#Section 129 education loan deduction

Education Loans in a Rising-Rate Year (RBI, 7 October 2026): What the Moratorium Really Costs and How Floating and Fixed Compare

After RBI’s 25 bp hike to 5.50%, a ₹30 lakh floating loan costs ₹73,000 more if interest is capitalised; this guide gives moratorium maths, scheme limits, tax treatment and a lender checklist.