This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in
Mumbai’s Postal Department has recently launched a new website www.sukanyaaccountmumbai.in for the investors in the Mumbai region to guide and help them open accounts under its most popular scheme Sukanya Samriddhi Yojana. This website provides all kind of information about this scheme, including its salient features, frequently asked questions (FAQs), application form for account opening and most importantly, the “Sukanya Samriddhi Calculator”.
List of Post Offices – The website also carries a list of 417 post offices located in Mumbai along with their complete addresses and respective contact numbers (landline). You can now contact any of these post offices nearest to your place and talk to the concerned officer directly regarding any features of this scheme.
Toll-Free Number – Mumbai post has also taken the initiative to start providing info regarding the scheme and also resolving investors’ queries on its customer care toll-free number 1800-223-060. You can now dial this toll-free no. and have your queries resolved regarding Sukanya scheme.
Call Back Facility – They have gone one step forward by introducing the call back facility as well, in which you need to provide your name, e-mail id, contact number and PIN code and they will call you back and provide all the necessary information.
Facebook Page – Mumbai Post has also created a dedicated facebook page for this scheme, namely Sukanya Samriddhi Account Mumbai Postal Region.
At a time when most of the banks are just not ready to provide any info regarding this scheme, all these initiatives are really appreciable.
What impressed me the most is the availability of the excel-based calculator on this website. I did not expect such a move by a postal department in such a short period of time. I really appreciate such proactive steps taken by the Mumbai postal department. This calculator calculates for you the expected maturity value that you’ll get after 21 years based on your annual or monthly contributions. You can check the maturity values based on your variable contributions as well.
You can get an idea about the maturity values from the below pasted tables as well based on your annual or monthly contributions and a constant rate of interest of 9.2%.
Maturity Value Table – Yearly Contribution
Maturity Value Table – Monthly Contribution
So, I think the investors in the Mumbai region now should not feel helpless as the Mumbai postal department has done a wonderful job by providing all kind of information about this scheme on its website and also by launching a toll-free number for handling investors’ queries.
Toll-Free Number – 1800 223 060
sir mai yerely 1000 amunt jama karta hu to 21 sal me kitan refand milega
Sir es yojna me nominy koi nahi h please explain
Sir. Muze post office se sbi me suknya yojna khata tranfar karna hi . Bank me pucha to batya gaya ki yeh khata bank me transfar nahi kar sakte.
Sir to yeh khata bank me transfar nahi hoga kya
Plese reply sir.
My daughter date of birth is 24-8-2005, may i open an account in Sukanya Samriddhi Yojana at December 31st 2015
Dear sir mujhe ye Janna he ke agar me per year apne beti ke ssa account me 14000 submmit karta hu or 14 year thak karta hu to pura total hua 168000. Or ye deposit hum 21 year bad withdraw kar sakte hai.jiska amount hoga something 640000.it true .kindly comments on my post.
Sir maine apni beti ka SSA open kiya hai lekin paisa jama karte samay opening account me Rs 1000/- se jyada nahi kara saka jabki mai chahta hu har mahine Rs 5000 /- jama karna to mujhe kripya ye bataeye ki agle mahine mai is account me Rs 5000 /- jama kara sakta hu kya.
Sir maine apni beti ka SSA open kiya hai lekin paisa jama karte samay opening account me Rs 1000/- se jyada nahi kara saka jabki mai chahta hu har mahine Rs 5000 /- jama karna to mujhe kripya ye bataeye ki agle mahine mai is account me Rs 5000 /- jama kara sakta hu kya.
Sir mujhe a bataye ki me apni beti ki sukanya yojna post office y bank me khole ..kaha sahi rahenga
Sir’ kya me 1000yearly due skta hu?kyoki meri lnkm 5000par month h
Sir
Meri 1 sal ki beti hay agar may sal ke 5000 hagar dalta hu to muze kitne sal rs. bharna padega aur muze kitne rupye milege
Sir meri beti ka birth 20september2005 hai.kya mai ssy account open kar sakti hu.
Sir maine sukanya samriddhi yojna post office main open kiya hai. Mujhe woh policy ceased karna hai. Aur SBI main open karna hai, taki mera due payment mere account se debit hota rahe.toh kya main post office ki policy ceased kar sakta huan. Aur SBI main new ipen kar sakta huan..pl mujhe help kare.
Dear
Sir
I have a daughter.Can you tell me about Excidentel amount.and what is the process of withdrowling the money…?
Dear Sir, Aap Kah Rahe Hai 18 Year Me Jama Rashi Ka 50% Le Sakate Hai. Mana 14 years Tak 21 Lack Jama Hote Hai. (150000*14) Tab 18 years Me 50% 10,50,000/- Lene Par Maturity Amount Par Kitna Aur Kaise Prabhav Padega. It Means 21 Year Me Tab Kitni Maturity Milegi.
Dear Sir,
One More Q. Plz…
14 Yes. Tak Deposits Dene Par Kya Hame Maturity Date Par Milne Wala Amount Kitna Mil Payega Ye Clear Kar Denge Kya Daak Vibhag Wale. Ya Koi Card Ya Receipt Ya Koi Voucher Denge Jise Lotane Par 21 Year Me Maturity Mile. Maturity Lete Waqt To Koi Extra Document Nahi Lenge Na. Tab Koi Dikkat To Nahi Aayegi. Aur Ham 14 Year Se Adhik Samay Tak Jama Karna Chahe To Maturity Date Aage Badakar Le Sakate Hai Ya Aisa Nahi Ho Payega.
Plz Sir Clear Kijiyega,……Dhanywaad Aapka.
Sir tax me kitna examtion milega, agar ssy me 100000 per year deposit karate h
Sir,plz ye bataye ki ssy account kewal post office me hi khulega ya bank me bhi khul skta h? And agar per year alag alag amount deposit kare to maturity calculation kaise hoga. For example . 1year-36000, 2year- 60000, 3year- 120000 etc. And kya bank bhi ssy ke liye authrize h
hello sir,
Meri beti abhi 6 month ki hai.
Kya mai uska ssy a/c khulwa skta hu.
Agar mai 12000 anuly drposit karta hu to 18 sal bad kitna milega..please tell me.
Thankyou..
har saal fixed amount bharana jaruri hain ya koi bhi amount means 1st year 12000/- next year 20000/- payment kar sakate hai kya?
Sir,
Meri Ladki 10 saal ki hain 14th year payment karana padega means uski umar 24 years ho jayegi aur maturity years 21 means 30 years main maturity amount milegi ???