Suggest a topic

A lot of you reply to the daily emails with suggestions for posts, and I really appreciate that because it gives me post ideas, and I can write about stuff that is most relevant to you.

Normally, I take the gist of your suggestion; create a title of the post, and note it down on a virtual sticky note. But, the issue with this is that it is easy enough to miss an email, and sometimes the titles on the sticky notes don’t make any sense to me when I look at them later on.

So, I am creating a page here that is specifically for your suggestions for posts. You can leave a comment here suggesting an idea for a post, and if I know enough about the topic I will write about it.

That way we won’t lose track of anything you say, and if multiple people suggest the same topic for a post then I know that it should be written prior to moving on to other things.

Thanks for reading – and writing!

{ 1599 comments… read them below or add one }

Yogesh Ingole December 3, 2014 at 11:42 pm

Waiting for your views on the MonteCarlo Ipo?
First day is already over?
Please !


Deepak December 4, 2014 at 7:14 pm

Where have you guys disappeared?


Amitesh Kishore December 4, 2014 at 9:25 pm

Dear all,
Stay away from Monte Carlo IPO. Please read research on Oswal Family business and then decide.
Thank you.


Piyush Agarwal December 5, 2014 at 11:12 am

Plz share the deatalied analysis of ‘Sukanya Samriddhi Account’
Like MAturity tax amount status , Etc


BABULI December 29, 2014 at 8:50 pm

I want to open a basic service demat account in order to minimise the charges since I am new to this..have been moving from one DP to other almost everyone discouraging ..saying you have to pay exactly same as a nonBSDA ac holder for trading account, some charging brokerage in the highest slab openly saying what the DP will get if you open BSDA..can anyone suggest or comment on this


GANESAN January 10, 2015 at 4:06 pm

I have a DEMAT account in my wife’s name. she has opened the account in her maiden name since the supporting document presented at that time had that name. But most of her MF accounts are in her new name after marriage with the surname added. Our broker has not advised her on this difference .Now the broker firm is refusing to DEMAT her MF accounts citing this anomaly. I am not interested in opening another DEMAT account with the new name since some of the holdings are still in her maiden name. Besides the trouble has come up by broker firm’s callous attitude. there are two broker firms involved, one refusing to do anything with the other MF.
Can anybody suggest a way out.


Pratyush January 11, 2015 at 9:08 pm


I wish to start investing in direct plans of mutual funds. I know I’ll have to apply directly through fundhouse/AMC website and that means a lot of paperwork for a first time investor like me. To make it easier, I’ve come up with a methodology – please let me know if it will work or not.


1. Invest minimum amount (Rs 500) in my shortlisted mutual funds via ICICIdirect (I already have an active icicidirect account). This will give me folio numbers for those mutual funds.

2. I can apply for online login to fundhouses/AMCs (for the mutual funds purchased in step 1) websites using the folio numbers – this will not require any paperwork.

3. Once I have the online login for the AMC website, I can purchase direct plans.

Will this work?


Umesh January 20, 2015 at 1:07 am

In my opinion do not invest in MF through a broker as high brokerage will add to the cost. Applying online is a better option.


Satyam January 26, 2015 at 6:07 pm


I would like to know why in Indian Currency we have only Mahatma Gandhi ?? Whereas if you compare US dollar, you see various past political leaders of US. Why can’t we have other leaders on our currencies ??

Please let me know.

Thank you ,
Satyam Chawla


Amit January 28, 2015 at 2:53 pm

Hi Shiv, Manshu

Last week PM has launched ‘Sukanya Samridhi Yojana’. This is only for girl child. For current FY, its interest rate is 9.1%. It seems to be good scheme under debt category. Can you please write an article on it. you can cover its tax implications and whether it is better than PPF etc.



santonu February 3, 2015 at 1:29 pm

While announcing the OFS for CIL,Govt said that some part of CIL share will be sold through green shoe method. What is actually green shoe method


trevor February 14, 2015 at 11:59 am

Being in the highest tax bracket, I’ve been trying to shift my investment from Bank Fixed Deposits to Fixed Maturity Plans which are more tax efficient.
I’ve noticed that most FMP’s don’t go thro’ & are called off. Why is this so?
In the last 2 months, BSL MF,Tata MF & Reliance MF have returned my money saying that they have been unable to raise the amount required to launch the FMP schemes.
Are there other avenues for Sr Citizens like us?


Ramamurthy February 16, 2015 at 7:23 am

Invest in Debt Long Term Gilt Funds.Currently giving about 15 to 20% Returns.Market expects a lower interest regime in future.It it happens it is good for such funds.If you can hold them for 3 Years it is tax efficient too.


Nitin February 16, 2015 at 2:10 pm

I find your website very informative. Can you please spare some time to provide your view on mutual fund investment at this state? Some specific things I would look for:

– SIP or lump sum, MF names to invest.
– Outlook for debt MFs

Thank You!


anand February 24, 2015 at 2:15 pm

I invested last year in 1Yr FMP. The fund house sent me a letter asking my option to extend it for another 2 yrs. Is this because of favourable taxation of debt funds if held for 36months?I am told, that I may not get taxation benefit, if the FMP is extended in this manner till 3 yrs, because the original investment in FMP and later its extension will be under 2 different nos.Please clarify.


Deepak February 27, 2015 at 11:37 am

Please write about how to “Earn real money online” … so that i could get the idea of how to start having ‘passive income streams’


Hemant Ladhe February 28, 2015 at 5:27 pm

Please explain regarding Sukanya Sammriddhi Plan, what is the treatment of tax on interest income for the girl child?


Rohit Chaudhari March 4, 2015 at 3:16 pm

Kindly cover an article about the new CAS report wherein Demat + MF consolidated information will be available for all the clients. This initiative is directed by SEBI to NSDL.


Sanjeev March 5, 2015 at 4:08 pm

Please do let us know your views/commments on SBI Nifty junior NFO.


Deep March 5, 2015 at 8:26 pm

Shiv Kukreja-ji: I find information in One Mint balanced and actionable. Can you please write about investment in forex market. Thanks. Deep


Sunand Sandurkar March 7, 2015 at 8:41 pm


I am a US citizen residing permanently in India. I have an OCI card (Overseas Citizen of India). I have been living in India since the past 5 years and plan to continue.

Can you please advise on the investment avenues available for US citizens living in India with OCI? What type of investments are considered safe from the PFIC and FATCA laws of USA?


NRITK March 8, 2015 at 5:21 pm

Hi manshu,
Lot has been written and discussed for resident Indians but very less is been discussed about the Investment options for NRIs in and outside India.
There is adequate information is available for investment in India but nothing is precise for investment options for outside India.
For eg. what about the retirement corpus for the NRI who is not planning to come back to India? What are options for him to invest outside India.
I know you would like to target the majority of your followers but I understand that you are also keeping your eyes open across the world so thought might be good if you can also target small but promising fans of your blogs.

Thanks for consideration and look forward something for NRIs.

Best Regards,


SELVA UMA March 9, 2015 at 1:27 pm

I need info abt PLI..
I ve an PLI in my native place…
monthly i m paying Rs.440..
Now I need to make the premium amount to be deducted from my Salary..
Is there any provision to do so?
ALso whether online facility is available to pay PLI?????????
Expecting ur reply soon.


Bharat Aher March 10, 2015 at 6:24 pm

Kindly cover FINANCIAL PLANNING for individual who got married and have a child.
Thanks in Advance.


Mohit Agrawal March 18, 2015 at 8:13 pm


I would love to know your views on investing in 401(k) in USA if a NRI plans to remain in USA short term like 5-7 years. Is it still worth it?
Because the tax you save and employee matching comes down to around 40% benefit. But when you cash out your 401k account when you leave for India you have to pay tax on that amount in USA at around 30% and then 10% is penalty. Is is really worth the hassle to invest in 401(k) in USA? or should I be investing that money in India


Vikash Jain March 25, 2015 at 9:38 am

There are lots of Importers who run either a Proprietorship firm or a small company. It would be great if you can shed some light on options/products they have available to safeguard against currency fluctuations and how they can hedge their risk and lock in a fixed USD-INR rate for a longer term


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