Category: Retirement Planning

Should You Invest in NPS Post Budget 2016?
in Retirement Planning

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected] Budget 2016 has proposed a significant change in the taxation laws for National Pension Scheme (NPS). It has been proposed by the finance ministry to make
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National Pension System (NPS) – Save Tax u/s 80CCD (1B) worth Rs. 15,450
in Retirement Planning, Tax

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected] We all want to save taxes. We all invest to save taxes. Some invest in PPF, some in ELSS, some in NSC, some invest in 5-year
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Atal Pension Yojana – Government Guaranteed Pension Scheme for the Unorganised Sector
in Retirement Planning

This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at [email protected] Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) Pradhan Mantri Suraksha Bima Yojana (PMSBY) 88% of India’s total labour force of 47.29 crore belongs to the unorganised
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How to plan your investments once you are retired?
in Retirement Planning

This is a guest post written by Manikaran Singal who is a certified financial planner and runs a personal finance blog - Good Moneying. Retirement is very important and critical stage in one’s financial life. This stage can be made more enjoyable where you relax, spend time with family, pursue hobbies if you have properly planned
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Three thoughts on investing after you retire
in Retirement Planning

For some reason, lately,  there have been a lot of questions about retirement planning and what to do with the money you get after retirement, and I think this topic deserves a mini series. Today, I’m going to write about three things that have been on my mind about this. Before I begin, for context,
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Download Excel Based Retirement Calculator
in Retirement Planning

Reader Pattu  has developed a retirement calculator for his own use, and was interested in sharing it with other OneMint readers as well. I took a look at it, and liked what he’s done, so I’m sharing the calculator here. Download Retirement Planner He has also described his thought process, which I’m sharing below. Retirement
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Your salary will increase with inflation too
in Retirement Planning

I got this email early last week (slightly edited): I would like to know something about annuity. I am 49 yrs old, suppose I am investing Rs. 100,000 yearly till i attain 60 years and NPS is showing growth in total of 1600000. 40% will be 6,40,000. Now explain to me how annuity of 6,40,000
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Poll results: How much money do you need per month to retire in India today?
in Retirement Planning

In the last poll I had asked you how much money do you need per month to retire in India today, and 48% of you (190 votes) said between Rs. 20,000 and Rs. 50,000. To my surprise, the next biggest segment was the more than Rs.1,00,000 segment with 20%, and you can see the rest
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A primer on the New Pension Scheme (NPS)
in Retirement Planning

I’ve wanted to write about the New Pension Scheme (NPS) a lot sooner, but never got around to it. Reader Gaurav sent me some great material on it, and got me started. The stuff that he sent me was an entire post in itself, but I thought I’d add to it, and create a comprehensive
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New Poll: How much money do you need per month to retire in India?
in Retirement Planning

When I wrote my post about how much money do you need to retire, I focused on the number that you will need at the time of retirement, and how to get to that number by starting off on your investment today. I see that a lot of people reach that page looking for information
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Things to do before you retire
in Retirement Planning

Authors Bio – Today Marie Nelson will be writing a post for us. Marie is passionate about personal finance, and is going to share a retirement related post with us. Life has been divided into 3 stages and the last stage is retirement. A new lifestyle waits post retirement. This transition would not only affect
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