Free Calculator

HRA Exemption Calculator

Calculate your House Rent Allowance tax exemption under Section 10(13A). Applicable under the Old Tax Regime for FY 2025-26.

Calculator Inputs

City Type

Metro cities: Mumbai, Delhi, Chennai, Kolkata

Basic Salary (Monthly)

₹

₹10,000₹5,00,000

HRA Received (Monthly)Check your payslip

₹

₹1,000₹3,00,000

Rent Paid (Monthly)

₹

₹0₹3,00,000

Results

Annual HRA Exemption

₹1,56,000

₹13,000/month tax-free

Exemption = Minimum of 3 Conditions

(A) Actual HRA Received ₹20,000/mo

(B) 50% of Basic Salary ₹25,000/mo

Annual HRA Received

₹2,40,000

Taxable HRA

₹84,000

HRA exemption is available only under the Old Tax Regime. Under the New Tax Regime (FY 2025-26), HRA exemption is not available. Rent receipts and landlord PAN (if annual rent > ₹1L) must be submitted to your employer. If rent is paid to a family member, exemption is typically disallowed.