Free Calculator

Inflation Calculator

See how inflation erodes the purchasing power of your money over time — and how much more you'll need in the future to maintain the same lifestyle.

Calculator Inputs

Amount Today

₹

₹1,000₹1,00,00,000

Inflation RateIndia avg: 5–7%

% p.a.

2% p.a.15% p.a.

Time Period

1 Yr40 Yr

India Inflation Reference

CPI (2024-25 avg)~4.8%

Education inflation~10-12%

Medical inflation~14%

Food & groceries~6-8%

Cost of Living vs Purchasing Power Over Time

Results

What ₹1,00,000 today costs in 10 yrs

₹1,79,085

Today's ₹1,00,000 will feel like

₹55,839

in real terms

Purchasing Power Lost

44.2%

₹44,161 eroded

Rule of 70

At 6% inflation, purchasing power halves every 12 years. Invest in assets that beat inflation to protect your wealth.

Cost of Living vs Purchasing Power Over Time

Inflation erodes the real value of money sitting idle in savings. To stay ahead of inflation at 6%, your investments must earn more than 6% annually. Equity mutual funds have historically delivered 10–14% CAGR over 10+ years in India, significantly outpacing inflation.