#EPF
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Personal Finance
EPS 2026 Replaces EPS 1995 (Ministry of Labour, 29 June 2026): What Job-Switchers Keep, Lose and Must Decide About the 36-Month Pension Wait
Under the Employees’ Pension Scheme, 2026 (notified 29 June 2026), job-switchers leaving covered employment face a 36-month wait for lump-sum pension withdrawals. Here is the exact rupee math, decision pathways, and passbook checklist.
9 min readCareer & WorkCheck Your October Payslip: The EPF Wage Ceiling Is Now ₹25,000 — Who Pays More, Who Gets Pulled In, and What It Does to Your Pension
Under Ministry of Labour and Employment Gazette Notification S.O. 5109(E) effective 17 September 2026, the statutory EPF, EPS, and EDLI wage ceiling has jumped from ₹15,000 to ₹25,000 per month—making October 2026 the first full payroll cycle where capped deductions rise by up to ₹1,200 and millions of excluded workers enter the pension net.
13 min read