Free Calculator

Retirement Corpus Calculator

Calculate exactly how much corpus you need to retire comfortably and the monthly SIP required to reach it — accounting for inflation, investment returns, and life expectancy.

Calculator Inputs

Current Age yr

Retire At yr

Life Expectancy yr

Monthly Expenses TodayCurrent cost of living

₹

₹10,000₹5,00,000

Inflation RateIndia avg: 5–7%

% p.a.

3% p.a.12% p.a.

Pre-Retirement ReturnEquity MF expected

% p.a.

6% p.a.18% p.a.

Post-Retirement ReturnDebt/hybrid expected

% p.a.

4% p.a.12% p.a.

Corpus Growth Year by Year

Results

Corpus Needed at Retirement

₹4,01,59,351

To fund 25 years of retirement

Monthly SIP Required Now

₹11,377

for 30 years at 12% p.a.

Monthly Expenses at Retirement

₹2,87,175

Years to Retire

30 years

Total Amount Invested

₹40,95,671

Wealth Created by Markets

₹3,60,63,680

Corpus Growth Year by Year

Assumes monthly expenses grow at 6% inflation until retirement at age 60. Post-retirement corpus earns 7% p.a. (annuity/debt). Actual corpus requirement may vary based on healthcare costs, lifestyle, and dependents. Start early — every year of delay significantly increases the required SIP.