New Feature: Pin it and Send Email

by Manshu on November 9, 2012

in Articles

It only took me four years to realize that I should tap into readers to add new features to the site. For some reason in the past I’ve just made changes on my own and not really cared about communicating them to readers, but that’s going to change now.

This change came about because of three things that happened in quick succession. First, Shiv asked me to setup something that allows you to send emails to multiple people from the post itself, and that feature was implemented today.

At the bottom of the post, you can now see an option to share the post through Facebook, Twitter, Email, StumbleUpon etc.

Second thing that happened was someone used Pinterest to pin a OneMint post. I had thought about adding a Pinterest option but then dismissed it because I thought who would want to use Pinterest for something like OneMint? How wrong I was.

That option has also been added.

Thirdly, Anil Kuppa suggested that Disqus be used to manage comments and I’ve toyed with the idea a few times but never implemented it because using Disqus will give the control of the comments to Disqus and I didn’t want that. However, this has certain benefits like being able to see all the comments you ever made, and I think I can assign a few comment moderators apart from myself which will be good. Disqus hasn’t been implemented yet, but it will be very soon.

These three things that happened in quick succession made me realize how big an opportunity I’m missing when I don’t seek feedback for features. So, if you have any suggestion for features, please leave a comment on this or any other post and I’ll respond to you.

Finally, I’m going to talk about new features in a post from now on so that people understand the rationale behind why I made a certain change and then either use the new feature to their benefit, ignore it if it doesn’t appeal to them or give me feedback for improvements.

Most of the content here is driven by reader’s comments and interaction, so I can’t understand why it took me so long to use reader feedback for features, but I guess it’s better later than never.

Finally, I want to thank Kim who does all the WordPress work behind the scenes on OneMint, and she probably doesn’t realize how big a contribution she makes to OneMint, and without her I’m pretty sure OneMint would’ve never reached the scale it has. Thanks a lot Kim, and if you ever have any WordPress related work that you needed to get done, I highly recommend contacting her.

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{ 3 comments… read them below or add one }

Kim Woodbridge November 13, 2012 at 7:28 pm

Thanks Manshu! I really appreciate it :-)

Reply

Harinathan.K November 16, 2012 at 10:34 am

Considering the fact that I have stayed for more than 2.5 yrs abroad and may be staying longer I would like to change my account to NRE/NRO account.

Please get me answers for the below questions

I want to do the below tasks

1. Have FD in India – make payments
2. Have PPF /NPS Accts in India – make payments
3. Continue Insurance policies in India and make payments
4. Make payments to family members and friends
5. Have some amount in my personal India account for making above payments
6. Receive Fixed deposit /PPF credit on maturity
7. Receive rental income from home let out.
8. Home loan installment payment
9. Purchase property

I await your clarifications
Legally what kind of account should I hold in India and abroad to undertake the above tasks:

1. NRE (in India or Abroad)
2. NRO (in India or Abroad)
3. NRI (in India or Abroad)

I currently have several savings and credit card account in India: What should I do to these accounts?

· Convert saving account to NRE or NRO a/c ?
· Cancel all Credit card accounts?

I currently have an account in UK with Lloyds TSB – what will this account be called as? NRI a/c??

What is the process to convert normal savings account to NRE a/c or NRO a/c ?

What is the process to convert NRE a/c or NRO a/c to normal savings a/c ?

What are the benefits of NRE/NRO a/c?

What the disadvantages of NRE/NRO a/c?

Reply

bemoneyaware November 16, 2012 at 11:56 am

Quoting from our article Non Resident Indian – NRI
As investments by NRI is treated differently than an ordinary resident of India. Hence to enable monitoring the investment activities of an NRI, the change in his status from resident investor (RI) to non-resident investor (NRI) has to be registered in the investment records and bank accounts.
Bank Account: He has to open a non-resident external (NRE)/ non-resident ordinary (NRO) account with the bank. The existing account should either be closed or designated as an NRO account.

Demat account : On becoming an NRI, one needs to open a new depository account with the NRI status. The balance held in the demat account with ‘resident’ status should be transferred to the new account. The securities in this account are treated as non-repatriable.

Trading account :A new trading account needs to be opened for investments made as an NRI. One can also have separate trading accounts for NRO and NRE account-linked transactions.

MF investments : The changes in address and bank details have to be intimated to the mutual fund AMCs. The KYC change form needs to be sent to the KYC registration agency for change of status, address and bank details.

Portfolio Investment Scheme (PIS): The NRIs can invest in the stock market only through the portfolio investment scheme (PIS). For this, they need to apply to the designated branch of any authorised dealer category-I bank.

Points to note

It is best to update the change of address in the PAN records through the prescribed form available online at NSDL PAN Correction webpage.
Once the investor becomes an NRI, TDS will be deducted on gains made on sale/redemption of mutual fund investments as applicable.
For PIS investments, if the demat account is held with another DP, fortnightly disclosures of holdings must be made to the bank operating the PIS.

Regarding different type of accounts for NRI’s basic guideline is
While, an NRE account is for depositing income from abroad, NRO account is mainly for putting Indian incomes.
For more details you can check our article

Reply

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