reply me,
Suknya samriddhi youjana
My daughter date of birth is 27.10.2004 can we open her sukanya samridhi account in post office . My cont no is => 9711365891 , 9953636251
It is monthly 1000,or yearly 1000 ? I’m confused tell me what ….
hi I am krishna my daughter age is 3 I am planning to open account say my question is can I deposited amount in any where in india or certain branch only
sukanya yojana post office main application form kese karn
Sir,
Can we get tax rebate if we invest in SSY
Hi Jagrat,
You can avail tax deduction u/s 80C with this scheme.
Can u help me to know about this website all detail please
Pls provide me full specification.
I am interested in the sukanya yojna
Dear Sir,
i am 35 year old .my daughter is 3 year old. i want to open this sukanya samridhi yojana.i got to know about this yojana from social network.
my doubt are ??
1) can i deposit maximum amount every month below ( 1,50,000)
2) are tell me can i deposit thrice a year. yearly, half yearly, are quarterly maximum amount below ( 1,50,000)
3) and tell me if what ever amount i choce to deposit in a year are a month is that be madatory to follow same amount to deposit every year.
4) and tell me can i increase are decrease deposit amount monthly are yearly.
Hi,
I have birth certificate of my daughter, which was provide by Hospital.
Is this is valid for open Sukanya Samriddhi Account.
Hello sir,
Meri beti ka khata nikalwana hai,
sukanya samriddhi yojana yah a yojana chalu karni hai. To hum kaise kare yah thoda bata deja ye.
I want to open a saving account in SSY . How I apply.
age of my daughter is 7 years then we will deposit money upto next 14 years (the then total age of my daughter wd be 21 years) or only 7 years will be deposited.. please direct me
If My child is 8 months can I open ssy account?
Give me form
DEAR SIR/MADAM:
MY DAUGHTER AGE 6 YEARS OLD. WE HAVE ONLY BIRTH CERTIFICATE.
G
My daughter is D.O.B. is 26-01-2013
what will the age to subimitted in this yojna
Good jop
my daughter age 7 years I want to open a saving account in postal how to apply
Sir my daughter is completeb one year, she’s eligible for say plan. Which documents are required. Can be debited amounts from my SBI salary account.
Sir my daughter is completeb one year, she’s eligible for say plan. Which documents are required. Can be debited amounts from my SBI salary account.
Hi i want to change mu daughter name in record. is it possible? Kindly suggest