Category: Credit

Should you wait for later tax free bond issues or invest in the REC issue?
in Credit

REC is the first company to come out with tax free bonds this year, and I have written about them earlier last week. In that review I said that there is not much difference in bonds from different companies and it doesn’t really matter which company you buy the bonds from. However, Shiv pointed me
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All you ever wanted to know about CIBIL Credit Scores
in Credit

This post is written by the CIBIL Consumer Relations team. I’ve been in touch with CIBIL to help put together a comprehensive FAQ and they’ve been gracious enough to send an extremely detailed post on the usual questions that people have about CIBIL and will also be answering any questions that you may have. Please
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Understanding what Debt Recast means with Kingfisher Airlines Example
in Credit

Karthik posted the the following comment a few days ago: Karthik Reddy Chintaparthi October 15, 2012 at 5:12 pm [edit] Hi Manshu, Offlate I have been listening many “Debt Recast” by banks to some of the institutions like Kingfisher, may be Suzlon. Could you please post a detailed article on this debt recast ? Will
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CIBIL Credit Score – Negative Factors and Ways to Improve your Score
in Credit, Featured

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected] Many of you must have checked your CIBIL credit score sometime in the past and for some of you it must have got a surprise either
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Check Your CIBIL Credit Score & Credit Information Report Online
in Credit

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected] This is the 3rd post in a series of posts covering CIBIL Credit Information Report and CIBIL Credit Score. You can access the earlier two posts
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CIBIL Credit Information Report
in Credit

This post is written by Shiv Kukreja You know how increasingly critical your credit score is becoming these days. Nowadays, even one’s employment prospects could be affected by this score as the employers have started asking prospective candidates to submit their credit information report (CIR) during the interview process and a few candidates get rejected due
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The Future of Credit Cards in India
in Credit

The following is a guest post by Michael from CreditCardForum.com. He has conducted hundreds of credit card reviews for his site (his favorite being cash back credit cards) and has been analyzing the credit industry for years. Today, he will be discussing the international growth of credit cards and where he believes India will fit
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