#Fixed Deposits

After the First Rate Hike in Nearly Four Years (RBI, 7 October 2026): A Four-Rung FD Ladder and the One Debt-Fund Number, Duration, That Shapes Your Next Twelve Months

Following the RBI's 25 bps repo rate hike to 5.50% on 7 October 2026, here is how a 4-rung FD ladder protects liquidity, the exact duration math for debt funds, and the after-tax real return reality.