This post is written by Shiv Kukreja, who is a Certified Financial Planner and runs a financial planning firm, Ojas Capital in Delhi/NCR. He can be reached at skukreja@investitude.co.in
I have already posted three articles for Sukanya Samriddhi Yojana and the queries regarding this scheme are not showing any signs of tiredness. People have been asking all kind of queries regarding various features of this scheme and sharing all kind of experiences here on these posts. The biggest problem they are facing is to find out which bank branches are opening this account and accepting deposits from the general public. Banks are showing their inability to open these accounts as they do not have any clue about the account opening process.
I also got a few comments in which people wanted me to post a duly filled application form so that they can also easily fill the application form for themselves. So, here you have the sample of a duly filled application form:
The application form is fairly simple and you can fill it in less than two minutes. Also, I have filled this application form to the best of my knowledge. So, if any of you find any discrepancy in it, please point it out to me and I’ll rectify it as soon as possible.
Please don’t forget to carry the necessary documents to open this account, which are as under:
* Birth Certificate of the Girl Child
* Identity Proof or Aadhaar Card of the Parent/Legal Guardian
* Residence Proof or Aadhaar Card of the Parent/Legal Guardian
* 2 Photographs of the Depositor/Parent/Legal Guardian
Much has already been mentioned about this scheme in my earlier posts, so I’ll wrap it up here. If you have any query regarding this scheme or any of its features, please let me know.
Application Form for Sukanya Samriddhi Yojana
List of authorised commercial banks where you can get this account opened
Dear Sir
My daughter DOB 14/3/05 if i am open the account today, what is maturity date.
Maturity date would be 21 years from today or when your daughter gets married, whichever is earlier.
my baby born on 01-03-2005. can she is eligible? for ssa
Yes Tarun, she is eligible.
sir ssy ki last date kya h…
kya iske bdhne ke chance h
Prashantji, is scheme ki koi last date nahin hai.
Meri sister ki DOB 09/08/2004 h…
Kya wo iske lie eligible h?
Aur is form ki last date kya hai?
Plz reply me
Danishji,
1. Aapki sister is scheme ke liye eligible hai.
2. Is scheme ki koi last date nahin hai.
Sir, I have two daughters dob 5.1.2006 & 8.4.2009 respectively. 1.What will be the metuarty date.
2. If this year initially I deposited Rs 5000 PA each, but next year may be my finencial condition is not better ,can I deposit less amount.
3.is it possible if 1st year I deposited only one time but not less than 1000 ,but next year 3 or 4 time same amount & after 3 years again 1000pa .
Hi Ranjeet,
1. Maturity date will be 21 years from the account opening date or whenever your daughters get married, whichever is earlier.
2. You can deposit any amount of your choice between Rs. 1,000 and Rs. 1,50,000 any number of times.
3. Yes, that is also allowed.
Dear sir , first i want to thankful you because your gudline is very simple ,specific and clear. Really i dont want to ask this question but just for future information and all other guys who are attached with this link like me . if something happen with daughter any eligiblity before the period or same duration will go.
Thanks Mr. Ravi for your kind words!
If something unfortunate happens with the girl child, then the parents/legal guardian will get the balance amount back immediately.
Sir
sir,
agar 1 varsh me minimum 1000 rs 14 years tak jama karne par 21 years me kitne mutrurity milegi ..
Mauryaji, maturity values ke liye ye post check keejiye – http://www.onemint.com/2015/04/03/sukanya-samriddhi-yojana-calculating-maturity-values-9-2-interest-rate-applicable-for-fy-2015-16/
Sir me rampur distt me15year se rehata a raha hu our is shceme ke 21 year poore hone per me agar goun Chale jate hai tab meri beti ke proof pe address ka anter hoga tab koi pareshani to nahi hogi
Nahin Maheshji, koi pareshani nahin hogi.
Respected Sir I am confusing about the application form for opening the account in post office or in Banks.Out of these for which mode this form is applicable.
This common form is used for many of the post office schemes, including SSA, MIS, Term Deposits, Savings etc.
1st month 1000 & 2nd month 400 3rd month 500 jama kare to koi dikkat to nahi hogi
Nahin Maheshji, koi dikkat nahin hogi.
Sir ,account open ho gaya par kisine kaha isme insurance nae hai aur isse acha toh insurance policy hai tab no 830 Ka comparison diya hua hai
Reshmaji,
Insurance policies mein average return 5-7% se zyaada nahin hota, isliye is scheme ko insurance policies se compare nahin karna chahiye.
dear sir my village barahana disst bulandshahr . sir kya 1000 rs monlhly jama karne h ya sal me 1000 jama karne h ye bada doubt h logo m please tell me
Arjunji, saal mein sirf ek baar deposit karna hai aur kam se kam Rs. 1,000. Aap zyaada amount bhi deposit kar sakte hai aur zyaada baar bhi.
sir,
monthy 1000 Rs jama karna jaruri hai ya yearly ham sab kisan pariwar se hai 1000 yearly ho sakta hai par monthy nahi..
Aapko saal mein ek baar minimum Rs. 1,000 jama karne hain, monthly nahin.
thankyou sir but
agar 14 varsh tak 1000 rs jama karne par 21 years me lagbhag kitna milega
dear sir my daughter date of birth 22 jan 2007 .what is maturity date & required documents adhar is ok or not. school date of birth .
Reply
dear sir my daughter date of birth 22 jan 2007 .what is maturity date & required documents adhar is ok or not. school date of birth .
Maturity date would be 21 years after the account opening date or when your daughter gets married, whichever is earlier. Required documents have been mentioned in the post above.
FIRST OF ALL WANTS TO THANK YOU FOR GIVING SUCH A WONDERFULL INFORMATION . SIR TODAY I WENTTO FEWBANKS IN DWARKA AND SURROUNDING BUT NOBODY GAVE ME FORM FOR SSA.SBI WAS ALSO IN THE LIST . I WENT TO TWO DIFFRENT BRANCHES OF SBI. FINALLY I WENT TO POST OFFICE THEY SAID FORMS ARE FINISHED. COME AFTER2-3 DAYS. BUT SOMEBODY TOLD ME FORMS ARE AVAILABLE @ RS4 /- ON PHOTOCOPIER SHOP JUST OUTSIDE THE POST OFFICE . I HAD NO CHOICE. I PURCHASED THE FORM @ RS4/-. THIS IS ALSO CURRUPTION. CAN YOU DO SOMETHING FOR PEOPLE LIKE ME .
Hi Aarti,
We do not have any such authority to stop such kind of activities. But, you have the power to raise your voice against such activities. You can go and ask the post master why the forms have got finished. Write a complaint about it. Moreover, you can download the form online as well and take a printout for the same.
thanks sir. really appriciate.
Sir kya mai net se ssy ka form download karke bharke de sakti hun bt uspar postoffice ka symbol nhnn hai….kya form valid hoga??
Yes, aap net se is account ka form download kar sakte ho. Post office mein downloaded form accept kar liya jaayega.
31 March ke baad 9.1 % se kam ho jayega kya
Maheshji, is financial year mein is account ka interest rate 9.20% fix kiya gaya hai.
Sir meri beti ke 21 year poore hone per mujhe apni beti ke kish document ke jarurat hogi
Maheshji, aapki beti ke 21 saal complete hone pe aapko paisa nahin milega. Is account ke 21 saal complete hone pe milega.