Category: Investing for Beginners

Understanding Risk-Return for Various Investment Asset Classes
in Investing for Beginners

This blog has been contributed by our guest blogger, Ms Snehil Gupta. She is leading the marketing & business development for CrediFiable (https://credifiable.com) Investing is putting your money at work so that it grows in value over time and generates returns for you. You should not confuse investing with savings. You save when you simply
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I know nothing about finance, where do I start? – Part 1
in Investing for Beginners

This is a question that comes up often, and one that I find quite difficult to answer. First, I think it’s useful to start by just defining what you mean by finance, and spending some thought on that. I think it is useful to narrow down finance to personal finance because that’s what people are
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Part 2: How should beginners approach investing in the stock market?
in Investing for Beginners

In part 1 of this series, I wrote about how most people get hooked to the stock market and how they evolve through the various stages of a speculator / investor. I closed that post summing up my preference for long term investing, and in this post I’m going to write about two things that
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Part 1: How should beginners approach investing in the stock market?
in Investing for Beginners

Krishna left the following comment (slightly edited) a few days ago: I am a techie and I am preparing myself to start investing in stocks. Google revealed your post & I really admire your work.It will be more helpful if there is a post describing investing for novices like me. Regards, KK This is an
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Difference between shares and mutual funds
in Investing for Beginners

The best way to understand shares and mutual fund is to look at them from the perspective of the company that issues them rather than an investor. This may sound counter – intuitive at first because almost everyone tries to figure out what they mean from the perspective of an investor but somehow I find
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Risk is harder to read
in Investing for Beginners

Almost every other day there’s a comment from someone who wants to know what the best investment is – one that will give him the highest return. There’s no inquiry about risk, and that’s not surprising because people new to investing don’t really understand or even think about risk. It’s only after you’ve burned your
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Investing for beginners: Tax implications on various debt instruments
in Investing for Beginners

As part of our investing for beginners series we looked at volatility last week, so I thought I’d take this week to look at debt instruments and more specifically – the different type of taxes that a debt instrument may attract, so when a new debt offer comes you know what questions to ask with
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Investing for beginners – Dealing with Stock Market Volatility
in Investing for Beginners

This post is next in my investing for beginners series (earlier posts include asset allocation, diversification, things to do before you start investing), and for this post I wanted to talk about volatility and dealing with it. State Bank of India (SBI) is one of the bluer blue chips in India, and a look at
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Getting started as an investor: Consider Asset Allocation
in Investing for Beginners

This is the next article in my series for investing for beginners (first, and second post), and focuses on asset allocation. What is Asset Allocation? Most people start out investing without having a strategy, and invest their money in different assets without necessarily thinking about the distinction between them, and how the risk – return
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Getting started as an investor? – Diversify
in Investing for Beginners

Reader Allwyn wrote to me a few days ago inquiring about books, and websites that help people  get started with investing, or if there was such a series here on OneMint, and since there is none, and it is such a great idea – I thought I will write one now. In February this year,
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5 factors to think about before you start investing
in Investing for Beginners, Opinion, Personal Finance

I got a few interesting questions in comments and emails while I was away, and now that I am back, I will try and address at least some of them. One of the more interesting emails I got was to do a write-up about investments for beginners. As I thought about this question — my
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