This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in
Mumbai’s Postal Department has recently launched a new website www.sukanyaaccountmumbai.in for the investors in the Mumbai region to guide and help them open accounts under its most popular scheme Sukanya Samriddhi Yojana. This website provides all kind of information about this scheme, including its salient features, frequently asked questions (FAQs), application form for account opening and most importantly, the “Sukanya Samriddhi Calculator”.
List of Post Offices – The website also carries a list of 417 post offices located in Mumbai along with their complete addresses and respective contact numbers (landline). You can now contact any of these post offices nearest to your place and talk to the concerned officer directly regarding any features of this scheme.
Toll-Free Number – Mumbai post has also taken the initiative to start providing info regarding the scheme and also resolving investors’ queries on its customer care toll-free number 1800-223-060. You can now dial this toll-free no. and have your queries resolved regarding Sukanya scheme.
Call Back Facility – They have gone one step forward by introducing the call back facility as well, in which you need to provide your name, e-mail id, contact number and PIN code and they will call you back and provide all the necessary information.
Facebook Page – Mumbai Post has also created a dedicated facebook page for this scheme, namely Sukanya Samriddhi Account Mumbai Postal Region.
At a time when most of the banks are just not ready to provide any info regarding this scheme, all these initiatives are really appreciable.
What impressed me the most is the availability of the excel-based calculator on this website. I did not expect such a move by a postal department in such a short period of time. I really appreciate such proactive steps taken by the Mumbai postal department. This calculator calculates for you the expected maturity value that you’ll get after 21 years based on your annual or monthly contributions. You can check the maturity values based on your variable contributions as well.
You can get an idea about the maturity values from the below pasted tables as well based on your annual or monthly contributions and a constant rate of interest of 9.2%.
Maturity Value Table – Yearly Contribution
Maturity Value Table – Monthly Contribution
So, I think the investors in the Mumbai region now should not feel helpless as the Mumbai postal department has done a wonderful job by providing all kind of information about this scheme on its website and also by launching a toll-free number for handling investors’ queries.
Toll-Free Number – 1800 223 060
I started the SS Account in May’2015. The rate was 9.2% at the time. I am depositing 150000 per annum in the account apart from the first year when I deposited 129,000. Can you please confirm what amount shall I get after the maturity? Also, when I stop making the payments after the fourteenth year, will the amount keep earning interest upto the 21st year.
Dear Sir
My daughter DOB 13/04/2008
Please advise Rs 2000 p/m how much get amount after 21 years
Regards
Kumar dc
mb 9845354995
Hello Sir,
Mene two daughter k account open krvaye h m unme paise deposit krvata hu.Jaisa ki mene check kiya h SSA ki guideline m mene dekha ki usme ek line thi aniyamit bhugtan par jurmana
please mughe aniyamit bhugtan k vare m btaye.
Sir my daughter sukanya smrithe yojana not transfer from tezpur assam around two years pl help
Sir
Maine 2015 me account khola tha eske bad us account me paise jama nahi kar paya to kya mera account band ho gya hoga pl ????
Sir,
Meri Ladki 10 saal ki hain 14th year payment karana padega means uski umar 24 years ho jayegi aur maturity years 21 means 30 years main maturity amount milegi ??? Sir please reply me kk18mail@gmail.com
My child girl sukanya a/c not open bNk of broda khagaria branch
All docoment are summit bankar
Birth catificate
Adhar card child
Adhar card me and my wife
Photo
Chq
Mai kaha complain karu
Sir,
Meri ladki 7 saal ki hai yadi mai 2000 per month deposit Karta hu to hame kitna paisa milega.
Sir
Good morning sir maine apni beti yuwanshi Neelratna ka sukanya samridhi yojna ka account open karaya tha jisme 5-6 kist 3000 per month bhi jama karaya tha uske baad meri beti ki death ho gayi jiski soochna bank ko di or application with death certificate ke bhi 2-3 baar de chuka hu lekin abhi tak account nhi band ho paaya hai or nhi jama rupay ka bhugtan hua hai bank vaale kahte hai ki ek application bharat sarkar ko bhejo meri samajh main nhi aata hai ki main kya karoo please meri help kijiye sir main bahut hi problem main hu …..
Sir,
Due to lack of knowledge, my wife name was mentioned as a guardian name in the SSY AC, now i want to amend it in my name.
Pls. suggess.
Dear sir
I want to know that if I open an account of my daughter at the age of 8 years in the sukanya samridhi yojna.
kindly suggest, either I would get the maturity amount at the age of 29 (21 years policy standard) or at the age of 21 years of my daughter.
With regards
Pankaj shrivastava
moderation…
Hi sir
Abhi mera beti 6 sal ka hai ,mai ne uska ssy account open karna chatu ,abhi start kiyeto after 21 year ke bad amount ata means 21+6=27 year ke bad so mai 6 sal ka amount eki bar pe karake uski birth date se start kar skata kya?
Hi sir
Abhi mera beti 6 sal ka hai ,mai ne uska ssy account open karna chatu ,abhi start kiyeto after 21 year ke bad amount ata means 21+6=27 year ke bad so mai 6 sal ka amount eki bar pe karake uski birth date se start kar skata kya?
Sir, SSY ka tex me benefit 80 C k kis section me le skte hai
sir
muje sukanay yojana ke liye total kitne year paise jama karwane hai
total 14 saal ya 21 saal tak
Hello Davender,
Apko Sukanya Scheme main sirf 14 year tak hi paise deposit karne hai..uske baad nhi…
Sir meri beti k liye maine yearly 2000rakhea tha lekin ess sal ka 3000 hajar ma rahe hai kya karu
Hi !Sir,
Meri daughter ka DOB galat likha gya hai sukanya smridhi yojna me kaise sudhar kiya jaye?
Dob of my daughter is 11/08/2013. I want to open 50000 thousands yearly acc. in this year 2018 ,What will be the maturity value and which year she will get the value.
Sir Maine jb account open karaya that to beti ka naam yashvi likhwaya tha but an name change krwana chahti hu… Is it possible..
sir
maine sukanya me apane beti ka account open karawaya hai lekin usaka passbook hame nahi mila hai bank mainejar se bola passbook ke liye to kaha passbook nahi milata hai
Sir I have lost my say passbook and I do not have my account Number also can I recollect my duplicate passbook by any way