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    <loc>https://www.onemint.com/articles/education-loan-rising-rates-moratorium-cost-floating-vs-fixed-2026</loc>
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        <news:name>OneMint</news:name>
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      <news:publication_date>2026-10-25T07:31:10.125Z</news:publication_date>
      <news:title>Education Loans in a Rising-Rate Year (RBI, 7 October 2026): What the Moratorium Really Costs and How Floating and Fixed Compare</news:title>
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  <url>
    <loc>https://www.onemint.com/articles/personal-inflation-rate-worksheet-cpi-september-2026</loc>
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        <news:name>OneMint</news:name>
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      <news:publication_date>2026-10-25T07:28:23.892Z</news:publication_date>
      <news:title>Your Personal Inflation Rate Isn’t 5.54% (MoSPI CPI, September 2026): Build It From Three Months of Bills in 20 Minutes</news:title>
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    <loc>https://www.onemint.com/articles/fd-ladder-debt-fund-duration-after-rbi-repo-hike-october-2026</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
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      <news:publication_date>2026-10-25T06:59:00.435Z</news:publication_date>
      <news:title>After the First Rate Hike in Nearly Four Years (RBI, 7 October 2026): A Four-Rung FD Ladder and the One Debt-Fund Number, Duration, That Shapes Your Next Twelve Months</news:title>
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    <loc>https://www.onemint.com/articles/sebi-prim-route-1-percent-fee-direct-mutual-funds-25-lakh</loc>
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        <news:name>OneMint</news:name>
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      <news:publication_date>2026-10-25T06:56:22.395Z</news:publication_date>
      <news:title>SEBI’s PRIM Route (Portfolio Managers Regulations, 2026): What Paying Up to 1% a Year to Hold Direct Mutual Funds Costs at ₹25 Lakh</news:title>
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    <loc>https://www.onemint.com/articles/ber-vs-ter-sebi-mutual-fund-regulations-2026-expense-ratio-trap</loc>
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        <news:name>OneMint</news:name>
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      <news:publication_date>2026-10-25T06:53:44.458Z</news:publication_date>
      <news:title>BER vs TER (SEBI Mutual Funds Regulations, 2026): Why a Fund’s Expense Ratio Can Look Higher After 1 April Even Though Base Costs Fell</news:title>
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    <loc>https://www.onemint.com/articles/income-tax-act-2025-section-translator-80c-80d-hra-home-loan</loc>
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        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T06:50:50.097Z</news:publication_date>
      <news:title>Income Tax Act 2025 Section Translator (Effective 1 April 2026): Where Your 80C, 80D, HRA and Home-Loan Interest Claims Moved for Tax Year 2026-27</news:title>
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    <loc>https://www.onemint.com/articles/eps-2026-replaces-eps-1995-36-month-pension-wait-job-switchers</loc>
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        <news:name>OneMint</news:name>
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      <news:publication_date>2026-10-25T06:37:00.000Z</news:publication_date>
      <news:title>EPS 2026 Replaces EPS 1995 (Ministry of Labour, 29 June 2026): What Job-Switchers Keep, Lose and Must Decide About the 36-Month Pension Wait</news:title>
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    <loc>https://www.onemint.com/articles/caller-name-display-cnap-1-november-2026-digital-arrest-limits</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T06:05:00.000Z</news:publication_date>
      <news:title>Caller Names Appear From 1 November (DoT CNAP Circular, 13 October 2026): What a Verified-Looking Name Can and Cannot Tell You About a “Digital Arrest” Call</news:title>
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    <loc>https://www.onemint.com/articles/15000-employer-gift-tax-limit-cliff-diwali-bonus-rules-2026</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T05:55:00.000Z</news:publication_date>
      <news:title>The ₹15,000 Cliff (Income-tax Rules 2026): Does Crossing the New Employer-Gift Limit Tax the Whole Gift or Only the Excess?</news:title>
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    <loc>https://www.onemint.com/articles/epf-wage-ceiling-25000-october-2026-payslip-check-eps-pension-math</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T05:50:00.000Z</news:publication_date>
      <news:title>Check Your October Payslip: The EPF Wage Ceiling Is Now ₹25,000 — Who Pays More, Who Gets Pulled In, and What It Does to Your Pension</news:title>
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  <url>
    <loc>https://www.onemint.com/articles/gst-phase-1-reforms-1-november-2026-ecommerce-sellers-refund-rules</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T05:45:00.000Z</news:publication_date>
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    <loc>https://www.onemint.com/articles/gold-import-parity-discount-collapse-dhanteras-2026-price-math</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T05:40:00.000Z</news:publication_date>
      <news:title>Gold&apos;s Import-Parity Discount Collapsed From $66 to $8 an Ounce in a Month (WGC Oct 2026): What It Means for Your Dhanteras Purchase</news:title>
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  <url>
    <loc>https://www.onemint.com/articles/rbi-repo-hike-emi-reset-calendar-october-december-2026</loc>
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      <news:publication>
        <news:name>OneMint</news:name>
        <news:language>en</news:language>
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      <news:publication_date>2026-10-25T05:30:00.000Z</news:publication_date>
      <news:title>Your Next EMI Reset May Carry Two Rate Hikes, Not One: A Reset-Date Calendar for 7 October–4 December</news:title>
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