State Bank of India Interest Rates

by Manshu on March 25, 2010

in Fixed Deposits

Update: October 18 2012

I updated my bank interest rates page yesterday, and realized how many different types of interest rates there are. So, I thought I’d create this page with State Bank of India interest rates that will act as a reference for different types of interest rates as well as a ready reference – if someone is specifically interested in SBI interest rates.

"state bank of india interest rates"

Interest Rates

1. Domestic Term Deposits: The first one in the list is interest rates for domestic term deposits below one crore rupees.

Here is the table that has those rates.

Tenor

Below Rs.15 Lakhs

Rs.15 lakhs to less than Rs. 1 Cr

Existing Rates w.e.f. 07.08.2012

Revised rates  w.e.f. 07.09.2012

Existing Rates w.e.f. 07.08.2012

Revised rates

w.e.f. 07.09.2012

7 days to 90 days

7.00

6.50

8.00

7.50

91 days to 179 days

7.00

6.50

8.00

7.50

180 days

7.00

6.50

8.00

7.50

181 days to 240 days

7.25

6.50

8.00

7.50

241 days to less than 1 year

7.50

6.50

8.00

7.50

1 year to less than 2 years

9.00

8.50

9.00

8.50

2 years to less than 3 years

 

9.00

 

8.50

 

9.00

 

8.50

3 years to less than 5 years

 

9.00

 

8.50

 

9.00

 

8.50

5 years and up to 10 years

8.50

8.50

8.50

8.50

 

2. Domestic Term Deposits for more than one crore rupees: If you have more than a crore to spare for a term deposit – you will get a different interest rate. Here is that table:

Tenor

Rs.15 lakhs and above  to less than Rs. 1 Crore

Existing premiums w.e.f. 07.08.2012

Revised Premiums

w.e.f. 07.09.2012

Effective Rate

w.e.f. 07.09.2012

7 days to 90 days

100 bps

100 bps

7.50

91 days to 179 days

100 bps

100 bps

7.50

180 days

100 bps

100 bps

7.50

181 days to 240 days

75 bps

100 bps

7.50

241 days to less than 1 year

50 bps

100 bps

7.50

1 year to less than 2 years

8.50

2 years to less than 3 years

8.50

3 years to less than 5 years

8.50

5 years and up to 10 years

8.50

3. Resident Indian Senior Citizens: Senior citizens get a slightly interest rate in India, but not if their deposit is more than a crore. Here is a table that shows these rates:

Tenor

Below Rs.15 Lakhs

Rs.15 lakhs to less than Rs. 1 Cr

Existing Rates w.e.f. 07.08.2012

Revised rates  w.e.f. 07.09.2012

Existing Rates w.e.f. 07.08.2012

Revised rates  w.e.f. 07.09.2012

 

7 days to 90 days

7.00

6.50

8.00

7.50

91 days to 179 days

7.00

6.50

8.00

7.50

180 days

7.00

6.50

8.00

7.50

181 days to 240 days

7.25

6.50

8.00

7.50

241 days to less than 1 year

7.50

6.50

8.00

7.50

1 year to less than 2 years

9.50

9.00

9.50

9.00

2 years to less than 3 years

9.50

9.00

9.50

9.00

3 years to less than 5 years

9.50

9.00

9.50

9.00

5 years and up to 10 years

9.00

9.00

9.00

9.00

 

4. SBI staff and pensioners: If you are a SBI employee or pensioner – you will get 1% extra on top of the regular interest rate. If you are a pensioner above 60 years old, then you will get dual benefit – 0.50% extra for senior citizens, and 1% extra for the staff.

5. Savings Bank Interest Rates: Savings account get an interest rate of 3.5%.

Let me know if I missed out anything or if you have any other questions, and also look at the fixed deposit rates in India offered by other banks.

If you are a NRI, then the NRI Interest Rates page will be more meaningful for you, and if you are looking for more information on fixed deposits, then this page lists down more resources on fixed deposits.

Click on the New Here page to see how you can make the best use of this website.

Image by nOr

{ 260 comments… read them below or add one }

ravi devini March 30, 2010 at 6:43 AM

plz send me the chang of sbi interest rates

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Manshu March 30, 2010 at 6:45 AM

What changes are you talking about?

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hussain April 12, 2010 at 11:49 AM

hi can you please advice me on deposit interest

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Manshu April 12, 2010 at 5:22 PM

These are deposit rates…do you mean other banks? You can find them at this link:

http://www.onemint.com/2009/07/03/bank-interest-rates-india/

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biswa April 16, 2010 at 7:38 AM

SBI RECENT DECLARATION:–
FCNR –FOREIGN CURRENCY NON RESIDENT
HIKE 1.92% FOR 2YR ,PREVIOUSLY IT WAS 1.84% FOR 3 YEAR

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KAVI KUMAR April 29, 2010 at 9:10 AM

I have S/A in S.B.I. & want to transfer some spared money in TD to get back high interest rates.

But Axis Bank claim to give 7.5% /Yr interest with Qly updates will cross 8% if FD is done >30 months!

Is the offer is better TD option for in comparision to SBI Current Interest Rates?

Waiting for your reply for instant money transfer from my personal banking system.

Kavi Kumar
Harinagar

Reply

Manshu April 29, 2010 at 11:51 AM

What is TD?

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milan thakkar May 20, 2010 at 5:00 AM

plz send me the chang of sbi interest rates

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dipak May 24, 2010 at 4:31 AM

what are the prevailing interest rates offered by SBI on monthly income schemes ?

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sanjay kumar singh May 28, 2010 at 7:18 AM

wht is sweep?

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RAJEEV AGRAWAL July 1, 2010 at 2:44 AM

I need circular interest rates charged by State Bank of India on Industrial Loan/ Cash Credit Limits

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Geetha Sunil July 14, 2010 at 12:51 AM

while opening a Term deposit a standing instructions was given stating that the amount on maturity, the proceeds may be paid in the shape of a DD payable at my home town where my family stays. but the bank authorities are deducting exchange charges.

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what is the senior citizen ac opening procedure under 9% July 18, 2010 at 7:58 PM

senior citizen term deposites ac have been opened but amt could not transfer into ac why ?

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Manshu July 20, 2010 at 3:51 PM

Don’t know why, where did you open it?

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vyoma trivedi July 22, 2010 at 5:18 AM

i have heard of state bank of india fixed deposit for 1000 days @ 10.50% per annum, is this scheme still on. reply at an earliest.

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D .SINGH July 29, 2010 at 2:05 PM

can i know the rates of interested of 1 Crore & Above(FD)?

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S.C.Roy August 9, 2010 at 5:43 AM

At Indian bank for senior citigen int.rates for 3 yrs is 8.5% , where as at SBI it is 6.5%. Why so much of difference.
regard

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CHARANDAS SINGH August 14, 2010 at 2:38 AM

plz send me the chang of sbi interest current rates for FD.

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Shweta August 16, 2010 at 12:46 AM

Please suggest, either SBI or ICICI bank…. where should I deposit my money for better intrest?

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B.Chakraborty August 16, 2010 at 6:40 AM

I wish to invest and get back interest monthly/quarterly basis. Where should I invest with safety.

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B.Chakraborty August 16, 2010 at 6:46 AM

Is MIP in Reliance & HDFC Mutual fund secured. Please intimate whether any risk is there.

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Manshu August 16, 2010 at 3:39 PM

There is risk in this; are you looking for something that is risk – free?

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Manshu August 16, 2010 at 3:44 PM

ICICI offers slightly better rates, what time – frame are you looking at? Here are the two links from ICICI & SBI that you can use to compare interest rates.
http://www.icicibank.com/interest-rates.html
http://www.statebankofindia.com/user.htm

You can see a comparison of 30 banks here:

http://www.onemint.com/2010/05/19/fixed-deposits-interest-rates-in-india/

The rates might be a little dated though.

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Debabrata Das August 16, 2010 at 11:47 PM

Give details of current interset rates on fixed deposit as on 17/08/2010.

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K.B.DALVI August 27, 2010 at 7:19 AM

please send new letest FD interest rate.
Thanks.

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teklal mahato September 4, 2010 at 5:07 AM

pls
send the int rate updated i.e latest for monthly income scheme .

Thanking you
Teklal mahato

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jagjit singh September 15, 2010 at 1:39 AM

http://www.onemint.com/2010/03/25/state-bank-of-india-interest-rates/

hello .
i want to do 5 lakh fixed deposit for 3-4 years ,but i dont know what is the interest rate per annum.
plese tell me back how much interest i will be get and rate of interest per annum at indian citizen.

sahota1247@rediffmail.com

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Manshu September 15, 2010 at 9:17 AM

That’s what is shown in the above table at 7.25%.

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pk aju October 7, 2010 at 8:00 AM

I have deposited an amount of Rs. 125000/- in SBI on 23.10.2008 as term deposit. On 20 Apr 09 , an amount of Rs.5302 credited as interest. On 18 Oct 09,an amount of Rs.4621 credited as interest and on 17 Apr 10,an amount of Rs.3902 credited as interest. On my online SBI window was showing,Deposit amount as 138825/- ,maturity date as 16 Oct 2010 , maturity amount as Rs.142468 and Rate of interest as 5.25%. On 5 Oct 2010(before 11 days of maturity-on 171st day ), I have closed this account and I was paid only Rs.141264 including interest of Rs. 2,439.00. Could some one please explain whether their calculation is right or wrong?

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Manshu October 7, 2010 at 8:27 AM

So, looks like you were paid a little less because you withdrew early, and you’re curious to know whether they levied an extra fine or something. Is that right?

Why don’t you ask them to explain how they calculated the interest for the last period – that will clarify your answers.

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arjeyar November 11, 2010 at 10:12 PM

In the case of premature closure of deposits banks adopt the following process – at least in India
1. The duration/tenure up to which the deposit was lying with the bank.
2. the current rate of interest applicable for the above period
3. reduce from that rate 2%
4. calculate the eligible interest amount based on the new rate
5. recover any excess interest paid out earlier – difference of amount of interest credited to your account at the old rate and the eligible interest at the new rate
6. the net impact is that, you have received lesser interest

I suggest that, henceforth if you are in need of funds, pl try and obtain a loan against the deposit with the bank. this facility is available with your deposit bank itself. the loss would be reasonable.
Hope the point is clarified to your satisfaction
Regards

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Manshu November 12, 2010 at 4:44 AM

Thank you very much for explaining this arjeyar – this info will come in handy for a lot of people.

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Manu November 14, 2010 at 9:50 AM

Arjeyar, usually the amount reduced is roughly 0.5%. So if the rate was 7.5%, and if the FD was withdrawn prematurely, then the final amt calculated will be at 7% and not 7.5%. Reducing 2% is quite huge and I don’t think is viable.

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NeeturRawat October 10, 2010 at 12:46 AM

Dear sir,
Please send me interest rate list

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Manshu October 10, 2010 at 7:25 AM

Which interest rates list are you referring to?

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PK Aju October 12, 2010 at 12:54 AM

Dear Sir,

You are right. contact is not possible as I am in Mumbai and branch is at my village. I have to be very sure the interest calculation what they made is as per existing rates and rules before I write to them. Please help me

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L G. October 19, 2010 at 1:02 AM

why interest rate in SBI for fixed deposit for a period of 5 year is less(7.50%) than for a period of 1000 days(7.75%).

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Manshu October 20, 2010 at 1:12 PM

I’m sorry, but I don’t know why that happens.

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sanket October 25, 2010 at 11:59 PM

i want the interest rate if sbi on fixed deposit on the date 5/11/2009
please if you could help me??

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Manshu October 26, 2010 at 2:53 AM

I found some interest rates around that date on this link: http://www.thinkplaninvest.com/2009/07/sbis-fixed-deposit-interest-rates-2009/

I hope this helps.

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gunnamanilkumar November 2, 2010 at 4:56 AM

Thanks for the updation of interest rates.

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sanket November 2, 2010 at 11:10 PM

THANKS MANSHU BUT I want interest rate of sbi on fixed deposit on the date 5/11/2009

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Manshu November 3, 2010 at 3:14 AM

Sorry Sanket, but I don’t know how to get to the interest rate on that exact date.

Maybe someone else has an idea on how to get to that number in which case please leave a comment.

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sanket November 3, 2010 at 11:09 AM

i want the interest rate if sbi on fixed deposit on the date 5/11/2009
please if any one could help me??

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pawan November 8, 2010 at 10:29 PM

send me please interest rate of dfr

Reply

Manshu November 9, 2010 at 4:23 AM

What’s DFR Pawan?

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sanket November 13, 2010 at 12:45 AM

hello friends
i want the interest rate if sbi on fixed deposit on the date 5/11/2009
please if any one could help me??

Reply

sanket November 14, 2010 at 10:25 PM

AAREY KOI TO BATA DO ???

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Ujjawal November 17, 2010 at 12:35 AM

thank you very much for giving the rates my wife was dying to know it

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sebastian November 17, 2010 at 11:27 PM

please send me details & iterest rate of thrift

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Manshu November 18, 2010 at 7:33 AM

I’m not sure I understand – interest rate of thrift; could you please elaborate a little?

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gautam mahanta November 29, 2010 at 12:43 AM

the institute want to invest rs 29 lac with sbi. pl send the new interest.

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Manshu November 29, 2010 at 8:08 AM

You will have to talk to someone in the SBI branch about this.

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Neehar T P November 30, 2010 at 3:11 AM

hi every one ….
can u please tell me which bank policies are good for a person who just started earnings in an IT field?
not only bank policies please suggest me how to start saving my salary in a useful way??
with regards..
NEEHAR T P

Reply

Manshu November 30, 2010 at 11:21 AM

Hi Neehar,

I’d recommend that you go through the Investing for Beginner’s post that are here. http://www.onemint.com/category/investing-for-beginners/

They are still work in progress but you will find some info to get started with. As far as investing is concerned, consider investing in a proportion of debt and equity. For equity you can buy some mutual funds like an index mutual fund, or a mutual fund with a good track record like HDFC Top 200. For equity you can also consider investing in ELSS funds and take advantage of tax savings there.

For debt you can start off with some infrastructure debt which has also got some tax advantage.

I’d also recommend staying away trading in the stock market, and buying and selling stocks for the short term, as hardly anyone makes money from that.

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Imran December 5, 2010 at 6:50 AM

@ Gautam – Is the institute a trust or a corporate ? Also, which instrument are they looking to park their funds into. If you could answer these questions probably I could suggest you some options.

-Imran
99200-67880

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Syed Zamin December 11, 2010 at 5:37 AM

Hello
Plz make me acquaint with the rate of interest for saving account in India.I am in Dubai how I can have a NRI account also.

Syed Zamin Rizvi

Reply

Manshu December 11, 2010 at 4:55 PM

Savings account in India yield 3.5% for residents.

Please contact a bank either online or through phone to open an NRI account.

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kasam s s December 11, 2010 at 9:19 PM

yes

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kasam s s December 11, 2010 at 9:21 PM

31208296388

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bhuvan v v December 11, 2010 at 11:06 PM

I am lucky got allotted 17 without effort, hope to increase the lot atleast upto 100 for the future holding. I believe it is a good investment.

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RAJU B December 14, 2010 at 8:43 PM

Want to go for a property land loan from SBI.
I’ve S/B acct in SBI Jayanagar II Block branch.

Kindly let me know the coresspondance to contact.

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Manshu December 17, 2010 at 10:55 PM

I think you will need to go to the bank branch and talk to them in person.

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Abhijit December 17, 2010 at 9:28 AM

What is the method of payment of interest for the DOMESTIC TERM DEPOSITS, is it maid Monthly/Quarterly or after Maturity?

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Manshu December 17, 2010 at 10:23 PM

You can get it paid automatically to your savings account, and you typically get some options that you can select from in terms of how frequently you want to be paid interest.

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Abhijit December 18, 2010 at 6:42 AM

Does that means that I can invest in SBI Domestic Term Deposits and get monthly interest returns like that of MIS (Monthly Income Scheme) or the MIS Schemes of SBI are different from that of Domestic Term Deposit with different Interest Rates???

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Manshu December 18, 2010 at 11:33 PM

Abhijit I am not sure about the details, so I can’t say with certainty though I do think it is possible to get monthly interest. Your best bet is to check with SBI directly.

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Abhijit December 19, 2010 at 12:28 AM

Manshu Thanks for the reply. I’l check that with SBI and post it here so that others with the same question can get help.

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Manshu December 19, 2010 at 12:31 AM

Oh wow – only a handful of people ever bother to do that – much appreciated Abhijit – thank you.

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JIGGAR December 20, 2010 at 11:50 PM

What were FDR rates before 1 year (at 19.12.2009) for 12 months of SBI, can you provide me please?

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Manshu December 20, 2010 at 11:52 PM

I don’t have that Jiggar, and don’t know of a way to get them also, someone else was also looking for older rates at a particular date but I couldn’t find them. I’m just curious to know why you need those rates?

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Satish December 24, 2010 at 2:40 AM

Dear sir,
i have deposited an amount of Rs. 100000/-in sbi on dated 01/11/2010 with fixed deposite for 555 days as 7.50%. They pay me quarterly intrest on my sbi saving account. but, now a days the intrest rates has been increased with 8.50%. so, should i broke my FD and re-invest with 8.50% rate ? if yes then how much charge will be deducted from my credited amount against the FD ? Plz Reply me soon….

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Manshu December 28, 2010 at 8:05 AM

You will have to check with them Satish. Although my initial feeling is that it won’t be worth it because 1% will be about 1,000 rupees additional interest, and then there would be some TDS on that as well. So please check with the bank to see how much penalty there is, and take a decision accordingly.

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Satish December 30, 2010 at 1:07 AM

Thank you very much sir,

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amit January 20, 2011 at 9:24 AM

will the new fd interest would be applicabe on old existing fd. kindly reply it plz.

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Manshu January 20, 2011 at 10:08 AM

No, they won’t be. Only new FDs or renewed FDs will get the increased rates.

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SANKARASANA GOUDA January 28, 2011 at 9:52 AM

I WANT TO INVEST 01 LAKH RS . IN SBI SO PLEASE INTIMATE INTRESTS A SHORT PERIOD .

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Manshu January 29, 2011 at 8:37 AM

Just go through the table on this page and see which period interests you. There is nothing in addition to that which I can tell you about.

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BRAHMDEO RAUT January 28, 2011 at 11:13 AM

HELLO,
I wanted to know that if i deposit as the amount of 128000 (one lakh twentyeight thousand) for the period of two years so how much rate of interest i wil get on fixed deposit per month and after two what would be the final amount i wil get.

please reply

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Manshu January 29, 2011 at 8:35 AM

You can get an interest rate of 9% for a FD of 1000 days. so that’s a good option for you. I don’t know that they do pay out interest monthly so can’t say about that.

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C.P.Sinha February 1, 2011 at 3:25 AM

What is the present interest rate of Senior Citizen Scheme please?

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Manshu February 1, 2011 at 8:42 AM

Rates are the same as shown in table 3 above – those are current.

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Murari Kumar February 4, 2011 at 4:53 AM

I opened a saving account at SBI Mokama(Bihar). I want to fixed the amount for more than one year in domestic term deposit . Presently, I am serving at Kolkata. Please intimate how can fix the amount at SBI from this place.

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Manshu February 4, 2011 at 11:04 PM

I think you will have to go to a SBI branch there, and do a FD there, and see if you can operate it online.

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sudipta February 7, 2011 at 4:28 AM

I want Term Diposite rate in SBI for the month of 1st June 2010 to 16 th July 2010.
Thanks

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satyendra February 10, 2011 at 1:27 AM

is there any tax one has to pay for the fix deposit of one lac rupees in SBI for the 555 days scheme??

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Manshu February 11, 2011 at 4:42 AM

Yes, interest will be paid after TDS.

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Krishna Toraskar February 10, 2011 at 10:09 PM

Mr. Manshu,
Do you know that SBI gives less monthly interest (0.77%less ) on fixed deposits calculated with following formula:-
Monthly Int.= Deposit Amount x Rate of Interest (e.g. 9)/1209
instesd of
Monthly Int.= Deposit Amount x Rate of Interest(eg. 9)/1200
Will you please comment on this as I am experiencing this personally?
– Krishna

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Manshu February 11, 2011 at 4:39 AM

No, I wasn’t aware of this. I will check it out in the future.

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Rahul February 18, 2011 at 11:21 AM

No I don’t think as such. Are you talking about Re-Investment Plans from SBI?

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Srinivasan June 29, 2011 at 10:02 PM

Is there some site that can give me historical details fixed deposit rates in India for the past 25 years. I am doing some analysis

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Nagendrasa Katigar February 17, 2011 at 12:39 AM

Dear Sir
I learn that interest for Sr.citizen for deposits more 8 years attracts 10.5%. Is is true. if so whether it is compounded monthly or paid out periodically. Difference officers give different view in this regard

Reply

Manshu February 18, 2011 at 10:19 AM

I know of Axis, IDBI & Tamil Nadu Mercantile Bank giving 10% to senior citizens, and that too for lower tenures not 8 years. I do not know of a bank offering 10.5% for 8 years to senior citizens.

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Rahul February 18, 2011 at 11:17 AM

Canara Bank is offering 10.5% to Senior Citizens.

Link – http://www.canarabank.com/English/Scripts/DepositAccounts.aspx

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Manshu February 18, 2011 at 11:53 AM

Hey thanks a lot Rahul – I wasn’t aware of this at all. Thanks for answering this question!!!

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Nagendrasa Katigar March 16, 2011 at 5:16 AM

Thanks u very much for confirming interest of 10.5% by Canara Bank. This is simple interest per Annam paid out. If you opt interest receipt they will apply discount rate of interest based on period you opt e.g. monthly, quarterly, half early, etc. Be sure before you invest. The tragic is even the concerned officers do not give correct details since every thing is computerised. They are least bothered who it is worked

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Nagendra April 28, 2011 at 8:05 PM

Thanks a lot for providing the link. The interest is compounded annually. There is discount rate depending upon pay out of interest on monthly, quarterly, half yaerly etc.,

thanks once again

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V G Bhat November 4, 2011 at 6:11 PM

For 8 yrs deposit for sr. citizens canara bank offers 9.5% and for 1 to 3 yrs its 9.75%

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K. C. JAIN July 29, 2011 at 3:03 PM

The interest rate for Sr.citizen in SBI for deposits more than 1 year and up to 10 years is 9.75% only. Axis bank offers 10.25% to Sr.citizens for 12-13 months.

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Eugene John February 24, 2011 at 9:15 PM

kindly let me know if I put Rs.7000 in fix deposit how much amount I get in 1 year?

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Manshu February 25, 2011 at 5:25 PM

New one year interest for 1 year is 8.25% in SBI so based on how you decide to get your interest paid, and TDS you will get the sum.

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Sam February 28, 2011 at 1:52 PM

Hi I am getting 25 lac from sale of property. How can i avoid capital gain tax.
Pls suggest.

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Manshu March 3, 2011 at 8:39 AM

Please leave this comment on the forum Sam – someone who knows about this might answer your question there. This is a post about SBI interest rates, and not likely that you get a response here.

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Nikhath alia March 13, 2011 at 5:00 AM

If i invest Rs. 100000/- in savings bank a/c How much amount will i get after one year? Please reply soon.

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Manshu March 14, 2011 at 3:38 PM

1 year is 8.25% so based on whether you opt for getting interest paid quarterly, annually, or semi annually, and whether you are going to get TDS deducted on that you can calculate how much you will get.

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K. C. JAIN July 29, 2011 at 3:10 PM

Do not keep one lac Rs in Saving Bank account. You may have FD for one year and get 9.25% interest.

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Neeraj Kumar October 19, 2011 at 12:32 AM

HI Nikhath,

saving in a savings bank account is not a gud purpose although you will get the 3.5% of your amount which would be the total of 3500 to get better result from saving u need to save the amount in Fixed deposite or Mutual funds or Any good post office scheme.

Thanks

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Pradeep March 19, 2011 at 11:19 PM

Is there any chance to increase the intrest rates on fix deposits????

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Manshu March 21, 2011 at 10:56 AM

Yes, RBI has indicated that, but it’s difficult for me to say when and by how much.

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K.Thomas March 25, 2011 at 9:36 AM

I was informed by HSBC that if I deposit in NRO term deposit after 1st April 2011, there will be reduction in tax. Is it true? If so, what about deposit started in March 2011?

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Manshu March 27, 2011 at 9:12 AM

Sorry, I’m not aware of any such rule, but that must be just because there is some provision that I’m not familiar with.

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K.Thomas March 27, 2011 at 10:23 PM

Yes, there is a provision with effect from 1st April, for NRO deposits the tax would be only 12.5% instead of 30.9% on interest received.

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Natukula vijay madhusudan rao March 28, 2011 at 4:59 AM

Sir ,
RBI say’s that rate of interest on FD’s will be increased from when on wards

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Manshu March 28, 2011 at 1:48 PM

They have already raised the rate a few days ago, and have indicated that they will continue to raise the rates in the next few months. That’s not to say that it will happen 100% but they might increase it by 0.25% in another quarter or so.

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Gaurav Agarwal March 31, 2011 at 12:51 AM

Hello,

Can i get the interest rates on Fixed Deposits as on 01-Apr-2009 & 01-Apr-2010?

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Manshu April 3, 2011 at 4:24 PM

No, sorry don’t have that.

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Ravi Mocharla March 31, 2011 at 10:56 AM

interested to know abt fixed deposits from apr 11

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Manshu April 3, 2011 at 4:15 PM

The above rates are still applicable.

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junaid a kawosa April 13, 2011 at 1:33 AM

Can I get the rate of interest on a Fixed deposit of Rs.one (1) crore on date, please. The rate is for below one crore and above one crore and not for exactly one crore. Thanks.

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Manshu April 13, 2011 at 3:27 PM

I haven’t seen any bank describing a rate specifically for a crore, so I’m not sure what that is though I doubt anyone does the FD for a crore at a lower rate bracket given to the more than a crore number.

Reply

ujjwal April 17, 2011 at 3:18 AM

dear manshu sir
can you do research on historical inflation and bank interest rates ( suppose of sbi) dating back from 1947 or whatever data you can collect. sir, it will give us clear picture of personal financial planning, deciding on term insurance amount etc….sir, please do the research and share with us…specifically i have these questions..
1) what is long term ( 40-50 years , for insurance 25-30 years) average inflation in india.
2) what is long term domestic deposit rate in sbi..
3) whether there is inter-dependance between two.
from the historical data and table, we can clearly tell that if one people invest in purly bank fd, whether his/her retirement need gets fulfilled or not…or
whether investment in bank was able to beat inflation historically ????

Reply

Manshu April 17, 2011 at 12:26 PM

Hi Ujjwal – that’s a great idea and thank you very much for the suggestion. I do however think that data on such long timelines is not available (at least I don’t know how to get to it).

Even if it were existent it wouldn’t be indicative of how the next 25 or 30 years are going to look like because the India of today is much much different from the India in the last century.

To your point – I don’t think it will be enough for most people to just rely on bank fixed deposits as their savings because the real rate of interest has been negative a lot of times in the past few years or has been quite less at other times. People will need to get into equities in my opinion since that’s the only way to take advantage of the growth story, and also build a comfortable nest egg.

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ujjwal April 18, 2011 at 4:00 AM

dear sir
what i mean that suppose anybody wants to save some money for marriage of his daughter. suppose, for the minimum amount required for the ceremony is 5 lakhs…and he do not want to take any risk on this amount…( suppose marriage is 25-30 years later, anything can happen in equity )….
with this background, the question i am trying to get answer is…historically ( although you are right future may not be like the past ) but i like to check the fact that suppose someone have deposited 4 lacs rupees in sbi in 1970….and always have taken deposited in 5 years period….what will be his worth of money in 2011…whether it will able to beat inflation ??
i am trying to find the answer…
i have got the historical inflation data..
but historical bank interest data i am not able to collect…

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Manshu April 18, 2011 at 5:59 PM

Dear Ujjwal – I don’t have access to SBI interest rates from 1970, and I don’t know of a way to get them either. However, if you think about the interest rate scenario in the past few years you can easily see that the real rate of return (interest rate adjust for inflation) after taxes paid has been lower than the inflation.

I can understand that you’re trying to protect your capital since this is for a very important event in your life, but I’m afraid I don’t think just sticking to FDs may not help you in your goal.

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ujjwal April 28, 2011 at 12:28 PM

dear manshu
just read comment number 15 of this link
http://www.tflindia.in/2011/02/debt-return.html
Hemant Beniwal is telling he have done this research already and what he have found out that
in last 30 years average interest rate was 9.35% & inflation well above 7%…..but i could not locate the original article…

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Manshu April 28, 2011 at 12:59 PM

Thanks – I’ll send him a note and ask him where the research is.

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santosh April 30, 2011 at 1:42 AM

which bank provides hi intrest rate in fd deposit ,for non senior citizen aged up to 29-50 years?

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ujjwal April 30, 2011 at 7:45 AM

for 1-2 years period Lakshmi bilas bank—10.1 %…for more than 5 years term State Bank of B & J…9.75 %…and for 555 days tamiland mercentile bank…10.25 % …

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Manshu April 30, 2011 at 2:40 PM

Thanks Ujjwal.

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Mrinmoy May 9, 2011 at 5:09 AM

My father (70 years old) wants to invest money in MIS scheme for secure his future. Pl. advise where should he invests. Bank or post office ? If the answer is bank, which bank will be preferrable ?

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ujjwal May 9, 2011 at 8:07 AM

bank will be better now..as it is giving more interest rate than post-offices…go for united bank of india (UBI) it is giving 10 % interst rate for senior citizen…for 10 years term….highest for any decent psu bank…you can try canara bank also…

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Manshu May 9, 2011 at 10:48 AM

Thanks for the response Ujjwal – that would be my thought also to go with a good bank that pays a high rate instead of going for post office.

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Mrinmoy May 10, 2011 at 4:47 AM

Ujjwal, Thanks for your reply. Kanara bank is offering 10.5% interest for senior citizen (8 – 10 years term deposit).

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Anindya May 13, 2011 at 12:39 AM

if i invest 30000 how much interest paid in p/m

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ujjwal May 13, 2011 at 5:47 AM

rs 200 per month @ 8 %
rs 225 per mothb @ 9 %
rs 250 per month @ 10 %

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huzefa May 15, 2011 at 10:51 PM

Hi
Can i invest Rs,10000 on Domestic Term Deposits for 7 to 14 days every month to get 4 % interest ?

So the amount of interest will be Rs, 400 every week.

It will be paid after every 7 days ??

Please anyone tell me.

Reply

Manshu May 17, 2011 at 12:16 PM

No, interest rate is annualized, so that means they will pay you interest rate at 4% for the whole year not the 7 days 🙂

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anna vinay May 28, 2011 at 11:06 PM

PLS ADVICE ME SBT GOLD PURCHASE SCHEME. INTEREST RATE AND PROCEDURES.I LIKE TO PURCHASE GOLD FROM ERANAKULAM DIST.

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kauser June 12, 2011 at 1:25 PM

Hi Manshu,
A quick query which might sound a little dumb to finance wizards like you.I have an NRI account with SBI which says the interest rate is 4%P.A.
My question is ,if I have many transactions in a year,what amount is calculated as the deposit?Is it the lowest in any month,or average of all months?Also which is the date and month that they use to calculate interest?If I knew this I’d make sure I’ll have enough money during that period.
Thank you for the advice.

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Manshu June 13, 2011 at 5:28 AM

Interest rates on savings account was calculated based on the lowest amount between a certain window, but that was changed and interest is now calculated on a daily basis.

You can read my old post on this here:

http://www.onemint.com/2010/02/24/some-good-news-for-savers/

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B.C.Das June 14, 2011 at 9:57 PM

Highest rate if interest on T D or F D for 1 or 2 years term.

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Katie July 6, 2011 at 6:49 PM

Hi Manshu,
I open Saving Account with SBI in 2005. I’m a Student so due to scholarship I open SBI Account.
Now I don’t get scholarship anymore but I still have some money in my account which I don’t use, so do I get interest yearly even with the amount that I saved in my account?

Katie.

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Manshu July 9, 2011 at 11:57 PM

Hi Katie,

I answered your comment at another place just now, thanks!

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B.Sitaram Murty July 8, 2011 at 4:46 PM

My SBI savings Bank account is at Berhampur,Orissa.Now a days I reside at Bangalore. I want to convert certain amount in fixed deposit scheme.Inform procedure.

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Manshu July 9, 2011 at 11:21 PM

Check with the bank please, I’m not familiar with how one can do this.

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Katie July 8, 2011 at 11:14 PM

Hi Manshu,
I open Saving Account with SBI in 2005. I’m a Student so due to scholarship I open SBI Account.
Now I don’t get scholarship anymore but I still have some money in my account which I don’t use, so do I get interest yearly even with the amount that I saved in my account?

Katie.

Reply

Manshu July 9, 2011 at 11:21 PM

Yes Katie, you should get interest at 4% on your savings account. Check your statements to see if that’s being credited or not. If not, check with them why not, and if needed move the money to another bank.

Reply

Katie July 11, 2011 at 6:58 PM

Hi Manshu,
Thank you so much for your responds.
I open the account in 2005 and was in India for 2 years and left for my Country(Canada). And when I came back in 2009 end, I come to know that the International Scholarship Pro gramme still send the scholarship to my account!!! :).
There is a huge money which I din’t touch for years, I thought there might be difference in Interest % from my Country to India so I brows internet for answers and got your website.
Anyway August will be my last month here so I’ll withdraw or transfer all the money and close my account and go back to my Country.
If you have any suggestion for transferring of money, that will be helpful.
Thanks alot.
Katie.

Reply

Manshu July 12, 2011 at 7:16 PM

I’ve no idea how much money can you take legally between Canada and India, but I do know that you can take about $10,000 USD to USA without having to declare it. You can check what the limit is for Canada, but I’m afraid I don’t have any input on that.

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Rudradip Acharjee July 9, 2011 at 9:34 AM

Respected sir
I invest Rs. 300000 for MIS plan in Sbi with 5 years and i get Rs.1863 in 25/9/2010 but i have a problem so i withdraw total amount, so what percent (%) i lose there. waiting for your vallueable response.

regards
Rudradip Acharjee
email: rudradip3@gmail.com

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Manshu July 9, 2011 at 11:20 PM

I’m sorry Rudradip, I don’t understand your question. Probably be better to ask from the person you’re dealing with at the bank.

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Sunil July 14, 2011 at 7:38 PM

Dear sir,
I am a research scholar and getting scholarship of Rs 18,000 every month. I’m planning to invest Rs 15,000 every month for oneyear in SBI Recurring Deposit account. What will be the interest rates? and is it a wise decision? Please reply

Reply

Manshu July 15, 2011 at 12:35 AM

Dear Sunil,

The rate of interest for term deposit and RD are the same, so based on your tenure you will get the interest paid. This is a good thing to do, as it will help you earn interest on money that will otherwise just be lying around. You can also explore investing in a mutual fund (with part of this amount) if you don’t think you will need the money for the next few years, and are comfortable with the risk.

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Sunil July 15, 2011 at 10:34 AM

Thankyou verymuch for your suggestion

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Sunil July 15, 2011 at 10:52 AM

Suppose if I open an RD account for one year by depositing Rs5000 every month. I want to know whether the amount which I deposit every month is fixed or can I deposit some additional amount along with Rs 5000 for every month if I have some money in spare.

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Manshu July 15, 2011 at 10:08 PM

Yeah, I think they should have a way for you to do it Sunil, please check with them when you’re opening the RD.

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Kunj Bihari July 21, 2011 at 11:33 AM

Hai
My name is Kunj Bihari, I did RD in SBI for one year 500/- each month. Date- 2-8-2010 to 2-8-2011
So in finally how much amount i will get from RD?

Please give right answer
Thanks
Kunj

Reply

Kunj Bihari July 25, 2011 at 12:04 PM

I HAVE OPENED A RD A/C IN SBI ON 2/8/2010, FOR 12 MONTHS WITH MONTHLY DEPOSITS OF Rs.500, Please let me know the maturity value along with calculation chart

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ashok sharma July 28, 2011 at 10:27 AM

will s.b.i increase the rate of interest on deposit after increasing the repo &revers repo rate by r.b.i.

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ranjan August 8, 2011 at 9:08 PM

Hi Manshu,
I have a fixed deposit (fd) of 50,ooo which i did 5 years back…now on maturity i’m suppose to get 72,950 approx. which is written on the fd certificate…but the bank person told me that I should get 70,000 as it comes under tax. I ddnt understand that exactly why that 2,500 approx is deducted…could u please tell me and how to calculate that deduction and where i will get the info…if u have a link please send me that too..

Ranjan

Reply

Manshu August 9, 2011 at 5:06 AM

Hi Ranjan,

FD interest is supposed to be added to your income, and then taxed according to your income slab.

I’m afraid I don’t know at what rate they deducted it for you, but if it is more than the tax slab that you are in then you should seek clarification with them.

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kannan August 24, 2011 at 8:05 AM

I want nationalised banks fixed deposist interest rates for last 20 years pls send my id

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Manshu August 25, 2011 at 1:19 AM

Not possible, don’t have it.

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usha dora September 2, 2011 at 12:45 PM

i want to fixed deposit 200000 for 6months in SBI ,how much will i get(the interest) after 6 months

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Abhinav Bhattacharya September 2, 2011 at 10:30 PM

Hi I would like to know how much interest rate is paid by SBI on Recurring deposits! I tried a lot to find the information but am totally confused!! Please help!

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Manshu September 4, 2011 at 3:23 AM

I’m sorry I’m not aware of those. You will need to contact the branch, usually they are bit lower than the special interest rates they give for the same time frame in fixed deposits.

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trev September 4, 2011 at 6:50 PM

Hi, is it possible for a uk resident to access these higher rates of interest on one’s saving,s and ifso how and who with, cheer’s.

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Manshu September 5, 2011 at 5:34 AM

I don’t think foreigners can open a fixed deposit in Indian banks. Sorry Trev.

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Palas Das September 6, 2011 at 2:13 PM

Dear Sir
When SBI or any other bank cut interest from savings bank account? What is it for fixed deposit? Please write me what is the rate of interest on Recurring Deposit in SBI? Is the rate of interest compounded half-yearly for all banks? Please answer this questions. Thanks.

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Manshu September 7, 2011 at 5:35 AM

I’m sorry I tried to look for that info some time ago, but didn’t find it. You will need to go to the branch to check that out.

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Umesh September 7, 2011 at 1:34 PM

Hi Palas

Normally the rate of interest on RD is the same as for FD of similar period. Normally compounded quarterly for RD of 1yr or more duration

Umesh

Reply

Umesh September 6, 2011 at 8:31 PM

Hi

I hope that the readers of onemint will find following links useful

A. Get the Highest FD Interest Rates
1. For Fixed Deposits
2. Tax Savings Fixed Deposits
3. NRI Fixed Deposits

http://www.ratekhoj.com/fixed-deposits/index.php

A (a) Fixed Deposit Rates
You can get FD rates based on institution types like banks (Public Sector / Nationalized Banks, Indian Private Sector Banks, Foreign Banks, Cooperative Banks, Post Office Savings Schemes, Companies etc.). You can get interest rates selecting as per deposit period range or you can select specific deposit period for your fixed deposit. You can also search for senior citizen and non senior rates as well. Many banks pay different rates of interest for large deposits, you can select this criteria as well.

The search is broadly categorized in 4 types:

1. FD rates based on institution type/deposit period range
2. FD rates based on institution type/specific deposit period
3. FD rates in selected institutions/deposit period range
4. FD rates in selected institutions/deposit period range

You then fill your search criteria and the resulting table can runs into hundreds of pages. In many cases you have to narrow your search or you have to be specific in your search so that the table may not run in many pages.

You can sort this table as per you choice as per alphabetical list of institutions, period of deposit and rate of interest (highest to lowest) by clicking on the first row of the table.

http://www.ratekhoj.com/fixed-deposits/fixed-deposit-rates/index.php

B. Calculators

Fixed Deposit Interest Calculator – Calculate how much interest payments you can get based on your fixed deposit amount, interest rate and interest payment period.

FD Maturity Calculator – Calculate the maturity amount and effective yield (compound interest rate) of your fixed deposit based on your deposit amount, interest rate and duration

http://www.ratekhoj.com/calculators.php

C. Find Bank IFSC Codes, MICR Codes, Postal Addresses

http://www.ratekhoj.com/banks/index.php

D. Gold Coin Prices Offered by different banks

http://www.ratekhoj.com/goldprice/index.php

Umesh

Reply

saroj sahu September 19, 2011 at 10:20 AM

Dear sir,
when i fixed deposit rs:25000/ in sbi bank in how many intrest in 1 year.

Reply

Ashwini September 23, 2011 at 9:16 AM

Hi,

This is Ashwini from bangalore, i want to save Rs5000 – Rs10000 every month? what would you suggest me sir? whats the best option to save money and what is the procedure to save money?kindly let me know sir.

Regards,
Ashwini
9845848689.

Reply

nayana October 4, 2011 at 9:14 AM

Hi,
I want to open an RD in my existing bank account.is that beneficial and by doing so,should i need to pay the tax if it exceed 1 lakh?

Reply

Manshu October 5, 2011 at 4:13 AM

I’m not sure what you mean by beneficial – yes you will get a higher interest than a savings account if that’s what you mean, but it will be lower than your fixed deposits rate.

Also, interest is taxable if your income exceeds the tax slab limit.

Reply

mohd moeen October 15, 2011 at 5:49 PM

hi
how much interest for one lakh

Reply

mohd moeen October 15, 2011 at 5:52 PM

how i can get intimetion my account detail in my moblie no.

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shridhar October 27, 2011 at 6:11 PM

sir, i have saving 5000- 7000/- per month from my salary what i can do for get better return in 1-2 years.
Please suggest me as soon as possible.

Reply

Manshu October 28, 2011 at 4:18 AM

fixed deposit in a bank is safe and good esp. this high rate environments.

Reply

MUKESH KUMAR October 30, 2011 at 6:21 AM

F D RATES ON 28-10-2011

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Manshu October 30, 2011 at 10:33 PM

Sorry, don’t have it.

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mehar November 3, 2011 at 9:26 PM

sir
i want to know that the procedure of recurring deposit in state bank of india. kindly send me information also about rate of interest for 10 years recurring deposit.

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Dharmistha November 5, 2011 at 6:42 PM

Sir,

How can we save the amount in bank from tax deductions. is the tax calculated on the savings accounts and fixed deposits.

Reply

Manshu November 5, 2011 at 7:00 PM

You can fill up a Form 15H or Form 15G based on if you are a senior citizen or not and if in fact you are eligible for it.

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subhash November 12, 2011 at 10:34 AM

I AM HAVING RS.2 LAC SURPLUS IN MY SB ACCOUNT WHERE I HAVE TO INVEST FOR SHORT TIME

Reply

Manshu November 12, 2011 at 8:24 PM

You need to go to a SBI ban branch to open an account Subhash, this is like a news website and leaving a comment here won’t help you at all.

Reply

LALIT KUMAR November 16, 2011 at 3:58 PM

Sir
I reuest to you pse give me in detail what is the intrest rate of RD for the amount Rs 10,000 per month for the term of RD is 5 Years.

Reply

Manshu November 16, 2011 at 10:37 PM

You will have to go to the bank to get that.

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chowmunglang November 20, 2011 at 9:11 PM

can i deposit fix deposit less then 1lakh.

Reply

Manshu November 21, 2011 at 11:47 PM

Yes, you surely can.

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LALIT KUMAR November 21, 2011 at 5:46 PM

Sir
I want to known that what is the intrest rate of RD of Rs 10,000/per month for the perid of 5 years.

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Manshu November 21, 2011 at 11:20 PM

Don’t know about that sorry – you will have to go to the bank to find out.

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SREENIVAS April 18, 2012 at 1:49 PM

9.25 %

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SREENIVAS April 18, 2012 at 1:50 PM

9.25% at S B I

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A. Sajiya Merlin Mahizl November 24, 2011 at 6:55 AM

sir i want to ask one question about pawn the jewel . What is the monthly interest of one lakh sir

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suresh kumar k.s December 22, 2011 at 7:52 PM

sir, I like to deposit 10,000. But I want monthly interest. Now I have saving bank account in SBI. How can I deposit it for my purpose and what is the interest rate. please send the detail to my mail address, thank you.

Reply

ajay mishra December 25, 2011 at 2:39 PM

i want to deposit one lakh rupees in SBI for 3 years. how much TDS will be deducted from my account after maturity. please send the detail to my mail address, thanks alot.

Reply

kanya December 24, 2011 at 8:21 PM

ìf i deposit 5000 in my saving a/c what is the interest amount i will receive.till what time i need to maintain that balance.

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VIGNESH January 8, 2012 at 1:01 AM

Hi

Interest will be credited every 6 months.

interest is calculated for minimum balance available in 10 th to 30 th.

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joshi February 1, 2012 at 10:32 PM

Sir
I want to known that what is the intrest rate of of Rs 10,000/per month for the perid of 5 years in fixed deposit.

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aleef bharati February 22, 2012 at 6:35 PM

you have not given any rate of interest for unfixed deposit

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bidhan hota March 12, 2012 at 1:53 PM

know I want to deposit Rd Rs1000per month after 10 year what amount I will draw form sbi

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tenzin June 17, 2012 at 2:34 PM

what is the interest rate for the senior citizen?

Reply

Iron July 11, 2015 at 1:22 PM

For u a 100,000,000

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AJAY KUMAR RAY June 19, 2012 at 1:35 PM

sir i have a RD account in post office of Rs 500 since jan 2006 for 5 years now extend it for next 5 years what will be my final maturity amount please replay through my e-mail address.

Reply

Manshu June 19, 2012 at 5:01 PM

Did they tell you what rate of interest they are giving you?

Reply

Priya June 29, 2012 at 10:55 AM

Hi,

I want to open a new deposit account through my internet banking.
Please help

Thanks in advance for your help.

Regards,
Priya

Reply

Manshu July 1, 2012 at 8:25 PM

Priya, please call the SBI helpdesk number and they will be able to help you.

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pathak June 30, 2012 at 7:39 AM

i want to avail 30lacs loan on KVP,s Intt rate is enquired?

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Manshu July 1, 2012 at 7:22 PM
Bangari kanhu July 3, 2012 at 7:54 PM

Good evening sir, i want to know that,i want to dipposite 1,00,000 in my account
how much interest amount per one lakh for one year with fix dipposite?. and how much interest amount for one year with saving dipposite? plz reply soon.
thank u.

Reply

Dhruv kumar July 4, 2012 at 8:28 PM

Dear sir,

I like to deposit 10,000. But I want monthly interest. Now I have saving bank account in SBI. How can I deposit it for my purpose and what is the interest rate. please send the detail to my mail address, thank you.

Reply

Umesh July 4, 2012 at 10:36 PM

Let me know
Why do you want monthly interest and what you will do with that interest amount.

Reply

Bimalendu Das July 10, 2012 at 4:26 PM

Dear Sir,
I want to deposit Rs. 15.0 laks to SBI as fixed deposit term for 1000 days . kindly confirm the actual interest I can draw on monthly basis.

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chandrakant mourya July 11, 2012 at 1:33 PM

i want to know ,what is the intrest rate on RD account in state bank of india & compare with other banks.

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rajesh kumar sinha July 12, 2012 at 2:53 PM

sir,
i want to know that i opened a reccuring deposit with rs.1000/- monthly for 5 yrs. how much get in maturity.my intrest rate is 9.25%.

Reply

Anil Dhiman July 20, 2012 at 12:55 PM

at present what interest is paid on recurring deposit by SBI. I got a telephone call from SBI representative and told me that first I will have to deposit 6000/- for 3 months and 2000/- per month i.e. Recurring Deposit for 5 years. I will have to pay total Rs.1,2000/- for 5 years and SBI will return you Rs.1,8000/- after 5 year.

I want to know is it correct information and what interest they will pay on recurring deposit ?

second please tell me that on Domestic Term Deposit the interest paid is annually or is it for the period mentioned against the term deposit e.g. 7% for 90 days for Rs.10000/- . Would they pay interest Rs.700 or Rs. 174/- i.e. calculated annually?

Reply

Amit Kumar Sharma July 23, 2012 at 8:18 PM

i want to Fixd deposit one lakh rupees in SBI for 20 years. So Please calculate my total amaont and send the details to my mail address,
thanks,

Reply

sujit kumar sabat July 28, 2012 at 1:23 PM

sir what is the interest on fixed deposit for senior citizen

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pathan vashid khan August 10, 2012 at 6:39 PM

i want know that what is interest rate 2000 p/m for 24 month

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online bank watch September 21, 2012 at 11:41 AM

Can you please provide SBI Recurring deposit Account interest rate Sheet.

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harmesh Kumar Sharma September 24, 2012 at 12:18 PM

I want to known that what is the intrest rate of Recurring Deposit of Rs 1,000/per month for the perid of 60 months. How many Rupees after 60 months.

Reply

manoranjan October 1, 2012 at 1:29 PM

what is the rate of interest on Rs. 1000, for 1 year

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vidhi bhagade November 7, 2012 at 2:52 PM

I want to known that what is the intrest rate of Recurring Deposit of Rs 1,000/per month for the perid of 12 months & 60 months. How many Rupees after 12 months 60 months.

REPLY.

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mahadev piragi December 14, 2012 at 3:20 PM

hi . . . I want to deposit 100000 in fixed deposit account for the 5 year. Could you send me what is the rate of interest for that amount?

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anurag mishra June 10, 2013 at 9:10 PM

i want to no how much int i got per month against 50 lakh rs

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akesh June 30, 2013 at 2:17 PM

today s sunday will i get saving interest today

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Manshu June 30, 2013 at 8:51 PM

Yes.

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David darlong August 13, 2013 at 6:35 PM

Plz tell me yearly interest per 100000

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SATISH KUMAR GAUTAM November 17, 2013 at 7:22 PM

I am a retired employee of State Bank of India. In case I invest Rs 20 Lacs in SBI Monthly Income Scheme or Monthly Pension Scheme, being a staff, how much I will get monthly income.

Reply

SATISH KUMAR GAUTAM November 17, 2013 at 7:26 PM

I am a retired employee of State Bank of India. In case I invest Rs 20 Lacs in SBI Monthly Income Scheme or Monthly Pension Scheme, being a staff member and senior citizen, how much I will get monthly income.

Reply

shareef January 14, 2014 at 12:46 PM

sir iam intrest to deposit in sbi like 40000 then how much interest can i get monthly please tel me sir

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arup samanta April 6, 2014 at 12:08 PM

I want to know;1lakhs50thousand for 3 months saving .whats my interest credit will come.please tell me.

Thank you.

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Marim Romen chothe June 30, 2014 at 8:23 PM

If I deposit rs 2000 per month for 10 years in Rd account how much amount will I received

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Dhiraj Jadhav August 1, 2014 at 6:52 PM

I want to depisit 100000 in fix deposit ac..for the 1year .could u send me rate off intrs

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Manoranjan Das Mohapatra November 5, 2014 at 8:55 AM

sir
i am going to retire and my pf amount will be deposit in MIS scheme pl give advice what type scheme i will use.

Reply

Adarsh Mishra January 4, 2015 at 11:05 PM

I want to Fixed Deposit (F.D.) Interest in 5 Years For 10,000 Amount.

Please Reply me Sir !

“Thank You”

Regards,
Adarsh Mishra

Reply

satish gurung January 7, 2015 at 12:51 PM

Sir I want to take rs 8 lakhs as a home loan for the emi of rs 10000p/m, how many months it will take settle the loan please sir give a brief description of it

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satish gurung January 7, 2015 at 12:54 PM

You just reply me back in my email id satishgurung22@hotmail.com

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Rajeev Kumar January 17, 2015 at 2:35 PM

Dear sir,

I want to know about the rate of interest on saving account. Suppose i have 3 lac in my saving account how much interest i’ll get at the end of month.. please send me all details at my e-mail id..

Reply

RAMANA February 2, 2015 at 2:41 PM

Dear Sir,
I deposit Rs 110,000/- term deposit in sbi at 90 days. how much intrest amount gain after 90 days

plz reply

thanking you
regards
ramana

Reply

Kapil Beniwal March 28, 2015 at 11:27 PM

this is surprising answer everyone will get:-
Rs. 333 only per month on 1lac Rs…

oh my god.. kaise loot rahe h hame..

Reply

imran khan February 21, 2015 at 6:57 AM

I want to know about the rd interest rates if invest 2000 each month on sbi..And if I invest about 10 lakh in fixed deposit what rates am I getting in each month…???

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pankaj kumar April 1, 2015 at 6:44 PM

if i invest 1 lakh rupees than how much get interest in month.
and tell me about fix deposit for short period or long period. thanks please
mail me…

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prashant sagar April 23, 2015 at 1:36 AM

Suppose I want to invest 40 lakh in MIS scheme, den how much I earn in monthly. ??

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suraj shrivastava May 6, 2015 at 7:31 PM

what is the interest rate for the senior citizen of Monthly Interest Scheme. Suppose I want to invest 20 lakh in MIS scheme, den how much I earn in monthly. ?

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ankit May 7, 2015 at 6:49 PM

Sir if i save 10lack rupees then how much I can get from bank per month interest

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ankit May 7, 2015 at 6:57 PM

If I save 1 crore rupess in bank then how much interest I get monthly

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Dharam singh May 10, 2015 at 10:59 PM

fixed deposit interest low I’m no Happy

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Rawal May 28, 2015 at 8:16 PM

I want a regular income on monthly basis and if invest 1 crore then wot wud b the amt I will get nd AC gets credited every month for a period of 3 years…..kindly reply

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rawal May 28, 2015 at 8:50 PM

Can fixed deposits give us interests on monthly basis….kindly reply

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surendhar May 29, 2015 at 1:21 PM

I want insurance / deposit details

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Rawal May 29, 2015 at 3:47 PM

Sir its from sale of property. …I want to invest 1 crore for three years on terms of monthly income basis…..fix income every month. .. Suggest me the highest interest or plan offered by banks on fixed deposits or plans other than fixed deposits….I hope you have got the required details

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Ayyappan August 14, 2015 at 1:09 AM

I want enformation deposit amount entrest details

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Rabindra Nath Debnath August 24, 2015 at 7:21 AM

I want to 5 lacks mis .so me send me detail of rate of interest and maturity benefit.

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bhupender thapa December 1, 2015 at 7:20 AM

Mara q hai hum kis ma pasa invest kara jo ki accha rate of intrest ho

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Santlal sharowar December 13, 2015 at 2:37 PM

I wants a business loane

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Ajayipamnani April 7, 2016 at 5:07 PM

I have 15 lakh cash I want to know how much int I get par month from sbi

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mukesh May 2, 2016 at 3:36 AM

What is the full form of w.e.f

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