Reader insights on financial planning for a baby

by Manshu on January 5, 2012

in Personal Finance

There were some great comments on yesterday’s post on financial planning for your baby, and the one that Indian Thoughts left had a lot of insights and since these are costs she has incurred recently, they’re very close to what you can expect in a similar situation.

There were plenty of things to learn from her comment, but the thing that struck me most was that a lot of these things don’t sink in or we don’t plan for them because it just doesn’t feel all that important or that big a deal.

I experienced that primarily because a lot of the things she wrote were things that I had read in articles earlier, but frankly, they didn’t quite feel that important until I read it in her comment, and realized that there is a reason why people keep mentioning these things again and again – because they are real!

For example – IT talks about eating healthier which costs more, and this is something I had read earlier, but it didn’t sink in as to how big of a difference that would make. Same thing with baby vaccinations, and the advice about controlling your urge to buy any and everything when it comes to your baby. I read these things several times earlier, but they never really sunk in.

It was a great comment, and she edited it slightly and posted it as a blog post on her own blog – I would highly recommend that you read it even if you’re not expecting a baby in the immediate future, it might just be something that lingers in your mind and helps you a few years down the road.

Read Cost of bringing baby on this earth

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